Chapter 715
Fourth Master Gong admired the coffee Tang Su brought.

As soon as Tang Su was happy, he said that he would give him a bag of coffee next time, and he could drink it himself when he returned home.

"You like it as much as you like, but you can't drink too much, or you won't be able to sleep at night, which is not good for your health." Tang Su warned carefully, "If you don't rest well, Ah Yue will know to blame me."

"Hehe, no. Are you all coaxing me like an old man?" Fourth Master Gong shook his head, "I have a sense of proportion."

Tang Su also smiled for a while with crooked eyebrows, and said, "Fourth Master, I have taken the time to read the account books sent by you in the past two days. So far, in the bank, there are only small retail investors to save money. Big merchants don't A lot."

Fourth Master Gong nodded: "You're right. The bank has only just opened, and it's one thing that it doesn't have a good reputation. What's more, most merchants are unwilling to really put a lot of money in their hands into the bank."

"There must be a large amount of cash in the treasury, so that our bank can really survive." Tang Su said, "At the end of the day, what our bank earns is the interest on loans, not the depositors' handling fees."

Nowadays, the main means of survival of small banks is to collect certain handling fees from depositors.

And Baotong Bank, according to Tang Su's philosophy, not only does not charge depositors for procedures, but also gives them a certain amount of interest.

In this way, they are willing to deposit all the living money on hand in the bank.

Fourth Master Gong had also read her proposal and admired her ideas, which was a big reason why he was willing to stay and help.

"The richer people are, the more stingy they are." Fourth Master Gong sipped his coffee, leaned back in his chair, and said unhurriedly, "Those big merchants would rather hide their copper coins, gold and silver in their own houses." I’m not willing to take it out and keep it in the pit.”

This point, Tang Su can understand.

She knew that many old people hid banknotes at home, and they were gnawed by mice.

"Actually, in the final analysis, they are worried." Tang Su said, "They are worried that the bank is not safe."

"Do you have a solution?"

"Yes." Tang Su said with a calm expression, "First, advertise and let everyone know that depositing money in our bank can make money from money. Who doesn't like to take money in vain? Second, come to lobby I don’t believe the big merchants are acting both hard and soft, they dare to fight against the court. The court asked them to save money, if they don’t know how to flatter them, they have no choice but to give up the position of their buttocks.”

Hearing this, Fourth Master Gong couldn't help being a little surprised when he saw the girl's childish face with a trace of stability and fierceness that was not commensurate with his age.

He was silent for a moment, then suddenly asked: "I understand the truth, but what do you mean by advertising?"

Tang Su grinned: "You will understand soon."

After she went back, she found a bookstore, ordered thousands of small advertisements, distributed leaflets, posted bed sheets, and painted advertisements on the walls of streets and alleys, saying that Baotong is good, Baotong is great, and save money in Baotong in spring. The pass number, more money back in the fall.

Advertisements filled the streets, overwhelming the common people in Qingxu.

The money is kept in the bank, not only does it not charge a storage fee, but also pays the money?
Such a good thing, but never thought about it.

Immediately, someone took the private money to try it out, but it took a few days to withdraw it, and it really gave some interest!
When the news spread, the common people almost exploded, scrambling to deposit money in.

The retail sector is booming, but the big merchants are still quiet.

After discussing with Fourth Master Gong, Tang Su felt that he could take the initiative to attack.

Just as she was making a list at home to eat the big family, an unexpected visitor came to the house.

Xiao Jingfang actually sent two matchmakers directly to bring the betrothal gift, saying that he would propose marriage to Miss Tang!

(End of this chapter)

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