Fortune fortune

Chapter 94 Loans
Xu Fang couldn't help being stunned when he heard the words, and soon realized the problem.

Although the water plant has developed very well, after all, it has only been in development for more than two months, and all the money earned has been invested in expanding operations.Although the market value of the water plant is very high, the working capital of 1000 million is really not available.

If it can be delayed for three months, 1000 million will be squeezed out after gritted teeth.But the closed factory may have been bought long ago.

At that time, if no one transferred the factory, they had to find a new site to build the factory.

It was also the end of the year, so even if we could find a suitable site, where would we find a construction company to rebuild it?

After such a delay, we have to wait for the next spring.It will take at least August next year for the water plant to open.If it doesn't go well, it may be delayed until the end of next year.

Such a long time span not only wastes time, but also consumes Feng Wen's entrepreneurial enthusiasm, which also greatly wastes Feng Wen's talent.

So the 1000 million must be collected immediately!

In fact, it is very easy for Xu Fang to raise 1000 million yuan. He would definitely be happy to borrow it from Zhao Sen from Tianyuan Real Estate.

Ask the Huo family to borrow it, and the Huo family will definitely not refuse.

Even if he asked Tian Hao to borrow it, Tian Hao gritted his teeth and could come up with several million.

But borrowing money is the most consuming of human feelings. Xu Fang thought about it, if it is not a last resort, he should not think about it.

"Look for a bank loan." Xu Fang quickly made a decision.

Meng Tian laughed and said, "I thought so too. It's a bit late today, and I'll go get a loan tomorrow and try to get the money as soon as possible."

"Okay, thanks for your hard work, Miss Tian."

After hanging up the phone, Xu Fangchang heaved a sigh of relief. If the mineral water market in Puhai City can be opened, the valuation of Subai Water Plant will skyrocket again!

……

The next day, 11 am.

Xu Fang received another call from Meng Tian.

After pressing the answer button, Xu Fang smiled and asked, "Hey, Sister Tian, ​​have you received the loan yet?"

Meng Tian's voice was extremely frustrated, and he said aggrievedly: "No, I went to six banks. When I heard that we belonged to the Subai Water Plant, they all said that we did not meet the loan conditions. I suspect that we were targeted."

Xu Fang was surprised when he heard the words: "A loan of 1000 million is not enough? Our water plant is sold at a discount, which is enough to mortgage!"

"That's why I said I might have been targeted!" Meng Tian sighed and said, "If it doesn't work, I can only borrow money."

Xu Fang frowned. Su Bai's qualifications made him absolutely capable of getting a loan. Now all the banks have rejected Su Bai's loan request. If nothing else, he was targeted.

The colleagues are enemies, and Xu Fang speculates that Yibao is probably responsible for it.

Although Yibao's market share in Yunhai City has dropped to 35%, the Centipede is dead but not dead, and Yibao's relationship network in Yunhai City is still very strong.What's more, the strength of Yibao General Factory ranks first in the whole China.

Taking a deep breath, Xu Fang said, "Sister Tian, ​​don't worry, I'll try it today. If it doesn't work, let's borrow more money."

"Okay!" Meng Tian could only pin his hopes on Xu Fang.

After hanging up the phone, Xu Fang hesitated, took out his mobile phone and called Tian Hao.

The phone was connected quickly, and Tian Hao's cheerful voice came: "Hey, brother, do you still remember your brother Hao?"

"Brother Hao, how dare I forget you! Three meals a day, before and after meals, I will think about you!" Xu Fang laughed.

"Fuck you, how can I be so charming!" Tian Hao scolded with a smile.

"Brother Hao, what's going on at Sanduo Winery?" Xu Fang asked curiously.

Tian Hao laughed and said: "Don't worry, Liu Yuanhang's old bastard is almost finished. The winery has no raw materials now, and the business has plummeted. There are people from outside and inside to deal with him. I heard that he is not in good health recently. Give him another three months Time, if he doesn't die, I will do it myself!"

"That's good." Xu Fang felt relieved.

"By the way, what do you want from me?" Tian Hao asked.

"Brother Hao, do you know anyone from the bank?" Xu Fang asked, "The one responsible for the loan."

"Why, you want a loan?" Tian Hao asked in surprise.

"Correct."

"How much worse? Tell me!" Tian Hao asked carelessly.

"The amount is relatively large, and it's not my property alone. It's better to take out a loan." Xu Fang politely declined Tian Hao's offer.

Hearing that the amount was relatively large, Tian Hao was also a little timid. He knew that Xu Fang was a person who did big things, and he said that it was not a small amount. Wouldn't it be embarrassing if he couldn't afford that much money.After thinking for a while, Tian Hao said, "Is Tianhai Bank okay?"

Although Tianhai Bank is not as big as a first-class bank, its scale is not bad. Many companies choose their bank as their salary card.

"can!"

"Then I'll contact you and make an appointment to call you again." Tian Hao smiled.

"Okay, thank you Brother Hao!" Xu Fang hurriedly thanked.

After hanging up the phone, Xu Convenience waited patiently.About 10 minutes later, Tian Hao's call came back.

"Brother Hao, how are you?" Xu Fang asked expectantly.

"I made an appointment with the person in charge of the other party. This person is Zheng Yueling. At 12:[-] noon, we will meet at Yunwu Clubhouse. I will arrange a box for you. You can talk to her first. If the conversation doesn't go well, you can ask me to come forward." Tian Hao said with a smile.

"Okay, thank you Brother Hao for the introduction." Xu Fang said gratefully.

"You two are welcome!" Tian Hao laughed.

After hanging up the phone, it was an hour before the appointed time, Xu Fang didn't neglect, changed into the suit that Qiao Yu gave him before and went out.On this occasion of borrowing money, if one's clothes are too shabby, no matter how Su Bai develops, the other party will "consider" the ability to repay the loan.

After driving to the Yunwu clubhouse, Xu Fang reported his name.

This is an honored guest handpicked by Brother Hao, and he did not dare to neglect the reception, so he led Xu Fang to a private room.

Before the other party came, Xu Fang took the opportunity to look at the box.The area is not very large, the decoration is relatively natural and fresh, partial Japanese style, and the log tone looks natural and pleasing to the eye.There are tables and chairs in the middle of the box, which can seat four people.

Tian Hao is indeed very attentive, and the private room he arranged is very suitable for talking about things!

At 12:28, the door of the box opened, and a woman in business attire walked in with high heels.

The woman is about 28 years old, with an oval face, exquisite makeup, and neat cleaning, giving people the feeling of a strong woman.

"Hello, I'm Xu Fang, are you Mr. Zheng?" Xu Fang asked politely.

"It's me, Mr. Xu is very young!" Zheng Yueling sized up Xu Fang, a flash of surprise flashed in his eyes, such a young guy could ask Tian Hao to talk to her?
"Boss Zheng looks younger!" Xu Fang boasted, and at this time, Zheng Yueling's message also appeared in Xu Fang's mind.

[Character: Zheng Yueling, 28 years old, head of Yunhai City of Tianhai Bank]

[Secret 1: The bad debt rate of the bank has reached 12%, and the bank is facing a crisis of loss, causing dissatisfaction at the headquarters. If the situation cannot be reversed, layoffs will be considered after the Spring Festival]

[Secret 2: Taking advantage of his position, privately embezzling public funds to lend money, earning a profit of 600 million in three years]

[Secret 3: Accepting bribes to lend to those who do not meet the loan conditions, the total amount of bribes is 200 million]

Zheng Yueling didn't know that all her secrets had been seen through. Hearing Xu Fang's compliments on her, she smiled sweetly and said, "Mr. Xu can really talk."

"Haven't you eaten yet? It's time for dinner, let's chat while eating!" Xu Fang greeted.

(End of this chapter)