Lin Gao Qiming

Liao Sanniang said again: "But if you want to go, where can you go? Will you accept Daming? The Senate's heart to compete, only the Chongzhen Lord in Beijing City, the cabinet ministers, and Da Dang are still pretending to be fascinated. In the future, the imperial army of the Great Song Dynasty will sweep the world and change the dynasty, just in front of your eyes.

Liao Sanniang paused for a moment, and said coldly: "At this time, you cast your shadows and turn your back on the Ming. Will Da Ming protect you? Or do you want to steal Delong's money and go back to the mountains? You know, this day is the day of the Senate, and this place It is the land of the Senate. When the world is unified, although the sky is big, traitors will have no place to hide; although the land is vast, traitors will have no place to shrink their heads. Although the Senate has a good heart, it will not harm the Yi people. , but the relatives and net worth of all of you here are in Guangfu. At that time, parents, wives and children will all be thieves. How about thieves, everyone can see it when you are in Guangli, you can’t go to school, you can’t work in factories. No matter how long Song Guozuo is, how long will this thief's name be carried on the back, and the children have been slaves and maidservants for generations, and the children and grandchildren have been thieves and prostitutes for generations, so that the ancestors are shamed underground, and the infamy will be left behind for thousands of years."

After she finished speaking, she pursed her lips and smiled: "Ten thousand steps back, even if Da Song doesn't pursue you. You are a person who came out of Delong, who doesn't know that it is a piece of fat? Who doesn't want to take a bite. Not to mention those Silverfish from the government, even if you have a brother who has lived and died, I am afraid that the brother will not be able to do it if you have a lot of money in front of you."

Liao Sanniang continued: "The Beijing Railway Station is not the Beijing Railway Station of Mr. Leng alone. If Mr. Leng is not here, we will stop doing things? Some people think that Mr. Leng is not here now and cannot be rescued. The Beijing Station is about to collapse. Daming The factory guards are about to rush in to arrest people, and everyone will be cut to pieces immediately. Some people are afraid, but if they are afraid, can this matter be passed? It cannot be passed. This is a matter, since it is a matter, He has to do it."

Liao Sanniang said in a serious tone, "Fortune depends on misfortune, and misfortune depends on blessings. Whether or not there is prosperity, Chairman Wen taught that there is crisis and crisis, and there is opportunity when there is danger. To do things, we only look at people and money. A lot, but we have plenty of money, and there is still a lot to do. Master Leng will be away for a short time. In this crisis, people's hearts are fluctuating. We must twist into a rope and help each other. We will live as a loyal minister of the Song Dynasty and die as a martyr of the New Dynasty. Dangerous, Fulu, descendants of Bo Wandai."

At this time, Li Rufeng also stood up, and said: "Three Niangzi's matter is clear. Today, according to Leng Yuan, it is called a unified thought and a condensed strength. No matter what different thoughts everyone had before, there is only one It has been lifted, but if there is another half-hearted person in the future, Li will recognize him, but he will not recognize the knife in his hand. He has been sent out for a long time, and many people are afraid that many people will forget that behind the Beijing Station is the Senate."

Liao Sanniang took the conversation and said to everyone: "Qiwei has a secret box to send messages, don't think about betraying others, and you can still protect yourself."

Don't say it in the mouth of everyone present, the heart has long been stunned, and now the most afraid of collapse, it is best if someone is willing to come forward to provoke trouble, everyone feels that they have some backbone, and they are no longer so flustered.

Wu Kai said: "The top priority is to make proper arrangements for Delong's business."

As soon as Ning Yun's case comes out, Shuntian Mansion will summon witnesses to the yamen for questioning. The trial of this kind of case takes several months, and the yamen arrests witnesses and bandits to "please God of Wealth". good.Without preparation in advance, Delong's business backbone may be wiped out by then.There is no need to do this business.

"...The business of the bank has not been as good as before, but there are still a lot of deposits and remittances," Wu Kaidi said carefully, "If there is a problem with these businesses, not only the bank will be in jeopardy, but the capital station will also lose its foothold. The capital. So our first thing is to maintain the business of the bank."

Wu Kaidi didn't come from a bank business, but he has been working with Ning Yun for a long time, and he knows the bank's situation well.

"...Although the business of the bank is managed by the master himself, I have never seen the account book, but I probably know it, and there is no problem with receipt, payment and exchange. As long as no one takes advantage of the fire, even if the master is not around, this piece can be maintained. The current situation. We will not do anything for the time being, and we will continue to operate as usual."

Xiao Xiangli said just now: "Mr. Wu! You are right, but there is one thing: our bank is doing credit business. Now that Mr. Leng has no news, there is no need for someone to take advantage of the fire, and it will immediately spread in the market that Delong is not good. Stable news. Once the people who come to withdraw money run out, accidents will happen immediately! If someone stirs up the flames and throws stones into the well, the bank will have to close in three to five days!"

The deposits drawn by the banks cannot "money make money", and they all rely on lending out to earn interest spreads.This is the oldest and most essential "business" of the money industry.Delong is no exception. The several 10 taels of silver deposits it absorbs in the capital also rely on lending to earn interest.

In the 17th century, the industry and commerce in Beijing and its surrounding areas were actually very backward, and there were no commercial activities that required massive capital transfers.The fact that Jingshi can accumulate a large amount of funds is purely due to the relationship between the capital.But this also means that there are no local investment channels for the funds absorbed from the whole country.

In the capital, although there is a "Beijing Loan" that claims to be a huge profit--loans to local officials who take office, but the amount is not large. The real large commercial loans are actually only out-of-mouth Mongolian business.Not only the capital needs are large, but the profits are extremely rich,
As usual, Mongolian business is done by Shanxi people, but most of the funds come from the capital, which has always been monopolized by the "Shanxi House".As a latecomer, Delong has tried many times, but he couldn't squeeze in—the stability of the regional group is far from being destroyed by an outsider like him.

Therefore, there are three main destinations of Delong's funds: one is the trade with North Korea in Tianjin, including the transaction with the Qing Dynasty; the other is the trade with Japan of Shanghai China Merchants and the silk business in Zhejiang; the third destination is It will be directly remitted back to Guangzhou and used in various investment and trade projects of the Planning Institute.

The profits from these three channels are very rich, so Delong can pay interest that is comparable to that of Shanxi House——Ning Ningyun did not use excessively high interest to absorb savings. On the one hand, he thinks it is not worthwhile, and on the other hand, he wants to avoid incentives To the original financial group, there are too many enemies.

Because all investment channels are in other places, Delong's reserves are very small.Condensation Cloud only kept 12.5% ​​deposit reserve in Delong. When Guangzhou started the currency system reform, Delong mobilized a large amount of silver from various places, and Delong's reserve once dropped to only 7-8%.

"...the interest, acceptance, and remittances to be paid this month alone are almost 3 taels of Kuping." Xiao Xiangli looked embarrassed, "The cash in the treasury is less than 8 taels. If there is a run, We can't handle it for three days!"

Wu Kai said: "Isn't this what everyone means to help each other! I don't know how to do business, but the master is not here, so we have to find ways to maintain this plate! As long as Delong can maintain it, it will be a waste of merit. "

Liao Sanniang nodded: "Mr. Wu is right. We are discussing the solution, not complaining about it. If there are any difficulties, we should talk about it, but we have to come up with a solution. Do what you can."

Deron's general accountant coughed lightly. He was a middle-aged man.He is an old man from the days of Guangzhou Station. He worked as a case manager in the purple bookkeeping office. He is familiar with both the Australian accounting system and Daming's business bookkeeping.At this moment, he whispered: "Xiao Xiangli is right. Once you run on Delong, you will definitely die. Delong is not welcome here. If we are sick and want to kill us, the Shanxi house will probably make trouble. Let's drive out They will refuse to pay the bills, but they will delay the recovery of the bills..."

"Then what should we do?" Wu Kaidi asked anxiously.

"We can't afford the Shanxi house just by expanding the reserves. What's more, there is no place to transfer the money at this time. We are far away from the Senate, and it is not possible to transfer the money in a day or two..."

Xiao Xiangli spread his hands: "The current situation is difficult! I think we should close the store first, and everyone go out to hide. As long as the door is not opened, no one can be found, and no one can run it, right..." He said Seeing Liao Sanniang's fierce eyes, he couldn't feel his heart tremble, and he didn't dare to speak anymore.

Another Wei assistant couldn't bear it any longer at this moment, and said: "Master Xiao! You can't say that this move was wrong, but what should we do if we hid and caused the mob to attack? This is a precedent. Go ahead, and..."

Delongli not only has a large amount of silver deposits, but also many Australian treasures, various account books and information collected over the years.These things are invisible.If it triggers a mob attack and then leads to the seizure of the Yamen, these things will be exposed in broad daylight in an instant. Regardless of whether Condensed Cloud can return safely, Delong's stronghold will be completely finished.

The general accountant said: "It's not good to hide out, and it's not good to continue to do business. It's up to Lao Wu."

Wu Youdi somewhat understood his thoughts, and said, "You mean to let the government seal it up..."

"It would be best if Shuntian Mansion came forward, and Delong's business would stop naturally," said the accountant. "It's just that there is a limit here, and it can only be 'seized', not 'confiscated'. The joint here depends on Wu. Lord, it's yours."

Everyone is showing hesitation at the moment, the shop is sealed up, and the run-on trend can indeed be avoided in the short term, but once it is sealed up, it will become a scam. If someone has ulterior motives, they can use this to "copy".Moreover, even if the store is closed for a short period of time, it will have a great impact on business reputation.

None of the few people can make this decision.Wu Kai said: "I'd better go to the yamen to think of a way first, to see if there is any way to make a difference. Can Delong suspend business without the name of seizure."