Rebirth Online Entertainment
Chapter 652: Here Comes "Shi Yuzhu"
This rental is just Chen Jiayi breaking through the domestic real estate market and realizing a more perfect Chinese housing situation. 【
Aishang Reading Network]
"Rent."
In the Chinese dictionary, under normal circumstances, only those who go out to work will rent a house.For a real family, he needs a house, otherwise, many people will say that there is no feeling of home.This is why so many mothers-in-law marry their daughters, they must have a house.Although, getting married requires a house, especially the feeling of buying a new house, many people can understand.However, in this society, especially for many post-80s, they simply cannot afford to buy a house.
You think, a person who just came out of the society not long ago, no matter how good he is, in just a few years, it is impossible for you to save hundreds of thousands to buy a house.For those who are really rich, most of them have pretty good families.But if this is the case, is it wrong to marry a daughter to marry the other parent?
Because of this, many people attach great importance to houses.
Even if many male compatriots do not agree with the opinions of many mothers-in-law, but if you want to snatch other people's daughters, you must have some conditions.So, since you can't change the opinions of others, make yourself stronger.In this way, some people are constantly struggling for the house and marriage. It can be said that it is miserable.
"At the same time, I think that if the family really does not have the conditions to buy a house, you can rent the house of our Tang Dynasty company. I can guarantee that the house we come out is absolutely no different from the new house you bought."
If the existing housing system is not broken, even if the Chinese people struggle for decades, they will still become house slaves.However, even the latest system created by Chen Jiayi, Chen Jiayi has always believed that it is beneficial to the housing concept of Chinese people.However, at this time, many reporters expressed their doubts.
For example, a reporter from Xinhua Daily asked Chen Jiayi, "Mr. Chen, do you mean the renting house you mentioned refers to our entire housing system. Even if you get married and start a family, can you rent a house?"
"Yes, I think it's perfectly fine."
Chen Jia nodded.
"Of course, I also think that renting a house is not wrong, but I am afraid that the Chinese-style housing system still wants to buy a house by myself. In this way, I can settle down for the rest of my life."
This is what the reporter said.
"This reporter's consideration is also reasonable, but what I want to say is that the change of concept cannot be reversed immediately, and the housing system in China is the same. We, Tangchao Real Estate, are willing to create the best housing sources for the people of China. To supply those friends who need a house but are not able to buy a house for the time being."
However, what others said, Chen Jiayi would continue to do so.Moreover, Chen Jiayi knows that there are countless friends in China who cannot afford a house.If Tang Dynasty Real Estate can give them a newest rental house, I'm afraid they will move into new homes one after another... As for those mother-in-laws who always want to marry a house and a car, what do they think about it?Chen Jiayi won't care about it for the time being, presumably when the trend of renting houses becomes popular.I'm afraid that what the mother-in-law considers may not be the specific house and car, but more likely to examine the young man's character.
If so, Chen Jiayi would think that this is the progress of society.
After Chen Jiayi answered a few questions, the press conference of Tang Dynasty Real Estate ended.At the same time, in the last few sentences before the end, Chen Jiayi said, "In the future, Tang Dynasty real estate will either purchase or develop multiple housing sources across the country, and, in the future, a comprehensive rental system will also be formulated. I believe that the rental resources of the first phase of Tang Dynasty Real Estate will soon spread to the whole country, and everyone is welcome to come and rent."
In fact, Chen Jiayi has learned about this rental system in later generations.
At that time, due to the high domestic housing prices, many people could not afford houses.Therefore, many netizens took the examples of European and American countries to analyze, and said that it is impossible to realize the renting of houses for all in China.On the contrary, if the vast majority of friends do not waste their money on buying houses, then the entire rental system in China will be perfected.
The reason for this analysis is simple.That is, if most citizens choose to rent a house.Even family housing, if you choose to rent.The housing price cannot be too high. At the same time, if the housing price is not high, naturally, the rent paid for renting a house will not be too high, and many people can bear it completely.If it comes time for all people to rent houses, I am afraid that there will be no difference between buying a house and renting a house.
Because there is no difference between the house I rent out and the house you bought, and even my house will be better than yours.
Of course, you will say that the higher the housing price, the more powerful it is for the local government.Because it can drive their economy.However, to be honest, it is not that higher house prices will drive the economy.Instead, large-scale construction of houses will drive the economy.It has nothing to do with whether the house price is high or not.
If renting a house can solve the personal housing system, then there will be more friends who want to rent a house than buy a house.Similarly, these people who rent houses also need the appearance of one commercial house after another to meet their needs.In this way, real estate can still develop on a large scale.At this time, it will be difficult for the economy not to develop.
It is a pity that in China, among the large number of real estate companies, which one wants to rent a house to others?
In their opinion, selling houses is more profitable than renting houses, and the cost is recovered faster.In this way, they would consider renting a house, that's no wonder.Of course, Chen Jiayi knew about this.Since they don't want to enter, they don't want to do it, then let me, Chen Jiayi, do it.
Chen Jiayi is willing to lead such a lead, and at the same time, he also has such capital to lead this lead.
Soon, after the press conference of Tang Dynasty Real Estate ended, the Internet started a period of overwhelming discussion about the rental system mentioned by Chen Jiayi.Some people say that although Chen Jiayi's rental system is good.However, renting a house is too unreliable, and buying a house is still a reality.After all, after buying a house, the house is yours.
However, in this world, too many people cannot afford a house.
Many people began to attack people who bought a house, "Nie Ma, do you dare to ask your father to buy a house for you? Do you dare to make money to buy a house by yourself? Some second-handed people who fight their fathers have the ability to earn so much money. Let’s talk about it when the time comes It doesn’t matter whether you buy a house or rent a house. For thousands of friends who can’t afford a house, I agree with Chen Da’s point of view. If I get married and have no money to buy a house for a while, I will definitely choose to rent a house from Tang Dynasty Real Estate.”
Of course, there are also some more rational supporters.They believe that buying a house and renting a house have their own considerations.The key depends on how the future goes, if most people rent houses in the future.Then, everyone's hearts will gradually change accordingly, just as the thinking in the 80s and [-]s is completely different from the current thinking.
Even in the end, some psychologists jumped out.To put it bluntly, this renting system looks different from the traditional thinking in China.However, the rental system developed by Tang Dynasty Real Estate has solved many renters who cannot buy a house.If that time comes, others can rent a new house at the age of 23 and get married.And you have always wanted to buy a house and get married.But at that time, you can't afford it.Could it be that you will wait until the age of 30?I am afraid that at that time, friends who have always wanted to buy a house will also try to rent a house to solve life's major issues first.
After all, buying a house can take its time.Anyway, renting a house is similar to buying a house.However, the marriage, this cut, is gone.Besides, wouldn't it be a pity to abandon the marriage just because of a problem of buying a house?
At the same time, such a topic has also attracted the attention of domestic traditional media.For example, TV stations, newspapers, etc., many real estate developers, sociologists, and experts from various places.They jumped out one after another, and this one said that of course Chinese people want to buy their own house.Another said the rental looked good too.
All of a sudden, there was a lot of discussion across the country about whether to rent a house or buy a house.After all, this is a matter of people's livelihood.Moreover, this is a problem for the common people in China, and everyone is interested.Among them, there are those who agree and those who disagree.But in any case, friends who deny it may not always deny it, and those who agree, basically he will not deny it in the future.It seems that if we stick to it, no one knows what will happen in the future.
……
Tang Dynasty Company.
After Chen Jiayi rented out the housing system, there were many discussions from the outside world.However, Tang Dynasty Real Estate did not respond, and has been working towards building a complete rental system recently.This system includes rental prices and various terms.For example, where should the price be set in order to ensure that they do not lose money and to make the rent affordable for the common people.At the same time, a series of other measures must be taken to allow citizens to rent houses with confidence.
Maybe, everyone thinks it is unnecessary, just rent a house.
However, some people worry that after renting for a year, real estate developers will double the price in an instant, and where will the users go to live.Naturally, this must be taken into account in order to build the entire rental system.
"Mr. Chen, after our inspections in various regions of the country, we have formulated the following rental regulations."
In Chen Jiayi's office, the new recruit "Du Daming" introduced to Chen Jiayi.
This Du Daming was introduced to Chen Jiayi by "Mu Donglai".
It turned out that this Du Daming was originally a senior project manager of Mu's Real Estate.However, although Du Daming is talented, he has never been interested in real estate sales.In his ideal, he wants to create an ideal housing for all citizens.It is a pity that Du Daming cannot realize his ideal in today's China.Until the emergence of real estate in the Tang Dynasty, Mu Donglai also gave Du Daming to Chen Jiayi.But after Chen Jiayi and Du Daming met, they hit it off immediately.Immediately afterwards, Chen Jiayi temporarily appointed Du Daming as the e of Tang Dynasty Real Estate.
Now, Du Daming is introducing the entire rental terms to Chen Jia one by one.
"The principle of renting a house in Dazhi is to set different rental prices according to different housing sources, different types of units, different locations, and different regions... The average price in Shanghai is 2000 yuan, and the average price in Nanchang is 1500 yuan..."
"The price is not too bad. You can try it out first, and you can continue to modify it. But, are there others?"
Renting a house is not just rent.What Chen Jiayi wants to build is the entire rental system.This system, just like the housing system, allows renters to rent their houses for a lifetime, and it is not easy to consider buying a house.Even if they have spare money to buy a house, let them buy the real estate of the Tang Dynasty company.
"In addition, in order to ensure the safety of users' rental, we also guarantee our profit. We will increase or decrease the rental price appropriately according to the exponential growth rate, and we can sign long-term contracts."
"It is a good choice to increase or decrease the rent according to the index."
Chen Jia nodded. This kind of rental agreement fully guaranteed the interests of the lessor and the renter.Users will not be reluctant to rent because it is too expensive to rent, and at the same time, real estate developers will not lose money because of rising supplies.
"What about those friends who want to buy a house after renting?"
In China, many people cannot afford housing.It's not that these people are useless, but because they are too young.Once they are mature and their careers are stable, quite a few people can afford to buy a house.For this group of users, Tang Dynasty Real Estate still needs to catch them.After all, the real estate of the Tang Dynasty cannot be just rented houses.In Chen Jiayi's vision, renting and buying a house can be carried out simultaneously.Even the world is the same.
Moreover, Chen Jiayi also thinks.In this world, if you only rent houses and don't buy houses, it will definitely be detrimental to economic development.Of course, the reverse is also true.If you only buy a house and don't rent a house, it will increase the burden on the people.A proper housing market can only be created if renting and buying go hand in hand.
"For friends who want to buy a house, we still follow the current market principles. And, we give more relaxed settings for installment payments. For example, we can lower the down payment ratio to 2% of the overall. Of course, if the state allows, we There is even a system where you can buy a house with 0 down payment..."
Du Daming shook his head and said a lot.Moreover, these measures are all measures that he could not think of before.After Chen Jia heard this, she kept nodding her head.Perhaps, in the past, a large number of real estate developers would not agree to such a setting.Because this greatly weakens their profits.However, Chen Jiayi knew that if he really had to calculate it, the real estate developers did not lose money, but instead made more money by raising houses every month.
The reason why banks provide housing loans is because the long-term interest is among them, which provides a large part of the funds for the bank.And the bank is a state-owned enterprise with strong funds. It will not fail for decades or hundreds of years, and it is not afraid that users will not give money.In this way, it is also possible to sign for more than ten years and pay back slowly.
However, other real estate developers, they are impossible.Because they don't have such strength, they don't have such funds.The funds for their real estate development are still borrowed from loans.However, they have no funds and no strength, which does not mean that Tang Dynasty Company does not have any.Regardless of whether it is payment in installments or lease, Tang Chao Company can stick to it.
Although he knows that this lease may not make money in the first 20 years, but it will definitely make money in the next 20 years.
After all, paying monthly rent every month for decades is more expensive than buying a house.
So, this is the reason why there is a market for this lease.
"very good."
"Well, I'll add two more at the end."
After hearing all of Du Daming's plans, Chen Jiayi also came up with two ideas.
"First, as long as the friend has rented for 40 years, the house will be directly linked to the tenant."
In fact, the cost of real estate developers is very low, and they don't need much.Even a relatively cheap set of 1500 will cost 10 in one year, and if there is no increase in 1 years, it will cost 34 in about one year.There are 34, which can completely recover the cost.As for all the rent for the next 20 years, it is earned.
In order to attract users to rent more strongly, I believe that this policy of renting for 40 years is a good means of attracting.After all, many users can't spend hundreds of thousands a year.However, if you ask him to spend 1500 every month, he can still afford it.Besides, after paying the rent for 40 years, it will only be 70 million.Compared with buying a house, it costs more than 100 million yuan, which is much better.
With such a policy, it is strange that users do not rent.
"Second, for friends who want to buy a house in the middle of the rent. You can use the rent of the previous few years as part of the funds for buying the house."
This one is easy to understand.That is, you originally rented this suite.I rented it for three years and paid about 50 to 50 rent.And at this time, you have money and don't want to rent.So, when you buy a house, if the house costs 45.Then, [-] minus the previously paid rent, you only need to pay [-].
"Mr. Chen, this plan is absolutely perfect."
Such a plan, I am afraid that any friend who rents a house will be moved when he sees it.You know, for them, the funds for renting a house are not in vain.It means that I am still buying a house. For them, they have a good house to live in, and they don't waste money at all.How nice, what a bargain.
Of course, it was also a good deal for the Tang Dynasty real estate.
If they have no money, they will keep renting and renting. Anyway, relying on this rent, they will charge him for decades, and Tang Dynasty Company will also make money.And halfway through, they want to buy a house.That's okay, then sell it as a house.It's just that the cash came a little slower.You know, since Chen Jiayi has considered renting a house, he is ready to fight a protracted war.This fund will be given slowly, and it will be given slowly. As long as it will be given, Chen Jiayi will not care about it.
"Well, that's it. Although these two plans are good, there are still some details. For example, if you buy a house after renting, should it be based on the original price or the future... and so on."
"Ok."
The latter is just a matter of details and will not have much impact.In Du Daming's eyes, as long as Tang Dynasty Company has the strength, patience and persistence.This kind of business, compared with traditional real estate developers, does not know how much money it makes.At the same time, Du Daming knew about such a plan.How ambitious should Chen Jiayi be?
In his eyes, Chen Jiayi's ambition was to turn Tang Dynasty Company into a super aircraft carrier.Instead, make it an enterprise that will be honored forever. 100 years, 200 years, 500 years, or even 1000 years.
Of course, this is just a hope. The world will be united for a long time, and the world will be divided for a long time. Who knows what will happen in a few hundred years.However, this is where Chen Jiayi's ambition lies.For the current Du Daming, he can only be deeply shocked.
"Well, if there is basically no problem, you can deal with it.
As soon as Chen Jia finished giving her orders, she suddenly remembered something.
"By the way, after you go out, call that "Shi Yuzhu" over later." Ro! .
【
Aishang Reading Network]
Aishang Reading Network]
"Rent."
In the Chinese dictionary, under normal circumstances, only those who go out to work will rent a house.For a real family, he needs a house, otherwise, many people will say that there is no feeling of home.This is why so many mothers-in-law marry their daughters, they must have a house.Although, getting married requires a house, especially the feeling of buying a new house, many people can understand.However, in this society, especially for many post-80s, they simply cannot afford to buy a house.
You think, a person who just came out of the society not long ago, no matter how good he is, in just a few years, it is impossible for you to save hundreds of thousands to buy a house.For those who are really rich, most of them have pretty good families.But if this is the case, is it wrong to marry a daughter to marry the other parent?
Because of this, many people attach great importance to houses.
Even if many male compatriots do not agree with the opinions of many mothers-in-law, but if you want to snatch other people's daughters, you must have some conditions.So, since you can't change the opinions of others, make yourself stronger.In this way, some people are constantly struggling for the house and marriage. It can be said that it is miserable.
"At the same time, I think that if the family really does not have the conditions to buy a house, you can rent the house of our Tang Dynasty company. I can guarantee that the house we come out is absolutely no different from the new house you bought."
If the existing housing system is not broken, even if the Chinese people struggle for decades, they will still become house slaves.However, even the latest system created by Chen Jiayi, Chen Jiayi has always believed that it is beneficial to the housing concept of Chinese people.However, at this time, many reporters expressed their doubts.
For example, a reporter from Xinhua Daily asked Chen Jiayi, "Mr. Chen, do you mean the renting house you mentioned refers to our entire housing system. Even if you get married and start a family, can you rent a house?"
"Yes, I think it's perfectly fine."
Chen Jia nodded.
"Of course, I also think that renting a house is not wrong, but I am afraid that the Chinese-style housing system still wants to buy a house by myself. In this way, I can settle down for the rest of my life."
This is what the reporter said.
"This reporter's consideration is also reasonable, but what I want to say is that the change of concept cannot be reversed immediately, and the housing system in China is the same. We, Tangchao Real Estate, are willing to create the best housing sources for the people of China. To supply those friends who need a house but are not able to buy a house for the time being."
However, what others said, Chen Jiayi would continue to do so.Moreover, Chen Jiayi knows that there are countless friends in China who cannot afford a house.If Tang Dynasty Real Estate can give them a newest rental house, I'm afraid they will move into new homes one after another... As for those mother-in-laws who always want to marry a house and a car, what do they think about it?Chen Jiayi won't care about it for the time being, presumably when the trend of renting houses becomes popular.I'm afraid that what the mother-in-law considers may not be the specific house and car, but more likely to examine the young man's character.
If so, Chen Jiayi would think that this is the progress of society.
After Chen Jiayi answered a few questions, the press conference of Tang Dynasty Real Estate ended.At the same time, in the last few sentences before the end, Chen Jiayi said, "In the future, Tang Dynasty real estate will either purchase or develop multiple housing sources across the country, and, in the future, a comprehensive rental system will also be formulated. I believe that the rental resources of the first phase of Tang Dynasty Real Estate will soon spread to the whole country, and everyone is welcome to come and rent."
In fact, Chen Jiayi has learned about this rental system in later generations.
At that time, due to the high domestic housing prices, many people could not afford houses.Therefore, many netizens took the examples of European and American countries to analyze, and said that it is impossible to realize the renting of houses for all in China.On the contrary, if the vast majority of friends do not waste their money on buying houses, then the entire rental system in China will be perfected.
The reason for this analysis is simple.That is, if most citizens choose to rent a house.Even family housing, if you choose to rent.The housing price cannot be too high. At the same time, if the housing price is not high, naturally, the rent paid for renting a house will not be too high, and many people can bear it completely.If it comes time for all people to rent houses, I am afraid that there will be no difference between buying a house and renting a house.
Because there is no difference between the house I rent out and the house you bought, and even my house will be better than yours.
Of course, you will say that the higher the housing price, the more powerful it is for the local government.Because it can drive their economy.However, to be honest, it is not that higher house prices will drive the economy.Instead, large-scale construction of houses will drive the economy.It has nothing to do with whether the house price is high or not.
If renting a house can solve the personal housing system, then there will be more friends who want to rent a house than buy a house.Similarly, these people who rent houses also need the appearance of one commercial house after another to meet their needs.In this way, real estate can still develop on a large scale.At this time, it will be difficult for the economy not to develop.
It is a pity that in China, among the large number of real estate companies, which one wants to rent a house to others?
In their opinion, selling houses is more profitable than renting houses, and the cost is recovered faster.In this way, they would consider renting a house, that's no wonder.Of course, Chen Jiayi knew about this.Since they don't want to enter, they don't want to do it, then let me, Chen Jiayi, do it.
Chen Jiayi is willing to lead such a lead, and at the same time, he also has such capital to lead this lead.
Soon, after the press conference of Tang Dynasty Real Estate ended, the Internet started a period of overwhelming discussion about the rental system mentioned by Chen Jiayi.Some people say that although Chen Jiayi's rental system is good.However, renting a house is too unreliable, and buying a house is still a reality.After all, after buying a house, the house is yours.
However, in this world, too many people cannot afford a house.
Many people began to attack people who bought a house, "Nie Ma, do you dare to ask your father to buy a house for you? Do you dare to make money to buy a house by yourself? Some second-handed people who fight their fathers have the ability to earn so much money. Let’s talk about it when the time comes It doesn’t matter whether you buy a house or rent a house. For thousands of friends who can’t afford a house, I agree with Chen Da’s point of view. If I get married and have no money to buy a house for a while, I will definitely choose to rent a house from Tang Dynasty Real Estate.”
Of course, there are also some more rational supporters.They believe that buying a house and renting a house have their own considerations.The key depends on how the future goes, if most people rent houses in the future.Then, everyone's hearts will gradually change accordingly, just as the thinking in the 80s and [-]s is completely different from the current thinking.
Even in the end, some psychologists jumped out.To put it bluntly, this renting system looks different from the traditional thinking in China.However, the rental system developed by Tang Dynasty Real Estate has solved many renters who cannot buy a house.If that time comes, others can rent a new house at the age of 23 and get married.And you have always wanted to buy a house and get married.But at that time, you can't afford it.Could it be that you will wait until the age of 30?I am afraid that at that time, friends who have always wanted to buy a house will also try to rent a house to solve life's major issues first.
After all, buying a house can take its time.Anyway, renting a house is similar to buying a house.However, the marriage, this cut, is gone.Besides, wouldn't it be a pity to abandon the marriage just because of a problem of buying a house?
At the same time, such a topic has also attracted the attention of domestic traditional media.For example, TV stations, newspapers, etc., many real estate developers, sociologists, and experts from various places.They jumped out one after another, and this one said that of course Chinese people want to buy their own house.Another said the rental looked good too.
All of a sudden, there was a lot of discussion across the country about whether to rent a house or buy a house.After all, this is a matter of people's livelihood.Moreover, this is a problem for the common people in China, and everyone is interested.Among them, there are those who agree and those who disagree.But in any case, friends who deny it may not always deny it, and those who agree, basically he will not deny it in the future.It seems that if we stick to it, no one knows what will happen in the future.
……
Tang Dynasty Company.
After Chen Jiayi rented out the housing system, there were many discussions from the outside world.However, Tang Dynasty Real Estate did not respond, and has been working towards building a complete rental system recently.This system includes rental prices and various terms.For example, where should the price be set in order to ensure that they do not lose money and to make the rent affordable for the common people.At the same time, a series of other measures must be taken to allow citizens to rent houses with confidence.
Maybe, everyone thinks it is unnecessary, just rent a house.
However, some people worry that after renting for a year, real estate developers will double the price in an instant, and where will the users go to live.Naturally, this must be taken into account in order to build the entire rental system.
"Mr. Chen, after our inspections in various regions of the country, we have formulated the following rental regulations."
In Chen Jiayi's office, the new recruit "Du Daming" introduced to Chen Jiayi.
This Du Daming was introduced to Chen Jiayi by "Mu Donglai".
It turned out that this Du Daming was originally a senior project manager of Mu's Real Estate.However, although Du Daming is talented, he has never been interested in real estate sales.In his ideal, he wants to create an ideal housing for all citizens.It is a pity that Du Daming cannot realize his ideal in today's China.Until the emergence of real estate in the Tang Dynasty, Mu Donglai also gave Du Daming to Chen Jiayi.But after Chen Jiayi and Du Daming met, they hit it off immediately.Immediately afterwards, Chen Jiayi temporarily appointed Du Daming as the e of Tang Dynasty Real Estate.
Now, Du Daming is introducing the entire rental terms to Chen Jia one by one.
"The principle of renting a house in Dazhi is to set different rental prices according to different housing sources, different types of units, different locations, and different regions... The average price in Shanghai is 2000 yuan, and the average price in Nanchang is 1500 yuan..."
"The price is not too bad. You can try it out first, and you can continue to modify it. But, are there others?"
Renting a house is not just rent.What Chen Jiayi wants to build is the entire rental system.This system, just like the housing system, allows renters to rent their houses for a lifetime, and it is not easy to consider buying a house.Even if they have spare money to buy a house, let them buy the real estate of the Tang Dynasty company.
"In addition, in order to ensure the safety of users' rental, we also guarantee our profit. We will increase or decrease the rental price appropriately according to the exponential growth rate, and we can sign long-term contracts."
"It is a good choice to increase or decrease the rent according to the index."
Chen Jia nodded. This kind of rental agreement fully guaranteed the interests of the lessor and the renter.Users will not be reluctant to rent because it is too expensive to rent, and at the same time, real estate developers will not lose money because of rising supplies.
"What about those friends who want to buy a house after renting?"
In China, many people cannot afford housing.It's not that these people are useless, but because they are too young.Once they are mature and their careers are stable, quite a few people can afford to buy a house.For this group of users, Tang Dynasty Real Estate still needs to catch them.After all, the real estate of the Tang Dynasty cannot be just rented houses.In Chen Jiayi's vision, renting and buying a house can be carried out simultaneously.Even the world is the same.
Moreover, Chen Jiayi also thinks.In this world, if you only rent houses and don't buy houses, it will definitely be detrimental to economic development.Of course, the reverse is also true.If you only buy a house and don't rent a house, it will increase the burden on the people.A proper housing market can only be created if renting and buying go hand in hand.
"For friends who want to buy a house, we still follow the current market principles. And, we give more relaxed settings for installment payments. For example, we can lower the down payment ratio to 2% of the overall. Of course, if the state allows, we There is even a system where you can buy a house with 0 down payment..."
Du Daming shook his head and said a lot.Moreover, these measures are all measures that he could not think of before.After Chen Jia heard this, she kept nodding her head.Perhaps, in the past, a large number of real estate developers would not agree to such a setting.Because this greatly weakens their profits.However, Chen Jiayi knew that if he really had to calculate it, the real estate developers did not lose money, but instead made more money by raising houses every month.
The reason why banks provide housing loans is because the long-term interest is among them, which provides a large part of the funds for the bank.And the bank is a state-owned enterprise with strong funds. It will not fail for decades or hundreds of years, and it is not afraid that users will not give money.In this way, it is also possible to sign for more than ten years and pay back slowly.
However, other real estate developers, they are impossible.Because they don't have such strength, they don't have such funds.The funds for their real estate development are still borrowed from loans.However, they have no funds and no strength, which does not mean that Tang Dynasty Company does not have any.Regardless of whether it is payment in installments or lease, Tang Chao Company can stick to it.
Although he knows that this lease may not make money in the first 20 years, but it will definitely make money in the next 20 years.
After all, paying monthly rent every month for decades is more expensive than buying a house.
So, this is the reason why there is a market for this lease.
"very good."
"Well, I'll add two more at the end."
After hearing all of Du Daming's plans, Chen Jiayi also came up with two ideas.
"First, as long as the friend has rented for 40 years, the house will be directly linked to the tenant."
In fact, the cost of real estate developers is very low, and they don't need much.Even a relatively cheap set of 1500 will cost 10 in one year, and if there is no increase in 1 years, it will cost 34 in about one year.There are 34, which can completely recover the cost.As for all the rent for the next 20 years, it is earned.
In order to attract users to rent more strongly, I believe that this policy of renting for 40 years is a good means of attracting.After all, many users can't spend hundreds of thousands a year.However, if you ask him to spend 1500 every month, he can still afford it.Besides, after paying the rent for 40 years, it will only be 70 million.Compared with buying a house, it costs more than 100 million yuan, which is much better.
With such a policy, it is strange that users do not rent.
"Second, for friends who want to buy a house in the middle of the rent. You can use the rent of the previous few years as part of the funds for buying the house."
This one is easy to understand.That is, you originally rented this suite.I rented it for three years and paid about 50 to 50 rent.And at this time, you have money and don't want to rent.So, when you buy a house, if the house costs 45.Then, [-] minus the previously paid rent, you only need to pay [-].
"Mr. Chen, this plan is absolutely perfect."
Such a plan, I am afraid that any friend who rents a house will be moved when he sees it.You know, for them, the funds for renting a house are not in vain.It means that I am still buying a house. For them, they have a good house to live in, and they don't waste money at all.How nice, what a bargain.
Of course, it was also a good deal for the Tang Dynasty real estate.
If they have no money, they will keep renting and renting. Anyway, relying on this rent, they will charge him for decades, and Tang Dynasty Company will also make money.And halfway through, they want to buy a house.That's okay, then sell it as a house.It's just that the cash came a little slower.You know, since Chen Jiayi has considered renting a house, he is ready to fight a protracted war.This fund will be given slowly, and it will be given slowly. As long as it will be given, Chen Jiayi will not care about it.
"Well, that's it. Although these two plans are good, there are still some details. For example, if you buy a house after renting, should it be based on the original price or the future... and so on."
"Ok."
The latter is just a matter of details and will not have much impact.In Du Daming's eyes, as long as Tang Dynasty Company has the strength, patience and persistence.This kind of business, compared with traditional real estate developers, does not know how much money it makes.At the same time, Du Daming knew about such a plan.How ambitious should Chen Jiayi be?
In his eyes, Chen Jiayi's ambition was to turn Tang Dynasty Company into a super aircraft carrier.Instead, make it an enterprise that will be honored forever. 100 years, 200 years, 500 years, or even 1000 years.
Of course, this is just a hope. The world will be united for a long time, and the world will be divided for a long time. Who knows what will happen in a few hundred years.However, this is where Chen Jiayi's ambition lies.For the current Du Daming, he can only be deeply shocked.
"Well, if there is basically no problem, you can deal with it.
As soon as Chen Jia finished giving her orders, she suddenly remembered something.
"By the way, after you go out, call that "Shi Yuzhu" over later." Ro! .
【
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