Lin Gao Qiming

Chapter 2738 The Capital (91)

"Whether he collected it at a low price or picked it up on the street, it's all your Delong's notes. The rule of your bank is that as long as the notes are not registered, you acknowledge the ticket but not the person. No matter how they got the note, What are you trying to do? I want to exchange it at your counter. Do you want to exchange it or not?"

Leng Ningyun thought to himself that Mr. Zhong had suddenly asked the core of the problem.Saying one thousand to ten thousand, his reserve is far from enough.

"As long as you open the door, you will naturally have to redeem your money. The most important thing for a businessman is credit."

"But you said it yourself, you can't keep it!" Zhong Yan sighed.

"Yes, if the money in my bank can fully accept Delong's discounts and bills on the market, it is indeed beyond my power. However, the market belongs to everyone. If I really want to run Delong on it, I am afraid that it will not be enough for the capital." It also has a great impact on people’s livelihood.”

"How can you see it."

"My lord, please think about it. Most of the deposits taken in by Delong are naturally from the gentry. If they want to withdraw money, the students must be given priority for self-protection. They don't even dare to miss a penny in interest."

Zhong Yan nodded, this is a natural thing.

"But in Delong, in addition to the big gentry, there are also many small merchants and ordinary people who deposit and collect interest in Delong. After withdrawing the money, the students can only close the shop. As for what they will do, the students don't know. Even if they are imprisoned Even if you spend all your wealth, you can't compensate the people even a little bit." Leng Ningyun said sincerely, "The people have very little money and have sold their blood and sweat to get a little money. They saved it with me to get a little interest. How can students be happy if all their capital is lost?"

This is not just a matter of losing the principal and interest of deposits. The real poor people have no money to deposit and collect interest. The real poor people are the many small and medium-sized merchants in the capital who are hardest hit.They have more or less spare money, which they put in banks or large shops to earn interest, thereby earning a little money to support their families.When business is tight, working capital needs to be raised.Once Delong collapses, it will be a devastating blow to these small and medium-sized merchants, and Jingshi's market will inevitably be greatly affected.Many people want to jump into wells, and even more people become beggars and starve to death.The resulting chain reaction has a huge impact on people's livelihood.

Zhong Yan is not a nerd who doesn't do ordinary things, and of course he knows the dangers involved.

"Haha, I didn't expect Shopkeeper Leng to have such a kind heart!" Zhong Yan said sarcastically.After speaking, he pondered for a moment and said, "So, is it better to keep it sealed?"

This means discussing it with him.Leng Ningyun thought there was a way.He immediately said: "If it continues to be sealed, although there will not be a run on the banknotes, the banknotes and banknotes outside will be like waste paper, and the consequences will still be the same."

"It's not good to unseal it, nor to seize it. What's your intention?"

"There are still a few days until the market opens, and the students will be working hard outside these days to allocate funds and persuade colleagues to support the students." Leng Ningyun said in a very sincere tone, "I would also like to ask adults to do a favor for the students. "

"Oh? How do you want me to help you?"

Leng Ningyun felt confident at this moment.What he is most afraid of is an official who is stubborn but also mediocre in ability. He is unreliable in doing things, but he believes that his "three views" are correct, and he can't get back the things he believes in.

Zhong Ran is not such an official. Although he has a reputation of being upright and honest, he can also judge the situation and changes.As long as you can convince him with facts and reasons, cooperation is possible.

At this time, he became more and more calm: "Thank you, sir!"

His request was very simple. On the day of unsealing, Shuntian Prefecture was requested to send out yamen and clerks. It would be better if Liu Tuiguan could be invited to be present to maintain order.

"...on the day of unsealing, firstly, there will be a run on it. If there is no one to maintain it, I am afraid that it will trample on itself; secondly, it is also to prevent someone from taking the opportunity to incite trouble and induce civil unrest."

"It's easy. Mr. Liu will definitely not refuse." Zhong Yan nodded, "It's just that if your merchant can't pay by then, I can only send another letter to close the store - but this time it's not just about closing the store!"

"Yes! The students understand!"

"Secondly, I want Mr. Shangqing to issue a red notice in the name of Shuntian Mansion."

"Oh?" Zhong Yan had to be cautious.The red notice is a government document, and the words in it are very particular. If there is something inappropriate, once it is posted with a big seal, it will not change.

Although it is the daily responsibility of the government to maintain market order and suppress local governments, this matter is very involved. If a popular uprising occurs, Shuntian Prefecture will inevitably be involved.As long as there is a place to return to Hu Delong in the notice, it will be impeachment material for the censors!

He thought for a moment and immediately ordered his servants: "Please come, Master Lin."

Master Lin had actually been listening to the conversation between his boss and Leng Ningyun under the window.After all, this cold shopkeeper is currently in the limelight. If he is not careful, the future and reputation of his boss will be greatly affected.

After hearing this, Master Lin felt that Leng Ningyun's speech was generally reasonable and his request was not excessive.But his vow to "dispatch the money" really sounded unfounded.Now that Dong Weng called, he appeared immediately.After seeing the ceremony, Zhong Yan said: "Master Lin, in order to maintain the market, you have to come out and take care of Delong's affairs. Now shopkeeper Leng has asked Shuntian Mansion to issue a notice to help maintain credibility. I have to ask you for this matter." Please refer to the details.”

"Yes, yes! Your Excellency has thought carefully!" Master Lin, as the master of Shuntian Prefecture, Delong is naturally perfunctory on weekdays. For a master who is an "upright official" and is an official in the capital, Delong every The "regular rules" of taels of silver on the days of the month and the "reverence" of the three festivals are not without minor supplements.

Originally, he was very willing to contribute to Delong's affairs. After all, Delong had much more hands than Mr. Leng in Shanxi House.If I can help in the future, my gratitude will not be small.But Deron's matter was too involved, and he had to be cautious.

"Thanks a lot."

"Don't dare, don't dare," Master Lin bowed and said, "But what should be written in this notice? Please tell me."

"This, you ask Shopkeeper Leng first, and we will discuss it later."

Leng Ningyun hurriedly said: "Master Lao Lin is here! Students are naturally responsible for Delong's affairs, but they have to rely on everyone's help and take the overall situation into consideration! In the student's humble opinion, one is to show that Delong is a businessman. , has a good reputation for many years of operation; secondly, the shopkeeper was hijacked by bandits a few days ago, so the shop was temporarily closed. Now that the shopkeeper has been rescued by the government and has returned safely, the shop has reopened; thirdly, Delong has abundant assets and there is no risk of bankruptcy. Fourthly, the shopkeeper has been rescued by the government and has returned safely. The money industry involves a lot. If there is a fluctuation, the market will be greatly affected, and it will not be a blessing to the people of the capital. Please don't spread rumors and make noise. I ask you to tell everyone what you mean."

Master Lin is a very smart person. After he finished speaking, he already had a plan in his mind.But he did not immediately go to the desk to write the draft. Instead, he turned his eyes to Zhong Yan to see what he meant.

Zhong Yan understood what he meant. Among these four points, two or four didn't matter. The key was one and three.

Originally, the first point was nothing. A large store that has been operating in the capital for many years cannot be said to be a treacherous one.Besides, stores return to stores, and people return to people.After the fall of Mr. Yan Ge, the shop under his name only changed owners, but it still flourished until the Chongzhen Dynasty.

But Delong was different. Anyone with some status in the capital knew that Delong had an ambiguous relationship with the "Kon thieves" who rebelled in Guangdong and Guangxi.

If this sentence appears in the notice, it will mean that Zhong Meng of Shuntian Prefecture has come forward to guarantee that Delong is not a "reverse childbirth" and Leng Ningyun has nothing to do with the "Kun thief".

The responsibility here is huge. As long as nothing happens, if something happens, the censor will be picky!

As for the subsequent statement that "Delong has abundant assets and has no risk of bankruptcy", it is also suspected of being a sure thing. If Delong collapses, Zhong Yan's official reputation will be greatly affected.

Master Lin was determined to help Leng Ningyun at this moment. He thought about it carefully and said, "Master, Master Leng is not an ordinary businessman, but a person with great fame..."

A smart person can figure it out at a glance, and Zhong Yan suddenly had an idea.Whether Mr. Leng is a fake thief or a real Australian, the title of "Nanjing Imperial College Student" is real!The Ministry of Rites still has his three-generation background history!Even if he is a traitor, it is still a matter for the Nanjing Imperial College and the Ministry of Rites. What does he have to do with Shuntian Mansion!
As for "Delong has abundant assets", Mr. Lin also has ideas.He immediately drew up a manuscript and asked Zhong Yan to read it.

Zhong Yan read it carefully, nodded slightly, and motioned to show the manuscript to Leng Ningyun.

This kind of notice is usually written in four-character popular style, with simple sentences. It reads almost like a limerick, and even Leng Ningyun can understand it.

"Delong Bank has a good reputation, a wide spread of joint numbers, and sufficient dispatch. The times are unstable, thieves are making trouble, and the shop owner is covered in dust. Fortunately, he is out of trouble. He returns safely. The door is reopened. The business is as usual. The shop owner has an oath and plenty of money. If there is a mistake, the national law does not allow it, Shuntian Prefecture decrees: The market is calm, ordinary people should take care of it, Delong opens the door, and the banknotes are paid. The common people and merchants do not need to be embarrassed, do not listen to rumors, and come together to pay. If it causes riots, it is hard to escape the blame. Lawless villains who threaten and confuse the public and secretly incite will be severely punished once they are caught. Don’t say that you are unprepared for what you say with such sincerity! This is a message that must be strictly observed.”

Leng Ningyun secretly admired how powerful Master Lin's pen was.This third point directly changed Shuntian Mansion from "guarantee" to "supervision", and it was completely removed.

"The students thought it was very suitable. Master Lin is indeed a wonderful pen."

"Don't dare, don't dare. It concerns the business people of Shuntianfu. It's always better to be cautious."

After Master Lin withdrew, Zhong Yan stared at Leng Ningyun for a while and said, "I will try to comply with your request. The stormy waves that come down are up to you."

"Yes, students must handle the boat carefully and sail the boat for ten thousand years. Live up to your lordship."

There was a look of appreciation in Zhong Yan's eyes, but it disappeared again in a moment.

"It doesn't matter if you fail me or not. As long as you fail the merchants and common people who save money in your shop!" After saying this, he picked up the tea bowl.

(End of this chapter)