Fortune fortune

Chapter 568

"This is Huahai Bank's bad debts over the years. You can arrange for someone to help the bank collect the debts. The principal of the collected money belongs to the bank, and the interest can be recovered. It belongs to us. The bad debt rate of Huahai Bank has been very high these years. , the profit in it is huge. If it works well, it will be tens of millions or even hundreds of millions of transactions.

If Huahai Bank's bad debts can be filled up, other banks will also follow the news and ask us to fill up the bad debts, and then they will make more money. "Xu Fang said the money-making plan.

Yan Fu was very moved, he rummaged through a few boxes, and when he saw that there were all bad debts here, he felt a huge wave in his heart.

The amount of these principal and interest is really too big.

"Why doesn't Huahai Bank ask for it? If you give us the interest, won't they get nothing?" Yan Fu asked the doubts in his heart.

Xu Fang patiently explained to Yan Fu: "These debtors are Lao Lai, and when the bank staff go to collect the bills, at most they threaten with 'listing as a dishonest person', but why does Lao Lai care about this?

The senior executives of Huahai Bank knew very well that once Lao Lai was included in the list of dishonest persons, these accounts would not be returned, so they did not really sue these people.

Seeing that Huahai Bank's money is so lucrative, other people also went to grab their wool.Over time, there will be more bad debts.

The bankers who go to collect the bills are all ordinary employees, and they are also afraid of being beaten. If you press the bill too hard, you may be beaten. Even if you don't get beaten, you will be scolded by those old rascals.How can a group of elegant people sitting in an office fight against this group of lads?
Therefore, people in the bank are not willing to collect the accounts, and those who are forced to collect the accounts will only do foreign work, and it is difficult to recover these accounts.

But we are different. To deal with these old Lai, I believe you must have a way. "

After hearing Xu Fang's analysis, Yan Fu felt that this was feasible.

Helping the bank collect money, this is indeed making money in an upright manner.

Although there is only one Huahai Bank at present, Xu Fang also said that if Huahai Bank's bad debts are erased, other banks will naturally follow the news, and there will be no business at that time.

He roughly looked at the bill just now. If the bill is collected smoothly, the profit will not be too much compared with the profit of his current business!

"Mr. Fang, then I will arrange someone to collect the bill later!" Yan Fu agreed. As for how much of the money he would get, he didn't dare to ask, even if Xu Fang was taken away, he didn't dare to have any opinions. .

"I'll tell you a few precautions, and you must strictly abide by them. Otherwise, if something goes wrong, not only will you not be able to make money, but you may even lose it."

"Master Fang, tell me!" Yan Fu said respectfully.

"First of all, when collecting bills, threats and intimidation are the main method. Remember not to touch your hands or have any physical contact with the parties involved. We must 'convince people with virtue'. Otherwise, if something happens, the business will fail Can't do it!

Secondly, some arrears have been owed for a long time, and the interest is almost equal to the principal. Even if you kill him, he is not willing to pay it back.Certain discounts can be given on interest.

Third, if there is a difficult family situation and the blame cannot be uncovered, let it go temporarily, and don't force people to a desperate road.

I will take [-]% of the money I earn in the end, and the rest will belong to you. "Xu Fang explained his request in a steady voice.

"Twenty percent?" Yan Fu asked in shock.

"Too much?" Xu Fang raised his eyebrows.

"No, it's okay to give you [-]% of the time, I'm just a helper." Yan Fu waved his hands hastily.

"You contribute a lot of people and work hard, and it's not much to get [-]%, so let's make a decision. In the future, I will patiently look for similar businesses. Although it is not so popular, it will not be a dead end if it is discovered. Some showy, should When you refuse, you must give up decisively. That's fine, I'll leave first, and I'll contact you again if I need anything."

After all, Xu Fang didn't stay in the box for long, and walked out.

Yan Fu and Han Xu sent Xu Fang out of the gate, watched Xu Fang drive away, and then returned to the box.

In the box, Yan Fu looked at Han Xu and asked, "Old Han, what do you think of Mr. Fang's proposal?"

Han Xu thought about it for a while, and then said: "This way of making money is very good, and he said that making you white is also the direction you have to go. Looking at the world, no big bastard will end well, either by the new If the power goes down, it will either be beaten down by the government.”

Yan Fu took Han Xu's words seriously, and a gleam flashed in his eyes: "That's true, then I'll check recently to see if there is any project similar to collecting bills!"

Yan Fu didn't feel emotional for too long, the collection of the bill this time was related to his interests, and he was still working for Xu Fang, so he immediately started to arrange it.

First divide the materials of the five big boxes, and then gather the younger brothers and divide them into groups of five.

After clarifying the precautions for collecting accounts, let everyone collect accounts.

Like the people in Tian Hao's hands, these people in Yan Fu's hands were very excited when they heard that they could collect the bills in an open and honest manner.

Usually, what they do is all shady actions. In addition to guarding against the opponent's sap, they must also be alert to whether there are police ambushing around.

They had never encountered such an upright and confident job like now, and when they first took over, they immediately went to collect debts with great enthusiasm.

Puhai, a rice noodle shop called 'Qiao Lai'.

It was lunch time at the moment, and there were quite a few guests inside.

Suddenly, five burly men walked in.

"Do you want some rice noodles?" The waiter asked with some fear when he saw the five people.

"Where is Zhang Ziran?" asked the leading man.

The waiter didn't dare to say anything, and looked in the direction of the cashier.

Behind the cash register sits a fat woman in her 40s with heavy makeup and big waves.At first glance, it belongs to the type of people who want to follow the trend, but their own conditions are not enough.

"I am, are you looking for me?" The fat woman looked at the few people who came in curiously.

"It's good that you are around. I see that you took out a loan of 25 at Huahai Bank four years ago, but you haven't paid it back yet. As of today, the principal plus interest is a total of 29.8. Please pay it back today." The leader The man snorted coldly, and took a picture of Zhang Ziran's loan record on the cash register.

Zhang Ziran is obviously experienced in the face of the bill collectors. Although she was a little flustered in the face of five strong men, she did not lose her footing. Don't pay it back! Didn't you agree to pay it back next month? Come here every day like a mourner, is it annoying? Dogs are not as clingy as you are!"

"Keep your mouth clean!" the big man said angrily.

"You flies, if you speak well, you can't understand, so you have to curse a few words to be happy!"

Zhang Ziran's mouth is very strong, like a shrew who scolded several bill collectors bloody.

Zhang Tianran knew the staff of the bank very well. He was thin-skinned and gentle. He didn't dare to do anything, and his mouth was not sharp. Every time he was scolded by her, his face turned red and he slipped away in a fit of anger. He never missed it for so many years.

It is also because of her extraordinary record over the years that she is very good at dealing with bill collectors.

But unfortunately, the debt collector she met this time was different from the previous ones.

"Everyone, I'm sorry, I have some personal matters to deal with with the shop owner, so I don't need to pay for this meal, let's all go out first."

"Get out, get out!"

"Thank you, everyone, get out!"

The five big men couldn't help but start to drive away the customers who were eating in the store.

Although they were kicked out, the customers didn't even check out. The five menacing strong men were not something ordinary people would like to provoke. Although they were full of opinions, they dared not speak out. They put down their chopsticks and walked out of the rice noodle shop.

(End of this chapter)