Datang Nongsheng

Chapter 366 The Real Purpose of the Bank

The biggest power advantage of the aristocratic family is the control of the local area. According to some records, just one Fan Yang Lu family has more than 800 people who entered the official history from the Wei and Jin Dynasties to the middle of the Tang Dynasty, and more than 400 officials with ranks in the annals of history People, divided into the Zhenguan Dynasty, there are at least more than 100 people, so the rest of the few whose strength is not much different from it are almost the same number, and how many officials in the entire court are qualified to be included in the annals of history?I'm afraid that the five surnames and seven families accounted for more than half of them.

With the support of local officials, it is easy to develop a little gray small force and occupy this kind of financial source that can bring them huge profits.

Therefore, if Sun Xiangfu wants to take the mine back to the imperial court and put it up for auction, he is robbing them of the fruits in their bowls. No wonder they are happy.

"Mr. Lu, the governor has always been very curious. Originally, you got the salt and iron from there and sold them to the tribes outside the pass. Now I know that they are just bandits and bandits. It just so happens that the imperial army needs training. Use them to train." It’s best for practice.”

Hearing this, Lu Wenyuan frowned, and said with a bit of anger, "Dudu Sun, the court and Goguryeo are about to go to war, and going to suppress the bandits now will delay the court's major affairs. You can't fail to see the serious relationship between them! "

"How could there be a delay! Anyway, the army needs to be trained! If those bandits and bandits are captured, they will be able to work as miners in the mines mined by the government. After the statistics of the houses are collected, the governor will sign an agreement with you on behalf of the imperial court. The matter we talked about today will be successfully completed. If you have nothing else to do, you can go back to your home. The imperial court does not care about your dinner! "

In the north, Sun Xiangfu has popularity and has an army. The family members in charge dare not make mistakes in front of Sun Xiangfu, but it is different in Guanzhong. These people originally looked down on Sun Xiangfu, who was born with mud legs The guy who has even attacked him time and time again, is able to have such an attitude towards him now because of the situation.

"I'm afraid this agreement is not so easy to sign!"

Lu Wenyuan's voice changed from a little angry to a cold remark with a hint of threat, but it didn't make Sun Xiangfu feel any emotional fluctuations. He just smiled and said, "It doesn't matter, even if Goguryeo moved more than [-] Even the common people of your family can’t plant the millions of acres of land of your family. I believe it is enough for the Wang family and the Cui family to agree to sign. Mr. Lu, if you can’t make a decision on behalf of your Fan Yang Lu family, please go back here! But the imperial court does not entertain idlers."

It was said that although Lu Wenyuan ascended to heaven in anger, he had to control himself rationally. Only the patriarch can veto the decision made by the elders of the family. He is not yet the patriarch of Fan Yang Lu's family.

Not daring to say anything to death, Lu Wenyuan just snorted coldly, and stepped out of the Yamen first, and the young masters of the other families also followed quickly. I believe they will gather together to discuss countermeasures later, and Sun Xiangfu has attracted Wu Yinger, after explaining to him a few words, got up and went to the Ministry of War.

The best way to train troops is to let them fight. It is good for the country to wipe out all the local forces, bandits and bandits. He believed that Hou Junji would be happy to do such a thing.

At the same time, he needed to explain to Hou Junji about the accounts of the military expenditure, so that he would not be difficult to explain when Li Shimin and the courtiers came back.

Looking at the item list handed over by Sun Xiangfu, Hou Junji was very happy, but when he saw the prices behind the list, he was very painful.

Give all the soldiers two sets of summer clothes, two sets of autumn clothes, and two sets of winter clothes, as well as a long cotton coat, a quilt made of leather and cotton, and a standard cotton armor.

In addition, there are two pairs of summer and winter leather boots, and ten pairs of cotton socks.

As long as it is a general who leads troops, who would not be willing to equip his soldiers with these good things?
There are three thousand crossbow chariots and three thousand bed crossbow chariots each, and four thousand catapult chariots with greater siege effects. Using these things on the battlefield will save many soldiers from dying. Who wouldn't want it?

The whole army is equipped with standard knives and guns of [-]-grade steelmaking, a longbow with pulleys, and refined iron helmets. Who can stop such an army?
However, who can afford the equipment cost of 300 million yuan?

This is not counting the millions of guan that will be spent on food and grass, and the millions of guan that may be spent on medical treatment.

"We, Datang, are capable of supplying these things now?"

After struggling for a long time, Hou Junji asked.

"Yes! There are millions of acres of cotton fields in Guanzhong alone this year, and the cotton produced, not to mention these clothes, is more than enough to give them ten times the amount of clothes.

As for the materials used for the chariots, in the past few days, I have negotiated with the families and merchants who originally provided the materials for the court’s ordnance. They can supply them. As long as the iron materials in the smelting workshop are sufficient, it is not difficult to build them.

As for the Jinchuang Medicine for Dieda and the alcohol for cleaning wounds, Shanyang's workshop has a lot of stocks. I also asked people to mobilize a few boats of Baiyao from Jiaozhi. Although the price is expensive, the effect of that thing to stop bleeding is very good. .

Of course, other knives, guns, arrowheads and other things also need a lot of iron materials, so the link of getting iron ore is very important. I came to Lugong to discuss this with you. "

"Discuss about iron? Not about money?"

"Well, the money matter is actually easy to handle. Find a bank loan and pay it back slowly in the future. If the iron matter is not resolved properly, it will be difficult for these equipment to become real things."

"Repay it slowly? This is almost ten years of tax revenue from the imperial court. Even if I ask His Majesty to operate it, the courtiers probably won't agree!"

Seeing that Hou Junji was still struggling with money, Sun Xiangfu felt that it was necessary to popularize credit knowledge for him first. In future generations, when the country embarks on a large project, it is necessary to find a bank loan.

Capital is the first element of development. From the moment Datang Qianzhuang was established, the imperial court had the ability to use capital to promote national development.

"Lu Gong, the people's money is dead in the bank. It has no meaning except to decay slowly. However, the bank can make a profit by lending it out. This profit can be used to make up for the loss in the bank's treasury. , and the salary expenses of the staff, etc., this is the normal operation of the bank.

Therefore, it is inevitable for the bank to lend money. We don’t need to be afraid of borrowing too much and it will take a long time to pay it off. On the contrary, as the operators of the bank, they should encourage us to borrow more and distribute it for a longer period of time. Time to repay, so that they earn more.

When the capital of the bank reaches the market, the market is instantly activated, and we have all the armaments we want. The merchants who sell us armament materials, and the workers who work in the workshop and get paid, earn the money away. However, no matter how they consume in the market, those who do not consume in the end will save their money in the bank again, because now no one is willing to bear the loss caused by the decay of money.

The money goes out with the left hand, and comes in with the right hand. The money is still so much, but after he rolled and redistributed it, we have weapons and equipment in our hands, which can guarantee the security of the country and the victory of foreign wars.

Well, the next time we have any crisis, or have any projects to do, we can still find money from banks for loans. Wealth will be redistributed again, and we will get a lot of things we want, and every round of rolling, wealth The redistribution, the imperial court will collect a round of taxes, take the tax money, and slowly repay the loan money..."

Sun Xiangfu tried his best to explain the function of credit to Hou Junji in a language that the ancients could understand. Of course, it was not completely correct. Anyway, Hou Junji was at a loss after listening.

"You mean, you didn't plan to pay back the money? No, you mean, we spent the money for nothing? It doesn't seem right..."

"Yes, I have been talking to you for a long time. I just want to tell you that reasonable borrowing, consumption in advance, and promotion of national development can play a positive role in the country. It is a good thing, not a bad thing.

And as long as there is a money bank, it doesn't matter if there is money in the treasury, because when the imperial court needs to spend money on a project, it can always ask the money bank for a loan. This is the real purpose of the money bank.

And you just need to tell the generals of the guards that we have the ability to provide them with a lot of good things, so that they will support them no matter what. As for how much the court will owe, it has nothing to do with anyone, anyway, no one will be deducted. Salaries, and officials will not be required to pay back the money. "

"Why, spending money has become a good thing? All right! I'll write to everyone as you said. By the way, you just talked about discussing the matter of iron. What's the matter with iron?"

Hou Junji couldn't make a decision of more than 2000 million yuan. He just really wanted the equipment listed on the list. As for whether the debt was good or bad, it was up to the emperor to decide anyway.

"It's been half a month since Prime Minister Xiao ordered the surrounding areas of Guanzhong to report mineral resources, but Ma Zhou's mine auction still hasn't been held. There must be something wrong with it, and he can't solve it for a while. I'm looking for the family members today. Talking about land replacement, guess what they say?"

Hearing this, Hou Junji soon understood, and continued, "The mines in various places were hidden and developed by them in various ways. , they will definitely obstruct it, do you know what means they will use?"

"Bandits and bandits."

Hearing this, Hou Junji laughed, and said, "You are here to send troops to suppress the bandits!"

Sun Xiangfu nodded and said, "Exactly, since the fields of these aristocratic families in Guanzhong have been moved out, it's time to clean up their family soldiers, and it can just give the general a chance to train soldiers. Our new equipment should also be given to the sergeants to practice.

In addition, if you can not kill people, try to kill as few people as possible, and capture some people to come back to enrich the mines mined by the imperial court, so as to better ensure the manufacture of ordnance and equipment. "

Hou Junji heard the words, nodded and said, "This old man can do it well. In this way, I will immediately transfer the generals of the guards stationed in Chang'an to assign tasks. Within half a month, I will definitely be able to go through all the surrounding areas of Guanzhong."

Sun Xiangfu shook his head and said, "Send a large army to strike, I'm afraid they will kill the golden snake and let most of them hide. After the army retreats, they will come out to make trouble again. When I talked to them today, I deliberately told them They said that I would let the army wipe out those bandits and bandits, in order to scare the snake away, and let them send people to inform those people to hide. My people just took this opportunity to find out where they are, and then the general will send people It would be best to quietly surround them and catch them all in one go."

Hearing this, Hou Junji nodded and said, "Well, this plan is very good, but their eyes are probably focused on the army in the city now, so the old man has to use a trick to deceive the world."

"Did Lu Gong say that the soldiers from all over the country came to Guanzhong to assemble?"

"It seems that what Zhengming thinks in his heart is the same as that of the old man."

The two looked at each other and smiled, knowing the follow-up bandit suppression plan.

　Thank you Shan Qingying for your reward. On the last day of this month, ask for a monthly pass. If you don’t vote, it will be a waste.

　　
　
(End of this chapter)