Rebirth of the strongest magic chef

Chapter 413 Resolved
Two hours later, Jiang Yan closed the pile of documents on the desk and leaned gently on the boss's chair.

The situation far exceeded his expectations.

In summary, the Jiang family owed three sums of money.

The first payment is the wages of the company's workers. Jiang's company mainly focuses on water conservancy projects, covering medium and large reservoirs, dams, etc.

Because of the danger elimination and reinforcement and the prevention and control of termites, the main personnel of the company are all hard labor workers, and their wages are paid on a daily basis. Even the lowest-level workers start with a monthly salary of 6k.

If you are a senior worker, you can earn at least [-] yuan a month. Among them, there are some small foremen who do management, whose monthly salary starts at [-] yuan, and foremen like Lao Li who manage hundreds of people have engineering skills. commission.

There are hundreds of people in the whole company, and the wages to be paid out are far more than 80, but more than 90, a huge sum of nearly one million.

The second tranche of money was a loan from the bank. Just a month ago, Jiang Yan and Uncle Ming borrowed more than 300 million yuan from the bank in order to win a national special reservoir project.

The more than 300 million yuan was all used for the management of the early stage of the project, but all the more than 300 million yuan was spilled, but the project was still not won.

According to what Uncle Ming said, the person in charge of this project has some connections with him. Although all operations are done through a middleman, this project is a big business.

Unexpectedly, the middleman suddenly disappeared, and the project was taken over by another company.

The house leak happened to be raining all night, but at this time, the company's previous projects were found to have problems, and they were held accountable. In addition, more than a dozen creditors of the company suddenly came to press for debts, which caused the company's capital chain to be completely broken, and it went bankrupt directly. .

It is also the largest sum of money owed by the company.

The strength of the company is limited, and the amount of loans from the bank is also extremely limited, and there is a certain amount limit.

The previous loan of more than 200 million yuan still entrusted a lot of relationships, including hundreds of thousands of management fees.

And for this kind of water conservancy project, no matter how big or small, it is always the last to pay for the project.

In the early stage, there must be a large amount of management expenses, and when the project is completed, as much as [-]% to [-]% of the project funds in the later stage have to be spent.

As a yamen, defaulting on construction funds is almost the most common thing. Not to mention ten days and a half months, it is possible to delay for a year or two.

The investment in the early stage of the project, the wages of the workers, etc., are equivalent to the company's advance payment. It can be said that the company is completely unable to make ends meet, and working capital is very difficult.

Therefore, the company still owed more than a dozen private loans, and the total amount of these loans even exceeded the sum of bank loans and wage arrears, reaching an extremely terrifying amount.

For private loans like this, the interest rate is divided into two. If you borrow 20 yuan, the interest alone will be as high as 4 yuan a year.

If you borrow 50, the annual interest will be a full [-]!

If it is not repaid when it is due, the interest will be incorporated into the principal, and the interest will continue to be compounded in the next year.

The total amount of more than a dozen creditors is more than 500 million!
Calculated back and forth, the company owed a total of nine million yuan, which did not include some relatively small expenses such as the company's high annual rent.

Most of the more than a dozen creditors borrowed a small amount of 20 or [-]. After all, no one is at ease. There are many examples of some bosses who owe hundreds of millions of dollars and finally abscond with the money.

But one of the creditors who made Jiang Yan a little strange actually lent 120 million to the company in one go, and Jiang Yan's father signed the loan, which was equivalent to borrowing it as Jiang Yan's father's personal identity.

"I don't have any impression of this person. I haven't heard of such a person before Liulu. It seems to have appeared out of nowhere. I seem to have heard your father say that it was he who heard that we had financial difficulties and came to the door on his own initiative."

Uncle Ming recalled holding a new IOU.

More than a dozen IOUs were yellowed or even old, but only this one was still [-]% to [-]% new, so Jiang Yan couldn't help but care about it.

"Why, is there something wrong with this person?" Looking at Jiang Yan who was frowning and thinking, Uncle Ming asked curiously.

Jiang Yan shook his head, he already understood a lot in his heart.

The sudden emergence of large projects, bank loans, and generous borrowers, all of these are clearly a series of traps.

With the strength of Father Jiang Yan and Uncle Ming, it is impossible to win this national water conservancy project. Even if it can be won, under Zeng Jun's operation, it will be nothing.

Even Jiang Yan fundamentally suspected that this water conservancy project was a moth created by Zeng Jun.

Then came the loan from the bank. Before this big project came out, the company’s annual profit was worth millions. It is not possible for the company to borrow more than 300 million from the bank in one go.

According to what Uncle Ming said, everything went smoothly, and even the banks, which were extremely difficult to get loans on weekdays, gave the green light all the way, unimpeded.

In addition, the borrower who appeared suddenly said that no one was manipulating behind it, and Jiang Yan would not believe it even if he killed him.

And these methods are also very familiar to Jiang Yan, how similar they are to the year before his rebirth.

The same plot, the same process, it seems that the ending is exactly the same.

"It's a pity, but this time there is an extra variable like me." Jiang Yan chuckled, then turned his head and said, "Uncle Ming, contact those borrowers, we will settle everything in the conference room today."

Looking at Jiang Yan with a smile on his face, Uncle Ming was a little puzzled, "Xiao Yan, what are you doing, don't disturb Uncle Ming anymore."

"Uncle Ming, you have half of the tens of millions owed by the company, right?" Jiang Yan asked suddenly.

Uncle Ming waved his hands again and again, "Xiao Yan, don't try to find a scapegoat. Your father was involved in the crime because of the bank, and the lender also went to the court to sue. Most of the company's shares are owned by your father!"

"If there is no 300 million, there are 200 million, right?" Jiang Yan laughed.

"So what, I'll pay it back! I'm here because I don't want to part with the foundation that your father and I have built!" Uncle Ming said angrily.

However, Jiang Yan knew that the two 300 million yuan was definitely not as easy as he said verbally for the fat man in front of him. Not to mention bankruptcy, injury and bone loss would definitely be inevitable, and he had to piece things together.

"I said, I came back to deal with these matters. The list is here, and you must have the phone number, Uncle Ming. You can help me make appointments with all the big guys. I will solve this matter for him."

"Xiaoyan, what do you mean?" Uncle Ming guessed something, and his face was full of disbelief.

He rubbed his hands, "The wages of this worker haven't been settled yet, I have to check."

"Don't be too busy. I remember that the company has several financial managers. Call them back and let them check. Uncle Ming, please contact the bank and the lender. I'll go to the police."

After Jiang Yan finished speaking in an unquestionable tone, he waved his hands and went out, leaving behind Uncle Ming with a bewildered expression.

(End of this chapter)