queen of hatching eggs

Chapter 42 The Ancient Credit Card System

"Yes! It's just that I have borrowed too much money over the years and I can't get it back. In recent years, the income of the General's Mansion has started to decrease, and there have been financial problems."

"Wrong! In fact, financial problems have appeared early in the morning. Since the first person who started borrowing and making advances appeared, financial problems have existed. It's just that the General's Mansion is too large and has strong financial resources. These problems did not erupt in time."

"you're right!"

Xuan Zhongwu thought about it carefully, and found that although what Xuanyue said was concise, it was very reasonable!

Xuanyue continued: "The credit card system is just the simplest financial system. However, it is enough to solve the fiscal deficit of a small general's mansion!"

Xuan Zhongwu seemed to really see hope: "Daughter, teach me how to do it!"

Xuanyue said: "Save money with interest! Borrow money and pay interest! Deposit a hundred copper coins, and you will be rewarded ten copper coins every year. The more you save, the longer the time, the more rewards. And the credit value will be higher! You have to pay for borrowing money." Interest! Borrow one hundred copper coins, and the annual interest is twenty copper coins. The faster the repayment, the lower the interest, and the higher the credit."

Xuan Zhongwu asked curiously: "What's the use of credit value?"

Xuanyue smiled slightly, and said: "Hey! The credit value cannot be seen or touched, and there is no real benefit. However, people with high credit value can save money with high interest rate, and borrow money with low interest rate! People with low credit value, save money Low interest rate, high interest rate on borrowing money! Moreover, after the credit value is deducted, no advances and loans are allowed! In this way, in order to improve your credit value, those who borrow money will return it in time. Those who have spare money will save money Come to the cashier. It’s like opening a small bank, are you afraid you won’t have any money?”

Xuan Zhongwu looked at Xuanyue with a silent face.

Xuanyue said: "I'm done."

"Who taught you this?" After Xuan Zhongwu was silent, he finally said a word.The sluggish expression on his face stemmed from the powerful shock in his heart!

What Xuanyue said about the credit card system was just a few words.For those who have never been in contact with credit cards and the banking system, it is difficult to understand the meaning of these words for a while.But Xuan Zhongwu is a person with great talent and interest in business and finance, and has been handling financial matters in the General's Mansion for more than ten years.

Just a few words gave him, an expert who has been immersed in financial affairs for more than ten years, a feeling of seeing the blue sky through the clouds and mists, and suddenly being enlightened.

This shock hit his heart deeply!

Of course, what is even more shocking is that these words did not come from the mouth of an experienced accountant, but from the mouth of his 13-year-old daughter, who was known as a waste and an idiot. Said it!

"Father. Do you think this will work?" Xuanyue avoided her father's question.No matter how he answered, Xuan Zhongwu would never believe that a 13-year-old child could understand such profound things.He didn't know that his real daughter had disappeared into this world, and the Xuanyue in front of him had traveled through time.

"It works...it works!" Xuan Zhongwu thought carefully, finally nodded and said: "Your method is absolutely feasible in theory. It's just that it is very difficult to do these things concretely."

"This..." Xuanyue suddenly had a brilliant idea.

Originally, she just wanted to help this nominal father, so that she would feel less guilty when enjoying this warmth.However, a wonderful idea suddenly flashed in her mind, which can not only help Xuan Zhongwu take care of the financial problems of the general's mansion, but also have a key impact on her own future. Most importantly, she can get Blood fruit.

"Dad. I have an idea."

"Tell me about it." Now Xuan Zhongwu has taken a new look at this little daughter.

"As the chief accountant of the general's mansion, if the accountant needs to hire staff, can dad make the decision?" Xuanyue asked.

"Hire manpower? Now besides me, there are four other clerks in the accounting office, which is enough manpower." Xuan Zhongwu answered truthfully.

"What if I want to invite someone?" Xuanyue asked stubbornly.

"Of course it's no problem. If there is a need, I can still make the decision. After all, I have been in charge of the accountant of the General's Mansion for more than ten years, and I still have this little power." Xuan Zhongwu's words revealed a bit Helpless and sad.The second young master of Tangtang Xuan's family, it's really sad that his situation has fallen to such a low level!

"That's fine." Xuanyue smiled sweetly.

"What's the matter? You haven't told me why you want to hire people and who you want to hire?" Xuan Zhongwu asked hastily.

"It's... me!" Xuanyue pointed at her nose.

"You?" Xuan Zhongwu was taken aback.

"That's right! As long as I can enter the accountant of the General's Mansion, I can help Dad deal with the credit card matters. In less than a month, Dad's financial problems can be easily solved." Xuanyue said very well.In fact, her inner plan is: to work in the general's mansion, she will have a monthly salary, and blood coagulation fruit can be received, and more importantly, if she sneaks into the general's mansion, it will be much easier to steal the peerless martial arts cheats!

"You want to enter the General's Mansion? Have you thought it through? You should know that I can't protect you if something happens in the General's Mansion..." Xuan Zhongwu said helplessly.Even self-protection has become a problem for him now.

"If that's the case, it's better to die together!"

"Don't worry. I can protect myself." Xuanyue said calmly.

"Okay then. In the past few days, write out the detailed regulations of the credit card system you just mentioned. After I show it to the master, if the master agrees, you can enter the general's mansion."

"It doesn't take a few days. I can write it in an hour. Dad, you can go and show it to the master tonight." Xuan Yue's previous life was a top killer agent, and she knew the financial systems of various countries by heart. Why would it take a few minutes to write a small credit card system? days?

General's House.

Xuan Wenye held the "Credit Card Regulations" tightly in his old palm, and his majestic face and two gray eyebrows squeezed together.Xuan Zhongwu stood beside him anxiously, quietly waiting for his father's instructions.Seeing the dignified expression of the old man of the Xuan family, he felt a little uneasy.

"Father, how is it?" After a long time, Xuan Zhongwu finally couldn't help asking.

"You wrote this?" Xuan Wen, who was only eighty years old, had a dignified and dignified manner, and was known for being strict with his disciples.

"En." Xuan Zhongwu bit the bullet and admitted.If it was written by a child, he would definitely be scolded!

"You take it and execute it!" Xuan Wenye made a summary without any pain or itching.

"Thank you father!"

However, Xuan Zhongwu retreated profusely in sweat as if he was being pardoned.

"father."

Xuan Boyong appeared from behind the screen, looking at the back of his second brother going away, with disdain on his brows.