Good son-in-law of the Ming Dynasty

Chapter 471 As long as you make money

Isn't the situation in front of you the underground stock market in the early 90s?

Speaking of which, the development of the Ming Dynasty to the present, with the development and growth of the buds of capitalism, the people have gradually become rich.Many people, especially urban residents, have money and leisure, forming a new class of citizens.

Many citizens have real estate, stores, and land. They don't need to work, and they can maintain a good life by renting land and renting houses.After several generations of accumulation, I have a lot of spare money on hand.What's more, Cangzhou is a water transport hub of the Grand Canal, an important commercial city, and the capital of the salt industry, and the private capital is surprisingly large.

With more capital, it is natural to find a way out by yourself.Precious metal currency is on hand, and it seems impossible to depreciate on the surface.But if you think about it carefully, as time goes by, personal wealth is still shrinking without knowing it.

The first is oxidation. Things such as silver have been kept at home for a long time. When encountering humid seasons, they will oxidize and turn black, and their weight will gradually decrease.Moreover, the overseas trade of the Ming Dynasty maintained a huge amount all the year round, and tea, porcelain and silk sold extremely well.Sell ​​the goods and get the silver back.Therefore, from a macro point of view, the amount of silver deposits in the Ming Dynasty is generally increasing.

After the Wanli Dynasty, American silver was imported in large quantities.

At that time, the purchasing power of silver will continue to decline, which is the characteristic inflation of the Ming Dynasty.

When later generations studied the economy of the Ming and Qing Dynasties, some people specifically used the price of rice as a standard to measure the purchasing power of silver, and then converted it into modern RMB.Through this research, scholars have found that the purchasing power of one tael of silver in the early Ming Dynasty was equivalent to 1000 yuan in later generations, but in the middle of the Qing Dynasty, it was only equivalent to five or six hundred.However, in the past two hundred years, silver has depreciated by [-]%.

These days, the silver stock in the Ming Dynasty has not yet reached the standard of Wanli, but the common people still find that the price of goods has gradually become more expensive.

If you don't find a reliable way of making money, I'm afraid this day will be worse every day.

But business is so easy to do?

It takes a lot of time to select projects, find a facade, and hire people.The problem is, if you put in a hundredfold effort and plant dragon teeth, what you reap may not be a group of fleas.The cost of doing business in a major port like Cangzhou is extremely high. If you invest in a business rashly, you may lose a few hundred taels of capital.

Nowadays, not to mention the high profits of the salt ticket business, there is also official salt as a guarantee.In other words, as long as it is exchanged for official salt, it is a business that can make a profit without accompanying it. Why don't private capital go crazy about it?

Su Mu watched the excitement for a long time, seeing the money being deposited into the bank like flowing water, he was very happy.Then he turned his head and whispered to Taikang: "That's all here, why don't we go to Yansi Yamen to have a look, and discuss the next affairs with Mr. Wu by the way?"

Seeing the black crowd in front of him jumping up and down, the counter was crowded and creaking, the waiters shouted hoarsely, even Zongzhen was sweating from the heat.

Taikang's face also changed color, he couldn't even breathe, and his body was shaking for a while: "Now... in this situation, can we squeeze out?"

Su Mu: "Let's go through the back door, you go and change your clothes first." Seeing Princess Taikang suffering like that, he looked at the tide-like head outside and felt dizzy, so he wondered if Princess Taikang had Intensive symptoms?

It is troublesome for a woman to change clothes, Su Mu waited for about half an hour before she came out.

Princess Taikang changed into a Confucian robe, playing with this Concubine Xiang bamboo fan, her lips were red and her teeth were white, Su Mu was also shocked when he saw it: "So handsome!"

If this woman went to the streets, she would be fascinated by how many boudoirs would be fascinated and cause bloodshed!

It was only then that Su Mu remembered that Taikang should be the most beautiful woman he had met in the Ming Dynasty.After all, he is of royal blood, Zhengde is already handsome, and his sister is not far behind.Besides, as far as Su Mu is concerned, a woman's beauty is cultivated.

When a little girl is born, she can drink her nipples and eat fruits casually, plus proper physical exercise, and she will naturally outshine the ancient women.

However, Mei Zemeier, Su Mu is not sensitive to her, and there is no time to hide.

After leaving the bank from the back, looking back, there are still crowds of people at the gate, as noisy as a vegetable market.

When we arrived at the official salt exchange point of the Yansi Yamen, there was also a long queue, at least fifty people.

Su Mu took a deep breath and murmured: "These people are so fast, we just waited for an hour to come over, and it's already crowded like this?"

A Yan Ding ran over: "Mr. Mei, the Elder is looking for you!"

Su Mu: "Okay, I'll take a few more glances and talk to the Elder."

The line began to grow, and people bought salt tickets one after another and came to exchange them.They were all familiar faces, and they were all seen in the bank before.

After looking at it for a long time, Su Mu led Taikang forward.

After walking a few steps, I heard someone laughing beside me: "Wang Lichang, why is your face like this?"

Looking back, the one laughing was the He Zhishu who had mortgaged the land deed and the house earlier, and the other person who was laughed at by him was the informant Wang Lichang sent by Zongzhen.

Wang Lichang's face was covered with criss-cross bloodstains, as if he had been scratched by something, it was shocking to see.

Wang Lichang snorted coldly: "I was caught by the cat, He Zhishu, why are you here, what do you want to do?"

"What is Wang Lichang doing here, and what am I doing too?" He Chushu teased and said: "Wang Lichang refuses to borrow money, and my surname He has a bit of face anyway. Once I open my mouth, let alone 100 taels, I can borrow even more. Come on. Hehe, did you really get caught by a cat? I'll ask my sister-in-law later, which cat is so blind that it caught your old man?"

Hearing He Chushu said that he was going to tell his wife about this, Wang Li turned pale: "How dare you!"

If the tigress at home knows that he calls her a cat outside, he will suffer a lot when he returns home.

Then, he snorted coldly and cursed: "Damn it, I don't know which rumor spread that the lady gave me a cuckold, and I took someone to catch the adulterer... When I went home today to get the money, That female tiger rushed over to fight with me desperately, saying that I was outside to spoil her reputation... Finally, she took the money and got away with great difficulty."

He Zhishu leaned forward and backward with a smile.

Wang Li said with a long breath: "Just enjoy yourself. By the way, I heard that you bought a salt ticket earlier, why are you so late?"

He Zhishu had a bitter face: "Grandma, I was the first to buy the ticket, but before I got out of the bank, other people rushed in. It was so overwhelming that I had to squeeze in for a long time before I could get out." Go. Take a look here, there is already a long queue!"

After Su Mu listened, he smiled at Taikang and strode towards Yansili.

Seeing that Taikang was so handsome, Mr. Wu's eyes lit up, and he thought it was another young talent from some other family, so he started talking to her.

Literati naturally have a set of rules for speaking, and they must quote scriptures.

At the beginning, Su Mu was a little worried that Kang Lu was too yellow.But after listening for a long time, I realized that Her Royal Highness is not simple.Not only is his conversation elegant, his knowledge is not shallow, but his answers are fluent.

When Su Mu thought about it, he felt relieved.The so-called female literary youth, if you don't have a little real knowledge, you can't be elegant even if you want to.He also knows the benefits of royal education.Taikang was impressed, and learned some real skills to some extent.

Speaking of which, this woman is better educated than her brother.

It can be seen that Mr. Wu appreciates Taikang very much.After hearing that she is the treasurer of Sumu Bank, surnamed Kang.The old man also sighed and said: "Su Mu, Scholar Kang is very knowledgeable. If he is willing to work hard and study hard for another ten years, I dare not say anything else. A scholar's fame is secure. If you ask him to do business, I'm afraid it will delay him." people's future."

Su Mu smiled wryly: "My lord is right."

However, Taikang rolled his eyes unknowingly, and said: "Time flies like an arrow, like a white horse passing by. I can't wait for ten years. What's the point of being a mere scholar? It's not like he's lonely. Look at Xiao Xiucai. It’s unbearable to be like that. Fame and fortune come early, who has the patience to think about what will happen ten years later?”

The majestic eldest princess naturally said whatever she wanted, completely disregarding the feelings of Mrs. Wu.

"This statement is wrong..." Mr. Wu continued to persuade.

Su Mu didn't look good at first glance, he was very clear about the old man's nagging, and if he continued, he would annoy Taikang, and he was afraid that he would turn his back on him.

He hurriedly interrupted Wu Shiqi: "My lord just called me over, why?"

Only then did Mr. Wu take a dissatisfied look at Taikang, and replied: "There is a long queue of people who came to pick up the salt today, and I don't know how many salt tickets your bank sold. Didn't you say that there were 10 salt tickets last time?" Is it two? Then, it has not opened for so many days, and I don’t know if the 30 taels this month will be settled?”

Su Mu: "I sold about 1 taels of salt tickets today."

Mr. Wu nodded with satisfaction: "Ten thousand taels a day, 30 taels in 30 days, very good!"

Su Mu laughed again: "This is the beginning, and it has to be confined to the city of Cangzhou. After a while, people from other counties in Hejian Prefecture, and even the whole of Hebei, will come to buy salt tickets for ten, I'm afraid there will be more. My lord , I will ask someone to transfer the cash in the bank to the Yansi treasury later."

When talking about money, Taikang also became excited: "1 taels a day, after a while, 100 to [-] taels a day is no problem. According to my estimation, the issuance of [-] million taels of salt tickets this month is also expected!"

"Dang!" With a sound, the cup in Wu Shiqi's hand fell to the ground, and he stayed there for a long time before taking a deep breath: "One million a month, that's impossible, isn't it?"

"How is it impossible?" Taikang was unconvinced: "It is only retail investors who buy tickets now. When salt tickets start to circulate in the market, big merchants should enter the market. At that time, it is not as simple as one person buying only one ticket." .”

"Let's wait and see!" Wu Shiqi rubbed his hands excitedly, then cupped his hands towards the north and said, "Wu Shiqi only wishes to complete the errand assigned by the court as soon as possible to repay your favor. His Majesty the Emperor's grace, I can only do my best and die. Already, even if I die, I will not regret it!"

Coming out of the Yansi Yamen, Taikang said: "Su Mu, you, the future father-in-law, chanted slogans all over the place, but it was useless. This time, the salt ticket is not up to you and me to take care of it."

Su Mu smiled bitterly: "I'm a junior, so it's not good to talk about elders. However, the old man doesn't get any money, so what's the point of gaining some fame?"

Then Taikang became happy: "Yes, as long as we make money."

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