Brocade clothing as the country

Chapter 411
Although Chen Sibao and Tang Sihai were valued by their family recently, they were not to the extent of talking and laughing for 50 taels of silver.

Prosperity and wealth are all about money after all. It is not enough for the noble families of the capital to rely on the salaries and rewards allocated by the imperial court. It may be possible to save a little, but whoever is not rich in clothes and food, but also wants to show face outside. It is always better to make more money.

The way to make money is nothing more than collecting land rent for business. Near the capital, and in the various prefectures of Northern Zhili, there are just a few good fields, and everyone is staring at them.

The relatives of the emperor, the eunuchs of the inner court, and the big bosses of the outer dynasty did not cause any disputes over the water and land outside the city that year, but Zhuangzi let it go far away, and the servants may not be trustworthy. Don't talk about the money, maybe you will cause trouble.

It's good to do business, but there are so many businesses in the world that can make a profit without a loss. The ones that make a profit without a loss are still held in the hands of the biggest people above, and they won't let go easily.

For other things, the ancestors managed to get some money from generation to generation. Could it be possible to lose money in business, but this is not an option. The title has been passed down from two generations to three generations, and the relationship with the Tian family is not much. There is no money. To maintain expenses, if there is no money to move up and down, then it is really impossible to maintain.

Tianjin Wei can make money by opening shops, and the business is booming, but there are also smart people who can understand that with the opening of a large number of shops in Tianjin Wei, this booming profit will gradually calm down. After all, some people still make money and others lose money. .

But this insurance company really can't see any risks. Although there are unpredictable things, there may be a few accidents, and the compensation will not lose a lot of money, but the increase in the income of the insurance company comes from Tianjin Wei's infrastructure and The collection of various rents is a steady profit without loss.

Not to mention business losses and profits, but they all need to walk, they all need to use the port warehouse yard, and they all need to rent shops. Isn't this money in the account safely?

What's more, all the businesses of the insurance company are dispatched by the Tianjin Weiguan Mansion, and the guarantee for repayment is all tax money from the sea and the river, which is even more reassuring.

In this way, you can make a steady profit without losing money, and you can directly and indirectly control the insurance companies in the Tianjin Wei business circle. Wang Tong will not let them intervene. The 50 taels of silver came in and immediately broke the balance of the holdings.

However, the nobles in the capital pooled 50 taels of silver and asked Chen Sibao and the others to inquire and wait and see. Naturally, Wang Tong would not let this kind of investment go.

Moreover, the nobles of the capital have 50 taels in Tianjin Wei. For the safety of this large sum of money, these people will definitely stand on Tianjin Wei's side, cheer for Tianjin Wei, and provide help.

**********
"Don't say idle money is not idle money, how many families in the capital is this money?"

Wang Tong asked straightforwardly, Chen Sibao laughed a few times, and replied:
"My family and the Tang family are the most, and there are quite a few of them. The rest of the relatives and friends, some family friends in the capital, and a dozen or so families, all the idle money in everyone's hands is pooled together."

"You and I came from Tiger Mighty Martial Art Museum together, so I have to tell you the truth. The insurance company can't do it, but there are other businesses to do!"

Hearing what Wang Tong said, Chen Sibao's face darkened. He had never suffered a lot in the capital. He was domineering and proud to this day. His proposal was rejected by others, and he couldn't stand it immediately. However, he reacted quickly and knew who Anyone who is offended, who can't afford to be offended, the person in front of him is just slapping him, and he hasn't come up with a reasoning person yet, so he hastily squeezed out a dry smile and asked:

"Boss Wang, the elders in the family asked me to come here this time to ask Boss Wang if there is any way to make a fortune together. If it is really not possible, a shop by the river or by the sea will do."

Wang Tong smiled, waved his hand and said:
"Since you have asked me to come here, how can I disappoint you and go back, two businesses, see if you are willing to do it!"

Everyone's attention was attracted, Wang Tong said:
"One is shipbuilding. There is money outside the customs. However, it takes time and money for the goods to pass through Shanhaiguan. From Shandong to Jinzhou, Liaozhen, it is a small business. If we build ships here, traffic the goods to trade outside the customs, and then transport them back. Specialty products, the gold and silver earned are the amount of carloads, not to mention going to Liao Town outside the Guan, even in Tianjin Wei, how many people want to get a boat to go to sea for trade, but there are few boatmen, and there is no place to buy a boat, but the shipbuilding It is also an activity that costs a lot of money, and one family can’t afford it, so everyone needs to raise funds to raise money, as long as it is completed, a large amount of gold and silver will surely come into the account.”

Speaking of which, seeing that several people at the table had expressions of deep thought, Wang Tong continued:

"The second one is borrowing money. Have you all heard about Liao Zhen transporting hundreds of logs to Tianjin Wei?"

Seeing everyone nodding, Wang Tong said with a smile:

"The man who trafficked wood made a lot of money and bought a lot in Tianjin Wei. He brought back more than [-] boats of goods. I heard that the price of our Tianjin Wei's north-south goods is at least doubled outside the customs. He brought the special products there again. Coming back, this is another big deal. The Sanjiang Commercial Firm and several commercial firms in Tianjin Wei knew about it, so they wanted to run around before and after the closure of the sea. There are too many goods, the price will come down sooner or later, and the profit will not be so much, so this time these companies plan to gather more than a hundred ships to bring more goods, but the previous companies have invested in the insurance company. There is a lot of cash, and the money needed for the goods of more than a hundred ships is not enough, so I want to borrow money."

Hearing this, everyone understood a little bit, and their attention was completely attracted by what Wang Tong said:

"Stable earning without losing money, they want to borrow a sum of money, and they will pay back the money when they come back with [-]% interest. I originally planned to let the insurance company lend it out, but so many ships go to sea, the insurance company has to insure it, They are insured and borrowed, so it is not appropriate to put them in one family, so this business is going to ask a few people to pool the money."

It doesn't take a month for the seagoing ship to travel from Tianjin to Liao Town, and the return rate is [-]% per month. This is an extremely cost-effective deal, and everyone is excited.

Wang Tong patted the table and concluded with a smile:
"Tianjinwei's business is now outside the customs, and it will go further in the future. In this way, more and more people will need to borrow money. I plan to set up a special shop, and I will do the business of borrowing interest. I don't know how many of you are there. Do you have any interest?"

Wealthy families often have a business of lending their spare money to earn interest, and it is often a usury business, but it is a small amount of money, and these 10 taels have too much to do with it, but they dare not use the method of usury, what Wang Tong said This kind of interlocking is safe.

Among the few people who came from the capital, except for Tang Sihai, who is from the background of an imperial merchant and knows some ways of buying and selling economy, the others are at most half-understanding. After Wang Tong finished talking, they were all a little confused there. Tong also knew that the few of them could not be the masters.

Since the insurance company, many ideas have popped up in Wang Tong's mind. The prosperous situation in Tianjin Wei is suitable for his implementation of these ideas. There will be various arrangements for raising funds and lending in the future, but there is no need to explain them here.

"Don't be in a hurry to make up your mind. After all, it's such a large sum of money. Let's go back and discuss it. You are all working in the Beijing camp now. It's rare to come out once. It's fun in Tianjin Wei. Now Tianjin Wei has everything that is fun and beautiful in the north and south. As long as you have money, you don’t even have to worry about money, all the expenses are on me!”

Several people in the room were laughing, this is a big investor for Tianjin Wei, he must eat and have fun, Wang Tong understands this very well.

The atmosphere was even more relaxed, but when it came to Li Tao who hadn't returned home yet, Chen Sibao was very well informed and said with emotion:
"The Li family is now well-known in the Xuanfu. Li Tao's father used to be a general in charge. This time, he might be able to sit on the position of the deputy commander in chief of the Xuanfu. With this relationship, Li Tao's guerrilla has a bright future. of."

*************
At the beginning of October, the more than 30 boats bound for Liaozhen returned, loaded with special products from outside the customs, and brought back nearly a thousand logs.

In addition to these, there are nearly a hundred merchants from Liao Town who came with the boat. Most of these people are relatives or cronies of generals at all levels in Liao Town. Sun Shoulian opened a business route for the first time and made a lot of money. They moved. According to the reports from the scouts guarding the port, the nearly one hundred people were roughly divided into ten groups, all carrying large sums of gold and silver.

For the first time in Tianjin Wei, there was a situation where money might not be able to buy goods, because the wealthy merchants outside the customs came late, Sanjiang Commercial Bank and several other big commercial houses bought and hoarded goods suitable for outside the customs, After the sea-going ship arrived, it unloaded its cargo and did not return in a hurry. They were all waiting in Tianjinwei to go outside the customs.

The wealthy merchants in Liao Town were also very anxious seeing this situation. All the commercial firms and warehouses knew that this was a big buyer in the future, and each showed their abilities to solve the supply for them.

Between Beijing and Tianjin, the original goods from Tianjin Wei only flowed to the capital. This time, for the first time, the goods in the capital began to be shipped to Tianjin Wei. Tianjin Wei has a higher price and longer-term benefits.

Under such a situation, everyone knows that this voyage is a guaranteed profit without loss. Xiangchengbo Chen Jinsheng took the lead, the three nobles of the capital, two imperial merchants, and their relatives and friends pooled up 20 taels of silver and sent it to Tianjin Wei. Still worried, but it was Chen Sibao who came from the Huwei Martial Arts Academy, who borrowed 3 taels from here and there and sent it over privately.

**************
On October 130th of the seventh year of Wanli, 680 seven sea-going ships set off from Tianjinwei to Liaozhen. It is the largest sea voyage since the founding of the Ming Dynasty and since the Sanbao eunuch went to the West.

A few days after sending off the fleet, the fleet sent by Admiral Chen Lin of the Guangdong Navy arrived in Tianjin Wei...
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(End of this chapter)