The ambition of online games

Chapter 1466 Reckless
The headquarters of the people's insurance company is located in the second ring road, a 138-story building, the people's building, is magnificent.In China, where some people still say that insurance is a lie, there are people coming and going in the People's Building, including people who consult insurance, handle business, and apply for jobs.

The salesmen of many insurance companies need to get up early and work late to find and visit customers. They visit three, five, or even ten visits a day, but going out does not necessarily lead to gains.

Insurance sales are different from other industries. Other industries sell products that can be seen. The value is clear at a glance. Insurance is different. What is sold is a guarantee, and what can be seen is only a contract. At the same time, insurance is something that does not happen People don’t understand the importance when they are in the market. This is the short-sightedness of people. Many people are unwilling to pay thousands or even tens of thousands of dollars for things that cannot be seen or touched. Many sales professionals have worn out their mouths. There are also many people who look disdainful.Even if some people agree, they are still unwilling to pay.

In the final analysis, it is still a matter of concept.

5000 yuan can buy 30 yuan of protection, but many people think that they are still young and strong, so they don’t need to waste 5000 yuan, and they have to pay for 20 years, which is 10 yuan. This is the mentality of ordinary people .It is also a difficulty that insurance salespersons need to overcome.

People with long-term vision also don’t want to waste 5000 yuan a year on investment that can’t be seen for a short time, but they know that some money must be spent. If there is no disease, everything is easy to say, but there are two things in life that cannot be avoided Yes, diseases and accidents, in case of illness, the medical expenses for serious illnesses are basically more than 30, not including imported medicines and self-paid medicines. Most families cannot afford 30 in a short time.Therefore, a family protection is very necessary.

Similarly, insurance is not only for hospitals, but also to allow oneself to live longer and with dignity.A very simple example, if a man who is the breadwinner of the family suddenly suffers from a serious illness and cannot borrow money, many people can only choose to sell their houses and cars, and the quality of life will drop instantly. After the operation, the subsequent rehabilitation costs will still be It is a heavy burden. As a wife, it is unknown whether she can bear such a family burden.

Borrowing money, as long as you open your mouth, you will be inferior.

The bigger the city, the higher the acceptance of insurance. On the contrary, third-tier and fourth-tier cities have the lowest acceptance of insurance, especially in rural areas. What dignity can there be in life?
There are too many tragedies that happen because of the inability to pay medical expenses, so the country has been vigorously advocating and promoting insurance in recent years. Social insurance can only guarantee the minimum medical guarantee. For major diseases and other problems, commercial insurance and people's insurance are still needed. It has done a good job in promotion, and the brand is big. There are many people who come to buy insurance every day. Many people don’t even need insurance personnel to come to promote them. They come on their own initiative. However, the situation today is obviously a bit different. There are piles of piles, especially many, today is not a weekend, nor is it a holiday, why are there so many people?The security guard felt a little strange, but he didn't think too much about it and received him warmly.

"...Sir, you are a two-year dividend-paying product that is rich and auspicious. If you surrender the policy now, you can only get back the cash value, which will cause you a lot of losses. You should stop thinking about it. If you need it urgently If you have money, you can use the insurance policy as a mortgage, and the loan will be released within half a month, and the interest will not be too high, which is on par with the bank, and it is a very good choice to solve the urgent need." The staff smiled and had a good attitude.

"I think clearly, I have to withdraw my insurance now." The man standing in front of him was very young, at most 25 years old, with a firm expression on his face.

"Sir, is it convenient to tell me the reason for your withdrawal? Is it because our service is not good, or is there something you don't understand or are dissatisfied with the product?" The staff is still trying to recover.

"I can't trust People's Insurance." The man's tone was cold.

"Sir, I believe that when you bought our company's products, you must have had a full understanding of our company. Otherwise, you would not spend 20 yuan to buy wealth and auspiciousness. Now it is only the past year. I don't I know what kind of misunderstanding happened, if it is our company's fault, you can tell it, and we will try our best to solve it." The staff got up and poured double the water and put it in front of the man.

"I'm in a hurry, so you just say whether to refund or not?" The man didn't even glance at the water in front of him, nor did he feel any soft-heartedness because of the beautiful staff.

"Since you've thought it through, sir, I'm going to cancel the policy for you now. Have you brought your ID card?" Looking at the determined eyes, the staff had no choice but to give up persuasion.

The layout of an insurance company is different from that of a bank. There is a lobby, but the lobby is only used for rest and consultation. The real business is on the second floor, with small rooms, each of which is an independent office.The main reason is that there are too many contracts, and there are too many people, so the explanation is not clear. An insurance contract has dozens of pages at least, and more than 100 pages at most. There are many professional terms. It takes at least one month of training to roughly understand the terms inside, but it takes a long time to study thoroughly.It usually takes a day or even half a day for ordinary people to buy insurance, and the time to explain the insurance terms is estimated to be less than half an hour. In such a short period of time, it is impossible to let customers understand the general terms without a quiet factory.

"I'm here to withdraw the insurance, who will receive me?"

"Where do you handle the business of surrendering the insurance, and I will surrender the insurance."

"I want to withdraw my insurance, hurry up, hurry up."

……

The large-scale withdrawal behavior soon alarmed the entire staff of the People's Insurance Company, down to the sales staff, up to supervisors, managers, and even directors. The answer I heard was always one sentence: I can't trust People's Insurance.

More and more people surrendered the policy, and the internal staff couldn't cope with it, so they had to help the field staff, but soon, the field staff was short of manpower, and the staff had to give up the inquiry process and go through the insurance withdrawal procedures directly to improve efficiency, even so , There was also a long queue of people who surrendered their insurance.

"What's going on? There are so many surrenders."

"What happened? Isn't People's Insurance very good? I came here after being introduced by a friend. Why is it like this?"

"I heard that there seems to be a case, but the people's insurance did not pay the claim. Many people are worried that the same situation will happen in the future, so they surrendered the insurance."

"Ah, if that's the case, you can't buy it."

……

Many people who came to consult and even planned to buy insurance immediately gave up the idea of ​​buying insurance when they heard the news.Many people took out their mobile phones to take pictures and post them on Moments. The Internet is so developed now. Soon, some media got the news, and reporters appeared in the People's Building.

"Could you please tell me the reason why you surrendered the policy? You must know that the People's Insurance Company is the largest insurance company in China and a benchmark in the insurance industry. You..." The reporter doesn't care if your influence is good or not, and they will ask people when they catch them.

Not only BJ, Shanghai, Guangzhou, Shandong, Hangzhou, Shenzhen, Zhuhai... As long as it is a place where the people's insurance network is located, there have been large-scale surrender behaviors. When the behavior expands to a certain extent, the behavior will change. After forming an image, interested people soon discovered that most of the people who came to withdraw their insurance were employees of Qinwang Group, and their ranks were getting higher and higher. At first they were ordinary employees, and soon they became low-level management, middle-level management, and then high-level manage.

Qinwang Group has millions of employees, plus the four major industrial parks, the number is close to 1000, and the number of companies and partners that have invested in it exceeds 30 million. Calculated at 700%, there are almost [-] million people. If you choose to withdraw the insurance on the same day, you can imagine the sensation caused.

The media was quick to hear the news, and they became very interested in the largest insurance withdrawal in China. The wave of withdrawals at [-] o'clock in the morning was followed by news at [-] o'clock in the morning. People's Insurance's public relations were powerless to stop the media's persistence I can only watch the scenes of various insurance withdrawals displayed in front of audiences across the country. There are huge crowds of people, almost breaking down the gates. If this is buying insurance instead of withdrawing insurance, People’s Insurance will definitely laugh, but now, from From top to bottom, no one can laugh, and many people have a feeling that the end is coming.

There is more than one insurance company in China, and the people's insurance company is hit by this, and it is likely to become a stepping stone for other insurance companies.

At two o'clock in the afternoon, the surrender of the policy set off a climax of discussion, and the largest surrender policy in history appeared, with a fortune of [-] million.The policy holder is Jiang Ting, the chief auctioneer of Qinwang Group.

In the news screen, Jiang Ting appeared in a high-profile appearance as always, with luxury cars, bodyguards, a long skirt to highlight her hot figure, wearing sunglasses, and appeared like a star. She only said one sentence from beginning to end, two words: surrender insurance.Then she sat quietly, and the other things were done by the secretary, but her appearance was a kind of news in itself, not to mention that when the reporter saw the series of zeros on the insurance policy, the shocked eyes were raised.

"Although it is wealth management insurance, the cash value is relatively high, but if you surrender the insurance now, your loss will be nearly [-] million. May I ask Ms. Jiang Ting, is it worth it?" Although the reporter asked a question, she did not expect Jiang Ting to answer. Jiang Ting is only responsible for the auction. If it is related to the auction, she will answer it. Other questions will naturally be taken care of by the Qinwang Group's dedicated department, but it is unexpected. Jiang Ting stopped for a moment when she got in the car and left, and expressed her opinion.

"There are rotten sores on your body. If you dig it up, you will burn a piece of flesh. If you don't dig it up, you will die. What would you choose instead?"

The reporter watched Jiang Ting walk away in a daze, and didn't dare to ask any more questions. When comparing People's Insurance to a sore, probably only the outspoken Jiang Ting dared to say it.

When the people's insurance executives saw this scene, they almost smashed the remote control.

(End of this chapter)