Director's growth history

Fangyuan can only stay.Qiao Guanyun sat at the guest of honor seat, and he himself sat on Shu Weirong's left side.On the left side of Fangyuan is her elder sister Ding Chunxiao, it is obvious that Shu Weirong arranged this ingeniously.Shu Weirong seems to know the historical allusions very well, and the opening remarks are different: "It is said that Liu Bang, the founding emperor of the Han Dynasty, had Xiao He to coordinate food and grass and stabilize the rear for him, and Zhang Liang to advise and strategize for him. Han Xin charged forward and attacked the city. Today, I see if I can say that President Qiao is my God of Wealth, and Director Fang is my think tank. If there is another general who rushes to the front, I think my handsome clothes will become a nationally famous brand like Youngor."

The text is like a person, and the words are like a person!Fang Yuan lamented that even if Shu Weirong put on the sexiest lingerie, her strong character could not be changed.In a few words, her ambitious character traits are revealed at a glance.Fang Yuan felt a little uncomfortable about his position in Shu Weirong's heart. Although the think tank showed that Shu Weirong attached great importance to him, from another perspective, it was clearly putting himself under her leadership. Hehe, it is estimated that President Qiao is not feeling well at this time.

Qiao Guanyun still had a bright smile on his face.It is said that being a bank president is a very happy thing. The annual salary is high, and you usually don't care about daily chores, but what about the reality?Who can understand the great pressure?If a bank has a lot of deposits but no loans, then the bank will definitely lose money, because the interest paid to depositors alone is enough to make the bank go bankrupt.Therefore, whether the bank can develop or not, the deposit of depositors is very important, because it can determine the amount of loans that the bank can issue.The more deposits, the greater the amount of funds that can be controlled.But the key to bank development lies in investment and lending.Buying treasury bonds, buying bonds of central enterprises or large-scale central projects, such as the Three Gorges Project bonds, such as the bonds of the railway, high-speed rail project, etc., is investment; while giving loans to enterprises, personal housing, decoration, car purchases, etc., are also for banks. In other words, it is an important part of survival and development. After all, the interest on lending is higher than the interest on deposits. This interest difference is an important source of profit for the development of banks.Of course, there are risks in both investment and lending. If the investment project fails, the invested money will not be recovered, which is called a loss; if the loaned money cannot be recovered, although real estate, cars, factories, etc. can be used as collateral , but cannot be realized, this is called bad debt.In the 90s of the last century, Japan experienced serious bank debt incidents, which led to the collapse of a large number of Japanese banks.This alerts all banks to be extra cautious in lending.Therefore, for many banks, the more well-developed an enterprise is, the bank is begging the enterprise to provide loans; the less well-developed an enterprise is, the more capital-needed the enterprise is, and the bank dare not lend to such an enterprise.Unless administrative intervention is involved in what the bank does, it will basically not do things that give charcoal in a timely manner, but they are still very keen on things that are icing on the cake.

This time, the handsome clothing loan was actually, for Qiao Guanyun, a relatively successful operation in the commercial loans in 2008.Although An Dongsheng was completely unintentional when he said that the handsome clothing won an order of 2 million yuan, just to praise Fangyuan's ability, but as the director of a commercial bank, how can such news be insensitive.When Qiao Guanyun approached Shu Weirong, she mentioned that Fangyuan's suggestion had helped her company obtain a new order of 2 million yuan, and asked Shu Weirong if she wanted to borrow a little money from the Bank of Communications, but it was exactly what Shu Weirong wanted. Sincerely, because Shu Weirong is rapidly expanding production, the production funds are indeed somewhat tight.The two hit it off immediately, and quickly finalized an agreement on a loan of 1200 million from the Bank of Communications.In order to celebrate the completion of this agreement, Shu Weirong set up this banquet.Of course, Shu Weirong believed that Fangyuan's contribution to getting the loan was very smooth this time, so he should also be invited as a VIP.

At this moment, Qiao Guanyun didn't take Shu Weirong's words seriously.If you have milk, you are a mother, and you can get a loan from the Bank of Communications for handsome clothes, which in itself creates a new profit growth point for the Bank of Communications.As for saying one more sentence and saying one less, for Qiao Guanyun, this is not a problem.

Shu Weirong said: "In order to entertain two distinguished guests, I have invited my three best friends to accompany me. President Qiao, Director Fang, come, I respect you both, and thank you for your strong support for the handsome clothes." The dry red in Shu Weirong's glass was full, after clinking the glass, he drank it all boldly.Qiao Guanyun is also a hero among women, so he naturally drank the wine in the glass.Fang Yuan felt a headache when he saw it: If he drinks like this, it will be difficult not to get drunk!Fang Yuan said: "Boss Shu, I have some health problems recently, this first cup, I drank it all, to show my sincerity. After that, I can do whatever I want, okay?" Shu Weirong said: "Okay, no problem. If the other sisters agree, you can drink like this." Ji Meijun said slowly: "Director Fang, you can't be partial, if you drink a full glass with Mr. Shu, the glass I'm toasting must also be full!" Fang Yuan suddenly felt, Ji Meijun is quite sinister.Although the voice is still so delicate and pleasant to hear, why does it sound like there is a soft knife in the words?Fang Yuan doesn’t like Ji Meijun very much. Fang Yuan is deeply impressed by the cooperation with Dongzhou University. Shu Weirong is extremely generous in cooperating with Dongzhou University, achieving a win-win situation. Although Ding Chunxiao is very frugal, Fang Yuan listens and believes , also bravely squeezed out 100 million from the gap between the teeth, and cooperated with Dongzhou University and Dongzhou TV Station to achieve a win-win situation. Dongzhou University is a well-known second-level college; Dongzhou TV Station also has its own ace program. Although it no longer makes pastries, it cooperates with Shangri-La Hotel to carry out the Shangri-La Cup Wenzhou Cuisine Live Production Competition. It has been sold out, and the market share is now more than half in the Dongzhou market.If Ding Chunxiao had the courage and strength, she should actually expand the market to other places at this time, but due to the influence of personal knowledge and opinions, she is already very satisfied with the current business status.Only this Ji Meijun, who looks soft, has both opinions and scheming. He spent a mere 5 yuan and won the entire Dongzhou University market. A means of occupying the market in disguise?Let so many teachers and students try it out, and they have become loyal users of Galaxy Stationery.Fang Yuan became wary of Ji Meijun in her heart.

After drinking the wine, I realized that tonight actually had a taste of a celebration banquet, and also a taste of a thank you banquet.Shu Weirong is a little complacent, full of confidence in the brilliant prospect of the company in 2008, and sincerely encouraged by the rapid opening of the market for the handsome clothing brand.Shu Weirong knew that Ding Chunxiao had a good relationship with Fangyuan, and originally wanted to invite Ding Chunxiao to come over tonight, but soon received a call from Ji Meijun, saying that she and Xiong Yayan were also coming.They are all good friends in the business world, so naturally they cannot refuse.As for the purpose of Ji Meijun's coming, Shu Weirong knows Ji Meijun's temperament, she is a rather homely girl, usually likes to study Buddhism, Taoism and so on, not particularly important contacts, and generally doesn't like to participate.Xiong Yayan really regrets not taking the initiative to cooperate with Dongzhou University last time, especially seeing that the companies of the three good friends have achieved tangible benefits through cooperation with Fangyuan and Dongzhou University. It's even more jealous.If he is coming today, he probably needs Fang Yuan to give him some good ideas.I heard that the gift I brought to Fangyuan today is two pairs of leather shoes and two pairs of casual sports shoes, which should be the most expensive shoes in the Shunfeng shoe industry.

Qiao Guanyun drank wine with several female entrepreneurs, each glass of wine seemed to be very emotional, and the more he drank, the deeper the emotion.Qiao Guanyun saw the guests who accompanied him today, and the business cells had already started to operate quickly.Here, she knew Chunxiao's reputation, and she had never heard of Chunxiao asking for a loan, but it was also very important to be able to bring her savings over.Xinghe stationery, now famous, has a large share in the general office market and student market in Dongzhou City. Of course, it can be used for deposits and loans.As for Shunfeng Shoes, it has a little reputation in Dongzhou City, but it is still a local brand.And Kangnai leather shoes, the boss of Dongzhou shoe industry, has long been a well-known trademark in the country and a famous brand product in China.The exchange between Qiao Guanyun and Xiong Yayan was pure friendship.

The most important character today is Fang Yuan.This young man has too many mysteries. After returning today, he must do his homework well.Ordinarily, it is impossible for a young man to climb so fast relying on ability or background alone. A 28-year-old deputy director is extremely rare in Dongzhou City. Even if you look at the whole country, excluding the local food stamp deputy director level who is actually equivalent to a deputy department in sub-provincial cities, it is estimated that it is not very common.For the real power figures in any place, it is necessary to communicate with each other. It is necessary to grasp the present tense and be good friends with the current power figures, and to focus on the future and establish long-term friendship with the future power figures. Once in power, it will benefit many parties.