Gold Investor

Chapter 109 Internet Finance (5)
6 Investment companies can find a reason to suspend the contract by just picking a word

A week passed in a flash, and it was the time Yan Fei promised.On this day, Fang Yubin happened to come to Yijia Company, but found that the employees in the office area looked at each other in dismay.Hearing it again, Yuan Ruilang was roaring angrily in the office.Fang Yubin pulled an employee over and asked, "What's going on?"

The employee said: "I don't know. Just now a foreigner went to Mr. Yuan, and then the voice inside became louder and louder."

"Which gringo?" Fang Yubin asked.

The employee replied: "It seems to be a representative of an American venture capital company."

Fang Yubin walked in and saw Yuan Ruilang pacing back and forth in the office, his face full of anger.The US representative sat on the sofa with helplessness written on his face.

"What's wrong?" Fang Yubin asked.

This sentence ignited Yuan Ruilang's anger again, and he shouted loudly: "This group of people is a group of liars!"

The American representative can speak fluent Chinese. He shrugged and said, "I'm sorry, Mr. Yuan, I fully understand your feelings. But I must obey the instructions of President Weltman."

"Don't mention Weltman to me!" Yuan Ruilang couldn't restrain his emotions, and burst into foul language, "Others don't know him, but I don't know? In front of me, just say Yan Fei, don't pretend to be a foreign devil."

Fang Yubin on the side, after listening to it for a while, understood it roughly.It turned out that after Yan Fei returned to the US headquarters, he issued a decision to stop injecting capital into Yijia Financial Holdings.

No wonder Yuan Ruilang was so angry!Fang Yubin couldn't help but criticize: "The investment agreement is written in black and white, how can you just stop it?"

The other party still said the same sentence: "I am only carrying out the orders of President Veltman."

Fang Yubin turned to Yuan Ruilang and said, "Have you contacted Yan Fei? What did he say?"

Yuan Ruilang said: "I called him several times, but no one answered. Wechat, SMS, etc., I sent him a lot of calls."

At this time, the desk phone rang.Seeing the caller number, Yuan Ruilang said, "It's Yan Fei calling." He pressed the hands-free button, and before Yan Fei could speak, he asked in a rapid-fire manner: "What do you mean? After signing the agreement, why did you say that you changed your mind? Changing your mind? Didn't you mean to let go of the past, are you lying to a ghost?"

On the other end of the phone, Yan Fei yawned: "Please, it's still night in the United States. You deliberately don't let me sleep."

Yuan Ruilang said angrily: "You can sleep, but I can't. Tell you, if you don't transfer the money within three days, I will fly to the United States and talk to the boss of your fund. I want to see it, you are avenging yourself , he will let you mess around!"

Yan Fei laughed a few times, and said: "If you want to come to the United States, I will do my best as a landlord. If you want to go to my boss, you are welcome. However, it is the boss who stopped the capital injection to Yijia. decided."

"That's because I believed your side of the story." Yuan Ruilang roared.

Yan Fei said: "Mr. Yuan, can you calm down a little bit so that I can finish my sentence properly?"

"Tell me." Yuan Ruilang said.

Yan Fei said: "The last time I went to your office, what I said was from the bottom of my heart. The past is over, so there is no need to hold on to it. You, me, and Fang Yubin all left Rongding. Facts have proved that we all I am a loser, and I have been tricked by others. I am also a loser in the world, why bother to fight? When I was appointed as the president of the Asia-Pacific region, I made up my mind not to bring my personal emotions into work."

Yan Fei also said: "It is indeed my proposition to suspend the cooperation agreement with Yijia, but it is not aimed at anyone. You can ask, my trip to China this time, I went to Shanghai, Suzhou, and Beijing. We visited three Internet finance companies in different cities. The other two also signed cooperation agreements with us before. Now, the implementation of these agreements is all suspended.”

"What do you mean?" Yuan Ruilang asked.

"Let me tell you the truth." Yan Fei said, "The reason why my predecessor resigned was because he invested in many Internet finance companies in China at one go. But the boss believes that the development prospects of Internet finance in China are not clear. There will be a major reshuffle in the future, and such an aggressive investment strategy is not advisable."

Yan Fei went on to say: "After taking office, the boss immediately asked me to visit China to understand the situation on the ground. My opinion is the same as that of the boss. There was a big bubble in the development of the previous wave of Internet finance, and the entire industry contained risks. We haven’t poured all the money in yet, we have to slow down the pace, at least wait and see for a while.”

Whether Yan Fei is out of public interest or taking the opportunity to vent his personal anger, the ending is the same for Yuan Ruilang.He had no time to distinguish the motives of the other party, he just said: "Everyone can have their own opinions on the development trend of the industry. But the contract in black and white must not be counted?"

Yan Fei laughed: "We are all from investment companies. Don't you know the way to do it? Which contract doesn't have a lot of additional conditions? An investment company can find a reason to suspend the contract by just picking a word in it." .Of course, you may raise objections. At that time, we can only see you in court. However, this kind of transnational economic dispute will not be settled in three to five years. When the lawsuit is over, I wonder if your company is still there?"

"This is hooliganism!" Yuan Ruilang slapped the table angrily.

"Maybe." Yan Fei said, "But this kind of hooligan, we have played a lot in the past."

After putting down the phone, Yuan Ruilang was still furious.Fang Yubin dismissed the US representative, turned around and handed Yuan Ruilang a cigarette: "Quiet the fire. It's going to rain, mother is going to get married, let him go."

Yuan Ruilang was still angry, and said bitterly: "All my capital plans are planned and arranged according to the arrival of 3000 million US dollars on time. I didn't expect Yan Fei to break his promise and come out like this."

Fang Yubin said: "We can't count on the venture capital money, and the company's capital plan must be adjusted immediately."

"That's right, we need to adjust." Yuan Ruilang stood up, "Notify all the middle-level officials to go to the office for an emergency meeting immediately, and clear up our family first."

The middle-level meeting of Yijia Financial Holdings lasted until night, and Fang Yubin was also listening.The situation is indeed not optimistic. Even if the expansion plan is stopped across the board and efforts are made to withdraw funds, there is still a funding gap.In the next month, the amount that needs to be paid to investors is about 1.7 million yuan. After trying various methods, the company can only come up with [-] million yuan in cash.

However, Yuan Ruilang made an appearance full of confidence: "Let's slow down the expansion plan for a while, but you don't have to be discouraged. The transaction amount of the Yijia platform has already exceeded 10 billion, and the funding gap of tens of millions is far away for us. It’s not a hurdle that can’t be overcome. If Butcher Zhang dies, he’ll eat a pig. There’s no such thing. The Yankees keep their promises, thinking that the world won’t turn around without their stinky money, so we want to fight for it. "

Jiang Ruobing on the side said, "Mr. Yuan, P2P finance is industry-specific, and some things cannot be taken lightly. That's right, with our transaction scale, a funding gap of tens of millions is not a big deal for an ordinary enterprise. To upstream and downstream suppliers Say hello, some money is owed on credit for a month, and the difficulties will pass. But the money on the P2P platform is put in by investors, and they are very sensitive. Once we fail to pay the proceeds on time, people will panic, Even panic will spread. Just imagine, if the bank announces that the money will not be withdrawn within half a month, what will happen?"

Yuan Ruilang's face sank, but he immediately said with a smile on his face: "So we can't let this happen, and we must ensure that the investor's income is paid on time." He continued: "Actually, we still missed an account just now, Jiangzhou Iron and Steel Co., Ltd. The factory’s [-] million loan is due within a month, isn’t it? When they repay the money, there will be no funding gap.”

Hearing what Yuan Ruilang said, the confidence of the subordinates was restored.Yuan Ruilang smiled and waved his hands: "According to the arrangement of the meeting, let's split up. As long as you all perform your duties, the company's development will not go wrong."

After the meeting ended, Yuan Ruilang returned to the office and specially called Jiang Ruobing.He closed the door, with a gloomy face, and whispered: "What do you mean by saying this at the meeting today? Is it to show that you are very knowledgeable?"

Jiang Ruobing explained: "I just fulfilled my responsibility as a subordinate and offered my opinion for your reference."

Yuan Ruilang was full of anger, but deliberately lowered his voice, and said: "I don't understand what you said? But do you know that at this critical moment, morale can't be discouraged. Today's meeting is attended by not only Senior management, and all middle-level officials, you keep saying that you are worried about the panic among investors, but you are not afraid of panic in the company? If you have any opinions, you can tell me directly, and there is no need to shout in public. "

Jiang Ruobing lowered her head: "I was in a hurry to express my opinion at the time, maybe it wasn't thoughtful enough."

After all, Yuan Ruilang is a gentleman, and he will not hold on to female subordinates.Fang Yubin on the side also persuaded: "She is also out of kindness."

After Jiang Ruobing left, Fang Yubin said: "Jiang Ruobing is right. P2P financial platforms are not ordinary companies, and there is no need for a penny of funding gap. The expansion plan should be stopped quickly. In addition, Jiangzhou Steel Plant will not Is there any surprise?"

"The expansion plan has to be stopped. It's hard for a smart woman to cook without rice." Yuan Ruilang said, "There should be no accidents at the steel factory. I went to the factory a few days ago. The new equipment has arrived and will be ready soon." To debug."

Yuan Ruilang said again: "I will arrange the work of the company first, and I will go to Jiangzhou to supervise this matter every few days."

"This is the best." Fang Yubin nodded.

As soon as he walked out of Yuan Ruilang's office, Fang Yubin's cell phone rang. Seeing that the caller number was unfamiliar, he pressed down and refused to answer.But half a minute later, the bell rang again.Fang Yubin picked up the phone and asked, "Who is it?"

The other party was a female voice: "Mr. Fang, it's me."

Fang Yubin had something on his mind, and said impatiently, "Who are you? I don't know the phone number."

The other party said: "Although the number is unfamiliar, the person is an acquaintance." Fang Yubin heard the voice, which was somewhat familiar, but he couldn't remember it for a while.The other side continued: "I am Yang Yun."

"It's you?" Fang Yubin was very surprised, he didn't expect that she would take the initiative to contact him.

Yang Yun said, "I'm in Shanghai, can we meet?"

Thinking of being drugged and rolling naked on the hotel bed with Yang Yun, Fang Yubin sneered, "Once bitten by a snake, I'm afraid of well ropes for ten years. Do I still dare to meet you?"

However, Yang Yun laughed: "The person who was bitten died and became auspicious, but the person who bit him got a bad nose. You are so capable, why are you afraid? This time, the time and place are up to you, is that okay?"

Yang Yun is not only outstanding in appearance, but also has excellent verbal skills.After what she said, Fang Yubin was really confident.These defeated generals, am I still afraid of seeing you?He said: "Tomorrow morning, come directly to my office."

The next day, Yang Yun came to Fang Yubin's office on time.She was wearing a blue dress with a white shawl and light makeup on her face. She was not as coquettish as before, but she still looked pretty.

Out of politeness, Fang Yubin made tea for her, opened the door of the office again, then sat back in his seat and asked, "What do you want from me?"

Fang Yubin got straight to the point, and Yang Yun answered directly: "I want to discuss a business with you."

Fang Yubin laughed: "Are you here on behalf of Yu Fei?"

Yang Yun had a bitter look on her face: "Stop making fun of me, Mr. Yu doesn't have any business? After he entered, the company has collapsed, and the employees have gone their separate ways."

Fang Yubin naturally knew something about Yu Fei.Fang Yubin did not expose the information Wang Cheng gave him.However, Yu Fei, who escaped a catastrophe, could not escape the end of destruction in the end.During the stock market crash, Yu Fei suffered heavy losses, relying on the funds provided by Su Hao to temporarily stabilize his position.His gambler nature remained unchanged, and he used the remaining funds to buy bottoms, hoping to make a comeback.However, the trend of the broader market made even an old man like him fall into disbelief.The stock market suffered several rounds of sharp drops when its vitality was not restored, and Yu Fei's capital chain was broken again.

What's more terrible is that due to the continuous stock market crash, the regulators were furious and severely cracked down on the market maker's behavior of manipulating stock prices, and Yu Fei's criminal record was also uncovered.On the highway where he was going back to his hometown to visit his mother, several police cars surrounded him.The photo of him with a lonely expression and his hands handcuffed became the curtain call performance of a generation of capital tycoons.

"This means that if you do many injustices, you will die." Fang Yubin sneered, "I can let him go, but God will not let him go."

Yang Yun didn't know what Fang Yubin meant by "let him go".Her feelings for Yu Fei are very complicated, and when this person is mentioned, her expression becomes stiff.

Fang Yubin asked: "After leaving Yu Fei, where did you get a job?"

Yang Yun said: "I changed a few places, and now I work in a real estate company in Beijing."

"From securities to real estate, the span is quite large!" Fang Yubin's words were half surprised and half sarcasm.The constant job-hopping shows that Yang Yun is not happy.

"I probably followed Yu Fei before and ruined my reputation in the circle. Now I have to start all over again, not only have to leave Binhai, but also have to change industries." Yang Yun said helplessly, "I also went to a few securities companies at the beginning. It was not going well, and it was not until after going to Beijing that the situation got better."

"Why are you unhappy?" Fang Yubin deliberately taunted the other party.

"It seems that you like to base your happiness on my pain." Yang Yun looked indifferent, "You are really interested, and I am not afraid of losing face. There is a securities company boss who treats me badly from the beginning to the end." With good intentions, he would mess around whenever he had the chance. I couldn't take it anymore, so I slapped him."

Fang Yubin looked at Yang Yun with a hint of doubt in his eyes.In his opinion, Yang Yun is not a conservative woman, especially because of the pornographic photos, she simply regards her as a good-for-nothing scum.Unexpectedly, she would be so intolerable for this kind of thing that she would slap her boss in the face?

Yang Yun saw Fang Yubin's thoughts and said, "Don't look at me like that! No matter what the reason is, as long as I volunteer, everything is easy to talk about. But whoever wants to bully others and force me to do things I don't want to do, I can only send him two Word: Get out!"

Yang Yun's answer made Fang Yubin feel a little guilty.It has been said that the rape of a prostitute is as much a crime as the rape of a nun.Besides, Yang Yun is definitely not a prostitute!You can dislike her, but that doesn't mean you can do whatever you want.His contemptuous tone just now, like the boss of the securities company who wanted to take advantage of others, seemed quite out of date.

Yang Yun said calmly: "I am a girl from a poor family. I came to a big city with no relatives. I struggled step by step on my own. If you want to get rewards, you must give something. As a woman, I know this very well. Therefore Being looked down upon by others, I also admit it.”

Fang Yubin felt some pity for the woman in front of him.A woman who is naturally beautiful but has no background stepping into the workplace is like a frail scholar walking around the city with a priceless treasure.There are too many people making up their minds, and it is impossible to defend against them, and they also lack basic self-defense skills.Fang Yubin knows better how difficult it is for a poor kid from the bottom to make a difference!Is it really possible that they never sold themselves?Perhaps, some people sell their lower body, some people sell their upper body, some people sell their bodies, and some people sell their souls.

Fang Yubin lit a cigarette and asked, "You're talking about business, what kind of business?"

Yang Yun replied: "My current boss started out in real estate, and recently he has a soft spot for the cultural industry. In recent years, he has invested in the construction of many theme parks in China, and has also acquired several performing arts companies and theater troupes."

Yang Yun went on to say: "With the rise of online live broadcasting, the boss naturally wants to reach out. Half a year ago, he invested tens of millions in his son for the live broadcast business. This rich second generation burned all the money in a few months. But it didn’t improve. So, the boss made up his mind, since building a live broadcast platform by himself is too laborious, he just bought one.”

Yang Yun also said: "Among the many live broadcast platforms, Dream Theater is in the limelight and naturally entered our field of vision. The investor behind Dream Theater happens to be you. In a meeting, I accidentally said that I know Mr. Fang, The boss assigned the job to me."

(End of this chapter)