pinnacle of power

From Feng Zhengtai's confession, everyone saw a huge network of interests composed of officials and businessmen, and saw what collusion between officials and businessmen was, and what was collusion.I saw the complex interest relationship hidden under the so-called concept of managing the city put forward by Hou Yuqiang.

Liu Qingyu didn't expect that the concept of running a city that he put forward back then would become a tool for Sun Qingcheng to use this concept for personal gain when it came to Hou Yuqiang.

Of course, Feng Zhengtai also pointed out in his confession that Sun Qingcheng was nothing more than Hou Yuqiang's minion, and the real big interests were still controlled by Hou Yuqiang, but Feng Zhengtai didn't know how they traded, because although Feng Zhengtai was Chint The boss of the group, a super real estate company that is about to go public, but the only person he can get in touch with financially is Sun Qingcheng's wife, Su Shasha.

Feng Zhengtai pointed out that at the request of Sun Qingcheng's wife Su Shasha, he first opened a bank account in Feng Zhengtai's name in a foreign bank in Hong Kong, then went to a bank in Yanjing City to open an account, and then authorized the two banks The account is fully managed by Sushasha.At the same time, he will give 30.00% of the group's interests to Su Shasha every year.And what Feng Zhengtai can do is to put the profit funds into his account on time every year.

As for where the money went and how to deal with it, he didn't know at all.Although he could have looked it up himself, he never did.Because that will destroy the friendly cooperation atmosphere between each other.

When Liu Qingyu and Hu Yihua saw Feng Zhengtai's confession that the amount he put into Su Shasha's account every year was as high as 7 million, they were both shocked.

7 billion!That's 7 million!Instead of 7000 million, 700 million!

This is only about 30.00% profit.In other words, Chint Group's annual profit is as high as more than 20 billion.And the annual share of about 7 million has lasted for about three years.In the past, it would be less, but there are still two or three hundred million.

Seeing this, Hu Yihua's face was so gloomy.

Hu Yihua looked at Liu Qingyu with a serious face and said, "Qingyu, what do you think about the problem between Sun Qingcheng and Feng Zhengtai?"

Liu Qingyu smiled wryly: "Hu Jian, from which angle do you want me to look at it?"

Hu Yihua said: "You can look at it from any angle."

Liu Qingyu sighed and said, "Okay, then let me analyze it from the perspectives of political achievements and interests.

It can be said that in many cases, developers are the promoters of urban construction officials' achievements.Because the rapid development of real estate and the rapid rise of housing prices bring tax increases, and real estate can improve the image of a city. One of the fundamental reasons for the high house price or even the crazy rise in the short term. Of course, behind the skyrocketing house price is capital and even a large amount of leveraged funds. I won’t analyze it. There are too many insiders up.

At the same time, officials like Sun Qingcheng and many of them can not only gain political achievements, but also satisfy their own selfish desires through power rent-seeking. Real estate developers have become troublemakers who induce official corruption.The two sides hit it off in research and power rent-seeking, and it is easy to form an interest group. "

Hu Yihua couldn't help frowning: "You mean to say that the high real estate prices in Tiandu Province are caused by the collusion between the government and businessmen?"

Liu Qingyu shook his head: "That's not what I mean. I think that the gray costs spent by developers on public relations with officials are only one of the reasons for the high housing prices. It's like Feng Zhengtai puts money into Su Shasha's control account every year. The 7 million yuan entered is a gray cost.

Gray cost may not be the leading factor for high housing prices, but its existence undoubtedly encourages power rent-seeking in the real estate sector. If every official seal becomes an opportunity for corruption, then the implementation of the national macro-control policy itself may become the next corruption Opportunity.I found that some places in our province in Tiandu opened the door for speculators to buy houses in the name of reducing inventory, which led to soaring house prices. Simply unable to cope with the tremendous pressure brought about by high housing prices.

The macro-control policy itself is very good, but when it comes to the implementation level of our Tiandu Province, deviations have appeared. At least from what I have seen now, Tiandu has indeed appeared. We least want to see The phenomenon-the former real estate speculators are back.And this time they are even more brutal. They not only rely on the funds of the real estate speculators to speculate in real estate, but also use various leveraged funds for off-market allocation of funds to speculate in real estate. This makes our real estate market in Tiandu Province face a severe crisis. risk. "

Speaking of this, the sigh in Liu Qingyu's voice became more intense: "Hu Jian, I don't know if you feel it. Recently, the real estate prices in domestic first-tier cities, including our Tiandu province and Tiandu city, have soared. The operation method of the surge in interest rate is exactly the same as the operation method during the stock market crash in May and June last year. I think that the current property market has entered the final crazy dinner stage. In this stage, various forces and funds are crazy in the last period of time. Operation, playing the game of beating drums and passing flowers, driving real estate prices higher and higher.

At the same time, however, what kind of situation are we facing?It is high stock!It is a ghost town that keeps popping up all over the country!

The reason why the country emphasizes reducing inventory is because the country has seen the risk of high inventory and wants to cool down the overheated real estate market.

But what is very infuriating is that in the sound of inventory reduction, there is a discordant note of soaring housing prices. I think this phenomenon is definitely not accidental. "

Hearing Liu Qingyu's analysis, Hu Yihua's complexion suddenly changed, and he said with a bit of solemn voice: "Then what do you think?"

Liu Qingyu said in a deep voice: "I think that behind this round of crazy housing prices, there are big funds operating behind the scenes, and there is even a possibility that foreign funds are frantically pouring into the property markets of our first- and second-tier cities in Huaxia Real Estate through hidden channels. Moreover, I personally think that this possibility is very high. Coupled with the frenzied pursuit of real estate speculators in China, and the lack of regulation and control of property market policies in some places, there are many loopholes, which lead to large-scale rises. I suspect that as time goes by, when those big funds feel that the time is almost right, they will withdraw their investment from real estate on a large scale, withdraw their investment from the property market, and add some large-scale publicity from domestic and foreign media. By that time, That’s when real estate market risks come.”

Speaking of this, Liu Qingyu's voice became a little low: "Hu Jian, do you know? When the real danger comes, who is the most miserable?"

Hu Yihua nodded lightly: "Common people."

Liu Qingyu nodded: "Yes, when risks and crises really come, the people are the most miserable, just like last year's stock market crash. In such a big stock market crash, those big crops will always make money, and it is the whole crisis. The manufacturers of real estate, they hold the dominance of real estate prices, relying on the large amount of funds in their hands, a large number of personal connections and voices of public opinion, they can unscrupulously create various voices of public opinion that are more favorable to them, thereby inducing those Ordinary people who have no knowledge, no vision, and insufficient information enter the market.

Of course, there are also quite a few speculators among ordinary people. Many of them have saved money for a lifetime or even borrowed a lot of money to make money through real estate and stock speculation. Some ordinary people just need to buy a house. They may be born in the [-]s , or it may be the post-[-]s generation, they need to get married and buy a house, so they enter the real estate market with the money their parents have worked hard to save for a lifetime or even several lifetimes, and their money is often only enough for the down payment in first- and second-tier cities, so, They overdraw their lives, borrow money to buy houses, and speculate in stocks. When the stock market crash comes and the property market bubble collapses, they will be forced to suffer.

Their stocks were locked, and the house they bought at a high price may not even be worth half of the previous money, but they still have to repay the loan, so they became house slaves! "

Speaking of this, Liu Qingyu sighed and said: "Hu Jian, I don't know why, but now I suddenly think of the real estate crisis that happened in Tianya Province in the 90s."

In other words, Liu Qingyu only said here, and did not continue, because Liu Qingyu knew that Hu Yihua must know a lot of things behind that crisis.

Hu Yihua nodded bitterly when he heard the words: "I didn't think there was anything wrong before, but after you remind me, I really feel that our Tiandu real estate market is also very dangerous at present."

Liu Qingyu smiled wryly and said: "It's more than just dangerous! Hu Jian, do you know? Once the real estate crisis occurs, the banking industry will be hit first, because many real estate companies will borrow from banks when building houses, because they have backgrounds , Well-connected, powerful, so banks dare to lend to them, and ordinary people have to get loans from banks to buy houses, because under normal circumstances, it is impossible for ordinary people to owe money to the bank.

And those flippers will also get loans from banks, because they can mortgage their properties.And they happen to have a lot of real estate.So, mortgage-loan-buy a house-continue to mortgage-continue to borrow, the leverage is increased layer by layer, and the crisis is getting bigger and bigger. Developers can no longer get loans, and banks are left with worthless buildings that cannot be moved or sold, so a financial crisis is about to happen.

When the financial crisis occurs, when the bank's bad debts reach a certain level, it will be difficult for real enterprises to borrow money from banks, and even depositors will also struggle to withdraw money.By that time, the economic crisis may really come.And when we have an economic crisis, what will countries such as Europe, America and Japan, which have been trying to create opportunities and wait for us, do?At that time, is the most serious crisis we face! "

Hu Yihua's face changed drastically, and he asked anxiously: "Liu Qingyu, do you have a solution?"