proud of the official way
Chapter 532 I met a nobleman
Due to historical reasons, private usury has always been very popular in Jeju.
When Yang Jiacheng was working hard in the Jeju system, he first used his power to borrow low-interest loans from the bank, and then used them to lend usury to earn the difference.
Throughout the Jeju system, it is no secret that officials are involved in usury, especially those working in privileged departments, and it has become their main source of gray income.
Later, with the promotion of Yang Jiacheng's position, he had the capital of corruption and bribery, and more and more money in his hands, and he no longer needed to borrow from the bank.
In addition to transferring part of the stolen money abroad, Yang Jiacheng used the rest to usury, earning huge profits every year.
Until Yang Jiacheng fled abroad in a hurry, there were still tens of millions of usury loans that had not been recovered, so he had to let his son do it for him.
Yang Jiacheng is naturally very clear about the loan shark market in Jeju.
Under normal circumstances, the annual interest rate is generally around 20.00% five, which is commonly known as the two-part interest.
Of course, if the person who uses the money is in a hurry and needs the bridge money urgently, it is possible to pay a third of the interest.
However, such cases are generally rare.
After all, Huaxia Bank's normal loans generally do not exceed [-]% annual interest.
According to China's normal industrial profits, there is no industry that can support an annual interest rate of more than 30.00%.
The annual interest rate is 40.00%, plus [-]% hard work fee, plus the status of God of Wealth, already has an irresistible attraction.
Yang Jiacheng secretly summoned Wu Haotian and entrusted him with such an important task, not on a whim.
A person who has never worked hard in the usury market has no guts to undertake this astronomical amount of financing!
As the driver of the secretary of the municipal party committee, Wu Haotian has a very wide popularity, and has been working as a usury intermediary to make profits from it.
Among them, Yang Jiacheng had a sum of funds, which was released through Wu Haotian.
However, after Yang Jiacheng changed his face, Wang Haotian no longer recognized the old leader.
Since Yang Jiacheng was going to fish, he naturally wanted to give Wu Haotian a delicious bait, which he couldn't refuse.
40.00% annual interest, [-]% hard work fee?
Hearing the conditions offered by the God of Wealth, Wu Haotian's eyes suddenly lit up, and his good luck finally came!
Wu Haotian's brain turned rapidly.
With a financing amount of 600 million yuan, you can get [-] million yuan just for hard work.
Moreover, in the private financing market in Jeju, as long as there is an annual interest rate of 30.00%, it is already very attractive.
The God of Wealth pays 40.00% interest, and Wu Haotian can get ten points of rebate from it, which is 2000 million!
This year is my natal year, and it really is my fortune!
Wu Haotian suppressed the joy in his heart, and said with a bit of embarrassment: "Mr. Yang, I am very willing to help you.
It's just that the amount of financing of [-] million yuan is really too big, it's an astronomical figure.Jeju is a backward area in South of the Five Ridges, and there may not be room for private funds. "
Wu Haotian has been acting as a usury intermediary, and he is also lending usury outside. His income far exceeds his salary, and he is a standard rentier class.
Wu Haotian knew very well about the scale of Jeju's usury bags, and the entire Jeju would not exceed two billion.
It's not that creditors don't want to make money, the key is that there is not such a large market capacity.
People who use usury are temporary turnover, as bridge money to withdraw funds from the bank, no one will use it for a long time.
Let alone ordinary people, from township cadres to Jeju city-level officials, there are at least 1 civil servants in Jeju, and even if one-tenth of them are involved in lending, there are still [-].
The total amount of 1 million sounds huge, and it is apportioned to 20 people, each of whom is no more than [-].
Of course Wu Haotian knows that any official with a little real power can easily get a low-interest loan of 20 yuan.
As long as there is a giant like the God of Wealth who is willing to absorb usury, it will not take too long to gather funds.
The reason why he expressed difficulty to the God of Wealth was that Wu Haotian believed that Yang Jiacheng did not understand the situation and was ready to bargain and make more money from it.
In front of Yang Jiacheng, Wu Haotian was a little tender.
Yang Jiacheng knows the usury market in Jeju better than Wu Haotian!
Yang Jiacheng smiled slightly and said: "Director Wu, as the saying goes, if you know yourself and your enemy, you will never be imperiled in a hundred battles.
Since I am going to invest a huge amount of money in Jeju, I naturally need to have a comprehensive understanding of Jeju, including of course the financing market in Jeju.
According to the information I have, the power of private financing should not be underestimated.
I heard that among the main force of private financing in Jeju, civil servants within the system account for the vast majority.
As long as the energy of these people is mobilized, it will be absolutely unstoppable.
Don't say two billion, even three billion, I don't think there is a problem.
These people have a huge network of relationships. Not only can they get low-interest loans from Jeju, but they can also mobilize funds from other cities through their relationships. It’s nothing more than making money together! "
Wu Hao Tianxia and Su Honglei looked at each other consciously, and had to say, this God of Wealth knows too much about the situation in Jeju, and he can't fool him at all!
"Mr. Yang, how long are you going to use this financing?" Wu Haotian asked calmly.
Yang Jiacheng thought about it for a while, and said solemnly: "At least one year."
"More than a year? Such a long time!" Wu Haotian said in surprise and joy.
For the usury industry, under the abnormal high interest rate, the creditors naturally hope that the people who use the money can use it for a long time.
However, no industry can afford such a high profit.
Under normal circumstances, a usury loan with a term of half a year is considered long-term.
It has been used for more than one year, and it has definitely exceeded most people's loan expectations.
Wu Haotian frowned, and asked puzzledly: "Mr. Yang, it's not worthwhile to use such a high financing interest for too long."
Although high interest rates are very attractive, what lenders are most afraid of is naturally the safety of funds.
In the private usury market in Jeju, it is not news that the borrowers are unable to repay and eventually run away, causing the lenders to lose their money.
Yang Jiacheng, the majestic God of Wealth, is said to have a fund of 400 billion U.S. dollars, but it is a bit abnormal to raise high interest rates for a long time.
Hearing Wu Haotian's question, Yang Jiacheng naturally understood what this guy was worried about.
20 billion is not a small amount, if something goes wrong, the whole of Jeju will collapse!One can imagine the end of the person who handled it!
Only by pouring enough ecstasy soup into this guy and making them completely believe that the funds are safe, can they be hooked.
Yang Jiacheng said casually: "Director Wu, didn't I already tell you that some shareholders of Columbia Investment Bank are not optimistic about the investment in Jeju.
I'm going to raise money from Jeju first, and after showing the development results, let them shut up completely.
It takes at least a year from the infrastructure construction to the erection of the building, and this is also the time when I need to use the funds.
Director Wu, are you worried that I won't be able to pay the interest?
In less than a year, the central business district will see initial results, and the Nanling Building will be built to a height of more than [-] meters.
With these huge projects as collateral, you don't have to worry about me running away, right?
Of course, if Director Wu feels powerless, I won't force it.
Well, I don't know many people in Jeju, so I have to hand over this job to Lin Yan.
After all, this young man is not afraid of tigers or tigers after all, he is very aggressive! "
Naturally, Wu Haotian didn't want the pie to fall on Lin Yan's head again, so he quickly waved his hands and said, "Mr. Yang, you misunderstood! Columbia Investment Bank has a lot of money, how can I suspect that you can't pay the interest.
Mr. Yang invested an astronomical amount of money in Jeju, and running away is even more impossible!
Please rest assured Mr. Yang, I will try my best to get this financing.
Mr. Yang, I wonder when you need to use the funds?"
Use for more than one year, 30.00% interest, plus the Jeju Development Project as a mortgage, this is an unparalleled high-quality customer!
As long as the news is released, everyone will definitely rush to invest money.
Wu Haotian has already made up his mind, he has to be bullish for a while, don't give gifts to the priest, don't even think about taking a share of it!
Yang Jiacheng didn't need to think about it at all, and said solemnly: "The sooner the better, you can start working on this work tomorrow."
As he said that, Yang Jiacheng stood up, walked to the large desk, took out the check book from the briefcase, wrote a few strokes, and tore off one very smartly.
"Director Wu, I have a little understanding of Huaxia's situation. Financing is not an easy task and requires a lot of relationships.
This is a cash check for one million yuan, which will be used as your tea treat.
Of course, please rest assured Director Wu, this will not be deducted from your hard work..."
The God of Wealth is the God of Wealth, and his actions are beyond the reach of ordinary people! 100 million is just tea money!
Wu Haotian excitedly took the cash check from God of Wealth.
I really met a noble person!
When Yang Jiacheng was working hard in the Jeju system, he first used his power to borrow low-interest loans from the bank, and then used them to lend usury to earn the difference.
Throughout the Jeju system, it is no secret that officials are involved in usury, especially those working in privileged departments, and it has become their main source of gray income.
Later, with the promotion of Yang Jiacheng's position, he had the capital of corruption and bribery, and more and more money in his hands, and he no longer needed to borrow from the bank.
In addition to transferring part of the stolen money abroad, Yang Jiacheng used the rest to usury, earning huge profits every year.
Until Yang Jiacheng fled abroad in a hurry, there were still tens of millions of usury loans that had not been recovered, so he had to let his son do it for him.
Yang Jiacheng is naturally very clear about the loan shark market in Jeju.
Under normal circumstances, the annual interest rate is generally around 20.00% five, which is commonly known as the two-part interest.
Of course, if the person who uses the money is in a hurry and needs the bridge money urgently, it is possible to pay a third of the interest.
However, such cases are generally rare.
After all, Huaxia Bank's normal loans generally do not exceed [-]% annual interest.
According to China's normal industrial profits, there is no industry that can support an annual interest rate of more than 30.00%.
The annual interest rate is 40.00%, plus [-]% hard work fee, plus the status of God of Wealth, already has an irresistible attraction.
Yang Jiacheng secretly summoned Wu Haotian and entrusted him with such an important task, not on a whim.
A person who has never worked hard in the usury market has no guts to undertake this astronomical amount of financing!
As the driver of the secretary of the municipal party committee, Wu Haotian has a very wide popularity, and has been working as a usury intermediary to make profits from it.
Among them, Yang Jiacheng had a sum of funds, which was released through Wu Haotian.
However, after Yang Jiacheng changed his face, Wang Haotian no longer recognized the old leader.
Since Yang Jiacheng was going to fish, he naturally wanted to give Wu Haotian a delicious bait, which he couldn't refuse.
40.00% annual interest, [-]% hard work fee?
Hearing the conditions offered by the God of Wealth, Wu Haotian's eyes suddenly lit up, and his good luck finally came!
Wu Haotian's brain turned rapidly.
With a financing amount of 600 million yuan, you can get [-] million yuan just for hard work.
Moreover, in the private financing market in Jeju, as long as there is an annual interest rate of 30.00%, it is already very attractive.
The God of Wealth pays 40.00% interest, and Wu Haotian can get ten points of rebate from it, which is 2000 million!
This year is my natal year, and it really is my fortune!
Wu Haotian suppressed the joy in his heart, and said with a bit of embarrassment: "Mr. Yang, I am very willing to help you.
It's just that the amount of financing of [-] million yuan is really too big, it's an astronomical figure.Jeju is a backward area in South of the Five Ridges, and there may not be room for private funds. "
Wu Haotian has been acting as a usury intermediary, and he is also lending usury outside. His income far exceeds his salary, and he is a standard rentier class.
Wu Haotian knew very well about the scale of Jeju's usury bags, and the entire Jeju would not exceed two billion.
It's not that creditors don't want to make money, the key is that there is not such a large market capacity.
People who use usury are temporary turnover, as bridge money to withdraw funds from the bank, no one will use it for a long time.
Let alone ordinary people, from township cadres to Jeju city-level officials, there are at least 1 civil servants in Jeju, and even if one-tenth of them are involved in lending, there are still [-].
The total amount of 1 million sounds huge, and it is apportioned to 20 people, each of whom is no more than [-].
Of course Wu Haotian knows that any official with a little real power can easily get a low-interest loan of 20 yuan.
As long as there is a giant like the God of Wealth who is willing to absorb usury, it will not take too long to gather funds.
The reason why he expressed difficulty to the God of Wealth was that Wu Haotian believed that Yang Jiacheng did not understand the situation and was ready to bargain and make more money from it.
In front of Yang Jiacheng, Wu Haotian was a little tender.
Yang Jiacheng knows the usury market in Jeju better than Wu Haotian!
Yang Jiacheng smiled slightly and said: "Director Wu, as the saying goes, if you know yourself and your enemy, you will never be imperiled in a hundred battles.
Since I am going to invest a huge amount of money in Jeju, I naturally need to have a comprehensive understanding of Jeju, including of course the financing market in Jeju.
According to the information I have, the power of private financing should not be underestimated.
I heard that among the main force of private financing in Jeju, civil servants within the system account for the vast majority.
As long as the energy of these people is mobilized, it will be absolutely unstoppable.
Don't say two billion, even three billion, I don't think there is a problem.
These people have a huge network of relationships. Not only can they get low-interest loans from Jeju, but they can also mobilize funds from other cities through their relationships. It’s nothing more than making money together! "
Wu Hao Tianxia and Su Honglei looked at each other consciously, and had to say, this God of Wealth knows too much about the situation in Jeju, and he can't fool him at all!
"Mr. Yang, how long are you going to use this financing?" Wu Haotian asked calmly.
Yang Jiacheng thought about it for a while, and said solemnly: "At least one year."
"More than a year? Such a long time!" Wu Haotian said in surprise and joy.
For the usury industry, under the abnormal high interest rate, the creditors naturally hope that the people who use the money can use it for a long time.
However, no industry can afford such a high profit.
Under normal circumstances, a usury loan with a term of half a year is considered long-term.
It has been used for more than one year, and it has definitely exceeded most people's loan expectations.
Wu Haotian frowned, and asked puzzledly: "Mr. Yang, it's not worthwhile to use such a high financing interest for too long."
Although high interest rates are very attractive, what lenders are most afraid of is naturally the safety of funds.
In the private usury market in Jeju, it is not news that the borrowers are unable to repay and eventually run away, causing the lenders to lose their money.
Yang Jiacheng, the majestic God of Wealth, is said to have a fund of 400 billion U.S. dollars, but it is a bit abnormal to raise high interest rates for a long time.
Hearing Wu Haotian's question, Yang Jiacheng naturally understood what this guy was worried about.
20 billion is not a small amount, if something goes wrong, the whole of Jeju will collapse!One can imagine the end of the person who handled it!
Only by pouring enough ecstasy soup into this guy and making them completely believe that the funds are safe, can they be hooked.
Yang Jiacheng said casually: "Director Wu, didn't I already tell you that some shareholders of Columbia Investment Bank are not optimistic about the investment in Jeju.
I'm going to raise money from Jeju first, and after showing the development results, let them shut up completely.
It takes at least a year from the infrastructure construction to the erection of the building, and this is also the time when I need to use the funds.
Director Wu, are you worried that I won't be able to pay the interest?
In less than a year, the central business district will see initial results, and the Nanling Building will be built to a height of more than [-] meters.
With these huge projects as collateral, you don't have to worry about me running away, right?
Of course, if Director Wu feels powerless, I won't force it.
Well, I don't know many people in Jeju, so I have to hand over this job to Lin Yan.
After all, this young man is not afraid of tigers or tigers after all, he is very aggressive! "
Naturally, Wu Haotian didn't want the pie to fall on Lin Yan's head again, so he quickly waved his hands and said, "Mr. Yang, you misunderstood! Columbia Investment Bank has a lot of money, how can I suspect that you can't pay the interest.
Mr. Yang invested an astronomical amount of money in Jeju, and running away is even more impossible!
Please rest assured Mr. Yang, I will try my best to get this financing.
Mr. Yang, I wonder when you need to use the funds?"
Use for more than one year, 30.00% interest, plus the Jeju Development Project as a mortgage, this is an unparalleled high-quality customer!
As long as the news is released, everyone will definitely rush to invest money.
Wu Haotian has already made up his mind, he has to be bullish for a while, don't give gifts to the priest, don't even think about taking a share of it!
Yang Jiacheng didn't need to think about it at all, and said solemnly: "The sooner the better, you can start working on this work tomorrow."
As he said that, Yang Jiacheng stood up, walked to the large desk, took out the check book from the briefcase, wrote a few strokes, and tore off one very smartly.
"Director Wu, I have a little understanding of Huaxia's situation. Financing is not an easy task and requires a lot of relationships.
This is a cash check for one million yuan, which will be used as your tea treat.
Of course, please rest assured Director Wu, this will not be deducted from your hard work..."
The God of Wealth is the God of Wealth, and his actions are beyond the reach of ordinary people! 100 million is just tea money!
Wu Haotian excitedly took the cash check from God of Wealth.
I really met a noble person!
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