Simultaneous time travel starts from the flower age

Chapter 4: Urban Zhang Fan's Official Start

The first Abandoned City Meeting was declared a success, and Zhang Fan returned to his own world. But to be honest, as far as management was concerned, he felt that he was simply not cut out for it, and vaguely felt that he was just a flash in the pan.

It’s better to have a good rest. Although I have already touched the other two selves, and I can clearly feel a warm current on my body when touched, it doesn’t seem to have improved much!

I don’t know if it’s sharing or bonus, but it’s really not easy to be a pioneer. You need to explore everything by yourself. But then again, regardless of what it is, it’s better to come early than late.

The powerful Bull Demon Fist that I learned in the bookstore is like knowledge directly instilled into my brain. I know what to practice and all the techniques, but I still have to practice it anyway. Stop thinking about it and go to sleep.

The next morning, Zhang Fan woke up feeling refreshed. When he looked at the time, it was only 6 o'clock. He felt much better after being refreshed. So he got up and practiced the boxing techniques he had learned while it was still early.

To put it simply, the Bull Demon Fist is used by martial arts schools to strengthen the bodies of apprentices. I almost didn't finish one set and just felt sore all over. But at the end I felt a warm and comfortable feeling on my body. After all, this is an era of barbaric growth, and it is always good to have martial arts skills, just in case they can be used someday.

I had finished washing up, and now I was going to take a shower and head to the sales department.

After leaving the guesthouse, Zhang Fan took the bus to the sales department. Although it was noisy, the atmosphere of daily life made people feel the reality of the world. After experiencing the abandoned city, Zhang Fan always felt a little dizzy, but now he finally felt down to earth.

The bus drove through the city and soon arrived at the destination. Bus fares are really cheap these days.

Zhang Fan got off the car and walked a few steps to the place. The sign read - Industrial and Commercial Bank of China, and next to it was Hefei Branch.

After confirming that everything was correct, Zhang Fan took the passbook and walked in, heading straight to the trust department without withdrawing money first. Although deposits and withdrawals at other locations were now allowed, the procedures were still relatively cumbersome. It would save a lot of trouble if he walked in and negotiated the treasury bonds directly and let the staff handle it.

In 1988, the country opened the market for treasury bonds, but explicitly prohibited circulation and transfer between financial institutions, which created an opportunity for the resale of treasury bonds among private individuals.

This gave birth to the first batch of professional speculators in China. Take Hefei as an example, although it is also a pilot city like Shanghai.

However, the two have different economic development and financial businesses, so naturally their purchasing needs are also different. Without a market, it would be a pitfall for financial institutions and banks. For their own interests, some pilot cities will sell treasury bonds at prices below face value. This is a great opportunity.

Regarding the pilot project in Hefei, Zhang Fan had already inquired about it from the driver on the way to the guesthouse last night.

The price here has fallen to 96 yuan. Zhang Fan knew it was low but he didn't expect the profit margin to be so large. Zhang Fan also heard a surprise: the profit margin is even greater, but it requires more capital, not to mention it for now.

The business of the trust department in Hefei is obviously not good. The teller who had just started work was still reading the newspaper leisurely. When he saw a customer coming suddenly, he hurried to pack up. There is already a thing called complaints these days, so it's no wonder that he was in a hurry.

"Hello, I'm here to buy treasury bonds," Zhang Fan wasted no time. Before the teller had a chance to speak, he went straight to the point and handed over his passbook.

The teller was surprised when he heard this. There were actually people who wanted to buy these squeezed treasury bonds. He could be considered to have won.

Don't blame him for thinking this way. Since the treasury bonds went on sale a month ago, there have been only a handful of people who came to buy them in the entire Luyang District, or even in the entire Hefei. Her colleagues have sold some here and there, but she has not sold any yet, otherwise the people above would not have lowered the price to 96 yuan.

She quickly took it: "Yes! Yes! How much do you want to buy, sir?"

It can be seen that she still has some vision. She brought her passbook to buy it, so the amount must be not a small amount. She stretched out her hand with some excitement.

"What's the price now?" Zhang Fan was not in a hurry. He knew that there would definitely be discounts for large transactions. If he just said in a domineering manner that he would use all the money in his passbook to buy it, he would probably only lose a few hundred dollars, except for a few admiring looks.

The teller took a look at the passbook and couldn't help but take a breath. He quickly handed the passbook to his colleague and immediately went to handle the withdrawal, fearing that the customer would run away: "Hello comrade, the three-year treasury bond with a face value of 96 is now selling for yuan."

"According to the regulations of our bank, if you purchase more than 95 yuan at a time, you can get a discount of yuan," he said, looking at Zhang Fan expectantly.

As soon as I heard Zhang Fan's accent, I knew he was from another place. Who else could he be? He must be a businessman, definitely an important customer.

Zhang Fan smiled in his heart but didn't show it on his face. He said in a flat tone, "Okay, I'll buy the one for 21000 yuan."

I can't buy all of it, I have to have some money left for emergencies.

The teller was stunned and filled with joy. He thought that his business in the past one or two months had met the target. He knew that the customer was a big one, but he didn't expect it to be such a big one.

"The money is all in the passbook. You should be able to help with the withdrawal and settlement directly," said Zhang Fan.

"Ok, ok, please wait a moment," the teller felt his hands shaking and quickly asked his colleague to take the passbook to the manager for help. "Comrade, the amount you have is a bit large. I'll ask the manager to help me."

Soon, someone came out from the office at the back to greet us.

"Hello, I'm Manager Zhao from the Trust Department. I've arranged for the Sales Department to help with the withdrawal. Xiaomei, please invite Comrade Zhang to the office for tea. Comrade Zhang, please go in and wait for a moment." People's names these days are very interesting. Many girls have the word "mei" in their names, such as Hongmei, Huamei, and Huamei. In my previous life, all the Chinese and math teachers in elementary school were girls. Except for the different surnames, the last two characters were the same.

It's not Manager Zhao's fault. As mentioned before, different places have different market conditions. The local people in Hefei don't like to buy treasury bonds. Zhang Fan's arrival can be regarded as a solution to their urgent needs. At least those with performance will be criticized less than those without performance.

Not long after, Manager Zhao came in with the teller. Zhang Fan cooperated and took out the money. Manager Zhao held the bag and refused to put it down, as if he was afraid that Zhang Fan would go back on his word, but Zhang Fan didn't mind.

"Comrade Zhang, you have a good vision. This treasury bond is a good thing. It has a 15% interest rate for three years. You can benefit from it and support national construction at the same time," he flattered Zhang Fan.

"This money has just been taken out of our bank, so let's not open it. The business department is busy early in the morning, and we will have to use the money counting machine to count it again when we return it later. Please, Xiaomei, go and urge them to count the treasury bonds and bring them over quickly."

Zhang Fan laughed for a while, drank some tea to calm down, and chatted with Manager Zhao for more than ten minutes. The 211 treasury bonds were also counted.

One ticket was 95, and 210 tickets were 19950. Because he paid 20000 yuan in total, Manager Zhao gave him a discount of 45. He just treated it as making friends and asked Zhang Fan to consider their store first next time.

Next time? What next time? I'll come tomorrow, but Zhang Fan definitely won't tell Manager Zhao.

After the payment and delivery were settled, Manager Zhao saw Zhang Fan out the door without asking where Zhang Fan was going. He called a taxi, gave the driver 5 yuan, and asked him to take him to his destination. He was sensible, which was good.

When I arrived at Hefei Railway Station again, I encountered some trouble during the security check. The security personnel were shocked by the huge amount of treasury bonds. I thought that this was my chance to make a contribution.

It was Zhang Fan who called the Hefei Trust Department and explained the situation. The station police apologized and everyone said they had learned a lot. They didn't know that this would become the norm in a short time.

Although there was some delay, the train was not missed and was not late. When Zhang Fan returned to Shanghai, it was almost time to get off work. He took a taxi and went straight to the JA District Sales Department.

There are fewer speculators in the sales department now. It is almost five o'clock, and it is time to drink old wine and go to the KTV. I guess the old man who is about to go to the dance hall has also made an appointment with a girl.

Zhang Fan walked into the sales department and placed the two plastic bags directly on the counter.

"Hey, hey, what are you doing? You're making such a big noise. It's almost time to get off work. What are you doing?" Li Hongmei raised her head impatiently and stared at Zhang Fan's face. "Hey, Xiao Fanzi, who are you? Didn't you rush out to do business with the money yesterday? Why are you back now?"

"Sister Hong, isn't this a good deal?" Zhang Fan said with a smile. They were all old acquaintances.

"Come and save money, let me see how much money you've made. It's almost time to get off work, isn't it? Your sister Hong needs to go home to take care of herself."

Li Hongmei was stunned when she opened the bag. All of it were colorful treasury bonds.

"Sister, I'm back to sell treasury bonds, 211 in total, sell them all!"

"Don't worry, today's price is 116. I'll calculate it for you later."

Li Hongmei has gained a lot of experience following Zhang Fan over the past few months. Compared with the large number of photos last time, 211 photos this time is considered a small number.

Zhang Fan also finds her every time. He is so sweet-mouthed. Her bonus this month will probably be a lot more.

Li Hongmei smiled and finished ordering, "116 per piece, 211 tickets, 24447 yuan, I made a lot of money today."

She has worked in the JA District Sales Department for many years and has seen many people who have become rich, but there are not many like Zhang Fan.

"Then I have to thank Sister Hong for helping me even though it was almost time to get off work."

Zhang Fan also chatted for a while. Seeing that it was almost 5 o'clock, he had to go out. It was definitely too late to save money. He left the welfare home yesterday and has been busy making money. He has not found a place to live in the future. He has to be careful with more than 24000 yuan on him.

It’s more than 4000 yuan for one trip a day, and then you just need to do mechanical work. If you stick to the time, you can take off in one go.

By the way, I have to prepare some food for the two brothers today. Don’t even think about going to Huanghe Road. The money I have now can be used to make money. I can prepare some fried rice and rice bowls, and at most add some roast duck and braised goose or something.

No, it's expensive. I'll give you 6 servings of pork ribs and rice cake. People who practice martial arts eat a lot, so they should be able to accept sweet taste, after all, it's meat.

　Don't be disgusted, I will try my best to write well

　　
　
(End of this chapter)