Crimson Dawn

Chapter 161 no_name

Even in September 1906, Pang Zi still didn't know how Chen Tianhua, as a foreigner, spent four months from May to September in Gaojiazhai and several surrounding villages. A peasant association was established.Pang Zi read the peasant association's articles of association. It is concise and to the point. To put it bluntly, it is the line painted on the wall of the peasant association, "The affairs of the common people, the common people have the final say."

All the affairs of the peasant association are decided by the members of the peasant association collectively.Chen Tianhua told Pang Zi a very novel term called "People's Congress".It is said that it is a new gadget proposed by Chen Ke who is far in the south.Pang Zi didn't like Chen Ke, so he immediately lost interest in learning more about him.And Chen Tianhua relied on that bunch of strange gadgets to turn the peasant association from a small farm into a big force in Nangong County covering five or six surrounding villages.

According to the information provided by Jing Side, Pang Zi found Chen Tianhua who was working in the earthworm field.In fact, the two hadn't seen each other for more than a month. When Chen Tianhua raised his head to look at Pang Zi, Pang Zi suddenly noticed something.For almost a year, every time he saw Chen Tianhua, he would strongly feel that there were very obvious changes in Chen Tianhua.

At the beginning, Chen Tianhua obviously didn't want to stay in Nangong County.At that time, Chen Tianhua was still dressed in student attire, with neck-length hair, full of "Oriental flavor".This foreign student said "country", "revolution", "constitutional government", and "foreign country" as soon as he opened his mouth. Although it was interesting, it sounded like a storyteller.

Later, Chen Tianhua cut his hair into Chen Ke's extremely short style, and changed his clothes into those of farmers in Hebei.Words and deeds gradually changed.After starting to build the breeding farm, Pang Zi followed suit for a while at first, and Chen Tianhua began to become haggard. Apart from the exhaustion caused by physical labor, his whole body became a little restless and nervous.The farm work obviously made him extremely uncomfortable.Sometimes Chen Tianhua likes to speak loudly, but sometimes he talks to himself in Hunan dialect.Apart from working, he just read the thick booklet written by Chen Ke, frowning tightly.With a look of bitterness and hatred on his face.

The work on the farm was tiring and tedious, and Pang Zi couldn't hold on for too long and ran away.It wasn't until the farm was able to provide eggs steadily that Pang Zi came more times.However, Chen Tianhua became cheerful and had a smile on his face. When he was with Pang Zi, he never mentioned the previous "country", "revolution", "constitutional government" or "foreign countries".Apart from the specific farm work, Chen Tianhua didn't say anything else.

Not only that, but this young man has undergone a very significant change.He was finally willing to listen carefully to other people's trivial matters that had nothing to do with national affairs.Pang Zi had been taught before, no matter what he said, although Chen Tianhua was listening, he always brought the topic to "revolution".Now Chen Tianhua resolutely does not mention "revolution", but listens carefully to other people's talk about specific things, and then discusses with others how to solve these things.The young man who used to be aloof and always tried to be someone else's "Mr" seemed to be another person, a simple farmer, an ordinary young man farming.

In September 1906, after Pang Zi met Chen Tianhua, he felt very keenly that Chen Tianhua had changed again.A familiar thing began to emerge from Chen Tianhua's body. It was something that Pang Zi had seen on Uncle Jing Tingbin Jing, and it was something that Pang Zi admired the most.

When Chen Tianhua was holding a hoe, he was really working, and "just" working.It was an indescribable focus, calm and gentle.As long as they saw Chen Tianhua, everyone knew what he was doing. Most importantly, everyone knew that Chen Tianhua knew how to do the best of the current farm work.

Among the people Pang Zi met, Uncle Jing was such a person, his words and deeds were full of persuasion.When everyone didn't know how to solve the problems of the year, Uncle Jing Tingbin may not know, but everyone believes that Uncle Jing can find a way.Surely these problems can be solved.Although Pang Zi didn't know whether Chen Tianhua could really achieve the level of Uncle Jing Tingbinjing, but every move of Chen Tianhua now made Pang Zi, who had followed Uncle Jing Tingbinjing for many years, see the familiar movements and eyes.

After realizing this, Pang Zi couldn't help being a little dazed.

"Captain Pang, long time no see. It's great that you're here. I was just looking for you. Wait for me first." Chen Tianhua shouted.After finishing speaking, Chen Tianhua explained a few words to the members of the peasant association who worked together, but the members of the peasant association did not fully understand what Chen Tianhua meant.Chen Tianhua was not in a hurry, he first listened carefully to the members' questions, thought about it, and then put forward his own opinion.Now that the member of the peasant association has figured it out, he continues to work.Chen Tianhua watched for a while, and felt that the members of the peasant association had really understood the correct way, so he walked out of the field.

"Mr. Chen, I'm going back to the county right now. I wanted to see you before I left, and here I am." Pang Zi smiled.

Chen Tianhua also smiled, but did not exchange pleasantries. "Captain Pang, I want to ask you, have you thought about the matter about the bank that I mentioned last time?"

"The bank?" Pang Zi asked with some doubts. Recently, he was either busy expanding his territory in the distance, or he was busy transporting goods.After thinking about it carefully, he remembered that Chen Tianhua had indeed said such a thing. "Mr. Chen, we don't have much money now, what kind of bank are we running?"

Chen Tianhua said very seriously: "We want to give money to the folks in the peasant association. Without a bank, we can't do it."

"Should we still give loan sharks?" Pang Zi felt very strange.

"It's not loan sharks. I want to lend a loan to the folks in the peasant association at an annual interest rate of one cent. The autumn harvest is coming, and many folks want to buy more things and do a big job next year. Since we have some money on hand, I think it's okay." The peasant association opens a bank, and we lend money to the villagers. In this way, the peasant association can earn some income, and the villagers do not need to borrow money from usury." Chen Tianhua explained.

Pang Zi doesn't have any special concept of finances. It's okay to let him do business, but Pang Zi doesn't understand at all if he is asked to run a bank.But Chen Tianhua looked serious, thinking that this matter was not as simple as it appeared on the surface.Pang Zi said: "Then let's make a total calculation."

Money is getting harder and harder these days, and miscellaneous taxes are increasing, and everyone's life is becoming more and more miserable day by day.One of the reasons why Uncle Jing Tingbin led everyone to rebel was that the imperial court distributed "foreign donations" to the township.Uncle Jing made it clear that I am Chinese, why should I pay this foreign donation?So he raised his arms and shouted, and all directions responded.According to what Chen Tianhua said before, it is because all the money in China has been robbed by foreigners.The imperial court wanted to collect money, so it raised taxes on the people.

Since the establishment of the farmers' association, one of the important tasks of Pang Zi's escort team is to use the money earned from selling poultry eggs to buy a lot of daily necessities in large quantities.Because Pang Zi's team can go farther to the production area of ​​daily necessities, buy a large number of goods, and the price is also cheap.These cheap goods are not intended to make a lot of money, because eggs, livestock are also provided to Pangzi's horse team members for free in large quantities.Pang Zi also needs a lot of these meats when he goes out to buy people's hearts.In addition, the money for buying things was paid by the peasant association, so Pang Zi didn't really want to make a lot of money from it.

As a result, members of the peasant association can purchase a lot of commodities at a price far lower than that of the local daily necessities trade.There really are benefits for everyone.In fact, Pang Zi didn't know that the rapid development of the farmers' associations was closely related to the commodity supply channels within the farmers' associations.There is no need to pay to join the peasant association, and the peasants spare no effort. The money earned by working hard these days is actually very limited.Being able to get cheap daily necessities through the freight channels of the peasant association can save a lot of money in itself.This kind of great benefit folks will not let it go.

Pang Zi has no economic knowledge, and what he can directly experience is that the peasant association can provide more and more commodities.These commodities were transported to the canal wharf by Pang Zi's caravan, and were directly bought in Shandong, Tianjin, Beijing and other places.Taking the present as an example, there are already two suppliers of salted duck eggs in the Beijing-Tianjin area, one is Baiyangdian, where the duck eggs are simply picked for nothing.The basic cost is just the labor to pick up duck eggs.The other is the breeding farm in Nangong County. Unlike the duck eggs in Baiyangdian, Nangong County is characterized by duck eggs of uniform quality, oily, delicious, and very stable supply.Both Beijing and Tianjin are cities with great consumption power, and the market demand in these two places is huge.After Nangong County was finally able to lower the price of salted duck eggs to a level that could compete with Baiyangdian, Nangong County and Baiyangdian had basically divided up the Beijing-Tianjin market.

And those suppliers of daily necessities in the surrounding area flatter the "Popular King" who is rich and generous in buying goods.In just half a year, the name of "Popular King" has been heard all over the canal business community.Pang Zi no longer looked down on those second and third dealers.The bulk of daily necessities he purchased had been shipped directly from the production areas in Beijing and Tianjin, something that even Uncle Jing Tingbin could not do.

However, Pang Zi didn't realize what his actions meant. In fact, even Chen Tianhua, who proposed to open a bank, never knew it before.Chen Ke's manuscript to Chen Tianhua briefly introduced the principles of the establishment of the peasant association and the functions it could perform.After Chen Ke clearly pointed out the significance of the construction of rural credit cooperatives, Chen Tianhua was ready to try to build one.

Although Pang Zi said "total", but he just wanted to hear it.In fact, Pang Zi has bigger plans.

Chen Tianhua said: "The constitution of this bank is the most important thing. The bank does not release money for others to spend, but reserves a share for them in the sales and purchases provided by the peasant association and caravan. Whoever wants to make a living, as long as If we can help them sell things and make money, we will lend them money to do this business."

Pang Zi can understand giving money to people to make a living.Pang Zi didn't understand about not letting people spend money.He also honestly asked Chen Tianhua what this meant.

Chen Tianhua explained: "That is to say, weddings and funerals cost a lot of money. If anyone wants to borrow money from the bank to do this, we will not borrow it."

"You're talking nonsense!" Pang Zi replied immediately after hearing this: "I heard that the peasant association can make everyone do more work. You can make money by doing anything, not these big things, who has nothing to borrow money."

In fact, Chen Tianhua didn't understand economics either. He learned all the concepts of economics from Chen Ke and gradually developed them in practice.But Chen Tianhua himself still has the habits of old intellectuals.Don't like to talk about money.Even though he has changed a lot now, he is still a layman in finance.The most important thing is that Chen Ke did not expect that Chen Tianhua could get it to this level in Hebei, and the manuscripts left for Chen Tianhua related to economics were very limited.

As for the farmer's association bank, Chen Ke just repeatedly emphasized that no consumer loans will be issued.Because the repayment ability of farmers is limited, once a consumer loan is issued, the risk of lending is too high.As for production loans, as long as the logistics can be guaranteed, it is not necessary to provide cash, but to use production tools and other methods to provide credit loan support.To put it more clearly, "money" is just a standard for measurement, and it is actually just money on the books.In reality, it is only the handover of materials.

For example, if a farmer wants to buy a new iron plow, he "loans" from the bank of the peasant association.The peasant association got the iron plow through Pang Zi's caravan, and it cost one silver dollar.Then the peasant association signed an agreement with the farmer to directly give the iron plow to the farmer, and the farmer did not have to pay the principal and interest of a silver dollar at the end of the year, but could use free labor and agricultural products to pay. "One silver dollar" is only a "general equivalent" used to measure the equivalence of these labor and agricultural products on the books. "Universal equivalents" are what money really is.

It took Chen Tianhua a lot of effort and two gray hairs to understand Chen Ke's concept of money.After he understood this concept, Chen Tianhua admired Chen Ke's "profound knowledge" even more.Standing at this height, Chen Tianhua recalled that when he and Huang Xing, Song Jiaoren and others started the revolution together, everyone saw the superficial stuff, and then made a fool of themselves.The real meaning of revolution was not understood at all.

If it was before, Chen Tianhua would have explained the meaning of this theory to Pang Zi in detail. After nearly a year of actual revolutionary experience, Chen Tianhua would never do these useless efforts rashly again.Anyway, the current economic operation of the peasant association is not under the control of Pang Zi, so we can discuss this matter later.He said: "Captain Pang, this matter can be discussed in a long-term way. You are not here just to see me this time. If there is anything you want the peasant association to do, you can tell me."

Hearing what Chen Tianhua said, Pang Zi immediately became excited, "I'm going to do salt and nitrate business. Our peasant association has also been established in Pingxiang. I went to get the salt, and the peasant association will send people and workers. This is a big deal. Once the business is done, we will get rich. The money for weddings and funerals is nothing. At that time, we could buy the entire land in Nangong County. The county magistrate can go..."

Pang Zi said happily, and originally wanted to say that the magistrate could die.But immediately thinking that the county magistrate is his teacher, he immediately stopped talking, thought about the words, and then said: "The county magistrate can leave the official affairs to us, as long as he enjoys the happiness of the old man."

Unlike Pang Zi, Chen Tianhua did not become elated when he heard the news. "Captain Pang, do you offend too many people by doing this?" Ever since he opened the farm, Chen Tianhua has realized how strongly "industrialized production" has damaged the small farmers' economy.On the one hand, the rise of the farmers' associations is because joining the farmers' associations has real benefits. On the other hand, Chen Tianhua also hopes to reduce the economic damage of the increasingly prosperous farmers to the Nangong County area by drawing farmers into the farmers' associations.

Even so, according to the information collected by the peasant association, the local handicraft industry in Nangong County, which was excluded from the economic cycle formed by the peasant association and the Pangzi transportation team, was already facing the dilemma of complete bankruptcy.Pang Zi wanted to join Nitrate, this was no longer a business, but a real snatch.The conflict will only intensify.Chen Tianhua was quite worried about this.

"Xingtai, are you scared?" Pang Zi smiled, "With the support of my hundreds of brothers, just like Yanding, if they dare to be ignorant, I can just reach out and beat them to death."

Seeing that Pang Zi was so confident, Chen Tianhua knew that he would never be able to persuade Pang Zi to stop, so he could only nod his head, "I will let the peasant association contribute to it."

"Then it's a deal. I'll go to the county to make some preparations." Pang Zi finished his business, and then got up to leave.

Chapter 161 no_name

Chapter 161 no_name, to URL