Economic Wisdom to Apply in Your Twenties

Chapter 46

Chapter 6 Section 2

Sui Feifei, a Beijing white-collar worker, frankly admits that she is a "poor busy family" through and through.Due to work, she often has to go in and out of high-end office buildings. "One has to dress decently to see clients; only when there are clients can benefits be good." For this reason, 26-year-old Feifei, who is in her prime, has to spend most of her monthly expenses on dressing.

According to her introduction, there are many "poor and busy people" around her. Most of them hold several errands. Not only are they busy every day, but they are also confused.

A human resources organization in China conducted a survey on the working conditions in the workplace, and the results were surprising.According to the survey, 75% of people consider themselves "busy poor", 12.7% said they "don't know" whether they are "busy poor", and only [-]% of them can clearly say that they are not "busy poor". A little more.

Following the "Moonlight Clan", a new group "Poor Busy Clan" has appeared on the Internet.In the eyes of the "poor and busy people", they are far more pitiful than the "moonlight people" - if the "moonlight people" can still enjoy themselves, what the "poor and busy people" face is "the busier the poorer, The helplessness of getting poorer and busier” not only has no savings, but also works from morning to night and works overtime, and there is no hope of promotion or salary increase for the time being.

"Poor busy people" comes from the English word "working poor", and its original meaning refers to those who do not earn much and work around all day but still cannot get rid of poverty.This definition has gradually developed into a kind of "poor busy" who has to spend continuously in order to fill the needs of work or life, and then continue to devote himself to busy work. In the cycle of "work-consumption-work", there is no surplus of wealth.

The distinguishing feature of the "busy poor" is that they work overtime every day, but their salary does not increase.They have less money and more work, and are constantly busy, but they are always poor.

Li Cheng, a professor at the Human Resources Research Institute of "Central University" in Taiwan, China, once conducted a special investigation and research on "the poor and busy people". According to the research report on wage changes, the "rich group" with the top 1980% of male hourly wages has reduced their working hours by 2005 hours per week in the past 25 years, and their hourly wages have increased to nearly 64 yuan (NT$); The "poor group" with the last 10% of salary income has not decreased but increased their weekly working hours for 25 years, and the hourly wage is only 8 yuan after conversion.The "rich group" and "poor group" of female workers also exhibit this characteristic.

What does this changing trend reflect?The answer is "the poor get busier and the rich get more idle".

We should see the root cause and driving force behind this trend change.Experts believe that since the "rich group" has entered the era of knowledge economy, the poor are still in the labor era. They generally deal with clerical work and do not contribute much to the company's output value. The salary level cannot be proportional to the labor they pay.

In addition, the rich have plenty of time to absorb new knowledge due to leisure, know how to invest in multiple channels, accumulate wealth, strengthen professional capabilities, and promote faster.On the contrary, the "poor group" even has to work several jobs in order to support their families, and has no time to invest in themselves. In the end, it becomes a vicious circle. They are constantly busy, their competitiveness is getting weaker, and their workplace value is getting lower and lower.

So, how to go beyond being poor and busy?Many people are thinking.According to the survey, when asked "how to get rid of 'poor and busy'", the ranking given by people is:
1. Actively recharge and enhance competitiveness (55.7%).

2. Adjust your mentality and decompress work in a timely manner (50.4%).

3. As long as there are reasonable life plans and goals, they will not be "poor and busy" (46.5%).

4. Take the initiative to adapt to society (39%).

In the era of knowledge economy with increasingly fierce competition, "charging" has become the most urgent task for everyone in the workplace.However, charging is not charging for the sake of charging, not the form, not looking for comfort for yourself, not blindly, but should be carefully planned, and the input-output ratio of charging should be calculated.If you just charge whatever is popular, the more you charge, the better. If there is no way to charge indiscriminately, it is likely to be thankless and a waste of energy.

Economics tells us that any investment is a waste if there is no output."Charging" with no output at all, no matter how popular and tight it is, don't join in the fun.A person's energy is limited, and to make achievements in a certain field, it takes a long time or even a lifetime of hard work.Putting too much energy on fields that you are unlikely to be engaged in, and charging more, not only is not beneficial, but may also cause losses to your current major.It is even more impossible to increase the value of the workplace through recharging, reach the sky in one step, and get rid of the "poor and busy" dilemma.

Wisdom Pieces: Are You a "Busy Poor"
1. Work more than 54 hours a week, but see no future.

2. No salary increase within a year.

3. Has not been promoted within three years.

4. The pay is low and it's always tough at the end of the month.

5. Little savings, unable to buy property.

6. The wages are not low, but they spend a lot of money.

7. The income is not low, but there is no sense of security in my heart.

If you have two or more, then!Congratulations, you have joined the base camp of the "busy poor".

(End of this chapter)