Hong Kong: Starting with 10 billion

Chapter 35: Small-scale business with big wins (Please collect, recommend and vote for me)
Will HSBC remind Jardine Matheson, which is also a British company?

Nobody knows.

But after You Bingwen received a call from Sir Bao,
But I was so excited that I couldn't sleep all night.

Three days later,
He went to HSBC with Li Wenli to apply for a loan.

Shen Bi himself did not show up.

Although it made the two of them feel a little regretful,
But the loan process went very smoothly.

Looking at the 4000 million cash in the account,
Li Wenli still felt a little dazed.

Talent!
If only my nephew was half as good as Fang Hexuan,
No, as long as you have 10% of the ability,

He would wake up laughing in his dreams.

Everything was going almost as Fang Hexuan expected.
This kind of operating ability,

He hadn't seen that from anyone.

After expressing their feelings, the two went to Stanley Prison together.

Fang Hexuan talked with You Bingwen alone for half an hour.
The main thing is to explain the contract signing with the Prison Department.

You Bingwen was not shocked this time.
But I was very confused.

Everyone in the industry knows that

Prison Department procurement tenders,

Basically no big companies are involved.

It's the profit here.
Not even a mosquito leg.

Fang Hexuan did not explain.
He needs You Bingwen to maintain this attitude of "being taken advantage of".

In the process of signing the contract with the Prison Department,
Avoid being further controlled by those vampires.

Fang Hexuan's concerns were indeed correct.

While discussing the details of the contract with prison officials,
You Bingwen experienced what shamelessness means.

There were more than a dozen people on the other side, half of them played the villains and half of them played the heros.

Either increase rebate profits,

Or give up the contract.

But You Bingwen was not tolerant at all.

After clarifying the contract details,

He really felt that
Fang Hexuan's deal,
Losing big!
You Bingwen certainly didn't think Fang Hexuan would do business at a loss.

But he didn't know the other party's next plan.

Judging from this contract alone,

Fang Hexuan's decision was unwise.

Therefore, no matter how the people in the prison department play double game.

He remained unmoved.

The two sides fought for two hours.

All a little exhausted.

Finally, You Bingwen suddenly gave in.
Promised to add another 100 million,
The excess return is deducted by 600 million Hong Kong dollars every year.

The people in the prison department are poor and have low aspirations.

Seeing that the other party had given in under the persuasion of the dozen or so people,

So I didn't waste any more time.

The contract was finally successfully concluded.

Fang Hexuan received a five-year procurement contract.
总金额是400*12*9000*5=2.16亿港币。

而监狱署收获的是5年共280*12*9000*5+6000000*5=1.812亿的总回扣。

Fang Hexuan also has to pay the first year's kickbacks totaling HK$3624 million in advance.

In other words, Fang Hexuan has spent the past five years

Provide the prison department with the daily necessities needed by prisoners.
The total sales amounted to only HK$3480 million.

This also includes various expenses such as goods procurement costs, transportation costs, personnel costs, and losses.

If Fang Hexuan really intends to do this business,
His first business deal ended up costing him a lot of money.

This is also the reason why You Bingwen felt a little resistant after hearing it.

But he also didn't want Fang Hexuan to suffer in vain.
Finally, he threatened to pay 100 million Hong Kong dollars.

This led the Prison Department to change the nominal amount in the final procurement contract to a total of HK$2.5 million.

This was what Fang Hexuan had reminded him of before he came.

It's just the idea of ​​trying it out regardless of whether there is a chance or not.

After completing this step, Fang Hexuan finally felt relieved.

Without any further delay, he told You Bingwen the next plan.

You Bingwen had actually already vaguely guessed this possibility.

But when I heard him speak it clearly,
I still couldn't suppress the excitement in my heart.

Two days later,
You Bingwen and the prison finance staff who had made an appointment in advance,

We visited HSBC together and within a few days,

He contacted HSBC for the second time.

The person who entertained him was still the manager who handled the loan last time.

You Bingwen explained his purpose.

A legally binding "Purchase Contract" signed with the Prison Department was presented.

The HSBC manager was a little surprised.

However, the application for this large loan was still reported to the higher authorities.

The final response was,
Come back to HSBC in three days to discuss in detail.

You Bingwen was not too worried, as this should be the standard procedure of old banks.

He and the financial staff who came with him processed the first rebate transfer.
Looking at the numbers on the account,

The original 4000 million,
In less than a week,
There are only seven digits left.

I have to sigh,
To do big business, you also need to have a big heart.

······
After Shen Bi learned the details of the loan application,
I immediately called the shipping king.

Pao Yue-Kong was also surprised.

When Fang Hexuan asked him for help,

I was just guessing how the other party would use the 4000 million.
Unexpectedly, Fang Hexuan once again made a small-for-big deal.

Used 4000 million to leverage 2 million Hong Kong dollars.

This kid is so good at taking advantage of every opportunity.

I don't know what will happen after he gets 2 million.
What surprising move will be made next.

"Since the founding of Hong Kong, there has never been such a sharp young man, right?"

Pao Yue-Kong sighed in his heart.

······
Since it is a contract signed with a government department,

Guaranteed by the Hong Kong government's credit,

After learning all the contract details, HSBC

The loan ratio for Fang Hexuan was set at 85%.

And on the fifth day, a funding amount of 2.12 million Hong Kong dollars was released.

After Li Wenli figured out the magical operation of turning 4000 million into 2 million,
I am no longer very dedicated to my work at Liu Bank.

"Acheng is really lucky."

"With so many bad friends, I bet on the right one and my financial future immediately became bright."

After expressing his feelings, he went to Stanley with You Bingwen to "report on his work."

After meeting my nephew, I told him everything that had happened.

I thought this silly boy would go crazy with joy.

But the situation is completely opposite.

Liu Juncheng burst into tears with snot running down his nose.

Fang Hexuan, who was sitting next to him, was very calm.

There was no sign of any excitement.

"Ah Xuan, you now have 2 million in funds, aren't you excited?"

"It's OK, I don't feel anything. Maybe when I have 200 billion, 2000 billion or even 20000 trillion, I will feel excited!"

"."

"Money can't just sit in a bank account, it needs to be put to work."

“You mean investment?”

"It's not really an investment, just a short-term operation."

"So what exactly do you do?"

“Here are the ten stocks I picked from the Hang Seng Index constituents.”

"All the 2.12 million Hong Kong dollars in the account will be invested. There is no need to keep any."

"It's safer to keep 2000 million in funds."

"There's no need to be cautious right now. Every step I take is a risk. I'm not afraid, so what are you afraid of?"

"Your mother will scold me to death if she finds out."

"What are you scolding?"

"Scold me for not stopping you, scold me for not leaving you a way out."

"Brother Wen, the current 2.12 million is also borrowed."

"Jun Shao's 4000 million, HSBC's 4000 million plus this 2.12 million, and the interest on the two loans, do I still have a way out?"

".You didn't play so big at the beginning, maybe."

"There is no maybe. There is no uncertainty in my world. Okay, that's it. I don't want to keep a penny."

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(End of this chapter)