The strongest peasant city

Chapter 257 is two billion

Looking at Long Ling'er who was stiff because of nervousness and excitement, Li Xiaogang smiled and said: "Hey, you are as hard as a rock, I can't do anything!"

Long Ling'er stuck out her tongue, changed her posture, and relaxed her whole body.

Li Xiaogang stretched out his hand to press Long Ling'er's back, a stream of heat immediately entered Long Ling'er's body through Li Xiaogang's palm, Long Ling'er was shivered by the sudden heat, and his whole body immediately became smooth Much, much easier!

Li Xiaogang's palm is like a heat source, the heat flowing out from there quickly radiates to the whole body, wherever it goes, it seems that the stagnation has been washed away, and the coagulated blood immediately becomes smooth, and the heat The hot feeling made Long Ling'er's sore muscles instantly relieved, and became soft and energetic again.

Under Li Xiaogang's massage, Long Ling'er almost had a sense of beauty like a fairy, and her spirit became more and more uplifted.

"You guys, our president can see you now! But you're going to get off work soon, and you don't have much time!" Miss Secretary suddenly came over in a hurry and said to the two of them.

Li Xiaogang withdrew the palm that was pressing on Long Ling'er's back, the comfortable warm feeling disappeared immediately, and Long Ling'er couldn't help feeling a deep sense of loss.

Le Guoping is 45 years old, and he is an expert of the young group on the financial front.

When a person reaches middle age, there is no old-fashioned look on his face, nor does he have the frivolity and frivolity of a young man. He is elegant and steady, and his wise and wise demeanor is fully displayed in his gestures, full of the charm of a mature man.

"General Manager Long, I'm really flattered that you can come to my office!" Le Guoping said to Long Ling'er with a smile.

Long Ling'er smiled lightly and said: "The desolate Phoenix is ​​not as good as a chicken, and now I have to wait so long to see President Le, it's really amazing! Seeing Le Guoping's face is a bit unnatural.

Long Ling'er said again: "However, today I am not the protagonist, let me introduce, this is Mr. Li Xiaogang, the chairman of our Longquan Group!"

Le Guoping's sharp eyes immediately focused on Li Xiaogang, and Li Xiaogang let him look at him, but he was calm and stood there calmly.

"I really didn't expect that the legendary character really existed and appeared in front of me. Haha...Mr. Li, I have long heard rumors from the outside world that the chairman of Longquan Group is a mysterious figure who has never seen his head or tail. , Lemou is really honored to meet you today!"

Le Guoping's words are purely polite, but it is rare for someone to say such polite words so sincerely and so entertaining.

Li Xiaogang smiled slightly and said: "Where is it, President Le is too famous! Even if I am a dragon now, I am just a dragon in distress. I still need your strong support, President, so that I can fly again!"

Le Guoping nodded and said: "I have already understood the situation encountered by Longquan Group. To be honest, it is not optimistic! I also know the purpose of your visit today, but I'm sorry, I really can't do anything!"

Li Xiaogang shook his head and said: "Although you know the situation of Longquan Group, the situation you know is definitely not as bad as you imagined! As long as you catch the mastermind behind Longquan Group, everything will disappear, and Longquan Group is still the same as Longquan yesterday Group, but Huaxia Bank has become the most powerful partner of Longquan Group, do you think you should give up this excellent opportunity?"

Le Guo said flatly: "Opportunities are certainly good things, but not all opportunities can bring you huge rewards. There are also many opportunities that will directly send you to the eighteenth floor of hell. How do I know this opportunity? What does it mean?!"

"Opportunity itself does not mean anything, the key is how you grasp it! If you grasp it well, a small opportunity will make you soar.

But if you don't grasp it well, even the best opportunity will not bring you benefits. "Li Xiaogang watched Le Guo and said calmly.

A look of light flashed across Le Guoping's face, and he said with a smile: "Well said! Haha... You and I seem to be people who are good at grasping opportunities and making good use of them.

But to tell you the truth, I have no grasp of this opportunity of Longquan Group!But if it fails, it's not just me who will be buried with me, but probably all the employees of Huaxia Bank S Province Branch!I can't take such a big risk, although high risk means high return, but I don't think I don't need to use my life to gamble, maybe it's not a huge return! "

Li Xiaogang nodded and said: "I can understand what you said! Huaxia's banking system is like this. Those companies that don't need loans, have sufficient funds, and operate smoothly are often the ones you most desire to borrow, because you don't have to worry about it. What risk, don't worry that the money will not be recovered!
However, those who are in dire straits and urgently need loans can hardly get your loans. There is only one reason, that is, your bank only wants to share benefits, but does not want to take risks!The bank's decision-making system is a system dominated by pessimists. They never think that their loans can save a company and make a company take off again, but only think that if I loan them money, they will What if I go bankrupt?Who do I go to get the money back? "

Li Xiaogang's words were a little blunt, and Le Guoping, who was well versed in the truth, couldn't possibly be unaware that what Li Xiaogang said was true.

As a young banker, Le Guoping has greater courage and ambition than those bearded and dazzled bankers.

He also wants to change this status quo, but unfortunately it is too difficult to break the inherent system.

In particular, what Li Xiaogang said is correct, the current dominance of the entire banking system is in the hands of a group of pessimists who only worry about whether the bank will fail and go bankrupt every day.

"Hey, I have to admit that what you said makes sense, and I also want to change the embarrassing reality that those who need loans cannot get loans, and those who don't need loans are forced to take loans.

However, this crisis of the Longquan Group has had too much impact. If you are not careful, many people will become your funeral objects. I have to think about it! Le Guoping sighed deeply and said slowly.

Li Xiaogang smiled and said: "Just now you were still satirizing others as pessimists, I don't think you are going to be optimistic? Why do you always think about failure, but don't think about it? What a major case it is, and what an impact it will have on the reform of Huaxia's entire banking system. All outdated rules and regulations, and all conservative traditions will be broken. People will obediently shut up because of this successful case! Don't you think these things are impossible?"

Le Guoping thought for a while, then suddenly turned his head, looked at Li Xiaogang with unprecedented seriousness and asked, "Okay, tell me, how much do you want to borrow from me?"

Li Xiaogang raised two fingers slowly, and Le Guoping breathed out and said: "Well, although [-] million is not a small amount, I can still bet that it will be cleared out at the worst. Anyway, in the I'm already tired of such boring bank work, there is no excitement at all!"

Li Xiaogang shook his head and said slowly: "It's not 20 million, it's [-] billion!"

"What!?" Li Xiaogang's words caused Le Guoping to jump up from his chair in shock, and he stammered, "Two... 20 billion? Are you crazy? Do you know what 20 billion is? ?”

Li Xiaogang smiled lightly and said, "Why, do you think it's a lot?"

Le Guoping said with an expression that I was defeated by you: "What a lot? It's a lot, quite a lot! To prepare the 20 billion for you, I have to mobilize almost all the funds of the entire branch, but once you beat me I'm afraid I'll be dragged out and shot right away!"

Seeing Le Guoping's excited appearance, Li Xiaogang shook his head and said, "Thanks to you being the vice president of Huaxia Bank, a mere 20 billion yuan made you lose your composure. If others saw this, wouldn't you laugh your ass off?"

Le Guoping said indifferently: "If you laugh off your big teeth, you will laugh off his big teeth. Anyway, I don't have so many! Li Dong, just let me live for two more years. If I really give you the 20 billion, from now on I won't have to sleep anymore!"

Li Xiaogang said lightly: "Well, how can I get you to agree to give me a loan, and at the same time you can sleep well?"

Le Guoping thought for a while and said: "There is only one way, show your strength and let me see that you can really afford the 20 billion loan. It is best that you can find a guarantor with enough weight, so I can rest assured!"

Li Xiaogang said with a smile: "If that's the case, then there's no need for your bank to take risks. I'm afraid even those who like to worry the most can fall asleep happily!"

Le Guoping also said with some embarrassment: "There is no way! If it is 20 million, I can still use my president's authority to press and pass! But if it is a huge sum of [-] billion, there is no way." It's so easy, if there is no sufficient guarantee to convince everyone, I am afraid that even the president of Hua Xia Bank's head office will not be able to do it in person!"

"That's why I said that the bank's rules need to be changed! Huaxia's bankers have to be more magnanimous, so that they are worthy of our status as a big country in China. Don't act like you have never seen money and care about everything." , make people look down on you!" Li Xiaogang said.

"Do you think we don't want to be like the bankers in country M, waving our hands to generate hundreds of billions of capital flows? But this is in China, China is in the development stage, there is no way to ignore it!" Le Guoping complained. .

Li Xiaogang stood up helplessly, and Le Guoping instinctively thought that it was impossible for Li Xiaogang to come up with enough assets to do the mortgage for the [-] years. At this sensitive moment, no one would have the burden to guarantee the Longquan Group. See When Li Xiaogang stood up, Le Guoping thought that Li Xiaogang had given up the idea of ​​getting a loan from him, and said with some regret: "I'm sorry, I want to help you too, but I really can't do anything, maybe you can go to another bank to see Look, maybe..."

(End of this chapter)