Brocade clothing as the country

Chapter 1054 The Matter of Gold and Silver
Although these sea lords and wealthy merchants are also people from one side, they may come out to take part in such murder and arson, and they are not polite people. Wang Tong sold them one by one. Voice.

"Have all of you been to Tianjin Wei, have you been to Songjiang?"

Wang Tong didn't give a direct answer, but asked another question. How could it be possible that everyone who was living at sea hadn't been to these two places? They all nodded.

"How about the rules over there? Those two rules are good in one place, but the real ability is to maintain the rules after so many years, to keep revising them, and to make those two places continue to prosper."

The people below all nodded their heads. It is obvious that Daming's affairs can be done well at the beginning, but they often don't last for a few years. The people behind them corrupted this rule for the sake of benefit, and the rules that were available at that time became later. Rigidity has become an obstacle. If you want to change it, the "ancestral rules" in charge will be blocked. Only Tianjin Wei and Songjiang Mansion are different. Let alone the time period of Songjiang, Tianjin Wei has more than ten years. Really strict rules, flexible and changeable, after all, it is an activity that benefits both parties.

"Since everyone is convinced of this statement, then Wang said bluntly that only Wang can manage the Luzon area, including these ports, otherwise, the prosperity and prosperity of more than ten years may be there. , but sooner or later it will be ruined.”

Everyone's expressions finally changed, thinking what's going on, this Duke of Liao has played a quack tone, calling himself Wang, is he going to swallow it all by himself?

Although Wang Tong's boat is small and there are few people, but with his excellent strength, there is no difficulty in eating everyone now. Seeing their expressions change, Wang Tong said with a smile:

"Don't be afraid, this time you came here across the ocean, you have also contributed, and the brothers under your hands have also shed blood and sweat. Naturally, Wang will not take it all for himself, but for the sake of this place for a long time, brother Our blood and sweat are not in vain, and we still have to manage them according to the rules. What Wang means is that none of us should monopolize this Luzon. Everyone works together, Wang is not afraid of everyone's overthinking, this firm is managed according to the rules of Tianjin Wei, the income and expenditure are calculated according to the income of the firm, and the armed forces on the shore are calculated according to the guards of the firm, everything is clear and convenient, everyone thinks how?"

"This seems to be the meaning of Fan Ren, East Tianzhu Trading Company!?"

I don't know who murmured something below, Wang Tong was taken aback, and almost laughed out loud. He still had a little impression of the name of the East India Company, but he didn't expect to hear it at this moment.

A group of people were prepared to let Wang Tong take the lead. Hearing Wang Tong say this charter, everyone nodded after thinking about it. With their management of Luzon, they are at most like Yuegang and Shuangyu, but Wang Tong's business here means that Tianjin Wei and Songjiang are prosperous, and everyone can talk in it, have a share, and the benefits are indispensable. What's the point of this, everyone is not a fool. Established, Wang Tong just seized this place, but Wang Tong also had to spend his time sending capable people to take care of it, which was offset by two strokes. Make a smile and say good things, this is the best result.

"Just what Lord Yiguo said, the little ones have nothing to say!"

Those with quick brains yelled out first, and the rest had any objections, but regretted that they yelled late, and they all started yelling.

Speaking of which, Wang Tong's work here is also complete, and the contract document has been drawn up long ago. After everyone has read it, they will sign it together, which can be regarded as a set of rules.

This contract is just a certificate, to give everyone a standard, and in the end it is still based on the strength of the big guy. Now that Wang Tong has an absolute advantage, naturally no one dares to violate this rule.

Naturally, Wang Tong would not stay here any longer. He didn't even announce his coming here. The specific management here was handed over to Sha Dacheng. Originally, Sha Dacheng also had private ports in Daming and Wa, but compared to Luzon The current situation is far worse, and this time is different from the past. Now he has Tianjin Wei and Songjiang as the backing, and Luzon as the relay, and he can already expand towards Nanyang. As a seaman, Sha Dacheng knows this meaning.

The Han people in Luzon all moved from the Ming Dynasty. The pirates have their own origins and have nothing to do with each other. They can all be in Luzon in the future. The manpower of these Han people must be relied on. Both parties must have a relationship of status and jurisdiction. , otherwise it will be inconvenient if the name is not right and the words are not right.

Wang Tong has already dealt with this. Now that the fight has been fought, all the land in Luzon will be owned by the newly established commercial firm. All the Han people who moved here are tenants of this commercial firm. The commercial firm will not collect land from these Han people. Rent, but the Han people must bear certain labor and obligations, and commercial banks have the priority to purchase materials such as grain and mined ore.and so on and so forth.

"If the Fan people and the aborigines come to bully and kill the Han people, we have the obligation to protect them. Since they are protected by us, we must obey the arrangement."

This is the purpose for the Han people. Now the number of Han people is only a few thousand, and it will increase a lot in the foreseeable future. The sea masters and powerful people all have various forces in Daming. It is really easy to recruit some poor people to move here. Indeed, even if they do not take the initiative to do these things, a large number of Han people move to Nanyang every year, and what they do is to actively participate.

Most of the gold and silver property that everyone obtained in Luzon, except for those that cannot be changed for a while, were directly handed over to Wang Tong in Manila. This is the payment for ordering ships and guns from Wang Tong. When they attacked Luzon this time, they had seen the power of such large Western ships and artillery, and they had to change their arms.

Some people also took the initiative to talk to Wang Tong, saying that they were very familiar with places like Wandan and Sulu, and they were willing to make preparations in advance if the father-in-law wanted to.

If you can't eat a fat man in one breath, you will naturally let it go. It is important to consolidate Luzon first. The Spanish colonies were defeated by the Han. Although his army is in Europe or America, the distance of tens of thousands of miles is not so It is easy to come over, but it is not impossible to gather troops and mercenaries in Africa and Arabia to kill them, or it will take several battles to consolidate.

Wang Tong left two gunboats and [-] veterans here. For these veterans from the Huwei Army, what Wang Tong could give them in Daming was wealth and a bit of decency, but in Luzon, they But the standard person is a master, and his children and grandchildren will be prosperous and rich here.

The personnel from the Sanjiang business system will come here later, and more veterans of the Huwei Army will come here to completely enrich Luzon and become a veritable colony. Those Han people who come here, whether they are willing or unwilling , they will all be trained to be militiamen, workers of all kinds, and an organic part of the colony.

On the way back, there were two special boats loaded with young women and girls captured from the natives, and quite a few of them were eager to capture and sell them, but the natives were no better than ghosts in the eyes of the Han people. In addition, they also live in a primitive way and are extremely poor. It is very difficult to grow a look that can be sold in Daming. The two boats have gathered a lot to get them together.

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The return journey was in February of the 18th year of Wanli. Naturally, such a large fleet could not go together. If some can be sold in Fujian and Guangdong, we can go there directly, and if we can sell them in Zhejiang, we can go there. In Zhejiang, the hard currency and slaves are transported to Songjiang.

It was already the beginning of March when Wang Tong appeared in Songjiang. Everyone was not an idiot. They disappeared for several months in a row. They would definitely not be able to cultivate themselves on that island to see the scenery. The sea is not so comfortable in winter, but for the official Said, they just want an explanation.

For most officials, Prince Wang Tong of the Liao Kingdom did not disappear for no reason, but went to live in an island villa for a few months. This is enough, there is no need to inquire too much, no need to know too much, otherwise Just to cause trouble for yourself.

The Luzon indigenous women and girls who suddenly appeared on the market did not cause any fads, and they were just bought by wealthy families.

Judging from these things, everyone has some guesses. Although this kind of thing is too unimaginable for the official Xungui of Daming, Wang Tong has always acted like this, so it is really possible.

After returning to Songjiang Mansion, Wang Tong had already accumulated too many things. There were letters and documents from Songjiang Mansion and Tianjin Wei. One thing was mentioned in it. The Sanjiang commercial system is now in the grassland, outside the customs, at sea, The provinces of Ming Dynasty are making money everywhere, and they are all profitable transactions. The gold and silver are recorded in the account, but the gold and silver are of different quality, and they can be exchanged for discounts. The difference in quality is a big trouble.

Moreover, the scale of the business is getting bigger and bigger, and the Sanjiang system is spread all over the world, and there are more and more large-scale gold and silver transportation, which itself has troubles. Although the Sanjiang system has excellent guards, no one dares to say that It can be well protected every time, and the risk is really not small.

Business opportunities change, and there is always a time to make money, but it is not always the case that there are gold and silver in the shops everywhere, because the delay is really not worth it.

Furthermore, the exchange of gold and silver is also troublesome. Different colors have different discount ratios. This process also has losses, and there are also opportunities for ups and downs.
In that life, Wang Tong knew a lot about finance and economics. In this generation, most of that knowledge is useless, but it is very useful in this matter.

Those knowledges are all prepared for a very developed economic form, and what we are encountering now is only the initial primitive state, and there have been various specialized explanations.

For the inconvenient carrying of large amounts of gold and silver and various inconveniences caused, bank notes can be issued. Now the Sanjiang system has enough outlets and a complete network in Daming, and has accumulated enough gold and silver. It has matured in all aspects , and there have been precedents.

In fact, between Beijing and Tianjin, as well as between the north and the south of the Yangtze River, large-scale gold and silver transfers and entry and exit are also inconvenient in one way or another. , the various branches of Sanjiang Commercial Bank will issue bills to each other, and settle accounts once every six months, and then use tank boats or chariots to transfer them at one time.

Because the plate of the Sanjiang system is large enough and its reputation is extremely high, when Jingshi Xungui and some wealthy merchants in the north make large-scale gold and silver allocations, they always ask the Sanjiang system for help, and then pay a certain percentage of the fee. It is said that now that Beijing officials go to Shanxi and Liaoning to take up posts, any gold and silver exchanges between the capital and the customs outside the Great Wall are all carried out through the stores of the Sanjiang system.

That is to say, the Sanjiang system already has the nature of a bank, and it is still a bank of the whole Daming. Wang Tong did not have such big ambitions to run a bank at that time. and situation.

It is also a matter of course to formalize the existing customs and rules, and then officially issue bank notes that pass through the Sanjiang system.

Wang Tong changed Sanjiang Qianzhuang to Sanjiang Bank, responsible for absorbing gold and silver from the entire Sanjiang system, and then issuing verification and write-off bank notes, and responsible for related transfers. Circulation is the foundation of the system.

However, these functions are performed by Sanjiang Commercial Bank and Insurance Bank themselves, and there is no need to list a separate department to carry out them. This involves the second problem. In fact, there is a hidden problem, that is, the minting amount of Daming is extremely insufficient.

Now the most circulated in the market is Yongle Tongbao, but what is absurd is that the total amount of Yongle Tongbao currently in circulation on the market, including Japan and Nanyang, is almost dozens of times that of the original official coinage, and most of them are minted by Japan, which is even more absurd The thing is, the quality of the official copper coins minted by the Ming Dynasty is far inferior to that jointly minted by the Wa Kingdom and the Daming Sea Masters.

Insufficient coinage is a big problem, and the difference in color is also a big problem, and although copper coins can be used as equivalents, not to mention insufficient, at present, gold and silver are inconvenient to be exchanged for copper coins of lower value. The trouble with the exchange of silver bills will eventually turn into gold and silver.

The way to deal with it is to mint coins and mint gold and silver coins. Wang Tong now has a mature hydraulic mechanical system, and the technology of minting coins is no longer a problem. Jinshan Yinhai of the Sanjiang system has also prepared precious metal reserves, and all conditions are complete. , but minting coins is the business of the imperial court, and it is forbidden for Wang Tonggui to do this for the Duke of the state, so he must find a compromise.——
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