Powerful and romantic
Chapter 253 Pioneering
After 1978, the country carried out a comprehensive rectification of the banks in the period of the Republic of China. The Huaxia People's Bank absorbed and merged most of the domestic banks, integrating the central bank and commercial banks, and became the only bank in the mainland. Therefore, the policy business at that time , mainly by the People's Bank of China. After the reform and opening up in [-], the country adopted a number of measures to diversify the domestic banking industry. Among them, Huaxia Construction Bank, Huaxia Agricultural Bank, and Huaxia Bank were restored, and Huaxia Industrial and Commercial Bank of China and Bank of Communications were newly established.
Since then, since 1978, the country's policy business has been mainly undertaken by Industrial and Commercial Bank of China, Agricultural Bank of China, Huaxia Bank and Construction Bank.
As for Xu Junran, he put his mind on these four policy banks.
"The county raises part of the funds itself, and the city squeezes out some, plus some policy loans from the bank. Isn't that a lot of money?"
Xu Junran looked at Yang Weitian firmly, and said with a smile.
Yang Weitian was stunned, and smiled wryly: "Is this enough?"
Xu Junran waved his hand: "Let's not talk about whether it's enough or not. No matter how small a mosquito is, it's still meat. Secretary Yang, our family is weak now. You must have the spirit of an old scalper as the head of the family. The money you can hold in your hands is your own. A little more It’s a little bit better than nothing.”
Yang Weitian glared at Xu Junran unceremoniously, and said seriously: "You are ripping off a stick. A hammer here and a mallet there will not solve the problem at all."
Xu Junran simply spread his hands together: "Then what can you do?"
After hesitating for a while, Yang Weitian said to Xu Junran, "What do you think about raising funds?"
Xu Junran's expression changed when he heard the words, he looked at Yang Weitian and said in a deep voice, "Who gave you the idea?"
It's fine if Yang Weitian doesn't know, but Xu Junran knows clearly that fundraising seems to be done in many places now, but in fact, it will be within the next ten years.It will be doubly criticized, so that when it comes to fundraising, the word illegal must be added in front of it, and the crime of fraud will follow.To put it bluntly, in Xu Junran's era.People just talk about crowdfunding.Immediately, crime comes to mind.
Even in the 80s, raising funds was a very risky act.After all, the economy has just started, and there is a serious shortage of funds in many places. The choice of fundraising to gather funds is of course out of good intentions. The problem is that once the funds obtained through fundraising fail to invest, the loss will be a large sum of money. and the trust of many.Even Xu Junran didn't dare to mention the matter of raising funds rashly at this time, in case something went wrong.Then myself and Yang Weitian would become rats crossing the street, and everyone shouted and beat them.
The most important thing is that the disadvantages of raising funds have not yet been revealed. If it is done rashly in Wude County, it will easily push Yang Weitian to the forefront.
That's why Xu Junran asked such a question.
Yang Weitian saw that Xu Junran was so serious.I was stunned for a moment and said: "I went to the Finance Bureau to understand the situation, and Comrade Li Qiankun mentioned this matter to me."
Li Qiankun?
Xu Junran was startled for a moment, and then frowned, how could it be Li Qiankun?
For Xu Junran, he knew exactly how much Li Qiankun weighed.The chief of the finance bureau fell into his hands simply because Yang Weitian wanted to win over the influence of Yan Wangsong's era, not to mention whether Li Qiankun had the ability to manage the financial bureau, just talking about the fundraising matter, Xu Junran I don't believe that things that have just emerged in places like Lingnan can be brought out by Li Qiankun in Wude County.
There must be a lot of articles in this matter!
Xu Junran made a conclusion on this matter.
But now is not the time to pursue this matter. With him here, Yang Weitian will not step on this minefield.
"Secretary Yang, I think it's better to forget about the fundraising. It's not that you don't know the conditions of our county. If the whole county is put together, it is estimated that it will not be able to raise 100 million. On the contrary, it will make people panic."
Xu Junran considered his words and said to Yang Weitian.
Yang Weitian thought for a while, then nodded: "You're right, for raising funds, you have to have some spare money."
He didn't think much about it. After all, Yang Weitian thought he knew something about the economy, but compared with Xu Junran, his economic knowledge was really not enough.This kid has learned all his skills in the capital, and he has never even heard of the set of new terms in his mouth. Since he said that fundraising is unreliable, there is no need to make this idea again.
After a pause, Yang Weitian looked at Xu Junran: "You said two tricks, what is the third trick?"
Xu Junran smiled, with a very calm expression: "Contract."
"contract?"
Yang Weitian was at a loss, and looked at Xu Junran inexplicably. Obviously, the contract proposed by Xu Junran made Yang Weitian a little confused.
Although contracting this thing has begun to become popular in the coastal areas, there are also pilot ethnic restaurants in Jiangnan Province, and even the brewery in the county has been contracted to the Lijia Town Commune, but the problem is that these contracts are specifically for Economic entities, such as factories, companies, etc., have never heard that they can be contracted to build a road.
"Yes, contract! Contract out the entire project of our road, not only to repair, but also to repair!"
Xu Junran looked at Yang Weitian and said slowly.
"What a joke!"
"I do not believe!"
Yang Weitian shook his head one after another, not because he didn't trust Xu Junran, but because what Xu Junran said was too incredible.This is not a small amount of hundreds of thousands. According to Xu Junran's idea, it will cost at least tens of millions to build a road with a higher grade. For such a large amount of money, Wude County can only collect more than 100 million at most. .Is there anyone who is willing to take the rest and take it out?
Xu Junran shook his head helplessly: "Secretary, this matter is not what you think. We have learned a book in school called Investment Theory, which clearly states that the amount of investment is not the most critical issue. The most critical issue, It is the ratio of input to output. No matter how big the investment is, as long as the expected return is sufficient, people will be tempted. In other words, as long as people think that our road has a good prospect and can recover the investment, people will spend the money .”
Yang Weitian didn't say a word for a long time. The things Xu Junran said were too unfamiliar to him. If he contracted out the income of a road for the next few decades, he would be famous if he got it right. It was pointed out by thousands of people.
Xu Junran could see Yang Weitian's hesitation and knew what he was worried about. He smiled and said calmly: "Secretary, no matter whether we can make it or not, we are implementing the spirit of the central government's instructions. The sentence of the supreme chief You are right, no matter if it is a black cat or a white cat, it is a good cat that can catch mice. In the same way, although our methods are a bit different, as long as we can repair the roads and improve the traffic in our county, the common people If you get benefits, you are successful. What no one has done doesn’t mean you can’t do it. If you want to get rich, you have to build roads first. If the traffic is not improved, and the problem cannot be solved, then the troubles in the future will be great. No matter how capable I am and how I can develop the economy, things from outside can’t enter our Wude County, and things from our county can’t be shipped out, so even if we guard the mountains of gold and silver, we can only watch helplessly!”
Yang Weitian remained silent for a long time, but silently lit a cigarette for himself, smoking one puff after another.He is very clear that what Xu Junran said is reasonable, after all, he also knows that what Wude County lacks today is exactly what Xu Junran said.
However, the political risk here is really too great.
Seeing Yang Weitian groaning silently, Xu Junran already guessed his thoughts in his heart. He was just worried that after doing so, he would become a target of public criticism. After all, no local government in Quanzhou City or even Jiangnan Province dared to put the whole The right to build roads and the right to benefit from a road are all contracted out. If this was placed in the old society, it would be doing things for capitalists.
Not to mention Yang Weitian, even Zhang Jingmin, secretary of the Quanzhou Municipal Party Committee, or Zhou Deliang, the leader of the Jiangnan Provincial Party Committee, would not dare to agree easily.
This kind of thing, if it is done well, it will be a political achievement, if it is not done well, it will be lost.
After thinking about it, Xu Junran felt that he should help Yang Weitian make up his mind, otherwise nothing might happen when he hesitated for a while.
"Secretary, this matter is done, you may be interviewed by the central reporter."
Xu Junran uttered a word, which made Yang Weitian's face change suddenly.
"What are you kidding?" Yang Weitian looked at Xu Junran in surprise, and asked in surprise.
If Xu Junran was surprised when he mentioned being on the news broadcast just now, now he said that he might be interviewed by a central reporter, he simply felt that Xu Junran was bragging: "Could it be that you want your classmates to interview me?"
Yang Weitian simply blurted out.
Xu Junran was startled when he heard the words, and then smiled wryly. Yang Weitian seemed to be mistaken, thinking that he wanted his third elder brother Chu Wentian to interview him. Although this was also a way, Xu Junran knew that if he always did this, it would be the opposite. It will make the people above dissatisfied, let alone others, if they keep staring at their own Huang family, they will make a big fuss about it. At least, I'm afraid I wish I had a chance to give myself a knife.
Therefore, Xu Junran will never use Chu Wentian's line easily, not only Chu Wentian, but all his college classmates, before they can climb to a certain position and have sufficient self-protection ability, Xu Junran will Not going to contact them.
Sometimes, you have to take a long-term view.
Since then, since 1978, the country's policy business has been mainly undertaken by Industrial and Commercial Bank of China, Agricultural Bank of China, Huaxia Bank and Construction Bank.
As for Xu Junran, he put his mind on these four policy banks.
"The county raises part of the funds itself, and the city squeezes out some, plus some policy loans from the bank. Isn't that a lot of money?"
Xu Junran looked at Yang Weitian firmly, and said with a smile.
Yang Weitian was stunned, and smiled wryly: "Is this enough?"
Xu Junran waved his hand: "Let's not talk about whether it's enough or not. No matter how small a mosquito is, it's still meat. Secretary Yang, our family is weak now. You must have the spirit of an old scalper as the head of the family. The money you can hold in your hands is your own. A little more It’s a little bit better than nothing.”
Yang Weitian glared at Xu Junran unceremoniously, and said seriously: "You are ripping off a stick. A hammer here and a mallet there will not solve the problem at all."
Xu Junran simply spread his hands together: "Then what can you do?"
After hesitating for a while, Yang Weitian said to Xu Junran, "What do you think about raising funds?"
Xu Junran's expression changed when he heard the words, he looked at Yang Weitian and said in a deep voice, "Who gave you the idea?"
It's fine if Yang Weitian doesn't know, but Xu Junran knows clearly that fundraising seems to be done in many places now, but in fact, it will be within the next ten years.It will be doubly criticized, so that when it comes to fundraising, the word illegal must be added in front of it, and the crime of fraud will follow.To put it bluntly, in Xu Junran's era.People just talk about crowdfunding.Immediately, crime comes to mind.
Even in the 80s, raising funds was a very risky act.After all, the economy has just started, and there is a serious shortage of funds in many places. The choice of fundraising to gather funds is of course out of good intentions. The problem is that once the funds obtained through fundraising fail to invest, the loss will be a large sum of money. and the trust of many.Even Xu Junran didn't dare to mention the matter of raising funds rashly at this time, in case something went wrong.Then myself and Yang Weitian would become rats crossing the street, and everyone shouted and beat them.
The most important thing is that the disadvantages of raising funds have not yet been revealed. If it is done rashly in Wude County, it will easily push Yang Weitian to the forefront.
That's why Xu Junran asked such a question.
Yang Weitian saw that Xu Junran was so serious.I was stunned for a moment and said: "I went to the Finance Bureau to understand the situation, and Comrade Li Qiankun mentioned this matter to me."
Li Qiankun?
Xu Junran was startled for a moment, and then frowned, how could it be Li Qiankun?
For Xu Junran, he knew exactly how much Li Qiankun weighed.The chief of the finance bureau fell into his hands simply because Yang Weitian wanted to win over the influence of Yan Wangsong's era, not to mention whether Li Qiankun had the ability to manage the financial bureau, just talking about the fundraising matter, Xu Junran I don't believe that things that have just emerged in places like Lingnan can be brought out by Li Qiankun in Wude County.
There must be a lot of articles in this matter!
Xu Junran made a conclusion on this matter.
But now is not the time to pursue this matter. With him here, Yang Weitian will not step on this minefield.
"Secretary Yang, I think it's better to forget about the fundraising. It's not that you don't know the conditions of our county. If the whole county is put together, it is estimated that it will not be able to raise 100 million. On the contrary, it will make people panic."
Xu Junran considered his words and said to Yang Weitian.
Yang Weitian thought for a while, then nodded: "You're right, for raising funds, you have to have some spare money."
He didn't think much about it. After all, Yang Weitian thought he knew something about the economy, but compared with Xu Junran, his economic knowledge was really not enough.This kid has learned all his skills in the capital, and he has never even heard of the set of new terms in his mouth. Since he said that fundraising is unreliable, there is no need to make this idea again.
After a pause, Yang Weitian looked at Xu Junran: "You said two tricks, what is the third trick?"
Xu Junran smiled, with a very calm expression: "Contract."
"contract?"
Yang Weitian was at a loss, and looked at Xu Junran inexplicably. Obviously, the contract proposed by Xu Junran made Yang Weitian a little confused.
Although contracting this thing has begun to become popular in the coastal areas, there are also pilot ethnic restaurants in Jiangnan Province, and even the brewery in the county has been contracted to the Lijia Town Commune, but the problem is that these contracts are specifically for Economic entities, such as factories, companies, etc., have never heard that they can be contracted to build a road.
"Yes, contract! Contract out the entire project of our road, not only to repair, but also to repair!"
Xu Junran looked at Yang Weitian and said slowly.
"What a joke!"
"I do not believe!"
Yang Weitian shook his head one after another, not because he didn't trust Xu Junran, but because what Xu Junran said was too incredible.This is not a small amount of hundreds of thousands. According to Xu Junran's idea, it will cost at least tens of millions to build a road with a higher grade. For such a large amount of money, Wude County can only collect more than 100 million at most. .Is there anyone who is willing to take the rest and take it out?
Xu Junran shook his head helplessly: "Secretary, this matter is not what you think. We have learned a book in school called Investment Theory, which clearly states that the amount of investment is not the most critical issue. The most critical issue, It is the ratio of input to output. No matter how big the investment is, as long as the expected return is sufficient, people will be tempted. In other words, as long as people think that our road has a good prospect and can recover the investment, people will spend the money .”
Yang Weitian didn't say a word for a long time. The things Xu Junran said were too unfamiliar to him. If he contracted out the income of a road for the next few decades, he would be famous if he got it right. It was pointed out by thousands of people.
Xu Junran could see Yang Weitian's hesitation and knew what he was worried about. He smiled and said calmly: "Secretary, no matter whether we can make it or not, we are implementing the spirit of the central government's instructions. The sentence of the supreme chief You are right, no matter if it is a black cat or a white cat, it is a good cat that can catch mice. In the same way, although our methods are a bit different, as long as we can repair the roads and improve the traffic in our county, the common people If you get benefits, you are successful. What no one has done doesn’t mean you can’t do it. If you want to get rich, you have to build roads first. If the traffic is not improved, and the problem cannot be solved, then the troubles in the future will be great. No matter how capable I am and how I can develop the economy, things from outside can’t enter our Wude County, and things from our county can’t be shipped out, so even if we guard the mountains of gold and silver, we can only watch helplessly!”
Yang Weitian remained silent for a long time, but silently lit a cigarette for himself, smoking one puff after another.He is very clear that what Xu Junran said is reasonable, after all, he also knows that what Wude County lacks today is exactly what Xu Junran said.
However, the political risk here is really too great.
Seeing Yang Weitian groaning silently, Xu Junran already guessed his thoughts in his heart. He was just worried that after doing so, he would become a target of public criticism. After all, no local government in Quanzhou City or even Jiangnan Province dared to put the whole The right to build roads and the right to benefit from a road are all contracted out. If this was placed in the old society, it would be doing things for capitalists.
Not to mention Yang Weitian, even Zhang Jingmin, secretary of the Quanzhou Municipal Party Committee, or Zhou Deliang, the leader of the Jiangnan Provincial Party Committee, would not dare to agree easily.
This kind of thing, if it is done well, it will be a political achievement, if it is not done well, it will be lost.
After thinking about it, Xu Junran felt that he should help Yang Weitian make up his mind, otherwise nothing might happen when he hesitated for a while.
"Secretary, this matter is done, you may be interviewed by the central reporter."
Xu Junran uttered a word, which made Yang Weitian's face change suddenly.
"What are you kidding?" Yang Weitian looked at Xu Junran in surprise, and asked in surprise.
If Xu Junran was surprised when he mentioned being on the news broadcast just now, now he said that he might be interviewed by a central reporter, he simply felt that Xu Junran was bragging: "Could it be that you want your classmates to interview me?"
Yang Weitian simply blurted out.
Xu Junran was startled when he heard the words, and then smiled wryly. Yang Weitian seemed to be mistaken, thinking that he wanted his third elder brother Chu Wentian to interview him. Although this was also a way, Xu Junran knew that if he always did this, it would be the opposite. It will make the people above dissatisfied, let alone others, if they keep staring at their own Huang family, they will make a big fuss about it. At least, I'm afraid I wish I had a chance to give myself a knife.
Therefore, Xu Junran will never use Chu Wentian's line easily, not only Chu Wentian, but all his college classmates, before they can climb to a certain position and have sufficient self-protection ability, Xu Junran will Not going to contact them.
Sometimes, you have to take a long-term view.
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