Tianyuan Divine Art
Chapter 19 The Stone Finally Landed
"No, no, my family, how can we still count interest? Isn't that a usury? No, no! If this gets out, I'll have no face!" He took four rolls of banknotes and pushed the rest to Ye Lingtian.
Seeing this, Yang Sulan also said seriously: "Brother, you must accept the interest. Even if the money is deposited in the bank, the bank also pays interest! Besides, now that prices have risen so much, it is calculated as a penny of interest. , the current 4 may not be able to buy something worth [-] yuan five years ago. I am very grateful that you helped me back then, and I can’t let you suffer anymore.”
"No, no, no, it's all my family. Who doesn't have a difficult time? If you can help, you will naturally help. Isn't our Ye family's ancestors come here for hundreds of years? If you forget the interest, the old man It won't work either!" Ye Lianxing said firmly.
This is when several creditors came in one after another. When they heard that Yang Sulan wanted to pay interest, everyone disagreed. They even said that if interest was to be calculated, they would not be treated as relatives, which made Yang Sulan lose her mind for a while. .
Seeing that everyone was arguing, Ye Lingtian thought for a moment, raised his head and said solemnly: "Mom, uncles, listen to me. I know that Sanjing Village has never had the rule of paying interest on borrowed money since ancient times, but our family The main difference is that the borrowed money is more and the borrowing time is longer, this loan is five years, and the value of 1 yuan five years ago is definitely not the same as the current 1 yuan.”
After a pause, he lit a cigarette for everyone, then lit one for himself, and continued: "So the interest must be paid. I don't calculate it according to the interest rate just now, but according to the bank's time deposit. Calculated at the interest rate, the money you lent to our family will be stored in the bank for five years, what do you think?"
The uncles smoked and did not speak, obviously thinking about Ye Lingtian's opinion.
Ye Lingtian knew that everyone had already accepted it, so he continued to hit the iron while the iron was hot: "I know that in the village, credit and borrowing money are very common in the village, and there is never any interest. But in the future, we can discuss a rule. Of course, you don’t need to calculate the debt or borrow a small amount of money, but if you pay a certain amount and for a certain period of time, you can calculate the interest, so that people who lend money to others will not suffer, uncles, do you think this is the case?”
Everyone thought about it, and it was true.
Usually, folks borrow some money on credit, and it is small money, tens of hundreds, and basically they can be repaid in the same year, at most no more than the second year.
Like Yang Sulan's family, the loan is tens of thousands, and it is really rare that the loan lasts for several years.
Although a little embarrassed, but under the insistence of Yang Sulan and Ye Lingtian, they finally agreed with Ye Lingtian's opinion.
The next thing was relatively simple. It didn't take long for Ye Lingtian to repay the principal and interest from family to family.
Before each family left, Ye Lingtian also gave a roast duck, and everyone was naturally very happy.
The roast duck was not worth much, but Ye Lingtian was able to bring it back from Yanjing all the way, which showed that he was thinking about him.This is not simply a matter of a hundred or ten dollars, but a matter of affection.
It may be that the journey is relatively long, and my aunt's family was the last to arrive.As the new year is approaching, my aunt has to prepare some things for the New Year at home. This time only my uncle Li Shide came alone.
Handing the money to Li Shide, Yang Sulan said guiltily: "Shi De, it stands to reason that we should make a special trip to your house to pay back the money, but Ling Tian only came back at noon today, and we have to pay back so many families at once. There is not enough time, so I have to let you go."
As for the interest, Li Shide's attitude was the same as that of the previous uncles, and he refused to accept it.Yang Sulan and Ye Lingtian had to explain again, and Li Shide reluctantly accepted it.
Before leaving, Ye Lingtian took out two roast ducks from the back room and said to Li Shide: "Uncle, these are the roast ducks I brought back from Yanjing. You can take them back and have a taste with my aunt and cousin."
Then he took out two down jackets and two pairs of warm shoes: "This down jacket is for you and my aunt. It is cold and humid in the mountains in winter. Wearing this down jacket will keep you warm."
"How embarrassing, it will cost a lot of money, we can't have it, let your mother wear it." Li Shide was an honest man, he couldn't say anything, he just refused repeatedly.
Ye Lingtian smiled and explained: "Uncle, don't worry, my mother still has some more, don't be too polite, just accept it!"
Yang Sulan also persuaded: "Yes, Shi De, don't be too polite, Ling Tian bought this specially for you!"
Li Shide glanced at Ye Lingtian gratefully, and said, "Okay, okay, Ling Tian is so caring, so I will accept it."
After sending Li Shide away, Yang Sulan and Ye Lingtian breathed a sigh of relief.All the debts have been paid off, and the stone that has been in my heart for five years has finally landed.
"Mom, our family can finally celebrate the New Year with peace of mind!" Seeing his mother's brows relaxed, Ye Lingtian said happily.
"Well, everything is over. Ling Tian, I'll cook first, and go to your grandpa's after dinner to pay back your grandpa's money." Yang Sulan said happily.
"Mom, let me go. I bought some mutton." After speaking, Ye Lingtian walked towards the kitchen.
Most of the south raises goats. This goat has a particularly strong fishy smell, which is difficult to get rid of, so mutton is rarely eaten in the south.However, sheep in the north have less fishy smell and much more delicious taste.
The days are short in winter, and it gets dark before six o'clock.After dinner early, Ye Lingtian followed Yang Sulan to grandpa's big house with a few bags.
As soon as he entered the door, Ye Lingtian saw his grandparents watching TV while warming up the fire, hurriedly walked over and said respectfully: "Grandpa, grandma, I bid you farewell!"
The old man laughed happily when he saw Ye Lingtian, but when he saw Ye Lingtian was carrying a few bags in his hand, he frowned inadvertently, and said reproachfully: "Su Lan, why are you still paying attention to those etiquettes?"
"Ling Tian is back?" Grandma didn't care about what Ye Lingtian was carrying, she pulled Ye Lingtian up and down to look him up and down, and said, "I heard that you won't be coming back for the New Year, your grandpa was very worried. Yanjing is lonely, it’s good to be back now, it’s good to be back!”
"Dad, these are brought back by Ling Tian from Yanjing to honor you two old people!" Seeing that the old man's face was a little unhappy, Yang Sulan understood that the old man was worried about her family situation, so she hurriedly explained: "Ling Tian bought lottery tickets in Yanjing. We won a grand prize of 100 million, and we have already paid back all the money we owed in the afternoon!"
Seeing this, Yang Sulan also said seriously: "Brother, you must accept the interest. Even if the money is deposited in the bank, the bank also pays interest! Besides, now that prices have risen so much, it is calculated as a penny of interest. , the current 4 may not be able to buy something worth [-] yuan five years ago. I am very grateful that you helped me back then, and I can’t let you suffer anymore.”
"No, no, no, it's all my family. Who doesn't have a difficult time? If you can help, you will naturally help. Isn't our Ye family's ancestors come here for hundreds of years? If you forget the interest, the old man It won't work either!" Ye Lianxing said firmly.
This is when several creditors came in one after another. When they heard that Yang Sulan wanted to pay interest, everyone disagreed. They even said that if interest was to be calculated, they would not be treated as relatives, which made Yang Sulan lose her mind for a while. .
Seeing that everyone was arguing, Ye Lingtian thought for a moment, raised his head and said solemnly: "Mom, uncles, listen to me. I know that Sanjing Village has never had the rule of paying interest on borrowed money since ancient times, but our family The main difference is that the borrowed money is more and the borrowing time is longer, this loan is five years, and the value of 1 yuan five years ago is definitely not the same as the current 1 yuan.”
After a pause, he lit a cigarette for everyone, then lit one for himself, and continued: "So the interest must be paid. I don't calculate it according to the interest rate just now, but according to the bank's time deposit. Calculated at the interest rate, the money you lent to our family will be stored in the bank for five years, what do you think?"
The uncles smoked and did not speak, obviously thinking about Ye Lingtian's opinion.
Ye Lingtian knew that everyone had already accepted it, so he continued to hit the iron while the iron was hot: "I know that in the village, credit and borrowing money are very common in the village, and there is never any interest. But in the future, we can discuss a rule. Of course, you don’t need to calculate the debt or borrow a small amount of money, but if you pay a certain amount and for a certain period of time, you can calculate the interest, so that people who lend money to others will not suffer, uncles, do you think this is the case?”
Everyone thought about it, and it was true.
Usually, folks borrow some money on credit, and it is small money, tens of hundreds, and basically they can be repaid in the same year, at most no more than the second year.
Like Yang Sulan's family, the loan is tens of thousands, and it is really rare that the loan lasts for several years.
Although a little embarrassed, but under the insistence of Yang Sulan and Ye Lingtian, they finally agreed with Ye Lingtian's opinion.
The next thing was relatively simple. It didn't take long for Ye Lingtian to repay the principal and interest from family to family.
Before each family left, Ye Lingtian also gave a roast duck, and everyone was naturally very happy.
The roast duck was not worth much, but Ye Lingtian was able to bring it back from Yanjing all the way, which showed that he was thinking about him.This is not simply a matter of a hundred or ten dollars, but a matter of affection.
It may be that the journey is relatively long, and my aunt's family was the last to arrive.As the new year is approaching, my aunt has to prepare some things for the New Year at home. This time only my uncle Li Shide came alone.
Handing the money to Li Shide, Yang Sulan said guiltily: "Shi De, it stands to reason that we should make a special trip to your house to pay back the money, but Ling Tian only came back at noon today, and we have to pay back so many families at once. There is not enough time, so I have to let you go."
As for the interest, Li Shide's attitude was the same as that of the previous uncles, and he refused to accept it.Yang Sulan and Ye Lingtian had to explain again, and Li Shide reluctantly accepted it.
Before leaving, Ye Lingtian took out two roast ducks from the back room and said to Li Shide: "Uncle, these are the roast ducks I brought back from Yanjing. You can take them back and have a taste with my aunt and cousin."
Then he took out two down jackets and two pairs of warm shoes: "This down jacket is for you and my aunt. It is cold and humid in the mountains in winter. Wearing this down jacket will keep you warm."
"How embarrassing, it will cost a lot of money, we can't have it, let your mother wear it." Li Shide was an honest man, he couldn't say anything, he just refused repeatedly.
Ye Lingtian smiled and explained: "Uncle, don't worry, my mother still has some more, don't be too polite, just accept it!"
Yang Sulan also persuaded: "Yes, Shi De, don't be too polite, Ling Tian bought this specially for you!"
Li Shide glanced at Ye Lingtian gratefully, and said, "Okay, okay, Ling Tian is so caring, so I will accept it."
After sending Li Shide away, Yang Sulan and Ye Lingtian breathed a sigh of relief.All the debts have been paid off, and the stone that has been in my heart for five years has finally landed.
"Mom, our family can finally celebrate the New Year with peace of mind!" Seeing his mother's brows relaxed, Ye Lingtian said happily.
"Well, everything is over. Ling Tian, I'll cook first, and go to your grandpa's after dinner to pay back your grandpa's money." Yang Sulan said happily.
"Mom, let me go. I bought some mutton." After speaking, Ye Lingtian walked towards the kitchen.
Most of the south raises goats. This goat has a particularly strong fishy smell, which is difficult to get rid of, so mutton is rarely eaten in the south.However, sheep in the north have less fishy smell and much more delicious taste.
The days are short in winter, and it gets dark before six o'clock.After dinner early, Ye Lingtian followed Yang Sulan to grandpa's big house with a few bags.
As soon as he entered the door, Ye Lingtian saw his grandparents watching TV while warming up the fire, hurriedly walked over and said respectfully: "Grandpa, grandma, I bid you farewell!"
The old man laughed happily when he saw Ye Lingtian, but when he saw Ye Lingtian was carrying a few bags in his hand, he frowned inadvertently, and said reproachfully: "Su Lan, why are you still paying attention to those etiquettes?"
"Ling Tian is back?" Grandma didn't care about what Ye Lingtian was carrying, she pulled Ye Lingtian up and down to look him up and down, and said, "I heard that you won't be coming back for the New Year, your grandpa was very worried. Yanjing is lonely, it’s good to be back now, it’s good to be back!”
"Dad, these are brought back by Ling Tian from Yanjing to honor you two old people!" Seeing that the old man's face was a little unhappy, Yang Sulan understood that the old man was worried about her family situation, so she hurriedly explained: "Ling Tian bought lottery tickets in Yanjing. We won a grand prize of 100 million, and we have already paid back all the money we owed in the afternoon!"
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