Rebirth Farmer Yaomei

Chapter 117 IOUs
Because of the loss of the donkey, the family's expenses increased a lot, and the mountain goods received exceeded Ning Wan's expectations, so although she pawned a few pieces of jewelry, the turnover money was still not enough, although there were still a few good ones in hand. The hairpins and bracelets are for daily use, but they are not easy to use anymore. After all, you can’t go out with your hair on your head and hands, which makes people look ugly, so Ning Wan thought about it and went to find Ning Wan. Qing, "Second sister, I want to borrow some money from you."

Ning Qing listened with surprise on his face, "You are so rich, why do you still borrow from me?" Then suddenly remembered, "The family bought a donkey again, so the turnover money is not enough, right?" , in fact, no one can compare with Ning Qing.

Ning Wan just laughed, "Don't worry about whether I have money or not, just say whether you are willing to borrow it. I will borrow it for a year and give you a penny of interest."

One cent of interest means borrowing ten taels of silver and repaying one tael more. After hearing this, Ning Qing immediately said: "Everyone in the town pays three cents and five cents."

"Then do you dare to lend us money?" No matter where there are loan sharks, there are almost no one who can repay the loans. Sooner or later, they will be forced to the point where their families are ruined. Ning Wan has seen it many times when she was in the county.But conversely, usury is not something that can be released by just one person, there must be someone to support it, otherwise the capital will not be recovered.Where does Ning Qing have that ability?Her money was nothing more than a secret stash at home.Ning Wan made it clear and left, "Second sister and second brother-in-law think about it again, if you want to borrow it, just lend it to me for half a day, it's okay if you don't, I'll find someone else to borrow it."

"Another person to borrow?" Ning Qing hurriedly asked, "Who else can you borrow from?"

"But there are many people borrowing money. I just told you about this good opportunity because I saw you as my second sister."

Seeing that Ning Wan turned away without saying anything, Ning Qing stomped her feet angrily.After all, it was a big deal, so when my husband came back, I asked him to discuss it, "Do you think we should borrow it or not?"

"Of course I borrowed it!" Liu Wulang's knowledge is still higher than that of his wife, "Our money is also kept for nothing at home, and we can make money by borrowing from my sister-in-law!"

"I also know that if you make a steady profit, you won't lose money. If you have a shop, a house, and land at home, even if the business collapses, you can still pay for it." Ning Qing was still a little unwilling, "It's just that I see that lenders on the street pay a three-cent profit. Five cents of the profit, Wan'er will only give one cent of the profit."

"People who borrow usury are helpless people, and my sister-in-law definitely can't go," Liu Wulang thought for a while and said, "Why don't you agree with my sister-in-law, and then discuss with her, asking for an extra one and a half cents of interest..."

The next day Ning Qing really said to his sister: "Since the family needs money, of course we have to help. Your brother-in-law agreed when he heard about it. It's just that your brother-in-law's third brother wants to go to the county to buy more goods at once. You also came to ask us to borrow money in two days, and said to give us [-]% of the interest. This makes us embarrassed, why don't you give us [-]% of the interest, and your brother-in-law also has something to say to the third brother..."

Can the brothers of the second brother-in-law's family borrow money?Ning Wan couldn't believe it!The brothers of the Liu family had already become enemies because of money, and it was not easy to be able to talk when they met. Naturally, the second brother-in-law came up with such an argument, and Ning Qing was very willing to listen, and came to lie to herself.

Ning Wan shook her head and said: "In this case, you can lend the money to the elder brother of the second brother-in-law. After all, there are brothers from the in-law's family. They are all surnamed Liu. They are considered a family, and the interest is high. I will borrow money from others." alright."

Last night, Liu Wulang and Ning Qing spent a long time thinking about it in the room, guessing who else Ning Wan could borrow money from.At that time he said: "My sister-in-law is not very old, but she has a deep scheming heart. You see, she did not know when she became married to the Hu family, was very close to Mrs. Xu, and also had friendship with Mrs. Gu. I heard that there is another What Mrs. Wu, if she wants to borrow money, I'm afraid it's these people. So let's not go too far, if we can get more interest, we will get more, if we can't, just forget it, a little interest is better than nothing."

Therefore, Ning Qing saw that Ning Wan was not in a hurry and refused to add interest to her, so she quickly said: "Although we are brothers over there, we are still sisters! I told your brother-in-law that the money is still the same. If I want to lend you, let’s count it as one and a half cents!" Seeing that my sister had already turned around and left, I hurriedly said, "Just as you said, one cent is one cent!"

Ever since Ning Wan asked Ning Qing to borrow money, she had thought that she would definitely borrow it, and things were exactly as she expected, but she was still not very happy.The second sister and second brother-in-law's selfish love of money can't be changed. It doesn't matter whether they borrow or not, but they have to make some awkwardness, so they have a little displeasure on their faces.

Ning Qing was naturally sick in his heart after telling a lie. Seeing her sister's expression was calm, and fearing that she would not lend her money, she hurriedly took out a small cloth bag from behind her. When she opened the bag, there were two layers of red silk, revealing two A 25 tael silver ingot, although it is not an official silver, but the quality is good at first glance, and the weight is also sufficient. "A total of 50 taels, you weigh it, it is not bad at all."

Ning Wan didn't expect to be able to borrow 50 taels of silver from Ning Qing. She originally thought that the two of them had at most 40 taels, so she also sighed in her heart, the second sister and the second sister are too good at saving money!Thinking about it more carefully, the two got a lot of money from the Liu family when they separated, and then earned money from the Ning family, as well as the rent in the town. She also tried every means to take advantage of her mother, and the family lived in Ning's house without any money, just like the mythical mythical Pixiu, who only ate but didn't vomit!

Although everyone is different, Ning Wan really disagrees with the second sister, even if you can't spend all the money you earn, is it just for saving?And Ning Qing saves and saves, what good results will come out later!But whether it was her mother or herself, no matter how many times she persuaded her, it was useless, and she didn't bother to persuade her anymore.

Ning Wan took the money and turned to leave.But Ning Qing hurriedly stopped her, "After all, it's a matter of money, so I'd better write an IOU." She believed in her sister, but last night her husband told her repeatedly that she must write an IOU, so she said: "Everyone has to write an IOU." It is said that brothers and sisters settle accounts clearly, so we naturally do the same, why don't you ask Mr. Hu Xiao to help you write one."

Hu Dunru was studying in the town, so he lived not far from Mr. Xu’s school, and not far from the Ning’s family. The Ning’s family would often send some delicious food, and when he returned to Hu’s Village, he would also give Ning Those who bring some vegetables and soil at home will naturally have to move around frequently after they recognize their relatives.Ning Wan didn't have anything to say no to, "When the third brother comes over one day, I'll ask him to write an IOU for us."

Ning Qing thought for a while, "It's better to write today, and I will go to the school to find him when school is over."

The IOU is written very formally, the amount of principal, the amount of interest, when to borrow, and when to pay back are all clear.Unexpectedly, both parents knew about this, because Hu Dunru insisted on asking father and Liu Wulang to press the fingerprints.According to him, Ning Wan is just a teenage girl, she cannot borrow money by herself, and Ning Qing has a husband, so it is natural for her husband to decide such matters.

Hu Dunru passed the children's test this spring, which is commonly known as the scholar.Although it is only the first step in the imperial examination, it is not only rare in the countryside, but also very rare in Mayi Town. Counting the last time someone in the town was selected as a scholar, Mr. Xu's second son was selected a few years ago. Therefore, the Hu family and the Gu family were extremely happy, and each held a big banquet. Ning Liang and the Yu family went back to the village especially for this, and Ning Wan also went to the Gu family to have a drink.

Although Hu Dunru was still as humble as before after being selected as a scholar, and had frequent contacts with the Ning family, but Ning Wan felt that he had changed a bit, such as what happened today, he had more of his own opinions than before.

Ning Wan was a little unhappy for telling him about the IOU. She could write the IOU herself, but because Ning Qing was illiterate and afraid that she would not believe it, she invited Hu Dunru. , I don't know how unhappy I will be.Thinking this way, he didn't want to talk too much, so he poured tea for them and turned around to go out.

At night, after Hu Dunru left, Mother went into Ning Wan's room, "Mother has something to tell you."

Naturally, it was a matter of borrowing money, Ning Wan said quickly, "Mother, this matter is actually not a big deal. When doing business, it is inevitable that the turnover will not work. It is nothing to borrow some money. Even those big shops secretly... "

"I'm not talking about borrowing money," Yu interrupted her daughter, "There is a more important matter—your marriage."

Ning Wan didn't turn around for a while, "What kind of marriage should I mention? The family has already discussed that they will focus on doing business for the past two years, and we will talk about it when the business grows!"

"Although this is the case, Mr. Hu Xiao is about to get married. You don't have a husband's family yet, so he can't bear it. It's just me and our close relationship. We can't miss it!"

Ning Wan was already a little unhappy, but when she heard that Hu Dunru couldn't get over it because she didn't have a husband's family, she felt even more uncomfortable. Could it be that he regretted that he didn't get married!Probably he really thought so!So she asked her mother, "Do you feel uncomfortable without your son-in-law who is a scholar?"

That's true.Seeing Mrs. Gu's happy appearance after Hu Dunru became a scholar, Mrs. Yu was not very happy. At the beginning, it was obvious that the Hu family was the first to talk to her family, but in the end, she ran out of the Gu family on the way!Although this matter was suppressed later, people outside didn't know about it, but I knew it in my heart!

If she had persisted at the beginning, Wan'er would have become a talented lady!A scholar doesn't even need to salute when he meets the magistrate, so isn't the wife of a scholar just on par with the wife of the magistrate?Not to mention the possibility of becoming an official wife in the future, but Wan'er will not have to pay taxes for the rest of her life, this is what many people want to envy!
But Mrs. Yu didn't want her daughter to be sad, so she smiled and said, "You have no fate with Dunru, and it's good to be married now. But Dunru plans to help you become a scholar, and it is very likely that you will be admitted as a scholar in the future." .”

Ning Wan had a bad feeling, these days when she went out, she would meet Yang Yi blushing and strike up a conversation, and once even gave herself a painting, so she asked warily, "Who is Mother talking about?"

Sure enough, Mother smiled and said: "It turns out that it's Brother Yi next door. Mr. Xu personally commented that Dunru and him are the most likely candidates in the school. Although Brother Yi failed this year, he is still young and can take the exam again. Pass the exam. If he wins in two years, I don’t know how many people are willing to marry their daughters to him by then!”

In the past, Ning Wan admired Hu Dunru very much. It was he who solved the struggle between Sanjia Village and Hujia Village, and in Ning Wan's heart, he was a superior existence.However, after a lot of contacts, Ning Wan's admiration for Hu Dunru disappeared slowly, and some dissatisfaction accumulated. Talking about things and other small things are not in Ning Wan's mind, now that he is going to marry Yang Yi, all the dissatisfaction burst out immediately, "I don't need him to deal with my affairs!"

(End of this chapter)