Princess of Nongmen

Chapter 759
The next thing went much smoother, with Xiaonan leading the way, Liu Ya came directly to Tongli Yinzhuang.

This Tongli Yinzhuang is not small. According to Xiaonan, this Tongliyinzhuang is just a semicolon in Anji City, and the head office is in the capital.And there are branches of Tongli Yinzhuang in many places all over the country, so the bank notes issued here can reach the whole country.

After Liu Ya went in, she found that the lobby of Yinzhuang was divided into left and right sides.The one on the left is a long counter, and there are a few people who look like accountants sitting behind, and they should handle the same business as bank tellers.On the right are small rooms one by one, all hung with curtains, so you can't see clearly what's going on inside, but half of the seven or eight small rooms in a row are occupied by people.Because people can be seen standing or sitting from under the curtain, it can be seen that the space inside is not very large.

Liu Ya turned her head and asked Xiao Nan what was going on, Xiao Nan shook her head and said, "Where do I have so much money to store in Tongli Yinzhuang? The smallest bank note issued here is ten taels."

Liu Ya was thinking about finding someone to ask where the shopkeeper Xiao Da was, and where to go to borrow money by mortgaging the land.A young man came to greet him, and asked politely, "Miss, are you looking for someone or exchanging bank notes?"

Liu Ya replied: "I went to shopkeeper Xiao Da, and someone introduced that the land can be mortgaged to lend money. I need it urgently."

The guy laughed as soon as he heard it, and said: "Miss, the shopkeeper Xiao Da is not here for the time being. I don't know how much land you want to mortgage, miss, and how much money you want to borrow? I will introduce you to other accountants that can also borrow money."

Liu Ya said: "Ten mu of land, mortgage 50 taels of silver."

"Then please come over here." After the waiter finished speaking, he led Liu Ya to a small room on the right to invite him.It seems that this is the usual place for mortgage and loan business.

Lifting one of the curtains, the man shouted inside: "Mr. Wang, this girl wants to mortgage the land, please show me." After speaking, he made a "please" gesture to Liu Ya.But before he left, he said again: "Girl, Yinzhuang's rule is: only the owner can enter the room to discuss. Is this little girl a follower or a relative or friend, please wait outside."

Liu Ya nodded, and asked Xiaonan to wait in the lobby, and she went into the cubicle by herself.

The compartment was really simple, with a table in the middle and two chairs facing each other.That Mr. Wang was about forty years old, he was still holding a writing brush in his left hand, and his right hand was on the abacus, as if he was still doing accounts just now.Seeing Liu Ya enter the door, she smiled, but said in a very formulaic way: "Please show me the land deed used as mortgage. As for whether it can be worth 50 taels of silver, I have to look at the location and make a Only after the settlement can we know."

Liu Ya knew that this was the initial loan mortgage.So there was no objection, I just took out one of the two land deeds and sent it up.As for whether it is the south or north of the official road, Liu Ya didn't care.Anyway, she planned to save enough money as soon as possible, and then redeem the land.

Mr. Wang took the title deed and took a look.At this glance, I saw that it was a land deed issued by official paper, so I didn't look at it much, and said: "Girl, since it is an official land deed, ten acres of land can always be worth 50 taels of silver. Now It just depends on how long you want to borrow, girl, the longer the time, the higher the interest."

Liu Ya asked about the interest for three months, half a year, and one year, and calculated it in her heart.She felt that the three months was a bit rushed, and she was afraid that something would happen within three months, and the 50 taels of silver would not be paid; and one year was too long, and a lot of interest was wasted; so she decided to choose After half a year, the principal will be paid off at one time, and the interest will be paid monthly.

In other words, Tongli Yinzhuang is rich and powerful.Originally, Liu Ya was puzzled about where to borrow the money, but here, a government-issued land deed mortgage is completely settled.

Then Mr. Wang took away the land deed, issued Liu Ya a receipt and a bank note of 50 taels of silver, and asked Liu Ya to sign or press a fingerprint to prove that she had received the bank note. It's over.

Afterwards, Mr. Wang told Liu Yadao: "If you want to get back the land deed in advance, you only need to bring the principal and the interest of the month. If the half-year deadline is up and you still can't make up the principal, if you still want the land, you can do so three days in advance. Come here and go through the renewal procedures, but the loan can be renewed for another three months at most, and the interest will be doubled. After three months, if the land deed cannot be redeemed, it will belong to Yinzhuang."

Liu Ya said that she understood all of this, and left with the bank note.This time I had money, so I went directly to the government office with Xiaonan, looking for the accountant of the land management.The official mansion is not so easy to enter. There are officers and soldiers guarding the door, with high steps and wide lintels. The style is not comparable to the official mansion in a small town.

But when Liu Ya came over and explained the situation, someone instructed her to go to the back, go around to the west side door and enter, which is the accountant's office of the district management.Ask Liu Ya to pay the silver over there.It seems that Zhang Chengliang also said hello.

But when he got to the ground management, Liu Ya never saw Zhang Chengliang again.The land management also looked like a businessman. First, he took out a booklet and opened it, checked Liu Ya's name and the location of the land deed, then took Liu Ya's money, and asked Liu Ya to sign the booklet.In the end, she was issued a bank receipt, proving that the money had been paid.

Until Liu Ya held the silver stamp stamped with red cinnabar, the matter was considered to be completely settled.The [-] mu of land outside the city will belong to Liu Ya from now on.

Walking out of the government office, Liu Ya let out a long breath of relief.Xiaonan stood waiting not far away, and when she saw Liu Ya came out, she hurried over and said, "Sister Liu, congratulations, you can be regarded as a big landlord."

Liu Ya smiled and asked: "It's just a few acres of land, not a landlord. It's hard work for you to run back and forth with me. It seems vulgar for my sister to give you money. I'll give you a small ornament later. Do you want it?" Earrings or hairpins?"

After hearing this, Xiaonan quickly waved her hand and said, "I dare not accept your reward. Now Hongxiufang knows that even Qiniang talks politely to Sister Liu. It's a blessing for us little girls to talk to you." .Thanks to Sister Liu, you think highly of me and give me a good job to make a living. The other little sisters are all envious."

Liu Ya knew that Xiaonan was a girl who could talk, and she lived in a place like Hongxiufang, so she could see things in her eyes.This is to say something nice to yourself.

However, people always have to know how to see the situation clearly.What's more, Xiaonan didn't flatter herself so much, she said a few nice words, just to get close to herself, it wasn't a bad intention, but she seemed affectionate, so Liu Ya didn't mind.

(End of this chapter)