golden scales

After the Nanyang Company's dry stock distribution plan was discussed by the cabinet, it was released with a central purpose.Among them, the Cabinet, the Metropolitan Procuratorate, and the Ministry of War all received [-]% of the shares; the Ministry of Household Affairs, the Ministry of Industry, the General Administration of Industry and Commerce, and the General Administration of Communications each received [-]%.

Such allocation formed the Nanyang development system with the Ministry of War and the Cabinet as the backbone, and households, industry, commerce, and communication as the branches.In order to protect the interests of everyone, the Metropolitan Procuratorate has also received the main treatment. It is precisely by them that they will ensure the health of Nanyang's officials and protect the development of industry and commerce.

Li Yuzhi finally got the permission to become an official, and at the same time, the royal family got [-]% of the dividend right, which can be received during his lifetime, in order to thank him for his contribution to Daming.As for the promotion and treatment after becoming an official, there is still no drop in the slightest.

Taking advantage of the heat wave of Nanyang Company's dividend distribution, Zhu Cihong took advantage of the trend to launch a court push.Under the instigation of the cabinet ministers and His Royal Highness the Crown Prince, Zhou Yingqi, Cai Maode, and Yuan Jixian entered the cabinet smoothly, so that the number of cabinet members finally reached six, which belonged to the normal establishment.It's just that these three people were one step too late, and the cabinet's 1 taels of dividends had already been divided into four parts. Li Yuzhi, Wu Sheng, Sun Chuanting, and Jiang Dejing each received 500 taels.

This amount of silver was still deposited in the Imperial Bank and issued banknotes to everyone. The withdrawal of more than 500 taels of silver only required an appointment three days in advance.

Even Jiang Dejing, who is involved in maritime trade at home, cannot remain indifferent to this.When a big family goes overseas, on the one hand, they have to bear the responsibility, on the other hand, they also have the risk of getting nothing, and the annual profit is nothing more than thousands of gold.If you hold the dividends from the imperial court in one hand, and buy real estate and industries in Nanyang in the other hand, you will not only avoid risks, but also a good way to make small profits and big profits.

In May of the 21st year of Chongzhen, the long-prepared local shipping bureaus finally waited for the "Chongzhen Sea Opening Order", announcing that the Ming Dynasty's opening ports from north to south can accept foreign businessmen's transactions.However, there are additional restrictions on the transaction, that is, all foreign merchant ships must use legal notes issued by the Imperial Bank to purchase goods from China.

Of course, not all city ship divisions are affected by this.The Shibo Department in the north is mainly responsible for taxation of North Korean goods.This part of the trade Ming is the buyer, so the payment is silver.Only the Shibo Division in the south is an important export center.A large supply of paper money is required.

These banknotes are specially supervised by the Imperial Bank, starting with the name "wai", and are prohibited from being exchanged for silver, but they can be used to pay taxes.Foreign merchants exchanged silver for banknotes.Then paper money can only be used to buy Chinese goods.This seems to be a loss, but in the face of high profits, the Portuguese are still willing to trade.

They even pioneered international financial trade.

At the beginning, the Portuguese goldsmiths in Macau used their national currency, the escudo, to purchase silver from their compatriots working in China, or directly purchased banknotes, and then lent these banknotes to domestic and foreign merchants at high interest rates.Because the Ming Dynasty banned the circulation of foreign currency, these escudos are still in the bank, but the books have been changed.

This kind of no-cost business quickly attracted the coveted eyes of other businessmen.

Merchants in Guangdong began to spontaneously purchase grain from Vietnam and other places, or set up farmland in Zhangjiakou and other places.In exchange for the banknotes in the north, it is just a form of opening method.These banknotes were considered a license to buy, so they could be sold to foreign merchants at a ten percent premium.Even if the food cannot make money, it will never lose money, so the income from reselling banknotes alone has a [-]% net profit.

Net profits that are not taxable.

There is a ten percent net profit.People in Jiangnan gradually began to deposit a large amount of silver into the Imperial Bank, so that Jiang Chen felt pained by the shortage of paper money.

In Daming, there are more than ten paper mills in charge of producing banknotes, and three printing factories are fully committed to printing banknotes.Even so, the production of paper money was still not satisfied.

"Your Highness, it is necessary to print large-denomination currency." Jiang Chen said: "And it must be a banknote that is prohibited from being exchanged for silver."

What else can Zhu Cihong say about this?Europe's desire to buy silk, tea, and porcelain is surprisingly strong, in order to meet the demand for currency and stimulate export.Printing currency symbols in large denominations is imperative.

"Let's print 100 million taels of 1000 taels of banknotes first, and the purchase of silver is prohibited. Others are the same as domestic small bills." Zhu Cihong said.

Stimulated by Chinese commodities, the inflow of silver, which had been gradually declining, unexpectedly set off a small climax.Although Spain banned the outflow of silver, pesos and Indian rupees were still sucked into Ming's treasury.In exchange for beautifully printed banknotes.

After the Dutch lost Taiwan, although they threatened to retaliate, the competition between their own country and the United Kingdom for maritime supremacy became more and more fierce, and there were more and more frictions, if there is no accident.The Anglo-Dutch naval battle in the original historical script will be staged as scheduled.With no military power to attack Ming Dynasty and no sufficient amount of silver transactions, the Dutch economic and trade system in Southeast Asia was in jeopardy. Finally, the Portuguese saw the possibility of seizing Java.

However, these are not Zhu Cihong's focus. Zhu Cihong pays more attention to the storage of Jiangnan silver.

As a silver-poor country, China was dominated by copper coins in all dynasties before the mid-Ming Dynasty, and silver was only used as an auxiliary currency for large transactions.The reason why silver quickly became the mainstream currency of the country after the middle of the Ming Dynasty was precisely because the southern powerhouses accumulated a large amount of silver through sea trade.It is impossible for them to bury all the silver in the ground and have to spend it. This is the truth of silver becoming the mainstream currency.

When Zhang Juzheng was in power, the whole country paid taxes in silver, which was in line with the wishes of the powerful families in the south, but it greatly increased the burden on the farmers in the north.Because of the shortage of silver in the north, the exchange rate was high, and the state collected taxes only for silver, which made the price of grain fall in disguise. In order to pay the tax, farmers had to sell grain at a low price, which eventually led to the tragedy of bankruptcy in good years.

In view of natural disasters and man-made disasters, Zhu Cihong's policy for the northern provinces is still two-way support for food and currency.For peasants who lost their land and went bankrupt, various government-run and private legal person organizations were recruited to get paid by selling their labor power.For self-cultivating farmers who are struggling to meet their food and clothing requirements, ration subsidies are given.For small landowners who have achieved the tax payment qualification but lack the ability to pay taxes, technical subsidies should be supplemented.

"How are the tax and subsidy plans for Shaanxi and Shanxi next year?" Zhu Cihong asked Jiang Chen again.

Jiang Chen said: "The outlets in all counties have been rolled out, and the personnel have been properly deployed, but the specific tax amount will not be determined until next year's harvest statistics are available. Because according to the Ministry of Household Affairs, the Imperial Bank only subsidizes the entire tax amount."

"This is also to be cautious in testing the actual operating capabilities of bank outlets." Zhu Cihong finally reminded.

Jiang Chen nodded in agreement.

A bank with only two offices is not really a bank.However, in this era of no electricity, no communication, and poor transportation conditions, to be the first to roll out an empire-wide banking network in the world is no less than building another Great Wall.

"Your Highness, I will go to Shanshan next month, and it will be fine when I collect taxes next year." Jiang Chen issued a military order.

Seeing his serious face, Zhu Cihong smiled and said, "I'll tell you something to reassure you. The regular tax for next year can be paid by farmers at any time throughout the year, so you don't have to worry about many people rushing in at once."

Jiang Chen really felt relieved, so he didn't need to send extra manpower during the tax season.But even so, the work progress of the Imperial Bank is still too slow.In this year's self-report test, Jiang Chen reported the low-interest subsidy loan together, but now after the establishment of the outlets in Shanxi and Shaanxi provinces, he has no spare time to do other things.

If you can't complete the exam, your future is bleak and not to mention, how much will you have to take less for the bonus?Thinking of his own bonus, Jiang Chen also thought of the task of resetting the salaries of officials at all levels.

After the crown prince abolished the guards, the number of prefectures and counties in Ming Dynasty reached more than 80, and each county had two administrative and judicial systems. The number of people who ate imperial food ranged from seven to eighty people to as many as more than a hundred.The salaries of these people will all have to be withdrawn from the bank in the future, so that they can receive them at the business offices in various counties.What a workload!

Seeing the changing expression on Jiang Chen's face, Zhu Cihong knew that he had a lot to worry about, and the bottom line was that he was short of manpower.In Daming, with a population of 5000 million, most of them are agricultural population, workers who want to change jobs can still be competent, but changing jobs to management positions is not enough.

There is no way to solve this problem, and that is to introduce a commercial bank mechanism and contract out a large number of cumbersome grassroots businesses to private banks.In fact, the Lianghuai salt merchants had not thought about it, not only advocating it in the newspaper, but also handing over the title book through the door, but Zhu Cihong suppressed all of them, and did not intend to open the financial field to the private sector.

What's more, these salt merchants have never been ethical, and they are not much better than the Shanxi merchants in Zhangjiakou.

The profit of table salt is so high that even in Zhu Cihong's previous life, the country still practiced monopoly.At that time, the country had only two franchises, one was tobacco, and the other was table salt.It can be seen that no matter how low the price of salt is, there are still huge profits.

The price of salt in the Ming Dynasty was six times that of the Northern Song Dynasty, but the salt tax revenue was a quarter of that of the Northern Song Dynasty.The Northern Song Dynasty levied a tax of 22 renminbi per catty of salt, and the Ming Dynasty levied a tax of [-] renminbi per catty. There is not much difference between the two.However, considering that the population during the Chongzhen period of the Ming Dynasty was more than double that of the Song Dynasty, and the salt tax revenue was still so low, it was very problematic.

What's more, according to the salt tax and fees set during the Hongwu period, it cost six, two, six and four cents for every money attracted.Based on the national salt production of 200 million yuan, the annual salt tax revenue of the country should be 3208 million taels.

Since the founding of the Ming Dynasty, the highest salt tax was only 250 million taels a year. Where did the other salt taxes go?

Zhu Cihong's attitude towards them is very simple: let them "sit sleepy", cut off their main source of income, and force them to spit out the wealth in their pockets little by little.Smart people may use this to break out of the chrysalis and become a butterfly, but the stupid ones will only die.

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