I am a financial expert
Chapter 2 What is money
Chapter 2 What is money (2)
Jiaozi was originally freely distributed by merchants.In the early years of the Northern Song Dynasty, a kind of "Jiaozi store" appeared in Chengdu, Sichuan, which specialized in cash custody business for merchants carrying huge sums of money.The depositor can deliver the cash to the store, and the store temporarily fills in the amount of cash deposited by the depositor on the roll made of mulberry paper, and then returns it to the depositor. When the depositor withdraws the cash again, he needs to pay the store 30 The interest on paper money is 3% storage fee.This kind of Chu paper coupon for temporarily filling in the deposit amount is "Jiaozi".At this time, "Jiaozi" is just a withdrawal and deposit certificate, not a currency.
With the vigorous development of the commodity economy, the scope of use of "Jiaozi" has gradually expanded. Many merchants have united to set up Jiaozi shops specializing in the exchange and distribution of "Jiaozi", and set up Jiaozi shops all over the country.Because Jiaozi shopkeepers are honest and trustworthy, and they can pick them up at any time, and the pattern of "Jiaozi" printed is exquisite, with black and red, black and red, concealed marks, and handwritten words, it is difficult for others to forge, so "Jiaozi" has won high praise. reputation.There were large transactions among merchants, and in order to avoid the trouble of transporting coins, more and more cases were paid directly with "Jiaozi", which could be turned into cash at any time.It is in this repeated circulation process that "Jiaozi" gradually acquires the character of credit currency.Later, the person who ran the Jiaozi shop found that only part of the savings needed to be used, which would not pose a threat to the reputation of "Jiaozi".So they began to print "Jiaozi" with a unified format and denomination, and such a new means of circulation flooded into the market.This kind of "Jiaozi" can be said to be the symbol of coinage, which is the real banknote.But at this time, "Jiaozi" has not yet been recognized by the government, and it is still a "private relationship" issued privately by the people.
But not all Jiaozi shop owners abide by their credit and operate in a law-abiding manner.There are some greedy and profit-seeking shopkeepers who maliciously and fraudulently stop their business and stay behind closed doors after distributing Jiaozi indiscriminately; or embezzle their deposits to run other businesses, fail and go bankrupt, so the "Jiaozi" issued cannot be honored.When some depositors withdraw money but cannot withdraw it, it is generally easy to have troubles and cause lawsuits.Therefore, during the reign of Jingde (1004-1007), Zhang Yong, the magistrate of Yizhou, rectified the Jiaozi shops, punished some criminals, and operated them exclusively by sixteen rich merchants.So far, the release of "Jiaozi" has finally been approved by the government.
In the first year of Emperor Renzong of Song Dynasty (1023), the government set up Jiaozi Affairs in Yizhou, and one or two officials from the Beijing Dynasty served as supervisors to preside over the issuance of Jiaozi. The production process is strictly monitored.This is the earliest banknote officially issued by the government in China - "Guanjiaozi".It was nearly 1716 years earlier than France (1692), the United States (700) and other western countries issued banknotes, so this is also the earliest banknote issued in the world.
At the beginning of its issuance, "Guanjiaozi" imitated the folk "private friendship" in shape, and at the same time it was stamped with the state seal of the state, but the amount of money filled in was different, generally ranging from one to ten, and the scope of circulation was stipulated.During the reign of Emperor Renzong of the Song Dynasty, all of them were changed to ten guan and five guan.When it came to Song Shenzong, it was changed to Wubaiwen and Yiguan.It is stipulated that there are boundaries for issuance, and the amount of issuance is also limited. Every three years (two years in total), new ones will be exchanged for old ones.A total of 1256340 guan were issued in the first session of Jiaozi, with a reserve capital of 360000 guan (based on Sichuan iron coins), and the reserve fund accounted for almost 28% of the circulation. "Jiaozi" was basically only circulated in Sichuan. Although it became popular in Hedong and Shaanxi later, it was abolished soon.
In the first year of Song Huizong's Daguan (1107), the government of the Song Dynasty replaced "Jiaozi" with "Qianyin" and "Jiaoziwu" with "Qianyinwu".Except for Fujian, Sichuan, Huguang, Zhejiang and other places where "Jiaozi" is still used, other roads have changed to "Qianyin".Later, in the third year of Daguan (1109) in Sichuan, Jiaozi was also changed to Qianyin. The biggest difference between "Qianyin" and "Jiaozi" is that it uses "缗" as the unit. The printing, paper, seals and pictures of "Qian Yin" are all excellent.However, "Qian Yin" was not allowed to be exchanged, and no banknotes were set up, and additional issuances were made at will, which caused the value of paper coupons to plummet. In the Jiading period of the Southern Song Dynasty, each roll was even worth only one hundred cash in cash.
The emergence of "Jiaozi" made up for the shortage of cash and facilitated business exchanges. This is a major achievement in the history of my country's currency.In addition, "Jiaozi", as the earliest banknote issued in my country and even in the world, also occupies an important position in the history of printmaking and printing, and is also of great significance to the printing technology of ancient banknotes in my country.
No matter how rich you are, you can't make your children rich
With the rapid development of social economy, people's living standards are also constantly improving, and automobiles, electric vehicles, and motorcycles are increasingly entering thousands of households.Every morning or evening, the school gate becomes a bustling "street market": In the early morning, the children are almost all light-packed, jump off the electric car, motorcycle, get out of the car, and then receive the milk handed by grandparents and parents , snacks, schoolbags... walked into the campus while eating; in the evening, when grandparents and parents saw their children, they rushed to welcome them out of school, took the schoolbags with one hand, and hurriedly delivered drinks, fruits, snacks with the other..., the children Then slowly get on the car, or jump on the motorcycle, etc., and go happily...
Many teenagers enjoy the preferential treatment of life for a long time, so that they "do not distinguish the five grains and do not work hard", ignoring others in their hearts, only themselves, bossing around, combining coquettish and domineering.And it is easy to get, enjoy the extravagance, and discard it like a waste, without experiencing the sense of responsibility after experiencing grievances, poverty, tribulations and hunger, so you become unkind and extremely indifferent.In the face of setbacks, one may be panicked, helpless, or blame others; in the face of collective interests and personal interests, one does not hesitate to choose self-interest as a matter of course... This is exactly what the great educator Makarenko said. Said a sentence: "Excessive love is a very great emotion, but it will lead to cruel destruction of children."
Therefore, teenagers should develop the habit of thrift from an early age. Diligence and thrift are a fine tradition of the Chinese nation, and it is a virtue.If teenagers develop the virtues of diligence and thrift from childhood, they will benefit for life.The family is the cradle of children's lives, and parents are our first teachers.Most of today's teenagers are only children, and their mothers, fathers, grandmas, and grandpas dote on them and respond to their needs.Some teenagers even think that, anyway, life is rich now, so there is no need to be thrifty anymore.Some children even think that there is no way for their parents to endure hardships when they were young, so do they have to endure hardships themselves?In this way, many young people develop the bad habit of extravagance and waste.There are also some teenagers who see that their parents are wasteful, so they waste themselves accordingly.
Teenagers should start from a young age and start from themselves. They must be "conscientious" and start from every little thing around them - saving a colored pen, saving a piece of paper, saving a drop of oil, saving a drop of water, Save a toy, save a grain of rice.Never give up the "small" to seek the "big". You should develop a good habit of "never throw away old toys and never leave food" from an early age.Only by starting from small things can young people develop a sense of responsibility and good qualities of thrift.Conserving water is very important. Teenagers should not waste water, pay attention to turn off the faucet in time, and do not turn on the faucet to the maximum to wash things. This is a good example of saving water.If the desk in the class is broken, you can find a way to repair it with other children, and you can send the unused stationery to other siblings for use.Teaching materials and teaching aids should also be taken care of and protected during activities.These small behaviors will form a frugal mentality, and it will grow with each passing day.
At present, the consumption of teenagers is rising one after another. Stationery boxes worth nearly [-] yuan, schoolbags worth hundreds of yuan, and electronic dictionaries worth nearly [-] yuan... Many stationery prices are so high that it is jaw-dropping. Gao is even more unexpected.More and more teenagers are blindly comparing themselves and admiring vanity. Do you know that these are all made by parents who live frugally, and their hard work is for their children!Therefore, teenagers should understand these behaviors of their parents.
In this regard, the practice of some rich people abroad is worthy of our admiration.It is fundamentally different from what we say, "No matter how poor you are, you can't be a poor child", they think "No matter how rich you are, you can't be a rich child", this is the real love for them.Here is an educational example:
Mr. Shangjing has a beautiful Honda car, and he often takes the whole family out for fun every holiday.However, Mr. Shangjing always drives alone to work every day, and never lets his 8-year-old daughter take the car to school.One day, my daughter suffered from tracheitis again, and it was difficult for her to walk. She begged her father to give him a ride. "No!" Uejing replied firmly.The daughter had no choice but to carry a big schoolbag and walk slowly along the street to school.When he was struggling to walk onto the pedestrian bridge at the intersection, he suddenly found his father waiting for him standing under the bridge.Shangjing didn't say anything when he saw his daughter, but silently took out a handkerchief to wipe away her tears, then took her daughter with one hand, and carried her big schoolbag with the other hand, and slowly climbed up the steps. "Son, don't blame Dad. As a student, you can't go to school by car. In the future, when you grow up and earn money, you will definitely be able to buy a better car than Dad's." Shangjing's eyes were a little red.
This "rich family cold education" method is actually the most correct way of education!Teenagers may think that what he did is wrong, and they will definitely spurn Shangjing: "Why do you have such cruel parents? Isn't it your own?" Some teenagers even say: "Why didn't Dad buy me a car..."
Yes, different countries have different views on education.But the purpose is the same: parents want us to be successful.In fact, parents did not clearly realize that education should give us the right to survival and life. We need more bitter cold, more tempering, and more setbacks.Because "wealth loses ambition", "wealth loses righteousness", and "richness tends to be dirty", it is difficult for us to gain a foothold in society when we grow up, and it is difficult to meet the challenges of life with independent personality.Because parents cannot rely on their whole life, people still have to rely on themselves to support themselves, and the road of life still has to be explored by themselves, and go down bravely, whether it is steep, or rugged, or flat... Only by overcoming difficulties and obstacles on your own can you go a long distance trek!
American management psychologist Douglas.McGregor believes that as long as there is an appropriate condition, ordinary people can not only assume responsibility, but also strive for responsibility.Therefore, we should drip our own sweat, eat our own food, and do our own business.
money is not everything
Money is not everything, just like Xiaoshenyang in the Spring Festival Gala said: "Money is something you don't bring with you when you are born, and you don't take it with you when you die." Therefore, money also has its limitations. If you have money, you can buy a house. But you can't buy a warm home; if you have money, you can buy a clock, but you can't buy back the time you discarded; if you have money, you can buy books, but you can't buy knowledge.Some people are even willing to do some illegal things for money, and eventually lose everything they have.
What exactly is money?The philosopher said: "Money is a creditor. It gives you a quarter of an hour of joy, but makes you pay for a lifetime of misfortune." In this era, money is only a material need, but too many people regard money as a Success is a kind of material enjoyment. The common people say: "Money is food, house, car, and clothes." With it, you can live a materially happy life. In fact, this is people's misinterpretation of "money". They only see the surface of money, but they don't really understand money.Money is not the purpose of our life, money is just a trading tool for life, the "money" we want to pursue should be ideological and spiritual.As Feng Menglong said: "Treat money like dung, benevolence and righteousness are worth thousands of gold."
A lonely rich man walked into a video store that sold joke CDs. He bought some expensive joke CDs. After returning home, he watched them for a long time, but his mood was still very dull and he could not feel any joy. taste.Next door is a family of old and young. They live in poverty. Every day they rely on a cow they feed to produce milk, and then sell it for money to maintain the life of the family.The Spring Festival is coming soon, the rich man is still lonely, but the poor family is preparing for the Spring Festival.On the day of the Spring Festival, the rich man decided to visit their home and asked them: "You are living so hard and poor now, can you still be happy?" The family said: "Although our family has no money, our family is rich. It’s so warm! You’re just home alone every day, so of course you don’t understand.” The rich man was celebrating the holiday at their home that day, and the rich man’s long-lost laughter came from the room.Since then, he has donated two-thirds of his family property to charity organizations, and lived happily with them and lived a happy life.
In real life, many things are actually more precious than money, and they are "out of reach" by money.Although you have a lot of money, but without the warmth of home, what is the use of more money?Without the joy of life, no amount of money is worthless paper?
Many people say: "If you have money, you have everything." The implication is that money is omnipotent. As long as I have money, I can enjoy all kinds of material comforts, and I will be happy, happy and healthy!
Is money really everything?
Here is a story:
An American tourist group went to a primitive tribe in Africa called Arminia. There was an old man in the tribe who was sitting cross-legged under a big tree quietly making straw weaving.An American businessman asked: "How much are these straw hats?" The old man smiled and replied: "15 pesos." "I will give you 150 million pesos, can you make [-] straw hats for me?" "Excuse me, If that's the case, I won't be interested in doing it." The American businessman couldn't believe his ears, he almost shouted and asked: "Why?" The old man said: "If you are asked to make a hundred thousand identical straw hats, wouldn't you Wouldn't it be boring? If I'm not happy, why would I need so much money?"
yes!In the process of chasing wealth, a large number of people forget things other than money, but the old gentleman has realized the true meaning of life.If someone asks you now, would you rather cry in a BMW car; or would you like to laugh while riding a bicycle.I believe that every teenager will choose the latter without hesitation, because money does not necessarily mean happiness, and money may not be everything.
Money can buy "bed" but not "sleep"; money can buy "food" but not "appetite"; money can buy "house" but not "home"; money can buy " Drugs” but not “health”; money can buy “entertainment” but not “happiness”; money can buy “precious jewelry” but not “spiritual beauty”; money can buy “books” but not You can't buy "wisdom"; money can buy "paper and pen" but not "writing"; money can buy "little man's heart" but not "gentleman's ambition"; money can buy "obedience" but not "Loyalty" cannot be bought; money can buy "flattery" but not "respect"; money can buy "nuclear weapons" but not "peace"...
Money can buy many things, but understand that money is not everything, because there are more things that money can't buy.
Wealth is not just money
When it comes to money, a historian once said: "Morality is eternal, but wealth changes its owner every day." This sentence also leads to such a person, who is he?It is the well-known richest man in the world-Bill Gates.He founded Microsoft at the age of 20, and became the youngest billionaire in history at the age of 31; at the age of 37, he entered the ranks of the richest in the United States and won the National Science and Technology Medal; The new richest man in the world.Perhaps, someone will ask: "Why does he continue to work when he is the richest man in the world now?" The simple reason is that Bill Gates loves his way of exploring technology, and his ultimate goal is not premenstrual .Behind Bill Gates' wealth, there is a more fundamental thing hidden, which is also the secret that made him famous and rich; the experience and lessons that made him get up again after he fell; The golden rule that came out; his spiritual support to turn the tide at critical moments... It is precisely because of these spiritual wealth that Gates was able to reach the pinnacle of life that we are extremely envious of.It is also because of these that Bill Gates did not leave his wealth to his children, because he wanted his children to rely on their own strength to break out of their own world.Because only morality is eternal, and money and wealth are just a few brilliant footprints in a short life, or even just a blink of an eye, nothing more, and these will be diluted as time goes by. net.
Undoubtedly, money is a kind of wealth, but wealth is not only money.Money is only material wealth, which is only temporary, and only spiritual wealth can last forever.Napoleon once had things that many people dream of - wealth, power, glory, but he said; "I have never had a happy day in my life." It can be seen from this.Happiness is also a kind of wealth.Helen Keller, a blind and deaf-mute person, said: "I found my life so beautiful." It can be seen that a pure heart is also the greatest wealth in life.Norwegian playwright Ibsen said: "Money can buy medicine, but not health; money can buy food, but not appetite; money can buy flattery, but not trust; money can buy Acquaintances can't buy friends... It can be seen that money is not everything in wealth.
So isn't money the devil?This statement is relatively one-sided, money also has a gentle and pure side like an angel.Necessary material wealth is the basis of a person's life.As the saying goes: "Money is not everything, but without money, nothing is impossible." This sentence also has a certain truth.As long as we have a correct attitude towards money, let it become a Maxima that you can control, and lead you to pursue higher wealth, wealth in a pure state, so that you can appreciate the more extreme scenery...
(End of this chapter)
Jiaozi was originally freely distributed by merchants.In the early years of the Northern Song Dynasty, a kind of "Jiaozi store" appeared in Chengdu, Sichuan, which specialized in cash custody business for merchants carrying huge sums of money.The depositor can deliver the cash to the store, and the store temporarily fills in the amount of cash deposited by the depositor on the roll made of mulberry paper, and then returns it to the depositor. When the depositor withdraws the cash again, he needs to pay the store 30 The interest on paper money is 3% storage fee.This kind of Chu paper coupon for temporarily filling in the deposit amount is "Jiaozi".At this time, "Jiaozi" is just a withdrawal and deposit certificate, not a currency.
With the vigorous development of the commodity economy, the scope of use of "Jiaozi" has gradually expanded. Many merchants have united to set up Jiaozi shops specializing in the exchange and distribution of "Jiaozi", and set up Jiaozi shops all over the country.Because Jiaozi shopkeepers are honest and trustworthy, and they can pick them up at any time, and the pattern of "Jiaozi" printed is exquisite, with black and red, black and red, concealed marks, and handwritten words, it is difficult for others to forge, so "Jiaozi" has won high praise. reputation.There were large transactions among merchants, and in order to avoid the trouble of transporting coins, more and more cases were paid directly with "Jiaozi", which could be turned into cash at any time.It is in this repeated circulation process that "Jiaozi" gradually acquires the character of credit currency.Later, the person who ran the Jiaozi shop found that only part of the savings needed to be used, which would not pose a threat to the reputation of "Jiaozi".So they began to print "Jiaozi" with a unified format and denomination, and such a new means of circulation flooded into the market.This kind of "Jiaozi" can be said to be the symbol of coinage, which is the real banknote.But at this time, "Jiaozi" has not yet been recognized by the government, and it is still a "private relationship" issued privately by the people.
But not all Jiaozi shop owners abide by their credit and operate in a law-abiding manner.There are some greedy and profit-seeking shopkeepers who maliciously and fraudulently stop their business and stay behind closed doors after distributing Jiaozi indiscriminately; or embezzle their deposits to run other businesses, fail and go bankrupt, so the "Jiaozi" issued cannot be honored.When some depositors withdraw money but cannot withdraw it, it is generally easy to have troubles and cause lawsuits.Therefore, during the reign of Jingde (1004-1007), Zhang Yong, the magistrate of Yizhou, rectified the Jiaozi shops, punished some criminals, and operated them exclusively by sixteen rich merchants.So far, the release of "Jiaozi" has finally been approved by the government.
In the first year of Emperor Renzong of Song Dynasty (1023), the government set up Jiaozi Affairs in Yizhou, and one or two officials from the Beijing Dynasty served as supervisors to preside over the issuance of Jiaozi. The production process is strictly monitored.This is the earliest banknote officially issued by the government in China - "Guanjiaozi".It was nearly 1716 years earlier than France (1692), the United States (700) and other western countries issued banknotes, so this is also the earliest banknote issued in the world.
At the beginning of its issuance, "Guanjiaozi" imitated the folk "private friendship" in shape, and at the same time it was stamped with the state seal of the state, but the amount of money filled in was different, generally ranging from one to ten, and the scope of circulation was stipulated.During the reign of Emperor Renzong of the Song Dynasty, all of them were changed to ten guan and five guan.When it came to Song Shenzong, it was changed to Wubaiwen and Yiguan.It is stipulated that there are boundaries for issuance, and the amount of issuance is also limited. Every three years (two years in total), new ones will be exchanged for old ones.A total of 1256340 guan were issued in the first session of Jiaozi, with a reserve capital of 360000 guan (based on Sichuan iron coins), and the reserve fund accounted for almost 28% of the circulation. "Jiaozi" was basically only circulated in Sichuan. Although it became popular in Hedong and Shaanxi later, it was abolished soon.
In the first year of Song Huizong's Daguan (1107), the government of the Song Dynasty replaced "Jiaozi" with "Qianyin" and "Jiaoziwu" with "Qianyinwu".Except for Fujian, Sichuan, Huguang, Zhejiang and other places where "Jiaozi" is still used, other roads have changed to "Qianyin".Later, in the third year of Daguan (1109) in Sichuan, Jiaozi was also changed to Qianyin. The biggest difference between "Qianyin" and "Jiaozi" is that it uses "缗" as the unit. The printing, paper, seals and pictures of "Qian Yin" are all excellent.However, "Qian Yin" was not allowed to be exchanged, and no banknotes were set up, and additional issuances were made at will, which caused the value of paper coupons to plummet. In the Jiading period of the Southern Song Dynasty, each roll was even worth only one hundred cash in cash.
The emergence of "Jiaozi" made up for the shortage of cash and facilitated business exchanges. This is a major achievement in the history of my country's currency.In addition, "Jiaozi", as the earliest banknote issued in my country and even in the world, also occupies an important position in the history of printmaking and printing, and is also of great significance to the printing technology of ancient banknotes in my country.
No matter how rich you are, you can't make your children rich
With the rapid development of social economy, people's living standards are also constantly improving, and automobiles, electric vehicles, and motorcycles are increasingly entering thousands of households.Every morning or evening, the school gate becomes a bustling "street market": In the early morning, the children are almost all light-packed, jump off the electric car, motorcycle, get out of the car, and then receive the milk handed by grandparents and parents , snacks, schoolbags... walked into the campus while eating; in the evening, when grandparents and parents saw their children, they rushed to welcome them out of school, took the schoolbags with one hand, and hurriedly delivered drinks, fruits, snacks with the other..., the children Then slowly get on the car, or jump on the motorcycle, etc., and go happily...
Many teenagers enjoy the preferential treatment of life for a long time, so that they "do not distinguish the five grains and do not work hard", ignoring others in their hearts, only themselves, bossing around, combining coquettish and domineering.And it is easy to get, enjoy the extravagance, and discard it like a waste, without experiencing the sense of responsibility after experiencing grievances, poverty, tribulations and hunger, so you become unkind and extremely indifferent.In the face of setbacks, one may be panicked, helpless, or blame others; in the face of collective interests and personal interests, one does not hesitate to choose self-interest as a matter of course... This is exactly what the great educator Makarenko said. Said a sentence: "Excessive love is a very great emotion, but it will lead to cruel destruction of children."
Therefore, teenagers should develop the habit of thrift from an early age. Diligence and thrift are a fine tradition of the Chinese nation, and it is a virtue.If teenagers develop the virtues of diligence and thrift from childhood, they will benefit for life.The family is the cradle of children's lives, and parents are our first teachers.Most of today's teenagers are only children, and their mothers, fathers, grandmas, and grandpas dote on them and respond to their needs.Some teenagers even think that, anyway, life is rich now, so there is no need to be thrifty anymore.Some children even think that there is no way for their parents to endure hardships when they were young, so do they have to endure hardships themselves?In this way, many young people develop the bad habit of extravagance and waste.There are also some teenagers who see that their parents are wasteful, so they waste themselves accordingly.
Teenagers should start from a young age and start from themselves. They must be "conscientious" and start from every little thing around them - saving a colored pen, saving a piece of paper, saving a drop of oil, saving a drop of water, Save a toy, save a grain of rice.Never give up the "small" to seek the "big". You should develop a good habit of "never throw away old toys and never leave food" from an early age.Only by starting from small things can young people develop a sense of responsibility and good qualities of thrift.Conserving water is very important. Teenagers should not waste water, pay attention to turn off the faucet in time, and do not turn on the faucet to the maximum to wash things. This is a good example of saving water.If the desk in the class is broken, you can find a way to repair it with other children, and you can send the unused stationery to other siblings for use.Teaching materials and teaching aids should also be taken care of and protected during activities.These small behaviors will form a frugal mentality, and it will grow with each passing day.
At present, the consumption of teenagers is rising one after another. Stationery boxes worth nearly [-] yuan, schoolbags worth hundreds of yuan, and electronic dictionaries worth nearly [-] yuan... Many stationery prices are so high that it is jaw-dropping. Gao is even more unexpected.More and more teenagers are blindly comparing themselves and admiring vanity. Do you know that these are all made by parents who live frugally, and their hard work is for their children!Therefore, teenagers should understand these behaviors of their parents.
In this regard, the practice of some rich people abroad is worthy of our admiration.It is fundamentally different from what we say, "No matter how poor you are, you can't be a poor child", they think "No matter how rich you are, you can't be a rich child", this is the real love for them.Here is an educational example:
Mr. Shangjing has a beautiful Honda car, and he often takes the whole family out for fun every holiday.However, Mr. Shangjing always drives alone to work every day, and never lets his 8-year-old daughter take the car to school.One day, my daughter suffered from tracheitis again, and it was difficult for her to walk. She begged her father to give him a ride. "No!" Uejing replied firmly.The daughter had no choice but to carry a big schoolbag and walk slowly along the street to school.When he was struggling to walk onto the pedestrian bridge at the intersection, he suddenly found his father waiting for him standing under the bridge.Shangjing didn't say anything when he saw his daughter, but silently took out a handkerchief to wipe away her tears, then took her daughter with one hand, and carried her big schoolbag with the other hand, and slowly climbed up the steps. "Son, don't blame Dad. As a student, you can't go to school by car. In the future, when you grow up and earn money, you will definitely be able to buy a better car than Dad's." Shangjing's eyes were a little red.
This "rich family cold education" method is actually the most correct way of education!Teenagers may think that what he did is wrong, and they will definitely spurn Shangjing: "Why do you have such cruel parents? Isn't it your own?" Some teenagers even say: "Why didn't Dad buy me a car..."
Yes, different countries have different views on education.But the purpose is the same: parents want us to be successful.In fact, parents did not clearly realize that education should give us the right to survival and life. We need more bitter cold, more tempering, and more setbacks.Because "wealth loses ambition", "wealth loses righteousness", and "richness tends to be dirty", it is difficult for us to gain a foothold in society when we grow up, and it is difficult to meet the challenges of life with independent personality.Because parents cannot rely on their whole life, people still have to rely on themselves to support themselves, and the road of life still has to be explored by themselves, and go down bravely, whether it is steep, or rugged, or flat... Only by overcoming difficulties and obstacles on your own can you go a long distance trek!
American management psychologist Douglas.McGregor believes that as long as there is an appropriate condition, ordinary people can not only assume responsibility, but also strive for responsibility.Therefore, we should drip our own sweat, eat our own food, and do our own business.
money is not everything
Money is not everything, just like Xiaoshenyang in the Spring Festival Gala said: "Money is something you don't bring with you when you are born, and you don't take it with you when you die." Therefore, money also has its limitations. If you have money, you can buy a house. But you can't buy a warm home; if you have money, you can buy a clock, but you can't buy back the time you discarded; if you have money, you can buy books, but you can't buy knowledge.Some people are even willing to do some illegal things for money, and eventually lose everything they have.
What exactly is money?The philosopher said: "Money is a creditor. It gives you a quarter of an hour of joy, but makes you pay for a lifetime of misfortune." In this era, money is only a material need, but too many people regard money as a Success is a kind of material enjoyment. The common people say: "Money is food, house, car, and clothes." With it, you can live a materially happy life. In fact, this is people's misinterpretation of "money". They only see the surface of money, but they don't really understand money.Money is not the purpose of our life, money is just a trading tool for life, the "money" we want to pursue should be ideological and spiritual.As Feng Menglong said: "Treat money like dung, benevolence and righteousness are worth thousands of gold."
A lonely rich man walked into a video store that sold joke CDs. He bought some expensive joke CDs. After returning home, he watched them for a long time, but his mood was still very dull and he could not feel any joy. taste.Next door is a family of old and young. They live in poverty. Every day they rely on a cow they feed to produce milk, and then sell it for money to maintain the life of the family.The Spring Festival is coming soon, the rich man is still lonely, but the poor family is preparing for the Spring Festival.On the day of the Spring Festival, the rich man decided to visit their home and asked them: "You are living so hard and poor now, can you still be happy?" The family said: "Although our family has no money, our family is rich. It’s so warm! You’re just home alone every day, so of course you don’t understand.” The rich man was celebrating the holiday at their home that day, and the rich man’s long-lost laughter came from the room.Since then, he has donated two-thirds of his family property to charity organizations, and lived happily with them and lived a happy life.
In real life, many things are actually more precious than money, and they are "out of reach" by money.Although you have a lot of money, but without the warmth of home, what is the use of more money?Without the joy of life, no amount of money is worthless paper?
Many people say: "If you have money, you have everything." The implication is that money is omnipotent. As long as I have money, I can enjoy all kinds of material comforts, and I will be happy, happy and healthy!
Is money really everything?
Here is a story:
An American tourist group went to a primitive tribe in Africa called Arminia. There was an old man in the tribe who was sitting cross-legged under a big tree quietly making straw weaving.An American businessman asked: "How much are these straw hats?" The old man smiled and replied: "15 pesos." "I will give you 150 million pesos, can you make [-] straw hats for me?" "Excuse me, If that's the case, I won't be interested in doing it." The American businessman couldn't believe his ears, he almost shouted and asked: "Why?" The old man said: "If you are asked to make a hundred thousand identical straw hats, wouldn't you Wouldn't it be boring? If I'm not happy, why would I need so much money?"
yes!In the process of chasing wealth, a large number of people forget things other than money, but the old gentleman has realized the true meaning of life.If someone asks you now, would you rather cry in a BMW car; or would you like to laugh while riding a bicycle.I believe that every teenager will choose the latter without hesitation, because money does not necessarily mean happiness, and money may not be everything.
Money can buy "bed" but not "sleep"; money can buy "food" but not "appetite"; money can buy "house" but not "home"; money can buy " Drugs” but not “health”; money can buy “entertainment” but not “happiness”; money can buy “precious jewelry” but not “spiritual beauty”; money can buy “books” but not You can't buy "wisdom"; money can buy "paper and pen" but not "writing"; money can buy "little man's heart" but not "gentleman's ambition"; money can buy "obedience" but not "Loyalty" cannot be bought; money can buy "flattery" but not "respect"; money can buy "nuclear weapons" but not "peace"...
Money can buy many things, but understand that money is not everything, because there are more things that money can't buy.
Wealth is not just money
When it comes to money, a historian once said: "Morality is eternal, but wealth changes its owner every day." This sentence also leads to such a person, who is he?It is the well-known richest man in the world-Bill Gates.He founded Microsoft at the age of 20, and became the youngest billionaire in history at the age of 31; at the age of 37, he entered the ranks of the richest in the United States and won the National Science and Technology Medal; The new richest man in the world.Perhaps, someone will ask: "Why does he continue to work when he is the richest man in the world now?" The simple reason is that Bill Gates loves his way of exploring technology, and his ultimate goal is not premenstrual .Behind Bill Gates' wealth, there is a more fundamental thing hidden, which is also the secret that made him famous and rich; the experience and lessons that made him get up again after he fell; The golden rule that came out; his spiritual support to turn the tide at critical moments... It is precisely because of these spiritual wealth that Gates was able to reach the pinnacle of life that we are extremely envious of.It is also because of these that Bill Gates did not leave his wealth to his children, because he wanted his children to rely on their own strength to break out of their own world.Because only morality is eternal, and money and wealth are just a few brilliant footprints in a short life, or even just a blink of an eye, nothing more, and these will be diluted as time goes by. net.
Undoubtedly, money is a kind of wealth, but wealth is not only money.Money is only material wealth, which is only temporary, and only spiritual wealth can last forever.Napoleon once had things that many people dream of - wealth, power, glory, but he said; "I have never had a happy day in my life." It can be seen from this.Happiness is also a kind of wealth.Helen Keller, a blind and deaf-mute person, said: "I found my life so beautiful." It can be seen that a pure heart is also the greatest wealth in life.Norwegian playwright Ibsen said: "Money can buy medicine, but not health; money can buy food, but not appetite; money can buy flattery, but not trust; money can buy Acquaintances can't buy friends... It can be seen that money is not everything in wealth.
So isn't money the devil?This statement is relatively one-sided, money also has a gentle and pure side like an angel.Necessary material wealth is the basis of a person's life.As the saying goes: "Money is not everything, but without money, nothing is impossible." This sentence also has a certain truth.As long as we have a correct attitude towards money, let it become a Maxima that you can control, and lead you to pursue higher wealth, wealth in a pure state, so that you can appreciate the more extreme scenery...
(End of this chapter)
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