Chapter 24 Settlement
"Leave me the card number, we will return it within three days!" Yan Mofeng said.

Tang Qianyu immediately clenched Yan Mofeng's hand, shaking her head to signal him not to speak.Although she doesn't know much about his financial resources, she probably knows that the investment company is not very profitable at present, because the market is much more regulated than ten years ago, and there is no one to invest in. It all depends on strength and the profit is limited.

Although the Yan family looks rich, it seems that Yan Mofeng's relationship with the family members is not very harmonious.Moreover, the car he drives is only an Audi, and the villa he lives in is also borrowed.Based on this information, she felt that it would be very difficult for him to repay the huge sum of millions.What's more, they can only be regarded as nominal couples, and she doesn't want to drag him into the water if they have no feelings.

"Forcibly stand out? You pay her back? Okay!" Tang Mingwei looked at Yan Mofeng contemptuously, then glanced at Tang Qianyu again, and said, "How much did you calculate this account just now? 368 million? Are you in the Tang family?" Did it only cost so little? Tang Qianyu, did your aunt and Xiaowei ask you to pay for clothes when they accompany you every year to buy clothes?"

Tang Qianyu thought of all the past and shook her head: "No!"

How close it was before, how heartbroken it is now.How grateful she was to her family for their kindness to her, how much she cherished these kindnesses, but everything was fake, just to bring benefits to the Tang family when she grew up.

"One hundred thousand a year is considered too much, isn't it too much? Is there any skirt I bought for you that is less than three thousand? Is there any coat that you wear in winter that is less than ten thousand? The bag you carry is new when it comes out." If you buy it, there are several for tens of thousands, right?" Tang Mingwei looked at Tang Qianyu mockingly, "Xiaoyu, you said that you will leave the Tang family in the future, how will you live without money?"

"You don't need to worry about this!" Tang Qianyu said with her back straightened.

"Hehe, just a white-eyed wolf like you, do you think I will care about you in the future? Buying clothes, skirts, bags, cosmetics and shoes is worth 12 a year, and 120 million in 368 years. Adding 488 million is 12 million. In addition, in the past [-] years , you see a doctor when you are sick, and you buy nutritional supplements for you before your exam, do you think it is worth the money?" Tang Mingwei looked at Tang Qianyu with a look of asking for Tang Qianyu's opinion, but the smile on his lips was full of sarcasm and contempt.

Tang Qianyu responded: "It should be counted as money, you can do it!"

Tang Mingwei sneered: "You have always been weak and sick, and you have to go to the hospital several times a year. When we recuperate your body, we always ask the doctor to use the best medicine. Every time you see a doctor, it costs thousands of dollars. Every semester, you take the exam. Sometimes, I have to buy you tens of thousands of supplements, and it is calculated as one hundred thousand a year, isn't it too much?"

Tang Qianyu gritted her teeth: "Not too much!"

The book says that being kind is not as great as raising kindness!She once deeply agreed with this sentence.She is extremely grateful to the Tang family for their kindness in nurturing her over the past 12 years.

Although her relationship with the Tang family is now exhausted, she cannot erase the money the Tang family paid for her.

Tang Mingwei continued: "488 million plus 120 million, the total is 608 million. If you borrow money from someone, you should pay the capital occupation fee, right?"

"Hmm." Tang Qianyu responded bravely.

More than 600 million. For a college student who has no financial income, she also said that it is an astronomical figure.She undertook the comics, and the seventy chapters only cost a few thousand yuan. Even if the price might increase in the later stage, she would not be able to earn more than 600 million yuan even if she painted until she died.But these are what she owes to the Tang family, and she should pay them back, even if she doesn't eat, drink, sleep or sleep in the future, she still has to pay back what she owes.

The only thing she is lucky about now is that besides majoring in jewelry design, she can also draw, which is considered a skill. She will sleep less and draw more in the future!

I heard Tang Mingwei say again: "Tang Qianyu, I have raised you for 12 years, and you cheat me like this. But even if you cheat me like this, I will still give you a chance. You only need to pay back the 608 million within three days. Between us From then on, the two will be settled, and I will waive the interest for you."

"I can only pay back in installments after I graduate!" Tang Qianyu said.

Her fists were clenched by her side, as expected, she couldn't move an inch without money.

Tang Mingwei sneered: "Of course you can repay after you graduate. You know that Tang Corporation has financing, right? The financing in the investment company is several hundred million, and the average annual interest rate is about 15%. This counts for you, is it reasonable?"

Tang Qianyu gritted her teeth: "It's reasonable!"

In the past, at the dinner table, he often talked about Tang's business situation, how much profit, how many projects, and how many debts.Which investment companies are suitable for financing, and what kind of collateral will be approved first?
Of course, the interest rate of bank loans is the lowest, but most groups must rely on another form of financing, because the lending cycle of banks is too long, and the review is much stricter.

When some companies are in urgent need of funds, they even choose private loans, which is an almost abnormal form of financing, with a monthly interest rate as low as 2 cents and as high as 5 cents.In other words, the annual interest rate has reached 24-60%. This model was even popular in the past few years.Also because of the final collapse of funds, the real economy has suffered a severe setback and appears sluggish.

The annual interest rate of 15% is a reasonable price. The annual interest rate of some commercial banks' loans has reached 8-11%, which is slightly higher than the bank's interest rate in the same period, which is more reasonable.

"Hehe!" Tang Mingwei sneered again, "For the past 608 years, the interest of the 12 million is based on five years, is it reasonable?"

"Reasonable!" Tang Qianyu felt sweat dripping from her back.

Tang Mingwei was an old, treacherous and cunning businessman, how could she possibly count him as better than him?
Tang Mingwei tickled the corners of his lips in satisfaction: "608 million is calculated at an annual interest rate of 15%. In five years, it is 456 million yuan, a total of 1064 million yuan! Don't say I'm not kind, I'll give you the change, 1000 million!"

Tang Qianyu felt that her palms were also starting to sweat. She felt that she was going to be overwhelmed with more than 600 million before, but now it counted as much as 1000 million.

Tang Mingwei said slowly again: "Of course, I am a person who keeps my word. I just said that you can pay back 608 million within three days, and I don't want any interest from you. If you pay it back after you graduate, that's fine." The interest will be calculated from three days later, of course, the interest will be calculated after three days, and the principal will be calculated as 1000 million, what do you think?"

"Yes!" Tang Qianyu gritted her teeth and responded.

"Let's go!" Yan Mofeng felt that Tang Qianyu's palms were sweating, and he said calmly.

Tang Mingwei sneered twice.

Yan Mofeng led Tang Qianyu out.

He Lixian immediately gave Tang Yuwei a look.

Tang Yuwei immediately shouted: "Wait!"

(End of this chapter)

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