Qingben beauty

Chapter 549 Tell me, will housing prices rise!

Ms. Lin happened to be working with Manager Wu, so I asked her and Manager Wu to meet at the coffee shop near Manager Wu, oh, Vice President Wu.

After making an appointment with Ms. Lin, I checked the text message with my mobile phone, saw that there was nothing in it, and let out a sigh of relief.

I put the phone back in my pocket, waved to block a taxi, and walked to the agreed place.

Sitting in the car, I still feel a little dizzy. How did I become such a rich person in a flash?
I, who used to be uncomfortable with Lu Lingguang's various billions, can now call myself a billions...

Well, thinking about the fact that Lu Lingguang still had US dollars in his back, my heart sank a little.

Then, I began to think, since I have money, how can I help Lu Li?
I thought about it all the way until the car stopped.

I haven't figured out what to do either.

That's right, I have [-] million in cash now, and another [-] million in other stocks after the market opens, but Lu Li still has millions of dollars in cash in the dark cabinet.

Moreover, whether it is Dr. Su or Mr. Jin, they are obviously experts in that field, and their channels are the widest and largest.

Money can turn ghosts around...

This is the first time I know that this sentence is not entirely true.

Not everything can be solved with money.

What you care about most, what you look forward to the most, and what you hope for the most can't be solved by money.

I remember reading a sentence once, which said that things that can be solved with money are nothing, but the premise is that you have money.

In the past, I thought the latter half of the sentence was the true meaning, but now I understand the sadness and helplessness of the first half of the sentence.

Before getting out of the car, I wiped my face before paying to get out.

I first went to the coffee shop to find a table, then sent a message to Miss Lin, and ordered another cup of coffee.

Not long after, Miss Lin and Vice President Wu came together.

Seeing the coffee in my hand, Ms. Lin was a little surprised and said: "Hey, Xiaoqing, after you go out, you like this petty black coffee? Isn't it bitter?"

I looked down at the top black coffee that I drank half of in just a short while, and smiled unconsciously.

That's right, I couldn't drink this kind of bitter coffee before. I remember when Lu Lingguang invited me to drink cat shit coffee, I even scolded him.

But now, I like this taste.

Bitterness is bitterness, but after drinking it, there is a long-lasting mellow aroma and sweet aftertaste. The taste cannot be described as simple sweetness.

"Where did you go to play? Your skin is so tanned." Vice President Wu said with a smile.

"Southeast Asia." I laughed and said to Vice President Wu, "By the way, Sister Wu, I want to repay the loan."

"Repay the loan?" President Wu asked in surprise.

I responded, and first raised my hand to call the waiter to come over. After they all ordered drinks and a business set meal by the way, I said: "I made some money by speculating in stocks, so I just let it go if I thought about it. Why don't I repay the loan?" gone."

When I was in a securities company, the manager tried to persuade me to continue investing in stocks, and he mentioned bank interest rates in what he said.

He said, look, the money is deposited in the bank, and the deposit interest is three points a year, and the stock is 7% a day. Many people outside go to the bank to get a loan. More than 9 points, and some were loaned out at [-] points, put in the stock market, and returned in just one day.

I thought about it in my mind at the time. I remember that when I bought a house and paid for the monthly payment, the interest rate was more than 6 points. If the interest rate has risen now, I don’t know whether my interest rate should be increased.

Of course, this is not what I want to consider.

Rather, I have so much cash on hand, and it is useless now. I only get 3 points of interest a year in the bank, but I have to pay 67 points of interest for my own loan. Isn’t that a loss?
It's better to pay off all the loans, then the rent will become a fixed income, which is also very considerable.

"Xiaoqing, don't pay back the money you earn, just keep the loan. This year's rent has started to rise again. It is estimated that when the lease is renewed at the end of the year, it will increase by [-]%, which is more than enough to pay your monthly payment." Lin After putting away the bag, the young lady said to me: "So, it's better to buy a house if you have money. Let me tell you, if you have money, you can buy a house. The house price in Shencheng will definitely go up!"

"Don't catch anyone just saying that, then I told you to trade in stocks and you didn't go, do you regret it now? You see, even Xiaoqing has made money." Vice President Wu pushed her and smiled at me again Said: "Xiaoqing, it's not impossible for you to pay it all back, but the amount is not small."

After handing over the house in the Xujiahui community, I rented out the house to Ms. Lin, and then transferred the three suites and the loan from the Jiangsu Road office to Vice President Wu, plus the money for the villa...

The monthly payment of this house purchase loan is the interest paid first, and the principal paid later. Therefore, although I have repaid the loan for so many years, and some of the money has been repaid, the total loan amount is still There are more than 2000 million.

With the money in my current account...

I smiled at Vice President Wu, and said, "Yes, I made more money trading stocks this time."

Vice President Wu made a few noises, and said with a smile: "This Xiaoqing is capable, but if you really have what you have, you can listen to your sister Lin. Don't tell me, I also plan to withdraw from the stock market recently.

Then listen to your sister Lin and buy a suite again. You bought a house early, and the loan you took out at that time had a preferential interest rate. Although the interest rate has risen now, you still enjoy the 20.00% interest rate discount. I really want to pay it back,

You can pay off the mortgage on the villa, which has a relatively high interest rate. If there is no other use for the rest of the money, you can consider buying some houses in the form of loans. "

After a pause in her voice, she said again: "To buy a house loan now, you need a [-]% down payment, and the house price has risen. If you want the rent to be enough to pay the monthly payment, then you have to pay at least half of the house payment. Moreover, there is no Great interest rate."

I thought about it for a while.

I thought about what Lu Lingguang said, let me come back to buy a house, I thought about what Ms. Lin said first, and then I thought about what even Vice President Wu said.

I said to Ms. Lin: "Well, I plan to buy some more houses. Sister Lin, please help me to see if there are any houses for rent?"

"That's right!" Ms. Lin laughed and said, "I can't do anything else. I don't understand what your sister Wu said about stocks. But I know the house, you don’t know, how easy are the houses in Shencheng to rent, and how many foreigners are there in Shencheng, do you know?
Do you know the total population of Shanghai now?Let me tell you, this is just what you need!With so many people entering the city, where do they want to live?Moreover, we Chinese, in our philosophy, we must have a home, and a house of our own is a home.

Besides, just like the two of you, when you made money in the stock market, the first thing you thought about was buying a house?Tell me, will the house price go up? "

(End of this chapter)