super energy power

Under the department store on the east side of Moscow, a [China] China Shenzhen Development Bank opened silently.

The Moscow hawkers who received the news earlier lined up a day and a night in advance.

They formed two long parallel queues with the queue in the department store, causing Muscovites who lined up for shopping to keep asking, "What are you buying here?"

Everyone was queuing up, and they were all bored, so Zhenia, a Russian aunt who was queuing up, explained: "This bank can lend money from [China], RMB."

"What's the use of [China] money?" Muscovites queuing up for shopping didn't understand.

Aunt Zhenia smiled lightly and asked, "What are you queuing up to buy?"

"Buy toothpaste."

"Xuehua toothpaste, right?"

"That's right, you've heard of it too? It's very rare. In my impression, department stores haven't sold toothpaste for two months..."

"I heard, and I also know that Xuehua toothpaste is made in [China]."

"Made in [China]? No wonder they are all strange words." The daily necessities of Muscovites are getting poorer day by day. As early as the mid-80s, they have imported a large amount of Chinese goods from [China].Most of the small commodities trafficked into the Soviet Union by the bad guys back then were taken away by the Russian commercial sector, and they didn't have the idea of ​​self-employed.

Aunt Zhenia smiled proudly, and said: "If you buy domestic products with [China] money, they will definitely be cheaper than rubles. Moreover, the money in [China] is valuable. What is the price today? What's the price."

The Moscow people were very moved by what he said, and they didn't care about the order of the team.Then he came closer and asked, "How do you sell [Chinese] money?"

"Think about it, [Chinese] money can only buy [Chinese] goods, Americans and Europeans don't recognize it."

"Are there many products from [China]?"

"More than department stores." Zhenya said proudly, "They not only make loans, but also exchange them, that is, exchange rubles for RMB. How you decide is up to you."

"What about you? Are you here for a loan or exchange?"

"loan."

"How to repay the loan?" At this time, the Russians are similar to the [Chinese] people, although they don't pay attention to being debt-free.But it also favors saving over borrowing.It was the hyperinflation caused by the disintegration of the Soviet Union that shattered the concept of saving in Russia.

Aunt Zhenia smiled and said nothing.The main business of these train workers has long since become small traders.The renminbi borrowed from the loan is used to buy goods from [Chinese] Chinese, and then handed over to the family for sale.A cycle is naturally formed, and the loan repayment pressure is pitifully small.

The Muscovite on the opposite side looked at Aunt Zhenia curiously, but no matter how much she asked, she couldn't get any results.

Aunt Zhenia hugged the waist of the person in front tightly, worried that she would be squeezed out of the line at the last moment.The people behind also grabbed Aunt Zhenya's shoulders, so naturally they were not as strong as hugging her waist, but there was no way, Aunt Zhenya's waist was too thick.It's not something you can hug if you want to.

One after another, Russians used the prepared loan documents to exchange tens to hundreds of yuan in RMB.Sikong Guan was both happy and worried: "I hope that Russia will not undergo any major changes. Otherwise, we will go back with nothing to lose. It doesn't matter if we are punished. It would be bad if we caused losses to the country."

The members of the bank syndicate who were with him also nodded sternly.None of them had the experience of going abroad for loans, and they were full of doubts about whether they could recover the loans.

Su Cheng simply said: "With the endorsement of the Russian National Bank, what are you afraid of?"

"I'm afraid that the Russian State Bank will go bankrupt." Sikong Guan said very seriously.

Su Cheng shook his head, unable to explain it.

The flow of people in front of the bank is gathering more and more.The Russians who got the loan went straight to the Yaroslav train station excitedly, and those who didn't get the loan could only leave sadly.

SDB's loan standards are in line with those of the Russian National Bank. In addition to collateral, a good credit record is also useful.Although the Soviet Union collapsed, Russia is finally a complete country. The relationship network that once imprisoned society has now become a credit network.On the other hand, the amount of credit issued by Shenzhen Development Bank in units of credit is very small, only a few hundred yuan per person on average. As far as the individual is concerned, there is no crisis.

Nevertheless, SDB has also attracted the attention of Russia.

In today's Russia, there are many foreign banks, but only a few have the courage to release credit loans to Russians.Because no foreign banker can be sure that this nascent Russia will survive.If wars break out frequently, or if a nuclear bomb is simply dropped from the sky, these loans will not be recovered.

This kind of systemic risk is what foreign banks try to avoid.Therefore, even if the Russian government once invited foreign banks to release credit loans, the other party also talked about the sky, but in the end, they still didn't see a dime.

In the eyes of foreign banks, countries lacking a credit system simply lack the conditions to release credit loans.

Only people like Sioux City, who not only determine the future of the Russian government, but also believe in countries with a non-credit system, will issue credit loans when the time is right.

Compared with large loans, the total amount of funds released in this way is not small at all, and it is more helpful to society.

Kogilev soon came to the [Chinese] embassy again.This time, he faced Sioux City with a face full of smiles, and asked the [China] Bank of China to open more windows, because the flow of people near the department store was already so crowded that it affected the traffic.

Su Cheng would never refuse.

Even Sikong Guan and others did not strongly object.

The amount of renminbi released by the banking group every day is considerable. In the past three days, almost 1000 million yuan was returned to them for every 950 million yuan released.

Because the Russians who borrowed money will try their best to hua out the renminbi.In the Russian context, the yuan only makes sense to buy Chinese goods.

For Su Cheng, as long as the money is spent, half of its value has already been generated.Because the cost of Chinese goods is often only one-fourth to one-third of the selling price.After the money has gone through a round of recycling, the rest can only be said to be interest.

If there is any business that can be called a steady profit without losing money, it must be this kind of loan business.

Corresponding to the loan from the [China] Chinese bank syndicate, it is the loan given by the Russian National Bank to the [Chinese] Chinese bank syndicate.Sioux City originally planned to lend them to Russians to earn the price difference, but before the bank syndicate became famous, he simply used the money to buy Russian goods and then shipped them back to China on an empty train.

But what he buys the most is Russian scrap steel.

In this country that is good at manufacturing silly, black and crude equipment, factories covering a huge area and large-tonnage machinery can be seen everywhere, and tons of waste raw materials are countless.

Today, factories are shut down, and machines and raw materials are useless.You don't need to search around in Sioux City, someone will naturally come to your door, asking to exchange scrap steel for daily light industrial products.

The unit of exchange has also changed from the foreign exchange dollar unit to the "ton".

The exchange of 1 ton of socks for 50 tons of steel happens every day in this country.

.... . )