The grandma of the god of all worlds in the city

Chapter 117 Financial Management
"Practice this holy spirit formula well, and you will become more beautiful when you reach the alchemy state!" Lin Yijun said to Zi Ling, who was two or three years older than him.

Miss Yu?Pretty much, anyway, on the surface, she is two or three years older than Lin Yijun, and she looks beautiful!
In fact, Mr. Lin Yi lived for 3 years.

"Is it like cultivating immortals in the novel?" Zi Ling asked curiously.

"That's right, but it's not about cultivating truth, but about cultivating holiness. A woman who reaches the Mahayana level is a saint, but it's not suitable for men to practice." Lin Yijun said to her.

"Really?"

Zi Ling was even more ecstatic, his heart was filled with joy, and the speed of the car was much faster. He wished he could go back to the villa a little longer and try to practice this mental method.

Soon, both Lin Yijun and Zi Ling returned to the villa, and no one would ask anything about their return.

Because Mr. Lin Yi was still in the villa just now, maybe Mr. Lin Yi was taking a walk outside, met Zi Ling, and took her car back to the villa by the way, so he would not suspect that the two of them were related.

After returning to the villa, Mr. Lin Yi went into the kitchen to make some supper for them; but Mr. Lin did not expect that Zhilan sent him a message, asking him in the message: "Are you coming tonight?" '

come or not?
Mr. Lin Yi knew what this sentence meant, so he replied to Zhilan: "Do you want to come?" '

'I don't care, just come if you want. '

'That's what you said, just don't ask for forgiveness when the time comes. '

What else can Zhilan say, she is secretly fortunate that she is a mother with two children, and in this regard, the fighting power she endures is much stronger than that of ordinary women. If it were an ordinary woman, she would have passed out long ago.

What about Xuanxuan and Lingling?

After the two of them returned to the villa, the little fat man Chen Cheng saw that Mr. Lin Yi was not in the villa, so he immediately approached the two of them and asked them if they would participate in the event tonight.

If they don't participate in the activities, let them order the puppy to cooperate with them, because the puppy only listens to the words of the two children, and does not know what their adults say, except for Mr. Lin Yi.

"Just now you also received 540 million yuan. If you can find out all the treasures in it, it is estimated that next time, you can get tens of millions of yuan. It will not be a problem." The little fat man Chen Cheng coaxed Xuanxuan and Lingling.

"I'm afraid that my father and mother will be angry if they find out." Xuanxuan really wanted to make money, but he was afraid of being scolded by his parents.

"Your father loves you so much, he won't scold you. Believe what fat brother said, don't sleep with sister Lingxue tonight, come and sleep with me, and we go to make money in the middle of the night, how about it." The little fat man Chen Cheng said to this cute baby .

"Brother, I want to go."

Lingling didn't want her father to be a takeaway boy for three or five yuan, coming in the wind and going in the rain, and sometimes leaving her in the rented house, so she couldn't find her father.

"Let's go together, both of you come over to sleep with Little Fat Brother tonight, and we will quietly go treasure hunting in the middle of the night." Little Fatty Chen Cheng coaxed the two three-year-old cute babies.

"Well, well, I want to earn a lot of money, so that I can let my papa eat soft food." Lingling turned on her mobile phone and looked at the bank card balance on her mobile phone, which had exceeded 2000 million yuan.

"That's right, your father actually likes to eat soft rice, but he has no chance to eat it. Lingling, you have to create an opportunity." The little fat man Chen Cheng coaxed her.

Then two cute treasures said: "You have so much money in your two bank cards, you can actually store it in Alipay, 1 yuan, there is almost 10 cents a day in interest, 100 yuan has 60 yuan, and 1000 million yuan has 2000 cents interest." Yuan, 6000 million yuan has [-] yuan, [-] million yuan has [-] yuan, and the monthly interest is [-] yuan..."

Little Fatty Chen Cheng taught them how to manage money, for example, the interest in the bank is high, the interest in the bank is extremely low, and the current account is calculated on a monthly basis, not on a daily basis.

Alipay is different. Yu'ebao is calculated on a daily basis, and the interest is much higher than that of banks, which is very cost-effective.

"I am now researching investment, buying shares, and becoming a shareholder." Xuanxuan and Lingling said.

"There is a future, but your current money is useless. You can store it in it first. One day's interest is almost equivalent to half a month's takeaway orders from your father." The little fat man Chen Cheng said to the two of them.

"Oh, I see!" said the two little pennies.

It can be said that money can only come into their hands, but it is very difficult to get it from them, unless Lin Yijun and Zhilan ask them for money.

Don't look at them as only three years old, I'm afraid they can't even compare to them in high school in mathematics now, and the two of them are starting to figure out how to use money to make money instead of spending money.

The four of them have already made plans for tonight. They plan to go to Houshan Wetland Park at two o'clock in the morning and come back at five o'clock.

Night snack.

Xuanxuan and Xuanxuan asked the grown-ups present, and asked them if they were in short supply and needed to borrow money, he could lend them; 1 yuan with an interest of 10 yuan a day, 50 yuan with a daily interest of 10 yuan, and those who borrowed more than [-] yuan , must be guaranteed by someone, or go to a notary office for notarization.

We all know that after the notary office notarizes the borrowed money, once the borrowed money is not repaid, the notarized documents can be handed over to the court, and the court will immediately carry out the debt collection work. You don’t have to go after the loan yourself, and the judge will help you collect the debt.

Because the notary office notarizes the loan documents, the handling fee is charged and invoiced according to the amount lent; the state takes its own tax money, and the state will naturally help you recover the loan. The court's action is liquidation and auction of the lender's private property.

"Usury?" Hao Risheng heard them talking about investment just now, but he didn't expect that these two little devils would actually pay high profits.

But it’s right to think about it, there is nothing faster than high interest to make money, five percent interest, not high, and now online goods are also five percent interest.

"In the financial management book, there is such a saying that short-term lending should be more stable!" Xuanxuan said in response to the adults.

"That's right, promising!" Lin Yijun nodded slightly and said, "Just lend out the loan, and then Dad will help you get it back."

"Really? Papa is so kind." Lingling clapped her little hands and said, "I'm afraid that others will bully me and refuse to pay me back."

"That friend next to you wants to borrow money, just ask." Lin Yijun said to them.

"Well, I'll ask in the group." The little fat man said.

Having said that, I was thinking in my heart: "I have a brother who collects the loan, are you afraid that you won't be able to get it back?"

Businessmen usually start with more than 10 yuan, and ordinary people start from a few thousand to tens of thousands of yuan.

However, the amount of online loans is often limited, and there is a risk that if you cannot repay on time, your credit will decline, and you cannot buy air tickets online, train tickets online, or book hotels online, etc. .

"Baby, give me all the money you have in your hands. I'll put it away for you. How about it? You just need to pay me a handling fee." The head of the Zhang family said to the two of them.

"Your grandpa Zhang has a lot of connections, let him release it for you, it's safer, and the amount released will be larger!" Lin Chongtao said thinking of their Zhang family in charge of the financial affairs of the Nine Gates.

Jiumen's finances are divided once a year or half a year. During the few months, he must use them for interest and earn more or less pocket money.

(End of this chapter)