Good son-in-law of the Ming Dynasty

"Su Mu, are you tired?" Princess Taikang stretched out her slender fingers and looked at the "Dream of Red Mansions" that had just been passed down to Cangzhou in her hand, her eyes were full of obsession: "I don't know how you came up with this story , I really can't wait to get to the next plot, otherwise, you can write a chapter today to let me have a good time, please!"

Princess Taikang's whining voice made Su Mu a little unbearable. Standing in front of her, he couldn't help yawning again.With a wry smile: "Your Highness Taikang, I have been really tired these few days, even if I force myself to write, what I write will be unsightly."

"But it's true, as the saying goes: I'd rather eat a bite of fresh peach than a basket of rotten pears." Princess Taikang threw the book in her hand aside, and said lazily to a cake: "Pick up my chilled sour plum soup, Give Mr. Su one too."

The weather was hot, and the energy was weak. Su Mu was invited to the Taoist temple by Yibing early in the morning, and his head was still a little confused.I was really tired yesterday, and it was strange to say that the more tired I was, the more I couldn't fall asleep, and I didn't fall asleep until dawn.

But he didn't want to, so he was called by Yibing, saying that His Highness the Princess was here.

Su Mu guessed that she had nothing good to do, so after coming here, try to talk as little as possible, so as not to fall into her trap.

Yibing: "His Royal Highness, there is sour plum soup, but ice..."

"What's the matter?" The princess's face was ugly.

"His Royal Highness, I have no money to buy ice."

"What, in this hot day, people will die without ice!" Taikang was furious, stood up suddenly, and began to lose his temper.

Shocked, the two maids hurriedly knelt on the ground begging for mercy.

After breaking two cups in one breath, Princess Taikang put away her anger and said to Su Mu with a smile, "Do you have any money? Send some here."

When Su Mu heard it, his head grew bigger.Auntie, didn’t I just send 1000 taels over here? It’s only been a few days, and it’s gone.You called me over early in the morning, you really have a plan.

He smiled bitterly and said, "Your Highness, I was born in a poor family. I didn't bring much money with me when I came to Cangzhou. I gave you all the money I had on my body. Up to now, I don't even have money for food. I didn't open a bank to print money." Yes, where is the money for you?"

Just kidding, there is no end to this person's lust, if she satisfied Princess Taikang today, what if she comes to ask her again tomorrow?

Give her 1000 taels this time, she thinks it’s easy to get the money, next time she asks me for 1 taels, don’t say I don’t have it, even if I do, why should I give it or not?

"Printing banknotes, you are talking about precious banknotes!" Princess Taikang shouted angrily: "That thing is waste paper, even if you bring a hundred catties for this hall, this hall still thinks it takes up space!"

The so-called treasure banknotes are the banknotes issued by the Ming Dynasty.It officially appeared in the eighth year of Hongwu. Due to the years of war and the lack of copper in the country at that time, we could only learn from Jiaozi in the Northern Song Dynasty to create this currency.

Treasure banknotes are divided into six grades: Yiguan, [-]-wen, [-]-wen, [-]-wen, and [-]-wen.Due to the poor paper quality at that time, the Ming Dynasty banknotes were not durable, and the banknotes in the Ming Dynasty were only issued but not received. There was no boundary and no old banknotes were recycled. As far as inflation and depreciation are extremely fast, ordinary people don't recognize this kind of thing.So far, it's almost like waste paper.

In view of this, Baochao was finally abolished during the Hongzhi period.

Thinking about it now, the Daming Treasure Banknote was purely a joke.

However, during the Hongwu period, the issuance of treasure banknotes played a certain historical role in restoring production and prospering the market.As for being cast aside by the people later, apart from only sending out but not receiving, there is another important reason, that is, there is no equivalent material as a guarantee.In other words, the imperial court never thought about protecting the credit of the treasure banknotes.

Su Mu's heart suddenly moved, as if he had grasped something, he stood there dumbfounded.

Seeing that Su Mu ignored her, Princess Taikang was even more upset, and said: "It's just asking you for money, and it's not for nothing. When I return to the capital in the future, I will return the capital with interest. I am dignified Princess, will you still rely on your account? When you enter the officialdom in the future, even the official position will be like the grace of our royal family."

Su Mu suddenly sat down beside Princess Taikang, she was startled, jumped up quickly, and looked at Su Mu vigilantly: "What are you going to do?"

Su Mu picked up Princess Taikang's teacup and took a sip, then laughed loudly: "Thank you princess for reminding, Baochao, haha, is this a good idea?"

Princess Taikang looked at Su Mu in surprise: "You don't really want to give money to the palace, but it's agreed, I don't want that thing."

"No, no, the princess didn't mean to ask me to raise 200 million taels of silver for you. I have an idea. If this is done, let alone 200 million taels, it is not difficult to earn 2000 million taels for your highness every year. However, This matter involves a lot, and I don't know how many turmoil will arise in the future. I am just a small official now, if something really happens, I'm afraid I can't bear the consequences. You have to come forward in person, Your Highness the Princess."

Princess Taikang's eyes turned green when she heard that there was a profit of 2000 million a year.

Su Mu could see clearly that although this little girl was a female literary youth, she was actually a money fanatic at heart.In fact, people in Lao Zhu's family clearly separate their personal spiritual life from business affairs.

Princess Taikang looked excited: "Su Mu, tell me what to do. When we get the silver, we will split the bill fifty-fifty. If there is anything, the hall will bear it all. I don't believe it. Who in this world dares to pay for it?" Offend the hall?"

Speaking of this, she looked arrogant.

"It's not five five." Su Mu smiled and shook his head.

Taikang said angrily: "It's not five five, how much do you want?"

Su Mu shook his head: "I only take [-]%, [-]% for operating expenses, and the remaining [-]%. It seems that His Highness should share it with His Majesty."

"Will the emperor's brother be short of money, and would he be ashamed to argue with me as a girl? Besides, this matter has nothing to do with him." Taikang snorted coldly.

"Your Highness, you are really wrong. This matter really has something to do with Long Live." Su Mu said solemnly: "Because the issuance of banknotes requires a national credit guarantee."

"Issuing precious banknotes, do you really want to do this?" Taikang jumped up in surprise: "Privately making money is going to confiscate the family and exterminate the family, and the people don't recognize this kind of thing. Even if you print it out, how can you make money?" go out?"

"Who said it's time to print treasure notes? Isn't it okay to use securities?" Su Mu smiled faintly: "Just use a valuable thing as a guarantee. At that time, if we want money, we only need a printing machine Once opened... Hehe, Your Highness, just wait and count the money! Is there any business in this world that is more profitable than making money directly? Don't worry, it is definitely not illegal, but it needs a strong guarantee. "

Taikang: "As long as you don't break the law, then what should you do next?"

Su Mu: "Next, let's open a bank first. I know how to arrange the manpower. Her Royal Highness just needs to sit in it. When the banknotes are printed, we will be responsible for the underwriting and distribution, and a certain amount of handling fees will be drawn as profits in proportion to the time." In this way, it is not printing money directly, even if others want to check it, they will not be able to find anything. The silver exchanged for the banknotes sent out is not like the silver treasury of the Yansi.”

"What is a bank?"

"It's the bank."

"What guarantee is it, the name of the emperor's brother?" the princess asked again.

"Salt!" Su Mu replied.