The Money Management Bible for Twenty-Twenty Women

Chapter 1 Preface Say goodbye to embarrassment and sort out your "rich girl" life

Preface Say goodbye to embarrassment and sort out your "rich girl" life

I often see this kind of scene: on Saturdays and Sundays, there are big "打" characters hanging on the doors of various shops, and the waiters at the door are also shouting hard: "Special sale of XX!" "This store is [-]% off!" Think This is used to stimulate consumption, but the former shopping maniacs have changed their previous habits, and they still enjoy trying on their favorite clothes, touching this dress and looking at that pair of shoes, but they have no determination to pay for it.Facing the customers who only want to see but not buy, the waiter's face is full of helplessness.

It's not just the shop assistants who are embarrassed, but also the women who are in a hurry.Faced with the impact of the financial crisis, people gradually learned to tighten their belts, and the new frugality quietly became popular.The once chic way of firing the boss seems to be no longer popular, because it is not the unhappiness that gets fired, but the future job.In fact, women in their twenties should learn to be frugal, no matter during the financial crisis or in normal times, because earning money is not easy.

As for the question of whether money is important or not, someone has made a "dichotomy" for it: "For rich people, money is not important, but for those without money, money still occupies a very important position." Indeed. , when a person starts to get rid of the life of running around for money, she starts to pursue spiritual enjoyment, so money seems unimportant; when a person is struggling on the poverty line, she must feel that money is the most important thing for her important, and most of us fall into the latter category, so we all need money.Liu Yiru, a Taiwanese writer and expert in life and financial management, said in "Women Want Money": "Women want money, and their dignity should be in front of them." Rise to a kind of dignity of personality.Such a statement is not unreasonable, because, after all, women are rich because they can be independent, and second, they will not become a burden or drag on others.

For the question of how to own money, the answer that most people are familiar with is to be able to make money, but in fact, a person who earns a lot of money is not necessarily a rich man. She may look glamorous, but in fact she is always in debt; on the contrary , a person who appears to be earning little may surprise you with the amount of money in her bank account.The reason is whether she knows how to manage money.A person who has the ability to earn money but does not know how to manage money will not become a rich man.

For financial management, some women in their twenties may think that it is a bunch of troublesome Arabic numerals, but in fact it is not as difficult as she imagined, as long as she can do simple addition, subtraction, multiplication and division, she can manage money.

When it comes to financial management, it refers to the planning of one's own money, including earning, spending, investing, saving, etc., while it refers to the control of one's own existing funds.For women in their twenties, financial management needs to be done step by step.

Step 1: Reduce the cost of living and achieve rational consumption.

Step 2: Save daily expenses cleverly and be a "stingy" girl.

Step 3: Learn to invest and manage money, let money make money.

Step 4: Master the money-making skills and move towards the life of a "wealthy girl".

Nowadays, earning money is like spinning, and spending money is like running water. Every time the end of the month, I start to complain: Why is there no money left without doing anything?Twenty-something is the brightest moment in life, so words such as shopping, credit card, and bank card can be listed as keywords in the life of a woman in her twenties.The life of youth lies in living happily, but living happily does not mean that you only care about the present, regardless of tomorrow.Women in their twenties cannot live without the ability to take risks.Therefore, from now on, women in their twenties must learn to earn and save money better to prepare for tomorrow.How to live frugally, how to make more profits with limited funds, how to make yourself a millionaire, in fact, these are not dreams, as long as you dare to take the first step.

"Financial Management Bible for Women in Their Twenties - Financial Management for Women" is a classic bibliography of financial management specially created for young women in the new era.The article covers why women should be rich, teaches women how to save money, earn money, invest, make financial planning and many other aspects, covering from single women to women who are mothers.Starting from the personal interests of women in their twenties, this book aims to help female readers in their twenties master the methods of managing money, so that they can bid farewell to the embarrassment of "moonlight" in their lives and embark on the road of "wealthy women" as soon as possible.

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