Started from Hong Kong Island

Chapter 95 [Finally fell]

The beginning of April

Hang Seng Bank was listed on the Hong Kong Stock Exchange, changing the original 1 share into 10 shares and issuing new shares with a value of HK$100 per share for public sale, which was welcomed by Hong Kong citizens and a large number of companies.

This was the first bank to be listed in Hong Kong after World War II.

Before 65, Hang Seng Bank was the largest Chinese bank in Hong Kong and was controlled by its founder, Mr. Ho Sin Hang. Unfortunately, in January 65, Hong Kong experienced its first major banking crisis in history. Depositors' bank runs spread to Hang Seng Bank, making it unable to pay the huge withdrawals. Finally, Hang Seng Bank was forced to accept HSBC's acquisition of 1% of Hang Seng Bank's shares for HK$5100 million. The crisis was resolved, but Ho Sin Hang also lost control of Hang Seng Bank. However, Ho Sin Hang and other founders still run Hang Seng Bank.

On the day of listing, Hang Seng Bank's share price closed at HK$165, and its market value had reached HK$16.5 billion.

Li Wendi heard about the news of Hang Seng Bank's listing in May, and asked Wu Xiong for help in trying to get some stocks from those people.

Wu Xiong was very capable and lived up to Li Wendi's expectations by acquiring 1.5 shares of Hang Seng Bank.

Li Wendi quickly asked Wu Xiong to sell his stocks and urgently cash out 150 million yuan to pay for the subscription of Hang Seng Bank shares.

All the shares of Wheelock, Hutchison Group and half of Mei Foo Enterprises that he had previously held were sold out to raise the 150 million yuan.
In just one day, the share price of Hang Seng Bank rose by 65 yuan, and Li Wendi earned 97.5 yuan, which made him ecstatic.

The 70 years are truly an era full of miracles!
I also made a lot of money from the stock of Mobil Enterprises. The price increased by about 1.8 yuan from the original purchase price, and the profit was about 20 yuan. Although the profit margin was not high, it was more worthy of investment than the stocks of Hutchison Group and Wheelock, and the money I made was almost twice that of the two.

This is also one of the reasons why Li Wendi kept the Mobil Enterprise stock.

The share price of Hang Seng Bank will still rise sharply. Whether it is the strength of Hang Seng Bank or the backing of HSBC, it is unmatched by other companies, so it is sought after by investors.

Soon, news came that Starlight Real Estate Company had won the bid for the 6-story commercial building in Wan Chai. Starlight Real Estate Company defeated the second-ranked company with a slight advantage of 20. However, the owner required Starlight Real Estate to pay the first payment of 200 million in cash within a week, otherwise Starlight would not only have to pay the penalty for breach of contract, but also lose the building.

These requests were not excessive and were completely routine operations, but they were urgent for Li Wendi because nearly half of his properties had not been sold. He was worried that some buyers would receive the news and take the opportunity to lower the price of the properties, causing him to suffer losses and even become a laughing stock in the industry.

"Wentao, what's the situation with the sale of the partitioned shop?" Li Wendi asked calmly. He really didn't want to sell his investment in the stock market. After all, the stock market made money faster and more than real estate.

"Most of the compartment shops have been renovated, and the rest will be completed within a week. The time for capital recovery is very tight. If there is any obstruction, it will be difficult to raise the first payment for the building in time." Zhang Wentao said with some heaviness.

“What about other properties? 450 million is not a small amount of money.” Li Wendi said, touching his chin.

Other properties, such as industrial buildings in Kwai Chung and Kowloon Bay, are popular properties, but if you sell them in a hurry, you will always be forced to lower the price. Therefore, it is necessary to spread the word in advance so that some buyers will come to you. In this way, even if there is no premium, the price will not be lower than the market price.

"We have already released the news about the remaining properties. No buyers have come forward yet, and we have already sent people out to look for buyers. It should be two days before we have news." Zhang Wentao replied, his eyes unconsciously glancing at Li Wendi's expression. He seemed a little worried that his boss had misunderstood his abilities.

Li Wendi pondered for a moment and said, "We need to hurry up and make sure these things don't affect the delivery of the building."

"Yes, I will keep an eye on these things." Zhang Wentao nodded.

"You have contacted Yuanfeng Bank. What did they say?" Li Wendi did not disbelieve in the gossip. It was just safest to get a personal answer from the other party on such matters. In case of any dispute, it would be more trouble than gain.

"The other party only sent a small employee, and they didn't seem willing to talk to me. They probably thought I was a small figure and not worth the management's help." Zhang Wentao said with some self-mockery.

"There is no shortage of snobs in Hong Kong. As long as we make achievements and have money and power, they will rush over to us." Li Wendi comforted Zhang Wentao and said, "Before the Spring Festival, who would have dared to imagine that we could take over a commercial building in Wan Chai? I guarantee that by next Spring Festival, those who look down on you now will come over to flatter you."

"Of course I believe in my boss, otherwise I wouldn't have left my original company." Zhang Wentao immediately put away his self-deprecating smile and said seriously, "You still need to go to Yuanfeng Bank in person. We are the ones who are anxious about this matter, not Yuanfeng Bank."

"Well, I know that. You call the person in charge of this case at Yuanfeng Bank and explain to them clearly that delaying this matter will not benefit anyone. I will also sue them in court." Li Wendi said in a firm tone.

"Yes!"

Yuanfeng Bank Small Meeting Room

Although it is called a conference room, it is actually very narrow, smaller than a toilet, which is very different from conference rooms in mainland China.

However, Li Wendi has become accustomed to the high cost of land in the Central Building. The rent of such a small conference room is not cheap, and is equivalent to half a month's salary of an ordinary worker.

Yuanfeng Bank sent a department manager to receive Li Wendi and Zhang Wentao to discuss the issue of the original loan of Wanchai Commercial Building.

"I would like to modify the original loan terms of the department store. What do you think, Mr. Yuan?" Li Wendi said with a faint smile.

Department manager Yuan Shihe frowned immediately, subconsciously thinking that Li Wendi was looking for trouble, and said firmly, "The bank will not agree to modify the terms. Mr. Li, please don't mess around, otherwise it will be embarrassing for everyone."

This warning made Li Wendi smile even more brightly. "Mr. Yuan, these terms were originally for individuals. Now that the owner of the building has changed to a company, shouldn't they be changed? Banks have always been in a situation where cooperation with customers is mutually beneficial, while separation would result in losses for both parties."

If it wasn't for negotiating a loan, other banks wouldn't get involved without Yuanfeng Bank's consent. Li Wendi was unwilling to deal with a bank that "bullies its customers because of its size" and acted like it couldn't tell the difference between the big and small banks.

"Mr. Li, you are the owner of the building, you can choose to repay the loan, so there is no need to modify the terms." Yuan Shihe sneered, he felt that Li Wendi could not repay so much money. "Mr. Yuan's words make sense, then let's decide, please ask your bank to show a loan transfer agreement, I believe many banks are willing to help." Li Wendi smiled, it's just money, it's not that he can't get it, but he doesn't want to make too much trouble, after all, there is only one week.

Yuan Shihe was a little impatient now, and hurriedly said, "Mr. Li, Yuanfeng Bank will never agree to transfer the loan business. Only the customer can repay the loan amount himself."

"How long has Mr. Yuan been working in the financial industry? Can't I find a financial company willing to provide a loan of 400 million? It's just a little troublesome." Li Wendi leaned back in his chair and said with a comfortable look on his face.

What he wanted was for Yuan Shihe to be uneasy. What he said was exactly Yuan Shihe's pain point, which was a flaw that could be seized.

"Mr. Li, actually you don't need to go through so much trouble. Didn't Yuanfeng Bank provide you with a loan? As for changing the terms, I don't have the authority, but I can discuss it with the general manager." Yuan Shihe knew that Li Wendi could easily attract investment, and he didn't want his men to lose such a big business, so he could only be a good younger brother.

"No problem! Give me a reply tomorrow morning. I'm very busy." Li Wendi immediately stood up and was about to leave.

"Okay, I'll give you an answer as soon as possible." Yuan Shihe finally put himself in the right position.

Just as Li Wendi and Zhang Wentao left, a man in a bow tie walked out of the next room with his left hand in his pocket and a cigar between his right thumb and index finger. Yuan Shihe greeted him like a pug.

"Boss, it's done." Yuan Shihe nodded and bowed to take credit.

The man exhaled a puff of smoke and said with a smile, "Your acting is pretty good. You acted so realistically. Li Wendi must have believed it. He thought he could scare people by saying a few words. He wouldn't have guessed that this was a play."

"Boss, everything has been arranged at the law firm. Everything will be settled tomorrow." Yuan Shihe smiled cunningly.

So the next afternoon, Li Wendi signed a new contract with the representative of Yuanfeng Bank at the law firm. However, Li Wendi did not pay attention to one of the provisions: the right of interpretation belongs to Yuanfeng Bank.

Faced with overwhelming doubts, Lin Jianmin adopted previous measures and used the power in his hands to threaten those newspapers and reporters, hoping that they would shut up. As for those citizens talking about it after dinner, he was powerless and gradually came to believe that the citizens did not have the power and no matter how much they said, nothing would happen to him.

This is exactly the result Li Wendi wanted. Newspapers are meant to inform the general public of news. They are no longer the playthings of the powerful. Moreover, sometimes the impact is so far-reaching that the Hong Kong government and the police force cannot afford not to give the public an explanation.

Xu Shoukun was not a person who just sat there to do nothing. Knowing that Lin Jianmin was about to fall, he no longer cared about the agreement reached before and began to show his power. He lobbied many senior police officers and even one or two congressmen who were on good terms with him. For a time, Lin Jianmin was pushed down by everyone.

"Inspector Lin, what do you have to say about the evidence of corruption, bribery and abuse of power provided by citizens?" A female reporter blocked Lin Jianmin at the door of the police station and pushed the microphone in front of him.

Lin Jianmin, who was already furious, pushed the microphone away and shouted at his subordinates, "Kick them out. This is a police station, not a press conference."

The police officers acted quickly. Although Lin Jianmin could not serve as the Wan Chai Inspector for long, he was still the Inspector at that time and had the power to punish the police officers.

“Inspector Lin, we are journalists and have the right to freedom of the press. If you do this, I will definitely complain to the Hong Kong government about you. The police have actually deprived journalists of their rights.” The female reporter gradually withdrew from the police station, still talking non-stop, as if she wanted Lin Jianmin to stop this stupid behavior.

Lin Jianmin turned a deaf ear to this, but he clenched his fist unconsciously, gritting his teeth and said, "Li Wendi, you bastard! I will kill you sooner or later."

At the same time, a police officer ran out of the police station building. He ignored the angry Lin Jianmin and approached him and said, "Inspector, there's a call from the headquarters asking you to come over right now. It should be an urgent matter."

Everyone knows that going to the police headquarters now is not a good thing, but unfortunately Lin Jianmin cannot refuse, he can only say that he understands.

Of course, Lin Jianmin still held on to hope that he could get through this difficult time safely, just like last time.

However, this was just his fantasy, because Li Wendi would rather kill him himself than allow this person to remain in the world.

As Li Wendi expected, the top police officers reported to the Governor of Hong Kong and temporarily removed Lin Jianmin from his post as Inspector of Wan Chai. They also parachuted someone from the headquarters to replace Lin Jianmin.

When the news came out, Lin Jianmin's enemies were grinning from ear to ear. Some smart people would naturally not seek revenge when the storm was at its peak, but there were always some brainless people. They gathered a lot of people and wanted to take advantage of the dark and windy night to cut Lin Jianmin into pieces to vent their hatred.

According to the information obtained by Li Wendi, Lin Jianmin escaped with minor injuries during the siege and hacking, and hid in the hospital. At the same time, Lin Jianmin applied to the police force to send someone to temporarily protect him. For a while, his enemies were furious, but could do nothing.

"How come this bastard didn't get hacked to death? The police actually sent people to protect him. When we were hacked, we called the police, but they just ignored us." Zhang Yan complained angrily.

Li Wendi pursed his lips and smiled. "After all, Lin Jianmin used to be a detective. It's normal for him to have some connections in the police force. Those policemen can protect him for a while, but not for a year. His enemies won't let him go easily."

"Besides, don't we have us? We can still kill him with machetes even if we cover our faces."

Hearing this, Zhang Yan laughed heartily, "Haha!! Lin Jianmin, this guy can't escape the first day of the month, he is dead for sure."

"Ayan, let others do this kind of thing, and we can just watch the show from the back. It's hard to wash off the fishy smell, and it's easy to be targeted by Lin Jianmin's accomplices." Li Wendi felt that Lin Jianmin would definitely die tragically under the machete, it was just a matter of time.

"Okay, I get it! But I'm kind of itching to kick him a few times." Zhang Yan said as he moved his wrist joints.

Li Wendi just smiled and said nothing. It was enough for Zhang Yan to listen to his words. After all, Zhang Yan represented him, Li Wendi, outside and he couldn't let these stupid things happen to him.

(End of this chapter)