Reborn Blessed Sweet Wife
Chapter 1230
Chapter 1230
This made the old lady anxious, "No, Honghong, let me tell you, no matter how much money is needed for the construction of the factory, we can find a way slowly instead of borrowing usury."
"The funds needed to build a factory are not tens of thousands or hundreds of thousands, but millions, and the annual interest is too scary."
"And it will take at least two years to repay the money. How much interest will be paid?"
"Why don't I go to your aunt to see if she knows anyone in the bank." Ge Liyan didn't know if her sister knew anyone who worked in the bank, but she had a wide network of contacts, so even if she didn't know her, she could.
Ah, Zhang Hong looked at the old lady who hurriedly pulled her away and kept saying not to go outside to borrow money, so she realized that she was trying to persuade her not to use her brain.
Zhang Hong smiled, "Grandma, don't worry, we will never consider doing this."
"Otherwise, after a few years of real factory construction, we will help them earn money." Originally, I thought that if I absorbed investment, I could get more money in my hands.
But if they operate like this, the money they have worked so hard to earn will be given to these borrowers, and they will lose if they think about it.
Ge Liyan stared at Zhang Hong for a long time, "You didn't lie to me?"
Zhang Hong hummed, "Grandma, don't worry, we're not stupid, it's not that we don't know how to settle accounts."
"If it is a trading company and the money is not enough, we can borrow some money and pay it back soon."
"But building a factory is absolutely not allowed to operate like this."
"It's really not possible, we can borrow money in Yangcheng." Hmph, the banks here in the capital are superior. Now they don't care about it, and they will not be able to afford it in the future.
Ge Liyan thought about it, neither Dai Weidong nor Liu Wei would do such a stupid thing, "I can't get such a high interest."
"Take the bank loan interest."
"I thought it would be fine if it was higher than the bank loan interest rate, but I didn't expect it to be so much worse. I can't accept it."
The old lady insisted, "Otherwise you will find a bank loan."
"I lent you the money this time. If Xiaoxi needs money in the future, I will also lend it to her. How can I settle it with her?"
"You give such a high interest, can Xiaoxi afford such a high interest?"
"I don't charge her interest, and she doesn't feel comfortable."
"In short, whoever I lend my money to in the future will be charged with the bank's loan interest for the same period." Ge Liyan finalized the matter.
Zhang Hong had no choice but to say, "Success."
"That's it. Don't give me the money. I think Xiao Ming's salary is barely enough to repay the interest on the bank loan. I can borrow it for 20 years." Ge Liyan quickly calculated the interest in her heart, and then came to a conclusion My grandson has to pay off the debt for 20 years.
Ahhh, Chu Zhengming just heard his grandma say that the interest is calculated according to the bank loan interest, so he couldn't help but breathe a sigh of relief, thinking that he should not owe so much debt.
He didn't expect that he would have to bear 20 years of debt. Wouldn't he have to pay it back when he was about to retire, but at least he could pay more with a salary increase in the future.
Chu Zhengming was thinking about whether he should talk to some people who borrowed money, and whether they could repay part of the money first if they were short on cash.
But after Chu Zhengming thought about it, he really didn't know how to speak, alas, the helpless Chu Zhengming could only give up.
Chu Zhengming smiled bitterly. It seems that he can only hope that those people will take the initiative to repay the money, although this is unlikely, otherwise they would have paid it back long ago.
Just like what grandma said, if you can’t afford it all at once, can’t you pay ten yuan and twenty yuan a month, or twenty yuan a year? Money, usually a little contact.
Some people have gradually lost contact. Even if Chu Zhengming doesn't want to think bad about people, but things have developed to this point. It's really not that he doesn't want to think bad about people.
Chu Zhengming sighed, and when Ge Liyan heard Chu Zhengming sigh, she knew something and let them expose it, which frightened the kid quite a bit.
Ge Liyan didn't say a word, some things still need to be figured out by herself, for example, borrowing money can really see through a person.
Chu Dajiang patted Chu Zhengming on the shoulder, "Okay, you never know what will happen if you don't experience some things."
"It's not a big loss anyway." Chu Dajiang said that it was just a tuition fee.
When to pay tuition?Chu Zhengming was not happy, "The tuition fee is too expensive."
"Expensive? Why is it expensive?" Chu Dajiang asked back, "You are losing money anyway, and some people's tuition is directly life-threatening."
Hearing what his old man said, Chu Zhengming really couldn't laugh or cry, he didn't know what to say.
"Thank you, grandpa." Forget it, just like what grandpa said, at least he lost money, his life is still alive, and he still has room to turn around.
Chu Dajiang waved his hand, indicating that it's okay, "Okay, I'm going back to the study."
"By the way, I'm looking for your grandma to borrow money. I don't have much money, just over 1000."
Ge Liyan watched Chu Dajiang leave in a hurry, how could he not understand that he was busy checking to see if the private money was still there.
"By the way, remember to count how much money you have, the money to buy the computer depends on you."
Chu Dajiang stopped walking, "Ah, I said I didn't..."
"I know you have." Ge Liyan looked at Chu Dajiang with a smile.
Chu Dajiang said helplessly, "I know, I know."
After Zhang Hong watched Chu Dajiang leave, "Grandma, I have money to buy a computer here, let me pay for it."
She is short of money, but what she lacks is big money, and she still has money to buy a computer.
"No need, do you think your grandfather only has so much private money?" Ge Liyan didn't believe that Chu Dajiang's private money was only in that one place.
"His private money, he has the money to buy a computer." Ge Liyan was sure, "If he didn't have the money, when I said that just now, he would have protested."
"But he agreed to come down, which means he has the money."
Zhang Hong admired Ge Liyan for being so accurate in her calculations, and she was able to find out where Chu Dajiang hid money. She was really curious if the old lady knew where all of Chu Dajiang's private money was kept.
Chu Zhengming felt that this world was so subversive to his imagination, he really never knew that his grandfather, who was always honest, would even hide private money.
What shocked him even more was that the old man hid much more private money than him. No, he didn't even have private money, and he was still a person who was about to bear huge debts.
Chu Zhengming was about to cry when he thought about it, he was obviously a descendant, how could there be such a big difference, whether he was from the Chu family, why all the grandpa's money was handed over to grandma, he was surprised to be able to hide so much money.
As for himself, he basically doesn't hand in his salary, and he doesn't have any private money until now, so the gap between before and after is too big.
Chu Zhengming didn't dare to learn from Chu Dajiang. Good men can't hide private money, but they can learn from the old man, try to increase income and save expenses. On this point, Chu Zhengming thought that there is no place to save. Can only develop sources of income.
But there is a big problem with this, that is, where does he make money, he can't make money by being a translator because he doesn't know a foreign language.
Although he has strength, can he be a coolie?He doesn't care about losing face, but if it spreads out, the old man will lose face and give him a good look, maybe thinking about how to deal with him.
Chu Zhengming thought for a long time, and was about to cry, because he really didn't have such a channel.
(End of this chapter)
This made the old lady anxious, "No, Honghong, let me tell you, no matter how much money is needed for the construction of the factory, we can find a way slowly instead of borrowing usury."
"The funds needed to build a factory are not tens of thousands or hundreds of thousands, but millions, and the annual interest is too scary."
"And it will take at least two years to repay the money. How much interest will be paid?"
"Why don't I go to your aunt to see if she knows anyone in the bank." Ge Liyan didn't know if her sister knew anyone who worked in the bank, but she had a wide network of contacts, so even if she didn't know her, she could.
Ah, Zhang Hong looked at the old lady who hurriedly pulled her away and kept saying not to go outside to borrow money, so she realized that she was trying to persuade her not to use her brain.
Zhang Hong smiled, "Grandma, don't worry, we will never consider doing this."
"Otherwise, after a few years of real factory construction, we will help them earn money." Originally, I thought that if I absorbed investment, I could get more money in my hands.
But if they operate like this, the money they have worked so hard to earn will be given to these borrowers, and they will lose if they think about it.
Ge Liyan stared at Zhang Hong for a long time, "You didn't lie to me?"
Zhang Hong hummed, "Grandma, don't worry, we're not stupid, it's not that we don't know how to settle accounts."
"If it is a trading company and the money is not enough, we can borrow some money and pay it back soon."
"But building a factory is absolutely not allowed to operate like this."
"It's really not possible, we can borrow money in Yangcheng." Hmph, the banks here in the capital are superior. Now they don't care about it, and they will not be able to afford it in the future.
Ge Liyan thought about it, neither Dai Weidong nor Liu Wei would do such a stupid thing, "I can't get such a high interest."
"Take the bank loan interest."
"I thought it would be fine if it was higher than the bank loan interest rate, but I didn't expect it to be so much worse. I can't accept it."
The old lady insisted, "Otherwise you will find a bank loan."
"I lent you the money this time. If Xiaoxi needs money in the future, I will also lend it to her. How can I settle it with her?"
"You give such a high interest, can Xiaoxi afford such a high interest?"
"I don't charge her interest, and she doesn't feel comfortable."
"In short, whoever I lend my money to in the future will be charged with the bank's loan interest for the same period." Ge Liyan finalized the matter.
Zhang Hong had no choice but to say, "Success."
"That's it. Don't give me the money. I think Xiao Ming's salary is barely enough to repay the interest on the bank loan. I can borrow it for 20 years." Ge Liyan quickly calculated the interest in her heart, and then came to a conclusion My grandson has to pay off the debt for 20 years.
Ahhh, Chu Zhengming just heard his grandma say that the interest is calculated according to the bank loan interest, so he couldn't help but breathe a sigh of relief, thinking that he should not owe so much debt.
He didn't expect that he would have to bear 20 years of debt. Wouldn't he have to pay it back when he was about to retire, but at least he could pay more with a salary increase in the future.
Chu Zhengming was thinking about whether he should talk to some people who borrowed money, and whether they could repay part of the money first if they were short on cash.
But after Chu Zhengming thought about it, he really didn't know how to speak, alas, the helpless Chu Zhengming could only give up.
Chu Zhengming smiled bitterly. It seems that he can only hope that those people will take the initiative to repay the money, although this is unlikely, otherwise they would have paid it back long ago.
Just like what grandma said, if you can’t afford it all at once, can’t you pay ten yuan and twenty yuan a month, or twenty yuan a year? Money, usually a little contact.
Some people have gradually lost contact. Even if Chu Zhengming doesn't want to think bad about people, but things have developed to this point. It's really not that he doesn't want to think bad about people.
Chu Zhengming sighed, and when Ge Liyan heard Chu Zhengming sigh, she knew something and let them expose it, which frightened the kid quite a bit.
Ge Liyan didn't say a word, some things still need to be figured out by herself, for example, borrowing money can really see through a person.
Chu Dajiang patted Chu Zhengming on the shoulder, "Okay, you never know what will happen if you don't experience some things."
"It's not a big loss anyway." Chu Dajiang said that it was just a tuition fee.
When to pay tuition?Chu Zhengming was not happy, "The tuition fee is too expensive."
"Expensive? Why is it expensive?" Chu Dajiang asked back, "You are losing money anyway, and some people's tuition is directly life-threatening."
Hearing what his old man said, Chu Zhengming really couldn't laugh or cry, he didn't know what to say.
"Thank you, grandpa." Forget it, just like what grandpa said, at least he lost money, his life is still alive, and he still has room to turn around.
Chu Dajiang waved his hand, indicating that it's okay, "Okay, I'm going back to the study."
"By the way, I'm looking for your grandma to borrow money. I don't have much money, just over 1000."
Ge Liyan watched Chu Dajiang leave in a hurry, how could he not understand that he was busy checking to see if the private money was still there.
"By the way, remember to count how much money you have, the money to buy the computer depends on you."
Chu Dajiang stopped walking, "Ah, I said I didn't..."
"I know you have." Ge Liyan looked at Chu Dajiang with a smile.
Chu Dajiang said helplessly, "I know, I know."
After Zhang Hong watched Chu Dajiang leave, "Grandma, I have money to buy a computer here, let me pay for it."
She is short of money, but what she lacks is big money, and she still has money to buy a computer.
"No need, do you think your grandfather only has so much private money?" Ge Liyan didn't believe that Chu Dajiang's private money was only in that one place.
"His private money, he has the money to buy a computer." Ge Liyan was sure, "If he didn't have the money, when I said that just now, he would have protested."
"But he agreed to come down, which means he has the money."
Zhang Hong admired Ge Liyan for being so accurate in her calculations, and she was able to find out where Chu Dajiang hid money. She was really curious if the old lady knew where all of Chu Dajiang's private money was kept.
Chu Zhengming felt that this world was so subversive to his imagination, he really never knew that his grandfather, who was always honest, would even hide private money.
What shocked him even more was that the old man hid much more private money than him. No, he didn't even have private money, and he was still a person who was about to bear huge debts.
Chu Zhengming was about to cry when he thought about it, he was obviously a descendant, how could there be such a big difference, whether he was from the Chu family, why all the grandpa's money was handed over to grandma, he was surprised to be able to hide so much money.
As for himself, he basically doesn't hand in his salary, and he doesn't have any private money until now, so the gap between before and after is too big.
Chu Zhengming didn't dare to learn from Chu Dajiang. Good men can't hide private money, but they can learn from the old man, try to increase income and save expenses. On this point, Chu Zhengming thought that there is no place to save. Can only develop sources of income.
But there is a big problem with this, that is, where does he make money, he can't make money by being a translator because he doesn't know a foreign language.
Although he has strength, can he be a coolie?He doesn't care about losing face, but if it spreads out, the old man will lose face and give him a good look, maybe thinking about how to deal with him.
Chu Zhengming thought for a long time, and was about to cry, because he really didn't have such a channel.
(End of this chapter)
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