Gold Investor

Chapter 116
Wang Jieming also said: "These six shareholders never contact each other in private, but only meet once a month to discuss the company's development. Regarding a certain issue, everyone speaks out their own opinions and finally votes. According to the voting results, the minority obeys the majority. They said, It is precisely because the friend factor is not mixed in, and everything is business-like, that the cooperative relationship has been maintained for more than ten years."

After listening to this story, Wang Cheng said: "The key to long-term cooperation is not to only agree, but to learn to speak against each other."

The banquet continued, and Fang Yubin returned the salute with a cup.He was the first to pay respects to Wang Jieming. Wang Jieming stood up in a rare way and clinked a glass full with Fang Yubin.Wang Jieming patted Fang Yubin's shoulder again: "Nie Yuanguo told me some things. It's not scary to have differences. Let's negotiate slowly. Businessmen, peace is the most important thing. Just like Lao Wang and Lao Fei, don't look at them if they don't admit it. , but they couldn’t hide it from me. The two of them must have sat down to discuss the equity dispute in Qiancheng back then, and took a step back from each other, otherwise it would not have ended today.”

Fang Yubin nodded and said, "Mr. Wang, I just wanted to tell you about the Dream Theater..."

Wang Jieming interrupted with a wave of his hand, and said with a smile: "For specific matters, I will ask Nie Yuanguo to communicate with you later. Just remember what I said, peace is the most important thing for businessmen." Wang Jieming's face was kind, but he never touched any business details.

After the dinner, Fang Yubin returned to the hotel.After a while, Wang Cheng called: "Yu Bin, Lao Wang made such a big fight today, is it for the Dream Theater?"

Before, Fang Yubin mentioned the Dream Theater to Wang Cheng, and now he explained the ins and outs in detail.After Wang Cheng listened to it, he laughed loudly: "This trick of playing hard to get is so good that even the scheming Wang Jieming didn't see it for a moment. What should we do next?"

Fang Yubin said: "At this point, it's time to let go. Wang Jieming came out of the mountain himself and moved you and Mr. Fei out. Of course I want to save face and talk to Nie Yuanguo about selling the shares."

Wang Cheng nodded and said, "That's right. I gave Wang Jieming face, and I got face. Talking with Nie Yuanguo now, and sitting obediently at the negotiating table back then, are two ways to talk."

Wang Cheng added: "This time, it's just a pity for Yang Yun."

"What happened to her?" Fang Yubin asked.

Wang Cheng said: "Old Wang is a good person. He hasn't seen the flaws now, but he will find out one day. At that time, he can't do anything to you, and he can't take Yang Yun out."

Fang Yubin's heart flashed a tinge of sadness, this time he finally came to help.If she was settled by Qiuhou, would she have any conscience?

Wang Cheng asked again: "You have decided to concentrate the funds in Yijia Financial Holdings after withdrawing from Dream Theater?"

"Yes." Fang Yubin spent more than ten minutes explaining his reasons to Wang Cheng.Fang Yubin knew that Wang Cheng seldom interfered with investment companies.But behind this high level of trust, isn't it a kind of high vigilance?Just like those emperors, they can give the ministers a sword, and even say a beautiful word that will not be tolerated by the emperor's life.But which minister really believed this, probably not far from the time of death.

Moreover, the relationship between the two is very delicate.Fang Yubin once helped Wang Cheng, but there is a good saying - a long-lost great kindness will become an enemy.One person's kindness to another person will inevitably become a heavy mental burden for the beneficiary.If the benefactor always uses the kindness he gives to influence the beneficiary, it is very easy to cause the benefactor's psychological change, turning gratitude into hatred.Because of this, Fang Yubin had to be more cautious towards Wang Cheng, and he couldn't show an air of taking credit for himself.Perhaps Wang Cheng is right, everything is done according to roles.In the past, the two were partners, and they could speak out their opinions. Now that they are investors, they have to follow the rules when they should seek advice.

After listening to Fang Yubin's words, Wang Cheng said: "You are in charge of Xinglan Capital, and you can take the initiative naturally. I only give you two suggestions. First, what happened before proves that although Yuan Ruilang is outstanding, he is not It is not suitable to grasp the big and small matters of the Yijia company. Especially some major decisions, we can no longer let him make fools."

"I will bring it up to him." Fang Yubin said.

"It's not just about it." Wang Cheng said, "This is precisely my second suggestion to you. The friends and business that Lao Wang talked about today are very reasonable. Yuan Ruilang is your friend, and he was your old leader in the past. .But now, your roles have changed."

"I understand." Fang Yubin replied.

6 You don’t know the difficulties unless you experience them, and you can only see the truth when you get the money

Fang Yubin sat in the coffee shop, mechanically stirring the coffee spoon with his fingers.Put down the spoon, pick it up and take a sip, it's so bitter!I was distracted just now and forgot to add cube sugar.

After playing hard to get, Fang Yubin reluctantly told Nie Yuanguo that he could consider selling the shares in Dream Theater for the sake of Wang Jieming's personal involvement.I agreed to sell it because I was so embarrassed, where did my opponent get the confidence to bargain?In the end, the two parties negotiated a deal of 3 million yuan, which was a full [-] million yuan more than the initial quotation.

With 1.5 million funds in hand, Fang Yubin was only happy for a while, and then fell into another entanglement.With these [-] million yuan, even if the money invested in Yijia Financial Holdings fails, Xinglan Capital can be regarded as a firm foothold.After all, Wang Cheng only invested [-] million yuan, but now it has doubled.But it is another big gamble to continue to increase capital by [-] million.Either you win big, or you lose all your efforts.

In fact, it is the established policy to cash out funds from Dream Theater and increase the capital of Yijia.Why do you hesitate when you get the money?Fang Yubin couldn't help but think of a story Wang Jieming told in Beijing that day.Wang Jieming, who loves collecting, said that he has seen too many people guarding a treasure, boasting that even if someone offered 200 million yuan, they would not be willing to sell it.However, when he really piled up 100 million cash in front of him, this person often said cruelly: "Keep the money, but take the goods away." They all say that things are not difficult because of experience, but they don't know the truth until the money is in front of them.

But in the end, Fang Yubin still made up his mind to follow the established policy!This determination is due to strong self-confidence.After crossing so many dangerous shoals and hidden reefs, fighting with those first-class business masters and even retreating or even gaining a little, Fang Yubin should no longer doubt his own vision at this time.

At this time, Jiang Ruobing walked in and waved to Fang Yubin.After she was seated, she said, "I have invited you several times and didn't show up. What brought you here today. You are already downstairs in the office. Why don't you go up and sit down and call me to come down?"

Fang Yubin did not answer the question, but asked, "How is the Yijia?"

Jiang Ruobing put a piece of candy in his cup, then shook his head helplessly: "It's not very good. Two months ago, I relied on usury to solve my urgent need. Last month, Mr. Yuan mortgaged his house in Shanghai and put his parents A house in Beijing was sold. But just like this, there are still some investors who cannot pay their income on time. Fortunately, there are not many people. I must pay. It’s almost the end of the month, and the money hasn’t come yet.”

"Where is the storage?" Fang Yubin asked again.

Jiang Ruobing said: "It has dropped a lot compared to before."

Fang Yubin said: "It's quite difficult, but Yijia Financial Holdings can survive until now, which is considered pretty good."

Jiang Ruobing nodded and said, "Thanks to the foundation before. For example, the car loan business has been growing steadily in the past few months."

Fang Yubin asked: "What do you think about the future development of P2P finance?"

Jiang Ruobing said: "We will face a very difficult situation in the short term, but the future is bright in the long run."

"What's the reason?" Fang Yubin asked.

Jiang Ruobing said: "I just want to say one thing. There are many P2P platforms running away, which have brought about such serious social problems. In other industries, the government has already issued a ban and shut down all companies for rectification. But for P2P finance, the policy The level is still normative and guiding. This shows that people still have expectations for this new thing.”

"It makes sense." Fang Yubin finally showed a smile, "Last time you said that Yijia's funding gap is more than [-] million. If you not only plug the gap, but also put the company on the right track, how much will it cost?"

Jiang Ruobing thought for a while and said, "At least [-] million."

"That's good." Fang Yubin said, "Xinglan Capital will contribute [-] million yuan, and continue to increase the capital of Yijia Financial Holdings."

"Really?" Jiang Ruobing looked overjoyed, and then she asked, "Didn't you say that Xinglan Capital didn't have much liquidity?"

"I recently sold the Dream Theater shares held by Xinglan Capital to a Beijing company for more than [-] million yuan." Fang Yubin was quite proud when he said this.

"Great." Jiang Ruobing said, "Does Boss Yuan know the news?"

Fang Yubin waved his hand: "Don't tell him yet. I called you here alone to discuss another matter. Xinglan Capital's [-] million can't be invested for nothing like this. I will attach some conditions."

"What conditions?" Jiang Ruobing asked.

Fang Yubin took a sip of his bitter coffee and said, "With such a big crisis in Yijia Financial Holdings, we feel that Mr. Yuan is not suitable to lead the company on the front line." After a pause, he continued: "Mr. I know that he has extraordinary talent and sharp business vision. People with vision can make good investments, but the specific management of the company should be undertaken by more professional people. Facts have also proved that Mr. Yuan personally went to the front line, The operating performance is not good, and it even puts the company in danger."

"What do you mean?" Jiang Ruobing asked softly without any expression on his face.

Fang Yubin said: "Using this opportunity, I want to persuade Mr. Yuan to release some of his power. For example, he is now the chairman and president of Yijia Financial Holdings. In the future, he might as well give up the position of president. As a director focus on the macro strategy, and don’t bother with individual lending business.”

(End of this chapter)