Reborn: Billionaire in College

In the end, Chen Pingjiang shouted out the words that originally belonged to Lao Ma, without any psychological burden.

Accustomed to the free services of later generations, Chen Pingjiang was not used to some of the bank's behaviors in this era.

The same bank charges a handling fee for withdrawing money from a different counter or ATM.

Transfers are also charged!

One stone caused a thousand waves!

Chen Pingjiang's statement on Weibo immediately won the support of the majority of netizens.

"Okay, okay, Chen Pingjiang takes action once a year! Two years ago it was the influencers who sold anxiety and confrontation, last year it was Apple, this year it's the banks' turn."

"It's a good play, it hits the people's pain points, and just for this reason, I became a fan."

"I am withdrawing my own money, not to mention interbank, why should my bank charge a handling fee?"

"It's very simple. The bank wants to earn your money. Let me tell you a statistic. Some ATM machines in good locations can generate 200,000 to 300,000 yuan in revenue for the bank every month. If you are a senior bank executive, would you accept it?"

"I remember a news story from 10. When someone needed money, a window was opened at the counter and there was a long queue. So the man went to the ATM to withdraw money. Since the upper limit for each withdrawal was 5000 yuan, the man withdrew 20 yuan in 10 times, and in the end a total of 1000 yuan was deducted in fees."

"Haha, buddy, have you seen it too? I remember clearly that the reporter found the bank and the bank said that the technology was not good enough and could be improved, but they just refused to return the money."

When Jack Ma saw this Weibo post, he really wondered if Chen Pingjiang was crazy.

That’s a bank, that’s a state-owned enterprise!
You say start to criticize so you can just criticize?
While expressing his emotion, he also felt a sense of admiration.

Chen Pingjiang was very angry.

It's just a zero-change pass, and the top leaders are supportive and even express their opinions in public, but the banks insist on making things difficult.

For their own interests, they have repeatedly reduced the daily limit and even stopped quick payment in some areas.

Then don’t blame Chen Pingjiang for getting angry.

Over the years, banks have done too many outrageous things.

A bank teller embezzled depositors' cash. After being discovered, he was arrested, but the bank did not take responsibility, and in the end the depositors suffered the loss.

Why would a bank lend out hundreds of millions of yuan from a corporate account without the company's consent?

For example, people from funds or insurance companies are stationed in banks, bullying the illiterate old men and women and tricking them into buying insurance and financial management, and in the end, they lose all their life savings.

Such incidents occur frequently across the country.

The common people are always the ones who suffer.

"'We are not responsible once you leave the store' is simply bandit logic."

"Haha, I'm quite impressed. If you give too little, it doesn't matter. If you give too much, you have to return it. If you steal, you are not responsible. If you swallow the card, you are unlucky. In one word, classic."

"..."

Another person set the pace and created a hot topic.

It remained on the hot search list for two days.

Some of Chen Pingjiang’s business friends also spoke out.

This Weibo post attracted hundreds of millions of people in just two days, and received 400 million likes.

It really resonated with people.

For a while, all the major banks were trembling with fear.

I can't afford to offend Chen Pingjiang. Let's talk business, anything can be discussed.

Don't resort to the Internet at every turn.

When the news started to spread on the Internet, Chen Pingjiang had already arrived in BJ.

First, we had candid and fruitful communication with the leaders of the central bank and the China Banking Regulatory Commission.

Then I went to sit in one of the four major banks.

It was not until the third day that this trending search was removed from Weibo.

…………

"You are really awesome and courageous. You even dare to use public opinion to suppress banks." When Shen Nanpeng saw Chen Pingjiang in a small teahouse in Beijing, he immediately raised his finger.

In his opinion, Chen Pingjiang is really different in this regard.

Since he is not the kind of person who is high-profile, he is definitely not low-key.

If his interests are affected or he is displeased with something, he will fight with it no matter who the other party is.

But this guy is incredibly lucky and nothing ever happens to him.

And it always wins the resonance of the majority of netizens.

Such a person can only be described as a miracle.

It takes a skill to walk on a tightrope without falling off.

Chen Pingjiang waved his hand indifferently: "What's a bank? The leaders of the central bank have already said that my suggestion is very good. Anyway, let's watch the news tomorrow."

Shen Nanpeng was even more shocked: "I actually did it for you."

Chen Pingjiang smiled and said, "But it will take some time. We will gradually eliminate the withdrawal fees for bank counters and ATMs in other places."

"If this news gets out, your reputation will be much higher."

Chen Pingjiang dared to attack the banks because he calculated that the country itself was planning to make adjustments.

Shen Nanpeng added: "Although these big banks have surrendered verbally, they may hate you in their hearts." "I just like the fact that they can't get rid of me. In fact, with the development of Internet finance, change is a matter of time. Society is developing rapidly, who can predict the future?"

If everyone transfers money through Alipay and WeChat Pay, what does it matter if the bank charges a service fee?

It will only drive away more users.

"I have good news for you. Don't tell anyone else." Chen Pingjiang said with a smile, "The leaders of the China Banking Regulatory Commission have preliminarily agreed to my proposal for an Internet bank. All that remains is to improve the regulations. By then, the first pure online bank in China will be established."

This is another explosive news, which once again shocked Shen Nanpeng. "The bank is really going to scold you to death. They actually approved this thing. It is no exaggeration to say that you have led this round of reform in the domestic financial industry. Both Zero Money and Internet Banking are epoch-making."

"Not really. Internet banks cannot undermine the foundation of the Big Four banks. At most, it can only make them uncomfortable. Who asked them to make me uncomfortable? It doesn't make sense that they can beat me but I can't beat them.

Shen Nanpeng said with emotion: "I have to say that you are really influential at the top level. There is no second person like you in China."

There is no exaggeration in Shen Nanpeng's words.

If Chen Pingjiang only had Renren and WeChat, it would not be enough.

But Renrengou has provided employment for nearly two million people and changed the Internet ecosystem, which in itself is a great achievement.

The Orange mobile phone has become a business card for domestic products, not to mention that Chen Pingjiang also holds a trump card - Huaxin International.

At this scale, there are really not many people who can be compared with Chen Pingjiang.

"By the way, I want to ask you something. Your vision has always been very accurate." Shen Nanpeng suddenly thought of something and asked.

"What's going on?"

“You know Uber, right?”

Chen Pingjiang nodded: "I've heard of it, it's an American taxi-hailing app."

"It's like this. There is a company in China that is looking for angel round investment recently. It's called Didi Chuxing. A friend asked me about this. You know, we never invest in angel rounds. I want to ask you, is the situation in China suitable for this?"

Chen Pingjiang was stunned. He didn't expect that Cheng Wei had already started to act.

After thinking about it, Chen Pingjiang nodded: "It is definitely possible, but this thing is similar to group buying, and it is another money-burning war."

"Old Chen!" Shen Nanpeng shouted excitedly.

I was speechless when I heard Chen Pingjiang calling me Old Chen.

"This is what I think. Instead of letting a small company do it and not know whether it can succeed, why not let Renrengou do it? It needs people and people, backed by WeChat and Orange Mobile. Wow, the picture is too beautiful to imagine."

Chen Pingjiang shook his head like a rattle.

This is a fucking sinkhole.

Am I stupid, stepping in?

"I don't have the energy. There are so many people on Renrengou. How can I handle it? And although this thing can be considered O2O, it is still different from in-store delivery."

Shen Nanpeng showed a puzzled expression: "Even you can't handle it?"

Chen Pingjiang rolled his eyes in annoyance: "Of course I can do it, but we have to consider the ROI and whether it is cost-effective."

"That's what I said. I believe that anyone in China can't do it, but I don't believe that you can't do it. WeChat embedded and Orange mobile phone built-in APP provide traffic at both ends, relying on Renrengou's ready-made national sites to radiate. It just so happens that you have acquired AutoNavi, and you and Wang Chuanfu have also set up Jiuzhou Auto. It's a unique condition."

Chen Pingjiang spread his hands and said, "That's the problem. I have AutoNavi. AutoNavi wants to do it, and Renrengou also wants to do it. Who do you think I should teach to do it?"

Shen Nanpeng laughed dryly and said, "It's OK with both companies. As long as you do it, there will be no problem."

Chen Pingjiang gave him a displeased look.

This old fox.

Whether it is done by AutoNavi or Renrengou, Shen Nanpeng welcomes it with open arms, since Sequoia has shares in both companies anyway.

He was afraid that Chen Pingjiang would not do it.

Chen Pingjiang hesitated because this thing didn't make money.

Didi Chuxing suffered losses for so many years, and it only earned a pitiful 23 million in 5.

As for regulatory issues, Chen Pingjiang is not worried as long as the company does not go public in the United States.

All other taxi companies are losing money.

Cao Cao lost 70 billion in three years.

"Let me think about it. I can't give you an answer for now. But since you, Mr. Shen, are a shareholder of Renren and Renrengou, I will definitely take your opinion into consideration, so that you won't accuse me of being arbitrary."

Shen Nanpeng laughed: "Come on, forget it. I said no one dares to say anything to you. I am counting on you to help me make money. I am waiting for Renrengou to go public."

From Shen Nanpeng's perspective, as long as Chen Pingjiang agrees to do the ride-hailing business, it would naturally be the best.

Otherwise, investing in a small company with no future is too risky.

Since Chen Pingjiang has said so much, it means there is a chance, the only difference is which company does it.

What the two didn't know was that just a few casual words from them might determine that there might not be Didi Taxi in the future.

The track is favored by giants, and there are amazing resources like Chen Pingjiang, plus everyone is starting from the same starting line.

Didi hits the head.

If Cheng Wei can't get up, then there's no need to see Liu Qing.

Good.

Originally, Chen Pingjiang said he would consider it.

But as soon as I returned to Dongjiang, Gao Songbin and Cheng Congwu also appeared in Chen Pingjiang's office as if they had made an appointment. (End of this chapter)