Crazy at the end of the Ming Dynasty

"Oh?" Ma Boyan didn't expect to hear about a new industry. Out of the sensitivity of businessmen, he asked curiously, "What is an insurance company? Is it similar to an insurance company?"

"There are similarities as well as differences." Wu Shigong replied with a smile, "The insurance company only insures **, and the insurance company also covers natural disasters. The scope of insurance is much wider. If Ma Gong is interested, he can let the shopkeeper of the Four Seas Commercial Company Accompany Magong to go there and have a look!"

Ma Bo'an immediately laughed and said: "Although I don't know why, what my lord said must be a good law. After arriving in Runing, I found that my lord's whimsical ideas emerged endlessly. But after careful consideration, it also contains the meaning of the most reasonable, which really makes the old man Sigh, the younger generation is awesome!"

After Ma Bo'an praised Wu Shigong a few words, he immediately deliberately relied on the old to sell the old, just to see Wu Shigong's character.

"Mr. Ma, you are welcome! Brother Wei Chang (Ma Shouxin) and I hit it off right away, and this place is only about personal friendship, not officialdom, so I have the audacity to call you Uncle Shi. Uncle Shi can also call me a long respect, so it is rare somewhat restrictive."

After hearing Wu Shigong's words, Ma Bo'an immediately burst out laughing.He found that Wu Shigong was not only able to understand the meaning of his own words, but also able to let go of enough figure, with such a heart, he was definitely not a character who would always be inferior to others.

So Ma Boyan also said: "The old man is ashamed to accept it. Chang Jing, the old man is here today to tell you that my Ma family will invest in three workshops and a business in Runing, but we must prove it here." The stock exchange raised [-] taels, I wonder if this is feasible?"

Wu Shigong passed the assessment, and Ma Boyan was planning to invest 3 to [-] taels in Runing Mansion, but the true nature of a businessman made Ma Boyan want to maximize his profits.If another [-] taels of silver can be raised on the stock exchange, although part of the shares will need to be surrendered, Ma Boyan is confident in making the industry bigger.Therefore, powerful businessmen will borrow chickens to lay eggs.But small businessmen like Bian Chengwang and Li Mama still hold the idea of ​​small peasants.

"Welcome very much!" Wu Shigong was overjoyed, "However, there are some rules for raising shares in the stock exchange. The most important thing is that the account books must be disclosed to other shareholders. If Shibo has any questions, I will let shopkeeper Chen introduce it to Shibo later. two."

"Then are there any other rules for opening in Runing?" Ma Boyan asked again.

"That's one, you have to pay business tax. However, Shibo's property can be reduced or exempted when it is newly opened. This can also be introduced to Shibo by Mr. Deng and Yuan later. Although the business tax of our Runing Army is higher (This is compared with the almost negligible commercial tax in the Ming Dynasty), but it is absolutely not allowed to hide and not pay. But there are no other bad rules, so as long as you pay the commercial tax, you can do business with peace of mind.”

"Oh! Also! Don't just infringe on the patents of other companies. Otherwise, you will be sued by other companies and you will have to pay a lot of money." Wu Shigong reminded again.

"Huh?" Ma Boyan heard a new term, so he asked again, "What is a patent?"

So Wu Shigong briefly introduced the Patent Law.The more he talked, the brighter Ma Poan's eyes became.After finally waiting for Wu Shigong to finish speaking, he immediately said: "Chang Jing! Wait for the old man to go back this time. I will transfer some money over here and open several workshops. But our Ma family will also raise another 3 from the stock exchange." Two, I don’t know if there is so much Yu Yin here?”

Wu Shigong didn't expect that Ma Boyan would suddenly become a great leap forward.Even Ma Shouxin at the side was a little surprised at his father's fanaticism, but he knew that his father had always been very calm.

But neither of these two people knew that Ma Boyan wanted to form a monopoly of his own industry in the area controlled by the Runing Army through patent rights, which was a matter of race against time.So Ma Bo'an, who was a little gaffe, couldn't take care of it.

However, Wu Shigong still replied: "The stocks issued by the stock exchange are all underwritten. As long as the discount is large enough, the issuer will pay the money for the unsold shares, so Shibo doesn't need to worry about it. Now it is the Universal Bank Shibo can go there to negotiate a better discount, and the younger generation will also talk to the bank."

"Is that true?" Ma Boyan asked in disbelief.He did not expect that the financial industry of Runing Mansion had already developed to such a degree.

Ma Shouxin on the side also interjected: "Father! There is something interesting about the Four Seas Bank. It has issued a kind of food coupon, and you can deposit money in it to earn interest. Of course, you can also borrow money in it, but it is better than usury. Interest rates are much lower."

"Really?" Ma Bo'an was surprised by too many things today, so he was already a little surprised and fatigued.

So Ma Shouxin briefly introduced the deposit and loan process of the Four Seas Bank to his father, and Ma Boyan couldn't help but sigh in his heart: "Isn't this a wonderful way to borrow chickens to lay eggs? The person who came up with this idea is really an outstanding person!" "

But also because he was too surprised, Ma Boyan was not interested in asking who came up with the idea.There is no doubt that it is the young military officer sitting opposite.But in this way, Wu Shigong who was sitting there was very itchy, and he was waiting for Ma Boyan to ask.To be honest, Wu Shigong is actually a very flamboyant person!

At this time, Ma Boyan's acumen for business came to the fore. He asked decisively: "Long respect! I have an unfeeling request here. I wonder if I can buy some shares in the futures exchange that will be opened. Woolen cloth?"

"That's it!" Wu Shigong hesitated, then said, "Then sell it to Uncle Shi for half the price."

"What price?"

"1 taels!" Wu Shigong immediately opened his mouth like a lion. He has never been soft-hearted when it comes to doing business, but after he finished speaking, he explained, "It can't be sold to Shibo too much. The futures exchange privately holds shares. It can’t be too much, even if it’s for the uncle, it’s all from the shares of the younger generation.”

"It's a deal!" Unexpectedly, Ma Bo'an agreed without hesitation.Regarding the futures exchange, Ma Boyan really had no idea, but after seeing Wu Shigong's previous financial industry, Ma Boyan chose to believe it.Besides, in order to maintain a good relationship with Wu Shigong, so what if he gave Wu Shigong 1 taels of silver?

What's more, Ma Boyan is also throwing bricks to attract jade, he still has the next step to consider.So Ma Boyan asked again: "Can the shares of the stock exchange and the bank be sold, my lord?"

Wu Shigong didn't expect the price of his lion's big mouth. Not only did he not frighten Ma Bo'an, but also his asking price was lower, so he didn't dare to talk nonsense, so Wu Shigong replied: "This also requires Shibo Discuss with Mr. Deng and Mr. Yuan. The younger generation is busy with military affairs, so I really don't know the details of these trivial matters!"

Ma Bo'an also knew that he was a bit pretentious.So he smiled and eased the atmosphere: "Then let Chang Jing worry about it. This time, the old man will stay for a few more days. When we part, we should have a good reunion with Chang Jing. When the old man returns, the Ma family will make arrangements before July." Money and manpower, Quanzi will also be stationed in Runing to help, and Chang Jing will need to give more guidance then!"

"Secret Master, you are welcome!" Wu Shigong hurriedly cupped his hands in return, "But there is still one thing that the Master needs to worry about. It is best to recruit [-]% of the manpower for the workshop and business firm of the Master this time, as there are too many refugees here for the younger generation. , I also need the help of the elders!"

At this time in the Ming Dynasty, when they opened in other places, they brought their own manpower from their hometown, so Wu Shigong first reminded that he asked Ma Boyan to help recruit some local refugees, and also reduce the pressure on the Runing Army to provide relief.

"Then what is the price for recruiting local refugees?" Of course Ma Boyan had to ask clearly first.

"Our Runing Army has issued a document that the minimum salary for workers is one and a half buckets of rice per day, and one day off every ten days, and the daily work cannot exceed five hours. If it exceeds, the workshop will pay double the salary."

Ever since Wu Shigong announced the appointment of his eldest son Xue Chenglin to the whole army, Wu Shigong always felt a little guilty for Li Xin, Wu Chengying's mother and son.So one day, seeing Wu Chengying returning from studying with tears in her eyes, she softened her heart and made a rule: students also have ten days off.

Although Wu Shigong's rules were criticized by Kaimeng Confucianism, how could that Confucian know a father's love?So by analogy, Wu Shigong simply made this regulation into a decree and implemented it in his own control area.And in order to ensure that the workers can at least support a family of three, the minimum salary standard is stipulated in the decree.

Therefore, in this era, the first decree to protect labor was born out of Wu Shigong's love.But the happiest ones are the servants in Wu Shigong's inner house. They are working all year round. Isn't this a disguised increase in wages now?

As soon as Wu Shigong's decree came out, it immediately aroused applause from all over the country. Many refugees who fled to Runing Mansion to work erected longevity memorial archways for Wu Shigong at home.

Only Father Carrera was a little jittery, and he actually persuaded Wu Shigong to implement a weekly system.Take one day off every seven days.This is also convenient for his parishioners to go to church to worship.

Wu Shigong immediately refused.Still praying!How many times a day do Muslims have to pray, so how many days of vacation should they be given?After all, one day off in ten days is better than one day off in seven days.Wu Shigong is also a capitalist, and his ass must be on the capitalist's side.So Father Carrera's suggestion is to save money!The majority of working people still want to implement weekends!

However, Wu Shigong's words also made Ma Boyan somewhat suspicious.This minimum wage is nothing more than the wages of laborers in the south of the Yangtze River, but why is it mandatory to stipulate Muxiu?Are the workers willing to earn more money, and should they be stopped?So Ma Boyan asked his own question.

Of course it was impossible for Wu Shigong to tell Ma Boyan: this rule is for his son to have time to play.So he let out a long sigh and said, "Oh—! There are still too many refugees!"

Seeing Wu Shigong's sigh, Ma Boyan also sighed together: "Chang Jingzhai is kind-hearted, and the old man is not willing to be inferior. This way! The old man promises to recruit no less than [-]% of the local workers. Keep your word! You also remember , take out one hundred stones of grain every month to help those refugees."

"Yes! Dad!"

"Thank you Shibo!" (To be continued...)