Good son-in-law of the Ming Dynasty

Heavy rain fell from the sky, washing the streets outside.

The leaves were flying, the dust was flying, and people all over the street were running around in panic.

"It's finally quiet!" Sitting in the room, Princess Taikang flicked her sore wrists and turned her eyes to Su Mu.

There is no one else in the house.

After being busy for nearly two months, Cangzhou Bank is finally on the right track.

The shopkeeper, accountant and clerks in the bank are also familiar with the business of the bank, so she and Su Mu don't need to handle it with one hand and one foot. Today's rain is so heavy that it makes her feel like she can steal half a day's leisure. feel.

"I have stayed here quietly for such a long time, and I have been concentrating on one thing for two months. How is this possible?" Princess Taikang was suddenly surprised.

I know my own temperament best, I like to feast and have fun, and I like all romantic and beautiful affairs.If you were a man, you might be a romantic and elegant scholar, with a proud smile in the rivers and lakes, and wandering freely in the world.I don't have any patience for one thing.

Otherwise, it would have been impossible to plagiarize the poems in "A Dream of Red Mansions".With her talent and learning, if she puts her heart into it, she can write a few works that are eye-catching.Even if it can't be compared with Su Mu's talent, at least it can be quite satisfactory.

The literacy rate in the Ming Dynasty was extremely low, let alone women.

A beautiful woman who knows how to read well and can fill in a few poems is a talented woman.

Even without copying hematoxylin, Taikang can still be famous in Cangzhou.The problem is, she was impatient to do such labor-intensive things, and that's why she was caught for plagiarism and ruined her reputation.

Something as tedious as running a business had never occurred to her before.Just because of greed for money, he spent so much thought on this matter.

Su Mu sat there, grinding ink slowly.

Hearing this, he laughed loudly: "Your Highness, there is a saying that goes like this. Ambition and passion are wheels that go up."

"Ambition?" Princess Taikang looked unhappy after hearing what Su Mu said.

Su Mu explained: "The so-called ambition is actually a neutral term. This person always has something he wants to do. For example, Your Royal Highness Princess Taikang, you want to save a large fortune for yourself before your wedding, so that you will not be in trouble in the future." Enduring hardships and being poor. That’s why I have the patience to run the development bank honestly. If you didn’t have this desire, would you work so hard? In fact, this is also good, you have made money and relieved the urgent need for the emperor, it’s the best of both worlds!”

"** This kind of thing, everyone has it, but what they want is different. For example, some people love money, and their ideal in life is to be rich and invincible; some people love fame; while some people are passionate about power. If you have sex, and you have ideas, you will have a good life. This is probably what the world calls self-motivated! Everything in the bank has been on the right track. Every year, an astronomical amount of profit will fall into the pocket of His Highness. And it will be the same in the future, maybe in less than ten years, Her Royal Highness and Long Live should be the richest people in the world! If the princess hadn't thought about it back then and forced me to manage your finances, would there be today?"

Princess Taikang sneered: "People say that Su Ziqiao will be another great talent in my Ming Dynasty after Xie Jin. I thought you were an honest gentleman and a master of morality, but you didn't want to say such rebellious words?"

Su Mu smiled without explaining.

He put down the ink stick, dipped the pen into the ink, and started writing quickly on a manuscript.

Indeed, as he said just now, Cangzhou Development Bank is now completely on the right track.Everything is difficult at the beginning. When the bank is in its infancy, he needs to be personally involved in determining the system, formulating the rules of the game, advertising and promotion, and absorbing savings. These days, his mind is never idle.

But up to now, all the rules and operating methods have been perfected, and now, the two major shareholders, he and Taikang, can finally breathe a sigh of relief.Today, even if the two of them do nothing, the bank can function well.

And all they need to do in the future is to look at the books every month and then pay dividends.

Ever since Boss Bai and Xie Jiuwu's group of salt owls came to their door last time, good luck has been accompanying Cangzhou Bank.

Boss Bai and the others came to buy salt tickets, not for the purpose of exchanging salt.As he said, it is too troublesome to go to the salt company to exchange salt, and the profit is really not as good as smuggling.The reason why salt lords came to buy salt tickets is actually because of the convenience of salt tickets in market circulation.

All he does is beheading business. Every time he smuggles salt, he has tens of thousands of taels of silver in and out.If all transactions are done in cash, it would be too troublesome, and there is a risk of exposure.It's really not as convenient as salt tickets. 1 taels of silver are only a hundred banknotes, and if you carry them directly in your pocket, no one will be able to tell.

Moreover, the business of the salt lords is big.However, it is impossible to do this kind of decapitation business for a lifetime.A person like Boss Bai, who has been in the rivers and lakes all his life, has long been weathered, and can no longer hold on regardless of physical or mental strength. It is time to step back and let the newcomers take over.

But when you are retired, what should you do?

It is possible to do business. Everyone has a big family and a large number of people.Sitting and eating is not the way.You can do business, but there is a possibility of losing money.They are experts in playing with knives, but in business, it is a matter of opinion.

After thinking about it, it's better to put the money on hand in the development bank, and there will be [-]% profit every year.The salt ticket is linked to the official salt, and the credit is excellent, so there is no need to worry.

Because of these two reasons, seeing rich and powerful households pouring money in one after another, the salt lords also followed suit.

In this breath, he threw out millions of taels of silver.

So many banknotes suddenly entered the field of circulation, and quantitative changes produced qualitative changes.Up to now, the salt tickets issued by Changlu Salt Division and Cangzhou Development Bank are very strong, and have become a substitute for silver to participate in material exchanges in Hebei.

From the current point of view, the salt tickets produced by Su Mu are basically the silver tickets of the Qing Dynasty.The silver bills of the Qing Dynasty were issued by private banks, and they were linked to the bank's credit, so naturally they could not be compared with salt bills backed by real official salt guarantees.

In Cangzhou, and even in the whole of Hebei, salt tickets have become popular as one of the settlement methods in commodity transactions.

If all goes well, there shouldn't be any problem with Yanpiao occupying the whole of Hebei in the next few years.

After hearing Su Mu's words about desire, ambition, and self-motivation, Princess Taikang thought it was absurd at first, but when she thought about it carefully, it was really true.If I hadn't been so poor that I wanted to blackmail Su Mu, I wouldn't have been able to create the current situation.

As for why you are poor, it is because you spend a lot of money.The reason for the extravagance is because I am used to a life of rich clothes and fine food.Once you have no money at hand, you can't stand it.In fact, that is also a kind of **.

But if she wanted to save a large dowry for her wedding money, and even become the richest woman in the world, it was a real ambition.

That's right, ambition is the unique quality of a successful person. Although Su Ziqiao's theory is evil, it directly points to people's hearts.

"So what if I'm the richest woman in the world?" Princess Taikang muttered to herself: "In the end, I'm just a royal family, and I'm still an ordinary woman. In terms of glory and scenery, it may not be comparable to the magistrate who governs a county. Ten lihou, ten lihou, the feudal side, that is the taste of life. It is a pity that I am just a woman, unlike Su Mu. If I become a Jinshi in the future , and the possibility of joining the cabinet. Under one person, over ten thousand!"

Now it is just the Changlu Salt Field, which has such great benefits.In the future, if Lianghuai and Zhejiang and Fujian are also acquired, salt tickets will be issued.The gate of life of the Ming Dynasty is in my hands.At that time, will Baiguan agree?On that day, with my Taikang temperament, I will naturally have to compete.This is true, I'm afraid I can't stop.What will it be like?

Thinking of this, Princess Taikang suddenly trembled: "I'm not reconciled!"

"What is Your Highness talking about?" Su Mu stopped writing and raised his head in doubt.

The sound of the rain outside was rumbling, and the whole world was enveloped by this sound.

"No...it's nothing..." Princess Taikang's voice became louder: "Su Mu, to be honest, our hall still admires your talent and learning. When the late emperor was here, he often mentioned you in front of the queen mother and this hall, saying You are the talent he left for the emperor's elder brother, maybe you are not so outstanding in other aspects. But the vision and insight alone are the first ones in my Ming Dynasty. There is something on my mind and I want to ask you."

She was so serious, Su Mu nodded: "Your Highness is absurd, please tell me."

Princess Taikang was silent for a moment, and said: "Ambition is unique to you men, but this hall is a woman."

Su Mu hadn't realized that there was a beast in Princess Taikang's heart. As a modern person, many of his ideas were different from those of the ancients, so he said casually: "So what about women, compared with men, it's just that The environment is different. Women also have their own world and their own self-motivation. Besides, is Your Highness an ordinary person?"

Taikang looked at Su Mu solemnly and remained silent for a long time.

Su Mu was a little puzzled: "What's wrong, Your Highness?"

Taikang suddenly smiled, and whispered: "Thank you for solving my doubts."

The rain stopped, the streets washed by the rain were smooth and clean, and the lights in the city were lit for the first time.

Su Mu didn't bother to pay attention to Taikang, this woman was just crazy, she still lowered her head to write a letter.

Princess Taikang held the lamp and gently placed it in front of Su Mu: "Young Master Su, what are you writing?"

"The secret book for His Majesty." Su Mu replied.

A close minister of the emperor like him, a former member of the Crown Prince's East Palace, naturally has his own set of channels to communicate with the emperor.

"The Cangzhou Bank has been straightened out. The transfer of 200 million taels of relief money to the capital will definitely attract the attention of the imperial court. There is no guarantee that no one will come to investigate. Therefore, it is time to report the matter of the Cangzhou Development Bank to His Majesty."

Su Mu said: "I've stayed in Cangzhou for too long, it's time to go back. After this rain, it will be autumn. I haven't prepared for the exam next year, and it's time to put aside the work at hand. Long live at the beginning You can promise me that as long as you get enough 200 million taels, you will order me to return to Beijing."

Princess Taikang sneered and said, "But what you promised me has not been fulfilled yet, aren't you afraid that I will go to the queen mother to sue you?"

Su Mu smiled wryly: "Your Highness probably knows better than your ministers about banking affairs. Naturally, you know that even if you are not in Cangzhou, you will be able to share a million taels of profit by the end of the year. By next year, this number will be even more. Your Highness still needs to stay in Cangzhou go down?"

"Why is it unnecessary, it is too necessary."