Reborn Blessed Sweet Wife

Chapter 1212 High Interest

When Zhang Hong brought Chu Yun to the office, she saw their smiling faces.

"what happened?"

"Did you talk about a big order?" Since Hang Weiwei's unlucky situation, she has transferred out her undelivered and newly received orders. Recently, Liu Wei and the others should be dealing with these orders.

Ye Tao was in a good mood, "Yeah, I grabbed a lot of orders, maybe I don't have enough money."

"Then I won't accept it." Zhang Hong said jokingly, "If it's not enough, we'll find a bank loan."

Isn't there a bank?Didn't Zhang Hong remember that the bank always wanted Liu Wei and the others to get loans?

Liu Wei smiled wryly, "That was in the past, but now the bank refuses to lend, as long as it sees that it is a trading company, no matter how large you are, it will not lend."

"Ah." Zhang Hong didn't understand why this happened, what happened, and why the bank's attitude changed so much.

Ye Tao sighed, "I'm worried that we took the loan to receive the order and then purchase the goods."

"Isn't this right?" If you have enough funds, why take out a loan? Don't you want to pay interest on bank loans?Zhang Hong was dizzy from hearing this.

"If we had known this earlier, we should have taken out a loan." At least now, there is no lack of money.

"I took out a loan before, but now I have to repay it, or use an equivalent house as a mortgage." Ye Tao said the bank's solution, "Otherwise, the repayment is also within a limited time."

My mother, Zhang Hong was really stunned, I really don't understand why the current style of painting has become like this.

"Isn't that a lot of units have been cheated?" Many trading companies have rented a lot of stores, and few of them bought their own berths.

Now the bank is forcing them to pay back the money, Zhang Hong is really worried about how they will pay back the money.

"That's right." Liu Wei recalled the calls for help he had received in the past few days, "The interest on borrowing outside is quite high now."

The bank has no money to lend out, so it can be solved by raising funds from the private sector.

Zhang Hong couldn't help trembling for a private loan. It would be a win-win situation if the money was borrowed and could be recovered. But what if the money was borrowed and there was no way to recover it.

"The interest rate is high?"

"It's very high. For 1000 yuan, I'll give you [-] interest per month." Liu Wei didn't expect to be so crazy.

Fortunately, the interest rate is still within an acceptable range in Zhang Hong's opinion.

"Ah, how much business do you need to earn?" Chu Xi was very puzzled.

"If things run fast, you can make so much money." After all, even if the profit has been low, the things sold still have a gross profit of 30.00% to [-]%.

"But if you want to do business with your unit, if you are making a large item, it will take a few days to remit the money, and then it will take ten days to transport the item by rail. This is still a fast speed."

"Deliver the things, and then wait two days to get the money, all counted, at least 20 days." Chu Yun calculated, "If the things worth 1000 yuan are sold to the unit, [-]% is [-]."

"Then you have to pay shipping and taxes, at least [-], and then there are rent and staff salaries. It is impossible for you not to socialize with the other party."

"I want these one hundred, it's only 170, the interest is 120, and finally [-], the profit is still high."

"But in case things are delivered late, and then the money gets later, the profit is even lower."

"The rent is still rising step by step. If you want to speed up the delivery of goods to the capital at the station, you have to arrange it."

"Then when you arrive in the capital, you have to let them deliver quickly, and you still need to manage."

"If something breaks, you need to repair it. It would be nice to have seventy or eighty in the end."

"The boss has to pay for it himself."

"They are all raising funds from the private sector, and the interest rate will definitely increase. At that time..." Chu Yun dared not go on, because she really felt that it was not a small person like her who could talk about it.

Zhang Hong was stunned, and Liu Wei and the others were also stunned. In fact, it wasn't that they didn't understand what Chu Yun said, but that they didn't think about it carefully.

Zhang Hong kept swallowing her saliva. If it was really because of the increase in costs and profits, what would happen if there was no way to repay the high loan interest that was promised for borrowing.

If there is no way to pay the interest, forget it, but worry about the fact that there is no way to pay the principal.

Once there is no way to pay the principal, it will involve not a small matter, and if it is not done, something big will happen.

For many ordinary people, it is not easy to save a thousand, and there may be some coffin boards of old men and women in the middle.

How could Zhang Hong sit still, "Liu Wei, I'll leave the matter of Chu Yun to you."

It's fine if you don't know about it, but if you know it, you can't treat it like nothing happened.

Knowing that Zhang Hong was in a hurry to go back, Liu Wei was worried that what would happen if she walked in a hurry because of her impatience, "Ye Tao, send Zhang Hong off."

Ye Tao hummed, "I'll take you back." At that time, he can also have a good talk with Chu Dajiang, because he still knows some news from outside.

Zhang Hong didn't refuse, "Thank you."

When Ye Tao saw Zhang Hong's expression was sour while driving, he knew she was in a hurry, "Don't worry, don't worry."

"This is what we think about, maybe it hasn't reached that point yet." Ye Tao felt that if those people got the list and borrowed a large amount of money, as long as the goods were delivered and the payment was received, they would settle the money , there will be no such troubles.

And the current profits are enough to pay the interest, Ye Tao comforted Zhang Hong along the way.

Zhang Hong knew that what Ye Tao said was correct, but she was worried, "What if someone sees that they can borrow so much money, and then runs away with the money?"

At this time, the cost of running away is really not high. The ID cards are old-fashioned, and it is easier to forge, and the debts are all private, not public money. It's not too serious to deal with it, and after a long time, there will be no further discussion on this matter.

Who is the unlucky one in the end?It's not just those poor ordinary people. Although they can learn the lesson of not coveting high interest rates in the future, it is impossible to recover the lost money.

"I know what you're worried about." It's not that Ye Tao doesn't know what Zhang Hong is worried about, "But we can't come forward, and even if we do, no one will listen to us."

"Many factories are not efficient, and they are paid basic wages. You also know how much money you can have without bonuses."

"But the expenses are over there, and prices are rising now. They want to do business, but they don't have the courage and capital. They worry about what to do if they lose money."

"Now I suddenly find out that with high interest rates and safe principal, they will swarm to lend money."

"No matter how we analyze it with them, they will say that there is a store, so don't worry."

"Some of our peers will also attack us."

"I know it's a little selfish, but there's nothing I can do about it." Compared to being a good person and doing good deeds, Ye Tao pays more attention to his own safety.

Zhang Hong took a deep breath and hummed.

Ye Tao breathed a sigh of relief. Although he made his own decision, he had to say it.

(End of this chapter)