Cartoonist's Dream

Are you satisfied with your current life?

Li Mu's mother was very surprised. Is this what ordinary children would ask?Why would my son ask such a question?

Li Xiuli was in a dilemma when it came to the question "Are you satisfied with your current life?"

Li Mu knew that if her mother said she was satisfied, she must be lying, and if she said she was not satisfied, she hadn't reached that point yet.

I remember that when I grew up, I often heard my mother tell——[

After her mother married her father, Li Jiahui, in order to make money for her father, who lived on the rental fee of her grandmother, she had to borrow money from relatives, her natal family, and her six sisters to buy a Santana.At that time, my mother’s family was very poor, and my grandmother, who lived frugally, contributed the most, accounting for almost half of the loan.Grandma's family is the richest, but they only contributed a few thousand yuan, and they asked their mother for repayment in less than ten days.

The mother felt very wronged. She borrowed money to buy a car for her father to make money. She owed so much money to her grandma’s family and hadn’t paid it back. It took less than two weeks, and her grandma kept begging for the thousands of dollars. .Although thousands of dollars was a large sum in those days, but the poor family could afford it, but the rich relatives couldn't afford it? !

Speaking of my father, my mother was even more aggrieved. The car was bought for my father.My father had only been working for a few days when rumors spread that he didn't make money by driving and went out with pig and dog friends all day long.Others earn two to three hundred yuan a day in the taxi business, while my father only earns 50 yuan a day, and only 20 yuan is given to my mother for living expenses. You must know that it is the mother who is in debt.

For this reason, Li Mu's mother had no choice but to go to the driving school and enroll in a crash course. She studied hard and got a driver's license in just one month under the pressure of repayment.At that time, "girl rental" was very popular, as long as you were willing to sell your body, it was quite easy to make money.Especially for female drivers who wait for passengers at the train station at night, they can buy a second car in just half a year.

Li Mu's mother was in the serious taxi business, and she had to work hard for several years to pay back her natal family's money.Fortunately, now that my mother is out of debt, she can make money driving a car, and the car itself is worth tens of thousands of dollars, so she feels a little more comfortable.

After thinking about Li Mu's question for a while, the mother held the steering wheel and said, "I'm pretty satisfied, why are you asking this all of a sudden?"

"Hehe, yes." Li Mu laughed at herself, what else could mother answer besides this answer?He turned to ask: "Mom, do you know why Dad doesn't go to work to start a gambling business?"

Li Mu's father got tired of the car within half a year, and devoted himself to the gambling business that he was passionate about before, and now he has partnered with others to open a gambling house.According to the theory of probability, as long as the gambling house can continue to operate, it is a business that is sure to make a profit without losing money.But according to the theory of chance, as long as he is cheated, the owner of the gambling house will go bankrupt and have to run away with his money.

"Why? Your father just wants to gamble and get something for nothing." Li Xiuli really thought her son was asking.

Unexpectedly, as soon as she finished speaking, Li Mu took his own words and said to himself: "Grandpa was a senior skilled worker back then, and it cost 1 yuan to do a project. Our family is the first in the village to build a six-story building." Yes, there are three buildings in one building. People who come to the city to work have to rent a house from grandma for less than half the price. Although my father has a younger brother and two younger sisters, grandma thinks that there are four or five more idlers who can afford it. Theoretically speaking Dad can live a good life without working, and you help Dad buy a car to find a job, in the eyes of grandma and his family, it is purely looking for trouble."

"Ah?" Li Mu's mother didn't realize it for a while, why would her son speak like that?And... it seems to be very profound?

"You help dad find a job, but you actually let dad escape from grandma's economic control. This is not allowed in the eyes of the 'Taijun'. In other words, you are against the wishes of the mistress of the Li family. Grandma wants her father to ask her for money, so grandma doesn't object to dad's gambling behavior, but you, who hold the opposite opinion and want to make dad independent, have become the object of common hatred of dad and grandma." Li Mu lowered her head and buried herself in the bed In the knees, there is a deep artistic conception in the clear and clear child's voice.

There was one thing my mother was obsessed with.

That was when my mother was pregnant with herself at the age of 19. She was about to give birth in October of pregnancy. Grandma asked her to carry two buckets of water to water the vegetables, and then asked her to carry the heavy "pig scum" to feed the pigs. Day after day, with Li Mu's huge belly, it was difficult to even bend down to scoop water.The pregnant women in the same village shed tears when they saw it, but they could do nothing but sympathize with it. More old village women pointed and talked about why their mothers were treated like this.

Grandma is the most powerful sharp-mouthed woman in the village. At that time, she said that black is black and white is white. It is difficult for anyone to refute her.

"Son?" The mother's reaction was not surprise, but panic. How could the son think so deeply?

"Mom, what is your ideal?" Limu ignored her mother's call, but asked her about her ideal.

Li Mudadi knew her mother's ideal. If her wish was to live a peaceful life, then her only ideal was that her husband could earn money to support the family, and she would have nothing to do except take care of the children and handle housework.In Japan, this ideal has long been filled in the volunteer form by female middle school students, known as - housewives.

Housewives are indeed the dream of most female students in Japan, and it can be said to be an ideal, but whether it is for men or professional women, this ideal seems a bit shallow. [

"Son, are you alright?"

Mother put on the handbrake, stopped the car on the side of the road, opened the rear door, carried Li Mu down and asked about it.

The rainy season has long passed, and the summer sun is not very refreshing. Fortunately, both sides of Nanhua Street are full of banyan trees, and many branches of banyan trees continue to stretch above the road like arms.The extra branches of the pear tree will be cut off after the double-decker bus appears.It's a pity, but if you think about it calmly, cutting it down can reduce many car accidents, and it won't endanger the lives of trees.

The place where my mother parked her car was Taoyuan Road.

Li Mu went to high school near here.Twice a day, no, sometimes, three or four times, I passed this road to school, and it took about three years to go back and forth.I don't know how many times I've walked this way.However, the arrangement of houses on the street along the way, and the memory of all the scenes on the way seem vague and vague.Probably because I seldom passed by here in elementary school, let alone remembering the buildings on the street, I was not in the mood to remember them at all when I came back from the hospital.

When Li Mu went to high school, the place should have been demolished and rebuilt, until then it was his memory.

Now only exposed brick walls, a branch and several connected houses can be seen.During this period, there are scattered grocery stores, hardware stores, bicycle repair shops, etc.Then, walk before you live, and you will find the most prosperous street in Nanhua after crossing the bridge.Limu's home is under the embankment beyond the bridge, but this situation will change drastically in five years' time, and the city's center of gravity will shift to Qingxu District in the north of Nanhua.

The sun suddenly darkened, and the temperature did not change. Li Mu, who was carried out of the car, took a deep breath.

"It's okay, it's just that my heart was beating too fast just now, and I accidentally opened up Ren Du's second channel. Now you take me to test the "Primary School Pupils Intelligence Scale" and I will definitely score more than 200 points."

Li Mu raised his head, with a sunny smile, pinched the nose of his mother who was old enough to be his younger sister.

Ren Du two veins?

"Are you sure you're okay?" The mother felt a little relieved when she saw her son's smile.In fact, from the time when she received a call from the class teacher and heard that her son might have a heart attack, until she came back from the hospital, her heart was still in suspense.

"It's okay, I'm just a little depressed, get in the car, and be careful to be fined by the police uncle later." Li Mu reminded.

"Then you sit next to mother in front." Li Xiuli was still worried.

"No problem." Li Mu replied.

Mother and son are on the road again.

"The taxi industry can only last four or five years at most." Not long after the car started, Li Mu said something beyond the age of a child.

"Ah?" The son was very organized, and it didn't sound like nonsense. Liu Xiuli had no intention of sending her son to the hospital, so she had to continue listening.

"Taxi companies have become popular in the United States, and the taxi industry has been standardized and popularized. Taxi drivers earn less and less money, and more and more regulations. China's development has always been based on the United States, unless It has something to do with off-the-table projects and start your own company, otherwise you will definitely not be able to do it with your mother's energy." Li Mu hoped that her mother would make a change, saying: "If you don't have a job, you will definitely be treated with more indifference."

"Do you have a solution? Mom, I know nothing but driving." Li Xiuli is not very educated, but she has heard some rumors, so she simply teased her son.

"Although I'm a little selfish, I really hope you will change." Li Mu said seriously, "The development of the east and the west of our country is extremely unbalanced now. The four Asian tigers, special economic zones... 80% of China's assets are concentrated in the east. On about one-third of the land, if the gap between the rich and the poor exceeds a certain limit, rebellion will be triggered. It is imperative for the country to reverse the gap between the rich and the poor. Presumably, a strategy for developing the west will be formulated soon.

"Nanhua is located between the east and the west. To the northwest is Tibet, to the southeast is the coastal port, and to the west is Vietnam and Myanmar. It is an important hub in the development process and will definitely be listed as a key development city. By then, our housing prices will be around It will rise, and in the five years since the policy was put forward, the house price has risen at least ten times. That is to say, if you invest 10 yuan, you can get back 100 million after five years, but I have a method that can be empty-handed.[

"Bank credit

"As long as you are willing to take the risk, first take 2 yuan to buy a house as a down payment, use the property rights of the house to borrow 20 yuan from the first bank, and then use the [-] yuan to buy two or three properties with a down payment, and use the rest of the funds as the first payment. Mortgage of real estate. Then, use the two newly purchased property rights to borrow [-] from the second bank, and then go to buy other real estate down payments. Repeat this, it is not a problem to buy a few buildings, but only a dozen real estates. The most robust approach.

"Since the development of the western region is imperative, the way to buy real estate is to take advantage of bank loopholes rather than break the law, so this way of making money can be said to be risk-free."

Li Xiuli was dumbfounded when she heard this. According to this statement, as long as she invests 2 yuan and buys ten properties in the safest way, wouldn't she be able to earn 1000 million in five years?It's just that whether the country's development of the west is reliable or not, Li Xiuli can't draw a conclusion based on her son's analysis.

"If housing prices don't rise and we have to repay the mortgage, won't we be miserable? And now that family planning is implemented, there will be fewer and fewer Chinese people, and there will definitely be fewer people who need to buy houses." Li Xiuli said her own opinion.

Because of family planning, a couple will have two sets of parents in the future. After the parents die, the couple will leave two properties.Real estate is simply a surplus for couples, so how can house prices rise?

"There are many reasons for the rise in house prices, the main reason of which is as I said, if this method of buying houses is rampant in the initial stage, it will lead to a boom in real estate speculation, which in turn will lead to rising house prices and property bubbles."

Mother also speculates in stocks while driving, and Limu needs to explain to her the meaning of "speculation". Anyway, if people speculate too much, its value will rise.

"Another reason is that housing prices in Nanhua City will not fall, even in 20 or 30 years. As long as this is an important hub, even if it does not become a key city for western development, migrant workers from other places will still crowd here , The supply of housing is in short supply! As for the fear of not paying the mortgage, you can actually rent out the house purchased with the loan and use the rent to support the house, even if you lose money in the end, you won’t lose much.”

A down payment, a mortgage, a loan; a second down payment, a mortgage, a loan; the mortgage is repaid with rental fees.

Advance can be attacked, retreat can be defended, a profitable business!

"Let me think about it, let me think about it again..." Li Xiuli suddenly seemed to be in a state of being forced.

The "selfishness" mentioned by Limu is not because of the harm that real estate speculation has brought to the common people.There are too many shrewd businessmen in China, especially Wenzhou people who form a real estate speculator group, so the real estate speculator craze cannot be avoided.Anyone who eats the money can say that Limu is just getting a share of the pie.

What made him feel selfish was that his behavior would embarrass his mother.She had just endured the pressure of debt and the pain of repaying it, and now it was too cruel to encourage her to borrow from the bank.To be honest, Limu would rather work harder to become a rich generation than her parents to start from scratch and become a rich generation in this reincarnation.

He can't bear to do the behavior of forcing parents who are not suitable for the official market to be the right generation under pressure and enjoy the rich second generation himself!

But he really wanted to draw manga, and he knew that he couldn't do half-work and half-draw.This is like: practicing basketball during the day and working at night; the difference between working during the day and playing basketball at night.The former is a dream youth pursuing basketball dreams, while the latter regards basketball as an amateur fitness sport.

Li Mu is selfish in front of his dreams. At this moment, he has made a choice. As long as his mother obeys his advice and makes money according to his method, then he can pursue his dream of being a great cartoonist with peace of mind.

If the mother is free-spirited, ambitious, and never changes, the father is addicted to gambling, the grandmother is conservative, and the family is in ruins after being demolished...