Crazy at the end of the Ming Dynasty

() When Fu Wenzhai walked out of Wu Shigong's house, he still couldn't believe it.His whole body seemed to be light and light, and every step seemed to be stepping on cotton balls.He is now the director of the Propaganda Department, and has become the top official of the Runing Army.

Fu Wenzhai was one of the first students Gong Haoran recommended to Wu Shigong as a school teacher at that time.At that time, he was already 34 years old, and he had no desire to make progress.But Fu Wenzhai's wife is very good at giving birth, and the survival rate of the children he gave birth to is quite high, so he had a big family of more than ten people at that time.

But he is the only adult male in Fu Wenzhai's family, so the poverty in the family can be imagined.Therefore, after being recommended by Gong Haoran, he cherished the job of being a teacher in Wu Shigong's school very much.

Afterwards, Deng Qifan began to compile the Four Books and Five Classics with additional materials. To be honest, Deng Qifan was a little half-hearted at that time, and the other gentlemen were always too embarrassed to praise Wu Shigong's "great achievements".It's just that Fu Wenzhai is different, he is serious and meticulous, so he has almost completed most of the work.

After seeing Fu Wenzhai's ability, Deng Qifan later regarded him as an important assistant.So Fu Wenzhai's specialties emerged.One is that his mind is more lively and articulate; the other is that he is quite loyal to Wu Shigong, or in other words, he is quite thick-skinned, boasting that Wu Shigong does not repeat or blush for an hour.So this time, Deng Qifan recommended Fu Wenzhai and arranged him to be temporarily in charge of the Publicity Bureau.

At this time, Wu Shigong had already returned to Runing for more than a month.When the savings business of the Four Seas Bank first started, there were rumors from somewhere that the Four Seas Bank was short of silver, so it was necessary to absorb savings to resolve the silver shortage.

In fact, this is not a rumor, and besides, there is no impenetrable wall in this world, so the business of Sihai Commercial Bank and Sihai Bank has been greatly affected.Credit and credit are impossible. Although the Four Seas Bank offered an interest of [-]% per annum, few people saved at the Four Seas Bank.

But at this time, Fu Wenzhai, who was temporarily in charge of the Propaganda Bureau, came up with a brilliant idea. He didn't try his best to cover it up.Instead, do the opposite.

So Fu Wenzhai led a group of people transferred to the Propaganda Department to publicize everywhere: In order to help the refugees this time, Mr. Wu also spent a lot of money in his family to help orphans and elderly people.

But Master Wu's family is definitely not enough to help so many refugees, so Master Wu raised funds from depositors through the Universal Bank, and all the money raised will be used on the refugees.Of course, Mr. Wu will not let those depositors suffer. He is willing to pay an annual interest of [-]% to thank the depositors for their kindness.

And what do people who save at the Four Seas Bank have to worry about?Are you afraid that Mr. Wu, who is so benevolent and kind, will renege on his debt?Besides, I don't know how to raise small silver when I keep my money at home, so it's better to save it in the Four Seas Bank to earn interest.Besides.It has benefits and can also accumulate virtue. Isn't that a great thing to have the best of both worlds?

Unexpectedly, when this truth was explained, it immediately aroused the resonance of the Runing Army.Under the propaganda of their chief, they are determined to work together to let the Runing Army survive the financial crisis of helping the refugees.

Immediately a long queue formed at the entrance of the Four Seas Bank, and the Runing Army shouted slogans from top to bottom.Singing "Katyusha", they scrambled to deposit the excess silver and food stamps at home into the Four Seas Bank.In just a dozen days, the Four Seas Bank deposited more than 5 taels of silver, copper coins and food stamps.And looking at this situation, the total deposit amount may exceed 8 taels.

Seeing this situation, Fu Wenzhai immediately hit the iron while the iron was hot. He brought the representatives of the refugees who came to vote to the gates of the banks in various places, and let them see with their own eyes the actions of the Runing Army to rescue them.And the Propaganda Bureau also compiled a large number of propaganda materials, which spread to the ears of every refugee who took refuge in the Runing Army.This made all the refugees immediately integrated into the big group of the Runing Army.

In fact, at this time, the Runing Army's finances have not reached the point where they must borrow money.But do a full set for the sake of acting.The Runing Army still used the income from the salt goods of the Runing Mansion as collateral at the Four Seas Bank, and borrowed 5000 taels of silver at an annual interest rate of one cent.

In addition to repaying the nearly ten thousand taels of silver previously borrowed from other banks and gentry, this loan also repaid the 3000 taels borrowed by Wu Shigong from the inner house.However, from an economic point of view, this borrowing is actually a disadvantage.

If it is placed in the Four Seas Bank, it can be released as a loan with an annual interest rate of two cents.What was even more exasperating was that when Zhao Ruya and the others got the returned 3000 taels of silver, they immediately calculated it, and then deposited the silver into the Universal Bank without hesitation.Go to eat five per cent interest.This made Wu Shigong, who knew the result later, very angry.

However, the follow-up impact of this incident is considerable.The first is to make the Runing Army's finances healthier.Wu Shigong's personal property and that of the Runing Army are also more clearly divided.

Moreover, this time there was a precedent for a political group, the Runing Army, to borrow money from the Universal Bank, so that the financial form of national debt appeared later, and the concept of national credit was gradually established.

The second is to suddenly strengthen the cohesion of the Runing Army group.We must know that the cohesion of a group not only needs to give those group members to enjoy the benefits of the group, but sometimes when the group members contribute together to the goal of the group, the cohesion of the group members can be stimulated.

Under the noble banner of helping refugees, it is not only members of the Runing Army.Even many gentry and common people from Runing Mansion and Guide Mansion enthusiastically went to the Four Seas Bank to save money.All of a sudden, the foundation of the Runing army in Guide Mansion and the people of Runing Mansion was firmly established.

Finally, the new financial business of saving has been promoted all of a sudden.Although at the beginning, people who saved at the Four Seas Bank basically had the idea of ​​doing charity and showing love.But as they got the interest later, they immediately discovered the benefits of saving, so that they developed a good habit of saving in a short period of time.

The Universal Bank also relies on the development of this new business.Gathered a large amount of funds in a short period of time, and gradually became a financial giant in the future.The successful development of the savings business has also greatly increased Wu Shigong's confidence in developing other financial businesses.In addition, there was a large amount of funds, so securities, insurance and futures were all developed under the auspices of Runing Army.

And Fu Wenzhai was immediately promoted by Wu Shigong to be the director of the Publicity Department because of his outstanding crisis public relations.And just now it was Wu Shigong who received and announced Fu Wenzhai's appointment.

By the way, after this saving incident, the inner study chaired by Deng Qifan greeted downwards and wanted to ban the singing of "Katyusha", because after all, it was a taboo, and that "Katyusha girl" might be Lord Wu Shigong's woman Woolen cloth.

But no one paid any heed to the greeting.At this time, the song "Katyusha" had become the most widely spread "patriotic song" in the Runing Army, and Wu Shigong's attitude was noncommittal when seeing repeated bans, Deng Qifan and the others had no choice but to give up in the end.

〖