Mingshi

Chapter 1505 Debate

A hint of sarcasm appeared at the corner of Luo Xin's mouth, "What I'm talking about is, does Xu Jie agree with one of your stories?"

"A compilation?"

"You turned several pieces of paper into a piece of silver paper, isn't that a piece of paper?" Luo Xin said with a smile.

"Yes!" Zhang Juzheng slapped his thigh and said, "It's just a braid."

"What I'm asking is does Xu Jie agree with a compilation?"

"This..." Zhang Juzheng said with a wry smile, "I don't agree."

"Can you tell me why?"

"This..." Zhang Juzheng had a look of embarrassment on his face.

Luo Xin said lightly: "This is not the attitude of coming to me for support! Taiyue, I told you that you have changed, and you are no longer the Zhang Juzheng I knew before."

"I haven't changed, I just..."

"Forget it!" Luo Xin waved his hand and said, "I don't say anything about my teacher's faults. If you don't say anything, then I will say it."

"You say?" Zhang Juzheng looked at Luo Xin in surprise.

Luo Xin thought about the records of Xu Jie in the history of later generations, and said slowly:

"What Xu Jie means is that your article is not advisable. He would say that although those merchants are very rich, they are exempted from labor because they have no land. If you don’t want to collect taxes on the head, but only collect taxes on the land, you will give up the land in order to avoid labor. This is to shake the foundation of the country.”

"You...how did you know?" Zhang Juzheng looked at Luo Xin blankly.

Luo Xin smiled and said: "Based on what I know about Xu Jie, I can completely deduce it. Moreover, his reasons are very good, and it is difficult to refute them. Now you don't listen to your mentor, but come out to win my support. I think you Not a compilation."

"It's not a weave, what is that?" Zhang Juzheng asked curiously.

"It's a whip."

"A weave? Didn't you say it's not a weave?"

"It's the whip of the whip, a whip that was whipped on your mentor Xu Jie."

"No, it's not a good joke." Zhang Juzheng's expression darkened.

Luo Xin waved his hand, then looked up after a moment of silence, "Taiyue, if you come to win my support, you won't be afraid to hate your teacher?"

Zhang Juzheng was also silent for a moment, and his face became more determined: "I think I am right. My mentor will understand me in the future."

"Okay, I support you. Taiyue, I'm glad you didn't become more."

"I have never changed." Zhang Juzheng said angrily.

Luo Xin smiled and said nothing, causing black lines to appear on Zhang Juzheng's forehead.But Zhang Juzheng endured it. On the one hand, he was dismissed by Luo Xin last night, which made him think that Luo Xin was still someone he should make friends with.Sometimes he even thought, if Xu Jie hadn't been hostile to Luo Xin, it would be great!

On the other hand, he will also seek more support from Luo Xin.

"there's one more thing."

"What else is there?" Luo Xin looked at Zhang Juzheng unexpectedly.

"The Daming Treasure Note should be invalidated."

"Hehe..." Luo Xin said with a smile: "Even if the government doesn't declare it invalid, it is actually like waste paper. Nowadays, the Ming Dynasty banknotes are not circulated among the people at all, no one recognizes them, and they have depreciated like waste paper."

"However, once a whip method is implemented, copper coins are simply inconvenient to transport. And our Ming Dynasty has little gold and silver, so I think a new kind of treasure banknote should appear to replace the original treasure banknote. This is also beneficial to the country and the people. .”

"Beneficial to the country and the people?" Luo Xin's expression became serious.

"That's right!" Zhang Juzheng nodded affirmatively and said, "Nowadays, banks have ticket numbers. For example, if you want to go to Hangzhou to buy a batch of goods, it's not convenient at all to bring copper coins, and you need someone to escort you for such a large amount. It is another kind of consumption. But if you deposit copper coins in HSBC’s bank in Beijing, the bank will give you a ticket number. When you go to Hangzhou with the ticket number, you can take out the money you deposited in the capital when you go to HSBC’s bank in Hangzhou. coins.

Is this convenient? "

"Of course!" Luo Xin nodded.

"Then if private banks can do it, why can't the court do it? We can issue a new kind of banknote to replace those banks."

"What guarantee do you use to ensure that your new banknotes won't be like the old ones?"

"With the reputation of the imperial court..."

"Didn't the imperial court have credibility before?"

"As long as the new banknotes are not issued indiscriminately, there will be no problem."

"The key is can you guarantee that the court will not issue excessively? At that time, this new treasure banknote will become a tool for plundering people's wealth."

"I... can't guarantee it!"

Zhang Juzheng lowered his head in frustration, he knew very well in his heart that with his current status, once the court decides to spam, he can't stop it at all.Even if he, Zhang Juzheng, one day sits on the position of chief minister of the cabinet, once the emperor wants to spam, can he really stop it?
In other words, even if Zhang Juzheng could stop it, what if Zhang Juzheng died?
Although he doesn't know much about currency, he also knows that currency cannot depend on a person's character, but must have certain constraints.

but……

Who dares to restrain the emperor?

"Could it be that the bank can do it, but the court can't?" Zhang Juzheng whispered unwillingly.

"The banknotes are banknotes, but not banknotes. The two are different." Luo Dao said.

"What's the difference? Isn't it all a piece of paper?" Zhang Juzheng glanced at Luo Xin, which meant, don't fool me, brother has also read books.

"The difference between the two pieces of paper is huge!"

Zhang Juzheng sat up straight, with the look of a good student on his face, looking at Luo Dao: "Then tell me about it."

"Actually, it's very simple to say, the ticket number represents silver. That is to say, as many ticket numbers as there are silver."

"I don't understand!" Zhang Juzheng simply shook his head and said, "Please explain in more detail."

"Just like what you said just now, I only have to deposit a sum of money in the bank in the capital, and the bank will give me a ticket number. Then I took this ticket number to Hangzhou, and then I was able to withdraw the money from the bank. After the bank in Hangzhou gave me the money, it would immediately destroy the ticket number.

What does this mean?
First, the amount of silver on each ticket number must contain real money, that is to say, you can withdraw real money at any time with the ticket number.This means that there are as many ticket numbers as there are real gold and silver, and the amounts of the two are absolutely equal.

Second, this ticket number is only used as a voucher for withdrawing money in the respective banks. If you use this ticket number to buy a piece of meat, no one will sell it to you. That is to say, this ticket number is not in circulation.So, the two papers are different. "

Zhang Juzheng frowned and thought for a while, "Could it be that Qianzhuang just serves people for nothing?"

"It's not serving people for nothing. Doesn't the bank charge some handling fees every time you deposit or withdraw money?"

Luo Xin looked at Zhang Juzheng and said: "The biggest difference between the banknotes and the banknotes is that the banknotes can withdraw money at any time, but the banknotes cannot. Because the bank has the same amount of real money as the banknotes, but the imperial court does not."

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(End of this chapter)