Good son-in-law of the Ming Dynasty

Empress Dowager Zhang was not only unhappy when she heard Zhengde's words, she said angrily: "Your Majesty, be careful, you haven't personally confirmed how much money is in the inner treasury, but the Aijia knows better than you. Apart from the inner treasury, what can you do?" Where do you get money from? Long live you have always been absurd and nonsense, but you are not allowed to act recklessly, make jokes, and lose your dignity. Let the ministers read it, and see more than a dozen scriptures in the sky to remonstrate."

"A while ago, His Majesty asked the eunuchs and maids to set up shops in Xiyuan, making it look like a vegetable market. Do you know what His Majesty said in the notes of the courtiers----it doesn't look like a gentleman!"

A few days ago, because Zhengde was really bored staying in the palace, he asked the eunuchs to dress up as merchants in the clothes of the common people outside, while he played the role of a customer and came to consume for fun.After the news got out, the ministers were uproarious, and Empress Dowager Zhang felt really ashamed.

Speaking of the expenses for the big wedding today, when Zhengde said that he had to pay for it himself, Empress Dowager Zhang thought he was going to mess around again.Thinking of this incident again, I was furious, couldn't help but slapped the imperial case, and wanted to bring out the words of the Confucian sages to teach Emperor Zhengde.

Zhengde was most afraid of hearing people say "Zi Yue" and "Shi Yun", so he hurriedly interrupted Queen Mother Zhang, and said with a smile: "Don't worry, Queen Mother, the reason why I did that a few days ago was just for fun?"

"You are the emperor, can you play like this?"

Zhengde said aggrievedly: "Isn't it three months before I will be in charge? At that time, even if I want to play, I will have no chance. Can I play this one last time? Being emperor is the hardest and most tiring job in the world. Once To be in charge of a major government is to never rest for a moment, unless you are dead to close your eyes. Didn’t the late emperor die from exhaustion because he was too diligent in governing?”

Hearing her son mention Emperor Hongzhi, Empress Dowager Zhang felt sour and was speechless.

Zhengde laughed again: "Queen Mother, in fact, I am really rich. Taikang letter said that Su Mu and her set up some kind of development bank in Cangzhou. In addition to raising real relief money for the imperial court, they also helped me The royal family makes money. Among them, she holds 200% of the shares, and I take 30%. The bank has been open for a few months, and the business is very good. Not only is it true that the 25 million taels of silver have been collected, but also 14 taels for me. Taikang I take [-] taels for myself, and Su Mu takes [-] taels. Considering that I will get married soon and lack money, Taikang and Su Mu are willing to donate the money they earned during this period to me. I have enough money, and I still have a lot to spare. Queen Mother, I used my own money and got it in a decent way, so it’s not nonsense, right?"

Speaking of this, Zhengde laughed out loud, feeling relieved in his heart: Taikang is just a yellow-haired girl, what skills does she have, it is estimated that Su Mu earned the money for the royal family, this Su Ziqiao, what can I say about you?I am really anxious about what I want, think about what I want, enough buddies, show loyalty!

"You've earned so much in just a few months?" The queen mother took a breath.

"What is this?" Emperor Zhengde pretended to be dismissive: "It's just 70 taels."

The queen mother waved her hand: "No, the Ai family said that Su Mu went to Cangzhou in the past few months, and he even collected 200 million taels of relief money, let alone scratching land in Cangzhou?"

"If he can get so much money by scraping the land, it's considered a skill. I only want the result, not the process." Seeing the frosty expression on Queen Mother Zhang's face, Zhengde hurriedly said: "Actually, how much money can be earned by scraping the land, ordinary people don't care about it." How much money do you have? A clever corrupt official only needs to eat a few rich households. A rich household with millions of dollars is worth tens of thousands of poor households. It is easier to eat by one person than to offend [-] poor households at the same time. There's nothing wrong with that."

Empress Dowager Zhang couldn't bear it anymore: "Your Majesty, Su Mu taught you these words?"

Zhengde realized that he had talked too much: "Taikang's letter was written simply, saying that he opened a bank, and I guess it was just a loan shark business. Let's see what Su Mu said, he should be able to Give a reasonable explanation."

After speaking, he handed Taikang's letter to Empress Dowager Zhang, and went to see Su Mu's secret copy by himself.

When the Queen Mother heard Emperor Zhengde's letter from Taikang saying that she would return to the palace soon, a stone fell to the ground in her heart, and she quickly took the booklet and looked at it carefully, wiping away tears while reading it.

"Okay, great, wonderful!" Zhengde couldn't help applauding.

After a long time, Zhengde passed Su Mu's booklet to Queen Mother Zhang: "Su Mu's booklet describes in detail how the bank operates, and there is nothing inconsistent with etiquette and law. It is a good law. You can read it, Queen Mother." look."

To be honest, Emperor Zhengde had no interest in government affairs at all. He was just a 16-year-old boy who was fond of martial arts, and he was full of energy when he was asked to fight.Let him read the excerpt for a long time, it is more uncomfortable than beheading.

In contrast, Empress Dowager Zhang has super political vision and skills. After more than half a year of training, she is already a qualified politician.

Zhengde admired his mother's talent very much, so he wanted to hear her opinion.

Empress Dowager Zhang took Su Mu's brochure and read it for a long time, but she didn't speak. She frowned and thought for a long time before she said, "The law is a good law. This is just a Changlu salt farm, which can earn millions of taels for the country every year." Silver, and it does not affect the salt policy of my Ming Dynasty. Speaking of it, this bank is really like lending usury, but the interest rate is much lower. Moreover, the salt coupons he made are a bit like the treasures of my dynasty. Banknotes are still used for food. However, it’s not just printing and not accepting. Banks issue loans using salt notes, and when collecting loans, they only accept salt notes.”

"It will only take a few years. I'm afraid that silver and copper coins will be replaced in Hebei Province, and they will be completely circulated. Because of the ability to print money, at that time, if there is a shortage of money, just use a machine to print, and you can have as much as you want." No matter how much, the common people and merchants find this salt ticket convenient to use, and they are willing to send real money into the bank, thanks to Sumu."

At the beginning of the founding of the Ming Dynasty, the issuance of precious banknotes was mainly due to the lack of metal currency in the market, so it was not possible to do so in order to prosper the market.Later, due to the excessive issuance, and with the recovery of productivity, metal currency began to be issued in large quantities, and then it withdrew from the market.

The ancients had the limitations of the ancients, but they didn't know what it meant to a country to have the right to mint coins.

"If the Ai family could have thought of this method at the beginning, they would not be unable to provide relief funds, nor would they be anxious to get angry because of the money from the emperor's wedding. What a sumu, it really is amazing!" I secretly admired in my heart.

"Yes, Su Mu can't think of any way." Zhengde echoed.

Empress Dowager Zhang: "Just one thing, Su Mu shouldn't use the official salt as collateral. If there are troubles in the future, why don't you bring the Yansi into it? At that time, the officials don't know what will happen?"