Qingben beauty

Chapter 815 Personal Unlimited Joint Liability
"Ah Guang." I unconsciously called softly.

Lu Lingguang turned his head to look at me, his eyes softened and said: "Don't worry, this is just because the US government is afraid of the economic collapse and will be forced to do it, but the building is about to collapse, and the US government came to rescue..."

Lu Lingguang didn't finish his sentence, but just hummed softly.

"The United States saved the bond market through evaluation agencies?" Mr. Ji whispered to Mr. Gong: "Explain."

Mr. Gong glanced at him, and said: "This MBS means a kind of bond securitization, and the price of this kind of bond is linked to the credit rating. For example, the S grade is ten yuan, the A grade is eight yuan, and the C grade is eight yuan. There are only two yuan, and when it reaches the D level, it means no credit, which is equal to zero. It is said that there are more and more loan defaults in the United States.
However, those corresponding MBS have always maintained a high-level credit rating, that is, the US National Evaluation Agency has made a stamped insurance. With that stamped insurance, it is obviously a D-level, but they can be issued as an A-level. And those investors who buy don't know, because they only look at the rating standards given by rating agencies. "

"Then Guangshao, what level of credit rating do you think the Cai family can get for this MBS?" Mr. Deng asked.

"What kind of statement is this?" Mr. Ji asked curiously.

Well, I happened to look over when he was talking, and I saw Mr. Jin's hand just taken from Mr. Ji's back!

"The credit rating is not only related to their selling price, but also the price of our CDS." Mr. Gong explained patiently: "The higher their rating, the higher the insurance premium we have to pay, that is, We pay them more money every month, and of course, if they go bankrupt, the odds of them paying us are much higher than those with low credit ratings."

"Then if they lose money, will they still have money to pay?" I unconsciously asked softly.

"This is really a problem." Mr. Deng said.

"I see that the agreement drafted by Mr. He added a clause, adding personal debts." A man sitting next to Mr. Gong said silently.

Lu Lingguang nodded and said, "Yes, there is such a rule that whether it is the payment of insurance premiums or the final compensation, Lu Xuanran and I bear unlimited joint and several liabilities."

"How dare you bet!" The man raised his thumbs up to Lu Lingguang, and then asked with a smile, "Did they really do your car accident?"

Lu Lingguang nodded.

"Ah Guang." I unconsciously whispered again worriedly.

First, Lu Lingguang said that it happened a few days ago, yes, obviously he originally said he would come early...

"Well, I think Mr. Lu is also a little tired. Besides, it's better for you to change your clothes, little girl. Then we will go down first. When Mr. Lu is free, let's sit together again." Mr. Gong said, Standing up with a smile.

After he said this, the rest of the people also got up quickly, greeted Lu Lingguang, and went outside one after another.

"Go, let them send me all the food to the VIP room below, and let them eat while playing, it can't be wasted." Mr. Ji said to one of his men, and then said to me: "Then You guys talk first, I'll go down to socialize."

After finishing speaking, he turned to Lu Lingguang and said, "Young Master Guang, what kind of friendship do your brothers have?"

"We are cooperating on several projects." Lu Lingguang said.

Mr. Ji nodded, and said to another subordinate: "Let the brothers watch carefully. If they lose a little bit, let someone call me, and I will take it for them."

"That's not necessary." The monkey appeared on the other side of me at some point, and said softly, "Those local tyrants just don't understand the rules here, and they don't necessarily know how to play. Besides, they have money."

Mr. Ji raised his brows immediately, and said with a smile: "Well, that's good, I'll go down first, take a look, if there is anything you want to eat, I'll let them send it to the room."

As he said that, he turned his head and said to me: "Little sister, in three days, I can get back all the money here, and last time, it's all in the company's account. If Guang Shao does something like that here, you Just take the company to vote together."

After finishing speaking, he winked at me and said, "If you have money, let's make it together!"

Then, he took Aba and left!

I glanced at Lu Lingguang, then at the monkey, and said as softly as possible: "Let's go up first."

Stop staring at my hands like that!

That bottle really didn't hurt me!
"Yes, let's go up and talk about it." Mr. Jin also said.

Lu Lingguang then stood up, pulled me up, walked outside, and whispered to the monkey who was standing still: "Don't do anything now, or you will be too cheap for them."

The monkey raised his eyebrows, and then followed.

There is a special elevator behind the banquet hall to go up to the floor where I live. Not long after we entered the room, a waiter knocked on the door and delivered food from the dining car, as well as a bottle of red wine.

After the waiters had left, I was ready to lift Lu Lingguang's clothes.

They all went to the hospital, will they be all right?
"I'm really fine, but it's your hand that needs medicine first." Lu Lingguang held my hand and said softly, "Your hand can write the most beautiful calligraphy, how can you get hurt!"

"Ah Guang!" I called out.

Lu Lingguang sat me down on the sofa in the living room, took a bottle of medicine from Mr. Jin's hand (where did it come from), poured it into my hand and said: "Really, I really don't know anything at all. No, I wasn't in the car that was involved in the accident at all, but to cooperate with this incident, I still had the car I was sitting in suffer a little impact, and then went to the hospital for a bunch of tests to make the situation serious, Now, the FBI is looking into this matter."

"They did it directly in the United States?" Mr. Jin asked in surprise.

"Yes, after Ms. Cai took over the investment bank, the investment bank withdrew a certain amount of funds last month. I don't want her to embezzle the funds, so I released the news, saying that recently there was a very reputable company on Wall Street to buy CDS. I also have a share in the stupid fund." Lu Lingguang smoothed the medicine for me, and said in a low voice: "She found out about this news, and she found me through someone else, and got a CDS, which is still rated A CDS came to let us buy."

"Well, Young Master Guang, I have something I don't understand. Let me ask." Mr. Jin handed over a pack of cotton wool and asked at the same time, "I heard Mr. Gong mean that if their MBS loses money, then they will lose money." They have to lose a lot of money, but their MBS is all lost, and the investment bank may go bankrupt. If they go bankrupt, how can they pay the money?"

I also looked at Lu Lingguang and blinked. I asked this question before, but he didn't answer directly.

Lu Lingguang smiled lightly and said, "The question you asked is indeed a question, so we used to buy CDS from the two largest investment banks, both of which are trillion-dollar investment banks. Well, they can still afford our little money. As for Ms. Cai, Brother Su also found out clearly,

Ms. Cai's investment bank still has some fixed assets. They will have a huge sum of money due in August. Moreover, our agreement with them also has additional clauses. Even if we go bankrupt, we can still get compensation. As for Lu Xuanran, you didn't see that we signed unlimited personal liability? "

(End of this chapter)