Reborn: Billionaire in College

"I'm not going to bother you." Chen Pingjiang smiled and pointed at the scratches on He Zhiyu's face: "Were you kicked out by your sister-in-law?"

He Zhiyu had a gloomy look on his face and smiled awkwardly, which was considered as his agreement.

In Chen Pingjiang's impression, He Zhiyu's wife Qin Han was a very elegant woman. Later he heard that she was a well-known lady in the upper circle of Dongjiang. He really didn't expect such an operation to happen.

"Which house rule did you break?"

He Zhiyu spread his hands and said, "I just made a mistake that all men would make."

At this time, Liu Cheng smiled and said, "If it were you, I would just send that woman in. It's not a big deal. It must be hard to be threatened by someone every day."

After saying this, Liu Cheng turned to Chen Pingjiang and explained, "The other party is a female employee of Lao He's company. She has impure motives and wants to take advantage of the opportunity to get promoted. After being rejected by Lao He, she demanded 10 million in mental and youth damage compensation. If she doesn't agree, she will expose the matter. Lao He is soft-hearted and can't do it. In the end, the mistress found her in front of the queen. Although Qin Han has a good temper, he is a very principled person."

After hearing this, Chen Pingjiang thought of his own situation and couldn't help but feel a pang in his heart, and immediately felt a sense of sympathy.

Don't let yourself get into trouble when the time comes.

Although he thought so in his heart, he still laughed at it, "I really don't know how you, Old He, got by. Are you stumped by a mere 10 million? Of course, this is not just about 10 million. Since this woman is determined to get promoted, she may have another 100 million after 10 million."

The so-called mistakes that all men make seem to be nothing new among this group of rich and powerful men.

It’s not that there isn’t a couple who stay together for life, but most people just act according to the circumstances.

After all, men always like girls aged 18, and coupled with drinking and socializing, it is inevitable that they will fall into the hands of some women with impure motives.

He Zhiyu is naturally not the first one.

Having seen it so many times, Chen Pingjiang has long been numb.

Chen Pingjiang knows a mine owner who has been divorced three or four times and now has a little daughter with his fifth wife, but his ex-wives still eat and drink at his expense. The mine owner does not allow his ex-wives to find new wives, and the ex-wives themselves do not want to do so either.

One property to support one!
What's even more outrageous is that there are three beautiful girls hiding in one villa, and they all accept each other's existence.

"So, do you need my help?" Chen Pingjiang asked.

He Zhiyu waved his hands repeatedly: "It's just a small matter, why do you need to do anything? I can handle it myself. It's just that she has been with me before, so I don't want to do it so drastically. But if she keeps pressing on and doesn't know what's good for her, don't blame me for being cruel. I will deposit 10 million into her bank account this afternoon, and all the chat records are saved."

This is the He Zhiyu that Chen Pingjiang knows. How many people who have such a big business are vegetarians?

However, Chen Pingjiang was not in a position to comment on such matters.

After all, it would be bad if these things were spread out.

After all, Wu Bo angrily sent the mistress ahead.

Chen Pingjiang changed the subject and remembered something: "I see that Yuanfang Plaza is expanding very fast. What is your company's current debt-to-asset ratio?"

"The figure disclosed in last year's mid-year report was 43%. I guess it increased a few percentage points in the second half of the year, after all, several more projects started construction. I guess the total is close to 50."

Chen Pingjiang frowned: "It's a bit high. Let's stop the expansion and work hard to reduce the debt-to-asset ratio."

He Zhiyu saw Chen Pingjiang frowning, and his mind was shaken for no reason. He had seen Chen Pingjiang's innate keen sense of the market more than once. In addition, Chen Pingjiang's current size allowed him to access a lot of information that his circle could not access.

Now that Chen Pingjiang has brought it up, how can He Zhiyu not be nervous?

"The real estate industry is booming right now, and all the major groups are desperately trying to acquire land. Housing prices are rising again and again. This is the case with Evergrande and Country Garden. Even Wanda, He's competitor, has an asset-liability ratio of 70%. If Yuanfang stops now, will it be left behind too much?" Liu Cheng asked. Chen Pingjiang hadn't spoken yet, but He Zhiyu waved his hands repeatedly: "If Mr. Chen says to reduce the price, I will definitely reduce it. This is also a wake-up call for me. The real estate market is too hot now. It feels like a bubble will appear sooner or later. This round of housing price increases is exaggerated, and the price of land is getting more and more expensive."

Chen Pingjiang nodded: "Isn't there a saying? When everyone is greedy, I am afraid; when everyone is afraid, I am greedy. Of course, this is just my opinion. The details are up to you."

This is all I can remind you of, and Chen Pingjiang is too lazy to say anything more.

The debt-to-asset ratio is not something that can be reduced just by saying so. The current performance of the real estate industry is indeed good, but once the cold winter comes, it will be fatal if the money cannot be raised.

Chen Pingjiang has too many examples in his mind.

There is no need to talk about what happened to Boss Xu. Even Country Garden is on its last legs.

Let’s talk about Wanda’s Wang, who sold off everything, even the core assets, and finally lost his controlling stake, all in order to pay off his debts.

Some things need to be prepared in advance. Once policies are tightened and the Americans raise interest rates to drain liquidity, a capital winter will follow.

"In business, it is more important to move steadily than to move quickly." Chen Pingjiang sighed and expressed his new insights during the Chinese New Year period.

I always thought about expanding, expanding, and expanding again, but I didn’t realize that only those who are steady can reach the other side.

In business, it’s not about who is more capable, but about who can last longer and be more stable.

There are countless companies that were once powerful but have fallen into dire straits.

There is no need to take Evergrande as an example, just talking about Yahoo is enough to explain everything.

Looking at He Zhiyu who was frowning, Chen Pingjiang said with a smile: "Let's go out and have a foot massage. I'll treat you today. You're almost bored to death staying at home this New Year."

Even though Chen Pingjiang was so rich, he had no interest in gambling.

Not to mention Macau, we don’t even play mahjong among friends.

Chen Pingjiang doesn’t gamble, which he considers to be one of his few advantages.

He Zhiyu adjusted his mood quickly, and was already alert in his heart. He planned to start related work when he went to work after the New Year.

Hearing Chen Pingjiang's suggestion, He Zhiyu also became interested. Chen Pingjiang rarely made such suggestions, and he felt that he must accompany him today.

After calling a high-end private club, several people got into the car together.

In the car, He Zhiyu joked: "I heard a joke before, it was about a technician."

"What's the joke? Tell me about it."

"You wash away the dirt and mud of walking in this world, and you squeeze away the edges and misfortunes that are smoothed out by time.

At first I thought it was going to be an ordinary night until she stood in front of me carrying a suitcase, like a flower nurtured by a mountain spring.

For you it is a foot washing, but for her it may be a ticket to go home for the New Year, a down jacket to keep out the cold winter, a terminally ill mother, a father who has run away, a brother who is in school, and a broken self.

Love rises with the bell, and the heart is still uneasy when the bell stops. Gradually, I feel the desire to leave, and add the bell to ease the sorrow.

Chen Pingjiang: "..." (End of this chapter)