Smart Industrial Empire

ps: Thank you Gundam Age for your great reward.

Thank you for the monthly tickets for the two chapters of Demon Dragon and Ghost, and for the monthly tickets for Mizuki Wenfeng and 々Xiaoyao Scholar々.

Here is an advertisement for the new book "Super Manufacturing Empire" that will be uploaded by Hulu No.[-].

Introduction: Professional refurbishment of nuclear warheads, polishing of submarines, recycling of second-hand aircraft carriers, overhaul of nuclear reactors, design of super-light spacecraft; wholesale of various fighter jets and various nuclear weapons, large quantities are favorable; maintenance of space shuttles, customization of ultra-high-altitude operation equipment, dust removal of orbiting satellites.

A hard-working master of the supporting factory of Aerospace and 132 Factory, worked hard for the boss for three years. What he promised at the beginning was nothing, but was kicked out of the factory by the boss's wife...

"I heard that you borrowed another one billion from CCB?" Xie Heping felt like he was going crazy.

In order for Yunfei to keep the computer industry base project in Rongcheng, Rongcheng used the financial guarantee of the municipal government to help them borrow [-] million yuan, which made the first phase investment of the entire computer industry base project reach a scale of [-] million yuan.

Such a large investment project is second to none in the country.

Especially a private investment project.

As soon as the news of this project was reported, countless media reporters flocked to Rongcheng, and the attention of the whole country shifted from the coast to Rongcheng, a southwestern city that has always been vaguely remembered only for its national treasure, the giant panda.

China, the most developed place, has always been on the eastern coast.

And now, there is actually a private project with a total investment of more than 12 billion!This project is not a joint venture of several individuals.Just a personal investment investment project of a young boss!

A wave of unrest, a wave of up again.

Reporters from all walks of life have been unable to interview the project investor Yun Fei, nor can they be interviewed by the project leader Li Lu.There is no other way, but to interview the other party of another project cooperation every day - the municipal government of Rongcheng City!

China actually wants to build its own computer industry base!And still do not import foreign technology.

The provider of these technologies is actually a private research institute!

It wasn't until after in-depth understanding that all the reporters discovered that this private comprehensive research institute of mechatronics and materials has not been established for a long time, but it has achieved a lot.

The mobile communication equipment terminals of Maimai Mobile and the numerical control equipment of Jiuyi Heavy Industry are all the results of this research institute.These.Many people don't know it!And now, this research institute has launched a full set of computer hardware.And there is also an operating system independently developed by the Chinese to support it.

The security of the September [-] Research Institute is very strict, and journalists can't get in at all. If they want to interview these project leaders or engineers who know the details of the project.No idea who is who.Even squatting at the door is useless.

The commuting time of Jiuyi Research Institute is basically not fixed, and I even heard that there are simple lounges in many offices!

In desperation, I could only go to the Chengdu Municipal Government, hoping to interview the Jiuyi Research Institute or the person in charge of these projects through the government.

The words of the propaganda department of Rongcheng, which is in the same industry, are not easy to use at all.The only one, can only find Xie Heping who is said to have a very personal relationship with Yun Fei, the boss of Jiuyi Group.How can this not make Xie Heping depressed?

A lot of things in Rongcheng are waiting for him to deal with!

He deliberately wanted Yunfei to be interviewed by several reporters.Yun Fei ruthlessly refused to solve his own troubles.

And now, before the previous computer project is clarified, it is rumored that the boss of Jiuyi Group borrowed a billion yuan from the Bashu Branch of Construction Bank with Jiuyi Heavy Industry as a mortgage. It is not yet clear what project it will be used for. news.

Is this kid crazy now?

One big project after another?

Just like Bao Qi, neither Xie Heping nor Zhang Hu, the new secretary of Rongcheng, was worried at all that Yun Fei would not be able to repay the loan.

Therefore, when he got the news, the mayor, who was busy with everything, came to Yunfei to find out the specific situation in person, and wanted to keep the one billion yuan in Yunfei's loan in Rongcheng!

"Old Xie, you are really well-informed. I just talked to Bao Qi about this matter yesterday afternoon, and you came to find me early this morning! You are very well-informed..." Thinking of Xie Heping, he would definitely I came to the door, but I didn't expect it to be so fast.

Xie Heping smiled: "These days, how can you get confused if you don't know the news? Do you think our investment environment in Rongcheng is too good, and plan to continue to add investment projects in Rongcheng?"

"Old Xie, you will give up on this one billion. At most, only tens of millions will be used in Rongcheng..." Yun Fei gave Xie Heping a look.

If you expand your investment in Rongcheng, most of the Rongcheng Economic and Technological Development Zone will be your own!

"How is it possible?" Xie Heping was surprised.

Could it be that Yunfei's loan was not for the construction of the headquarters building?

"Really. Xie, we are not outsiders in this matter. Let me tell you that our loan this time is to expand the production scale of the entire Jiuyi Group. The main investment direction is to acquire the Northeast, North China, There are some bankrupt state-owned machinery factories and electronics factories in central China that we are optimistic about. You said, I can’t complete the acquisition, leave the existing factory equipment unused, and spend huge sums of money to move all the factories to Rongcheng?" Xie Heping Eliminating his obsessions can only be explained clearly to him.

"Isn't it really a loan for the construction of the headquarters building of your group company?" Xie Heping still asked unwillingly.

The rumors are too scary, are these all the random guesses of that bastard?

"Old Xie, who told you that my loan is for the construction of the headquarters building? We don't have such a plan yet! Besides, if it is really a loan to invest in Rongcheng, do you think I will not ask you for a loan from Rongcheng? Government financial guarantees to obtain low-interest loans? For this one billion, I mortgaged my Jiuyi Heavy Industry! These loans, the interest alone, cost hundreds of millions! The interest on the loans you guarantee can be obtained It's less than half!"

Yun Fei wanted an interest-free loan, in this era of financial austerity.It is simply an impossible thing.

If such a large loan amount can be approved, it will be very popular.Moreover, the interest rate has been discounted by half. If you want to make more money, it is not a wise move.

Over the years, even the three generations of superstars like Ye Fei, relying on the deep background of their family, entrusted their connections everywhere, and wanted to borrow hundreds of millions.Not even approved!

..............................

"What kind of loan project do you want to go back to the head office in person?" Wang Zhishan, the president of CCB, saw that he valued it the most, and Bao Qi Hongchen, who was transferred from ICBC, rushed into his office.Can't help being a little surprised.

Bao Qi's business ability is among the top four in the country.Otherwise, he would not have become the president of the provincial branch at a young age.

"President Wang. I have a large-scale loan project here. It has to be authorized by the headquarters..." Bao Qi directly handed the information in the file bag in his hand to Wang Zhishan.

Logically speaking, these materials should be submitted to the loan department of the head office. According to the process, it will take at least several months. For such a large loan amount, the approval time may even exceed a year!

Bao Qi didn't know why Yun Fei was so eager, but he knew Yun Fei's character.Yun Fei said years ago, so there must be definite news before the year.Otherwise, he will immediately find another way.

"Oh? In a hurry?" Wang Zhishan frowned.

In the past two years, in order to control the overheated economy, the country has been implementing increasingly severe fiscal austerity policies.

For the loan project in Bao Qi's hands, he didn't submit the information to the loan department, but came to him, and then reviewed it retrogradely from top to bottom...

"Yes, the other side of this one billion loan project needs us to give a clear answer before the end of this year." Bao Qi solemnly told Wang Zhishan's request that it will be August soon, and there are only five months in total. Still very adequate.

"Who's talking so loudly? Begging us at the door and setting a deadline for us?" Wang Zhishan's face darkened in an instant.

In the land of Bashu, it seems that there is no state-owned enterprise that needs such a large loan?Or, is it a loan from the Chengdu Municipal Government?Is it Zhang Hu or Xie Heping?Such a big tone!

"He's not begging us. Even if we don't lend him a loan, he can still collect the funds, but it will take a little longer! As long as he releases the news, any of our four major banks, any bank, will come to ask for it. In the whole of China, he is the most ideal lender, and he will never have to worry that he will not be able to repay the loan. Moreover, he only loaned our one billion yuan for five years. If his investment scale is smaller, it may only be two This one billion loan can be paid off in three years!"

"You mean Yunfei? The invisible richest man in the Southwest?" Hearing Bao Qi's words, Wang Zhishan said in surprise.

He had heard about Yun Fei many times.

This kid is a weirdo.

Except for tens of millions of loans when Jiuyi Heavy Industry was first established, and almost being tricked into spending a few shares, I no longer want bank loans.

Many people are discussing that if this kid takes a loan from the bank, maybe his current annual profit can reach one billion!Becoming the richest man in China is a sure thing!

The richest man in China in his 20s is amazing when you think about it.And others still rely on their own abilities, not what their parents left behind!

Bao Qi nodded, did not speak, but calmly waited for Wang Zhishan's reply.

"If it is him, he does have the qualifications to tell us that the annual cash flow of his industry is billions, which is a huge performance for any bank! If the money is used for lending, the interest alone will It must be more than one billion! Does he use this as a condition?" Wang Zhishan really hoped that Yunfei would use this as a condition.

If this is the case, even if he has no collateral, he will persuade those officials who can interfere and the leaders above to agree to grant such a huge amount of loans to Yunfei.

"He used Jiuyi Heavy Industry as a mortgage!" Bao Qi looked at Wang Zhishan in surprise. Could it be that Yun Fei himself didn't know about such a thing?

But Yunfei didn't make this a condition, so he must have his purpose.

Although Yun Fei is young, he will never do anything aimlessly.

"How about transferring this project to the International Finance Corporation?" Since CCB cannot get huge benefits, it is better to transfer this project to China International Capital Corporation, a bank specializing in investment.

China International Capital Corporation Limited, a joint venture between China Construction Bank, Morgan Stanley, China Economic and Technological Investment Guarantee Corporation, Singapore Government Investment Corporation, Heung Kong Mingli Group Holdings Co., Ltd., was established in 1995 by Wang Zhishan as the first international financial institution in mainland China. investment bank.

As the country's four major banks implement the cis strategy and promote the commercialization of the four major banks, other commercial banks in China follow suit, allowing Chinese banks to quickly enter the era of commercialization.

There has also been fierce competition among banks.

China International Capital Corp., led by Wang Zhishan, is China's first investment bank with foreign shares. This can also be seen as a signal of the opening up of China's financial sector.Since then, many foreign banks have begun to enter China.

This is also why a big client like Yunfei not only does not need to ask the bank for a loan, but many banks need to come to Yunfei to ask for a loan!

"Impossible!" Bao Qi shook his head.

He also asked Yunfei about this matter at the time. If he borrowed from the International Finance Corporation, not only the approval procedures are simple, but also much faster.

But Yunfei directly refused.

He told Bao Qi that even if his company borrowed money, it would only borrow from the four major banks in China. As for the reason, he did not tell Bao Qi.

"This is going to be difficult..." Wang Zhishan wanted Yunfei to transfer all the intermediary funds from ICBC to CCB, and even pay wages by CCB. This is the most ideal.

Since these benefits cannot be obtained, and the other party is unwilling to transfer the project to international finance, he really finds it a bit troublesome.

This is no reason at all to convince those who oppose the approval of the loan.

"Some time ago, Yunfei signed a [-] million loan contract with the Bashu Branch of ICBC. It is also a five-year period, with an interest rate of [-]%!" Bao Qi knew what Wang Zhishan was thinking, and said that Yunfei was in the financial department of the Chengdu City Government. Under the condition of guarantee, signed a [-] million low-interest loan contract with ICBC.

"Is ICBC crazy?" Wang Zhishan had never even heard of this matter.

Now the minimum interest rate for commercial loans is more than [-]%. How dare ICBC have such courage?

"They are not crazy! On the surface, they have lost more than 2 million in interest, but after five years, it is less than 5000 million a year! If ICBC does not lend, the cash flow and funds of all industries under Yunfei Turnover, it is possible to transfer to another bank. Yunfei is a young man, and most of the time he does things according to his own temper! This time, he asked us for a loan instead of continuing to choose ICBC. Mr. Wang, don’t you agree? Do you think this is intriguing?" How did Bao Qi know that Yun Fei didn't think about it at all.

The reason why Yun Fei chose CCB was that he was very familiar with Bao Qi, and that he had just borrowed [-] million from ICBC. If he borrowed another [-] billion, they might not give him a loan at all!

"Then you mean that we not only have to approve, but also have to learn from ICBC, with a low interest rate?" Wang Zhishan's expression changed, and he asked Bao Qi in a deep voice.

"Even if you don't fully approve it, you have to approve part of it..." Bao Qi nodded.

The richest man in Southwest China started his business and has been running it all along. It should not be difficult for him to get a loan to expand the scale of the business and get the bank's approval.

Although CCB is not the main bank for the main capital flow of Yunfei's industries, a large number of capital flows pass through CCB's branches every year.

In the past few years of reform, CCB has opened many business outlets in pursuit of performance, and almost every county has their branches.

Jiuyi Group, the most attractive to China Construction Bank, is the many poverty alleviation investment projects of angel funds in Southwest China.Once it starts to make a profit, the benefits that those project funds put into CCB can bring are very considerable! (To be continued..)