Reborn Scholar: The Strongest Campus Businesswoman

Chapter 50 Viewing the house (reward plus more)
After breakfast, Lin Qingsang and Chen Zhi went out, planning to go to the bank to deposit money first, but on the way to the bank, Lin Qingsang saw a real estate sales office, and thought about the future development of Xiushui Street again in his mind.

Xiushui Street is an ordinary street in Yushi, and Yushi is only a secondary city, but because it is close to the river and the sea, the geographical location is very good. Although it has not developed much now, but after more than ten years, It has become a tourist city, and housing prices are rising steadily.

Seeing the sales office, Lin Qingsang thought about buying a house.

"Mom, should we buy a house? Look at this real estate. It's not far from our restaurant, and it's convenient for me to go to school."

As soon as Lin Qingsang said this, Chen Zhi said without any hesitation, "It's good for us to rent a house. The house is so expensive. It costs 10,000+ to buy a house. How can we have so much money? And if we buy a house, Where do you get the money to do business, now you have to spend over [-] a month, but you can’t afford it.”

For a house with a total price of less than 20, you can buy a big house of 120 square meters. After more than ten years, this house will definitely cost more than 500 million. If it is a school district house, it will be expensive. In my impression, Lin Qingsang remembered later Changqing High School has built a middle school nearby. It is definitely a good deal whether you live in it yourself or invest in it.

However, few people bought a house in the early years. They paid more than 20 yuan in one lump sum, and there were not many people who could get it out. If they took a loan from a bank, many people would have to pay it back for more than 20 to [-] years. And the interest rate is not too old, so I am not happy immediately, so although the house price is not high at this time, the house is not easy to sell.

Many people's consumption concepts are not advanced enough, and Chen Zhi is no exception. Therefore, when Lin Qingsang heard Chen Zhi's words, she was not surprised, because now is indeed a very good time to buy a house. I am willing to miss it, even if I don't buy a new real estate, it would be good to buy a second-hand one, so that at least she and Chen Zhi can have a stable place to live instead of living in a rented house.

Lin Qingsang wanted a home too much, but the feeling of renting out a house to her was not good enough. She didn't want to live in a single-family villa near the lake like in her previous life, and had a luxury house in and out, but she hoped that she could be safe with Chen Zhi Live in one place steadily instead of moving every now and then.

In order to persuade Chen Zhi to buy a house, Lin Qingsang said again, "Mom, how many times have we moved, and the last time the landlord said that when her son gets married, the house rented to us will have to be redecorated as a wedding room. We’ll definitely have to move again, and if we buy a house, we’ll have our own home.”

Lin Qingsang's words "We have our own home", almost made Chen Zhi burst into tears on the spot. Over the years, she has never thought about having her own home, but she has been doing business all these years, but she hasn't made much money In the past, when Lin Qingsang was young, she couldn't work outside, so she could only set up a shop by herself and bring Lin Qingsang with her. As her own boss, she had more free time. If Lin Qingsang had anything to do, she could directly close the shop. It is much better to leave the store than to ask for leave from work.

But also because of this, Chen Zhi didn't make much money, especially when Lin Qingsang was not in good health when he was a child, Chen Zhi didn't open the door for business every three days, and the situation improved when Lin Qingsang got older.

For Chen Zhi, having a home of her own is not an easy task, but facing Lin Qingsang's expectant face, she couldn't bear to refuse directly, but no matter how much she couldn't bear it, she still said it out, " Sangsang, let’s think about buying a house in a few years, okay? You’ll be going to high school and college soon, and the money will definitely not move, and you can’t do business without working capital. If you buy a house, our business will be very difficult. It's not easy to do."

Chen Zhi's consideration was not unreasonable, but Lin Qingsang shook his head and said, "Mom, we can only pay the down payment and repay the loan every month for the rest. As long as the store makes money, we don't have to worry about the mortgage, and It will take three months at the earliest for me to go to high school, and I don’t have to pay the tuition fees for three years of high school all at once, and I have to wait several years for university, so I can’t use the money for the time being, so I can take it out first.”

For a house with less than 20 yuan, now the down payment can only be 4%, plus various handling fees, it is only enough to prepare [-] yuan. The more Lin Qingsang thinks about it, the more feasible it is, and he analyzes it with Chen Zhi Finally, Chen Zhi was also a little moved, but it seemed a bit reluctant for her to make a decision immediately.

Seeing that Chen Zhi's expression was a little loose, Lin Qingsang even struck while the iron was hot.He opened the mouth and said, "Mom, why don't we go and see the house first, it's too early to buy or not, and we also have to see if the house type and room type are good, and I heard that you have to shop around when buying a house. If it doesn't work, let's take it as Take a look at our house in the future."

Lin Qingsang didn't expect Chen Zhi to agree to her right away, thinking that as long as Chen Zhi moved his mind to buy a house, buying a house would be a matter of time, and during this period, Lin Qingsang would definitely blow the wind every now and then to let Chen Zhi go down earlier determination.

When Chen Zhi and Lin Qingsang went to the sales office, except for a few staff members, there were very few people who consulted about buying a house or looked at the real estate. This was the first time Lin Qingsang saw such a deserted sales center. As far as I can remember, every time a new property goes on sale, there are three floors of people who come to buy a house, and some of them can't get a house even after queuing for several days.

The contrast between the past life and the present life was too obvious, Lin Qingsang felt a lot of emotions, but also because there were few people, the staff saw Lin Qingsang and Chen Zhi, and enthusiastically introduced the house to them, and took them to see the renovated house sample room.

What Chen Zhi and Lin Qingsang were looking at was a 120-square-meter house with three bedrooms, two living rooms, a kitchen and a bathroom. The model house renovated the three rooms into two rooms and a study room. Instantly fell in love with it.

"Mom, these houses are so beautiful." When looking at the model houses, this is what Lin Qingsang said the most. In fact, it's not really how beautiful. Lin Qingsang has never seen a mansion before, but this ordinary For Lin Qingsang, the house might be her and Chen Zhi's future home. When she thought about it, she naturally felt that everything she saw was beautiful.

Chen Zhi thought these houses were good at first, but the three points in his heart turned into five points. Hearing what Lin Qingsang said, he added two points to his heart. The more he looked at the house, the more he felt that the house was really good.

"Sangsang, if we buy a house, we will have to repay the loan for more than [-] years. What if we can't repay it?"

10,000+ loans, repayable in 25 years, how much more can you go?It's only a few hundred yuan a month, but Lin Qingsang didn't explain, but said directly, "Let's ask the staff first to see how to get the loan, how to repay it, how much to pay each month, and when the time comes It's not too late for mom to decide, and we don't have to rush to buy a house."

Lin Qingsang knew that Chen Zhi was tempted to buy a house now, but she was not in a hurry to persuade Chen Zhi to buy it. It would be better to buy the house after seeing it. Impulsive consumption is prone to problems.

　I finally have some time today, and I added it specially, thank you for the reward, the little book reader a few days ago, qingqingkk, today’s shallow summer ぴ fleeting time, thank you for your support, it’s very tacky to say, your reward, let me Code words are more motivated, thank you very much.

　　
　
(End of this chapter)