Baolu Tianxing

"In fact, basically every real estate developer pays attention to this point when recruiting, but some say it, and some don't say it. Relatively speaking, our company values ​​highly educated talents even more. Held special recruitment sessions in several well-known colleges and universities, focusing on recruiting reserve cadres."

After Huang Xiaolin finished speaking, she looked at Da Ya's depressed face, and she smiled first. Her big eyes were charming and enchanting, covering the ground with mist, rippling with charm, the corners of her small mouth were slightly raised, her red lips were slightly parted, and she was extremely sexy. Da Ya's depression was laughed out alive.

"You are such a talented person, why didn't you apply for the job at that time?" Huang Xiaolin grinned, turned to Wu Chen and asked, she believed that according to Wu Chen's quality, if she applied for the job, she would be considered not outstanding, and there would be no problem in getting the job.

Wu Chen shook his head and said, "At that time I was busy taking the civil service exam, and besides our looks, don't bother your colleagues in the human resources department."

Huang Xiaolin blinked her beautiful eyes, pretended to stare at Wu Chen for a while, nodded, and said old-fashionedly: "This young man looks good, he looks honest and capable." He smiled first: "Hee hee, you are going to apply for the job, maybe we are colleagues now! By the way, you know Lu Huaiyu, it seems to be from your class."

"I know him, he's our monitor, but we didn't contact him after that." Wu Chen replied honestly.Lu Huaiyu is tall, handsome, and very sunny. He doesn't look like a southerner at all. He is bold and careful. He has made a lot of achievements after joining the company. Now he is the vice president of the sales department, responsible for several Big real estate.Huang Xiaolin had a good impression of him at first, but she always felt uncomfortable when getting along with him later, but she couldn't tell.Seeing that Wu Chen didn't want to talk much now, he didn't continue.

"The weather is as hot as it can be, just like housing prices." Da Ya looked at the dazzling sunlight outside the window, and cursed viciously, walking on the road in this kind of weather can roast people to death!After scolding, he licked his face and asked Huang Xiaolin with a smile, "Sister, you are engaged in real estate. Is it possible for this house price to come down? Don't talk about buying a new house, it is a rented house. The landlord raises the price every day, and he will throw it away at every turn." face!"

"Isn't this embarrassing for me? I'm not the government, so how can I talk nonsense about the rise and fall of housing prices?" Huang Xiaolin pushed it clean with a smile.

"Yeah, the government calls for regulation every day, why is it getting higher and higher?" Da Ya said dissatisfied. When it comes to housing prices, he probably isn't the only one who is dissatisfied.

"Whether it's the temperature or the housing price, the government can't press it directly with their hands." Wu Chen thought for a while and said, "Isn't there a book called "The Heaven Is Not Happy", everyone seems to be unhappy The matter of real estate regulation has now become that the government is not happy, the developers are not happy, the buyers are not happy, and those who own houses are not happy, all of them are not happy.” He flicked his cigarette ash, “I’m as tired as a thief , the result is not human inside and out. But now I can’t stop, I can’t get off the tiger.”

"Then change the way of regulation, grandma, I have read the lecture given by the expert Lang Buping, he said that the current regulation is actually to suppress the supply, and every regulation will increase the cost of rigid demand, it must not work!" Da Ya was indignant Said.

"Do you believe what that quack doctor said? He's a sensationalist all day long, hehe, anyway, he will say what everyone wants to hear, not to mention rationality and constructiveness, but there is no basic logic." Wu Chen took a puff of cigarette, and went to A little water was added to the boiling pot. "If the restrictions on home purchases are removed, as these 'economists' call for, it would be no wonder that house prices don't rise to the sky."

"Damn it, don't think that I don't understand if I don't study finance! Administrative price limit is an anti-market behavior." Da Ya shook his head and said, he is a student of engineering, but he can't hold back his heart!

"Hehe, don't think the government is a fool. Of course they also know that administrative price control violates market laws. But if developers are allowed to raise prices openly, the house price will not be what it is now? With the current rigid demand, there is no fear that there will be no market, enough for developers to enjoy themselves. It's going up."

Seeing that Da Ya opened his mouth to refute, Wu Chen hurriedly continued, "Take the matter of approving advance sales certificates. It seems that the government is negotiating with developers on behalf of home buyers. It’s like robbing Chinese cabbage in the past. When you get up early in the morning and line up, those who snatch the house will only say that they are lucky, or because they have found a relationship, but they will not thank the government for helping him bargain. Well, wait until the house is snatched Once the house price rises, everyone will only feel that they have a unique vision and act decisively; but once the house price falls, they clamor for compensation from the government. Isn’t this nonsense! In fact, government officials themselves are also cautiously taking risks, and the current media public opinion has always been It's just for eyeballs, do you really think they are sincerely petitioning for the people?"

"Damn it! Of course the government is not stupid. In the end, the government won all the money? Or why is the government only restricting housing prices but not land prices?" Da Ya was very unconvinced, took out a cigarette, and handed one to Wu Chen. I clicked it on my own, only to find that there was a beautiful woman sitting beside me!He hurriedly gestured to Huang Xiaolin, in fact, he had already smoked in the room just now, and now he just noticed it, and showed his courtesy.

Huang Xiaolin doesn't mind, her father has been smoking since she was a child, and the uncles who come and go are also addicted to cigarettes. The house is full of smoke all the year round, and she is used to it, so she is not so hypocritical.

Seeing this, Wu Chen also lit a cigarette, looked at the kettle for boiling water, and found that it hadn't been turned on, so he said slowly, "Hehe, this involves a fundamental problem, land finance!"

"Why are local governments desperately selling land? Because there is no money! Since the reform of the national tax-sharing system, a situation has emerged where the rich and the central are short of money. The advantage of this is that the central has more power to speak, and it is also conducive to overall planning and use. Nationwide infrastructure construction, transfer payments in backward and poor areas, disaster response, military defense, etc. all need to be coordinated at the central level. If the household department has no money and the treasury is empty, everything is bullshit!

But here comes the problem. Local governments also have a lot to do, such as subsidizing various livelihood projects and social security, such as public transport?Does the subway have to post money?What about education?What about medical treatment?These all require money.In addition, in order to stimulate the implementation of economic investment infrastructure, those projects are matched by the central government and local governments in proportion. The central government invests 10,000 trillion yuan, and the local governments have to match [-] trillion or more.

Prices of water, electricity, and gas cannot be increased, road tolls are not allowed, and the source of taxation is so fixed. Those big companies have to move their headquarters, so where does the money come from?You can only find a bank or a trust, which has to be paid back.At this time, the land transfer fund is used as the private land of local governments at all levels. Although a certain proportion must be allocated to farmland water conservancy, education and social housing funds according to regulations, its life-saving effect is irreplaceable. "

"The government sells the land with plausibility. Is there any reason for this? Is there any law for kings?! This is drinking poison to quench thirst!" Da Ya was very upset. Anyway, brother was working in a foreign company, and he couldn't even touch the shadow of a house. , How can this be called brother love!

"It's drinking poison to quench thirst! But if you don't drink, you will die immediately! Know how much the local debt is now? The media discloses that it is 10,000+ billion! The real estate trust that expires every quarter is enough for the local government to worry about death! It is also enough for those financial investors. In places like the triangle area, it’s okay, after all, there are stable tax revenues, and the annual general budget income is also large, and in the backward areas in the east, west, and north of the province, it’s really impossible not to sell land.”

Wu Chensheng had a better understanding of the data, paused, and continued: "For example, in the eastern part of the province, the main stream of a certain county is seriously polluted, and the groundwater contains too much fluorine. Everyone has no water to drink. More than half of the villages have no tap water. Those who get it through can only be stopped for a few days for a few days.”

"What should we do? We are going to launch a water resources project, which is to build reservoirs, protect water sources, lay pipe networks, and realize tap water in every village. It’s only more than 5 million, and the salary is not enough! Don’t stare at me, the salary of a bureau chief there is only more than 2000 a month! In addition to government personnel, there are also teachers’ salaries!”

After a long speech, Wu Chen saw Da Ya blowing his nose and staring, so he gave him a sideways glance and continued, "Where are we going to get the money? The province and the city each give a part, and the rest depends on loans. Banks If you can’t get a loan, try to get a loan from the international financial organization. In short, if you get the money, you can solve the urgent need of drinking water for more than 100 million people. If you don’t solve it, so many people have no water to drink.

"How to pay back the money in the end, sell the land! Many so-called experts and scholars are discussing the so-called net income from land. In fact, local land finance cannot be viewed only from the perspective of net income. The local government purchases and stores a large amount of land through the land department to expand the land transfer market. , you can use this to become a big city investment and financing platform, because the land that can be mortgaged has increased! Increase investment in urban infrastructure construction, and at the same time, commercial land transfers have increased, the scale of the real estate market has also increased, and the upper and lower industrial chains are also active , and the accompanying tax revenue will also increase.”

After Wu Chen finished speaking, he took a puff of cigarette and calmed down a bit. It had been a long time since he had vented so quickly. He also knew that the problem was more complicated and serious, but he was usually bored for too long, so he couldn't help venting.

"Virtue!" Da Ya said he couldn't beat Wu Chen, and scolded bitterly. He was not surprised by Wu Chen's long-winded speeches. He had never missed such debates since he was a child. Could argue all night.He just suffers from not having any information at hand, and he is not as close to the water as Wu Chen.

"Hehe." Wu Chen gave a wry smile. He also knew where Da Ya was dissatisfied. Didn't he often complain about the high housing prices, and now he is still nesting in a small dormitory!

"Speaking of which, even if the government lowers the land price, the developer will not sell the house at a lower price. This is determined by market behavior. After all, there is a strong demand and it can sell for [-]. Why does it sell for [-]? From From the perspective of economics, any enterprise is for profit, and it should first consider the interests of shareholders, and then talk about other things on this basis.”

"Actually, it's also difficult for developers." Huang Xiaolin couldn't help interjecting when she saw the flames of war on her side. She didn't want to talk about this at first, but the public opinion was overwhelmingly scolding her all day long. Being in it, she knew what it was like, " Not to mention those land kings, even normal transactions are not so easy to get, there are too many thresholds, too many conditions, and the developers’ profits are far from as high as the outside world thinks.”